677:. In June 2017 the bank's board discontinued the formal sale process. By that time the bank's total losses since its financial crisis amounted to £2.6 billion. It was then announced that institutional bondholders had agreed to convert £426 million of bonds into equity, which would give them a 17 per cent stake in the bank. Additionally, it was announced that existing investors had agreed to put £250 million of new equity into a newly established holding company, which would take a 68 per cent stake in the bank. The investors also agreed to add £100 million over 10 years to the bank's pension fund and provide over £200 million of collateral to assist in separating the bank's pension from that of the Co-operative Group. The group was due to own 1 per cent of the bank, with the bank retaining its name and ethical policy. These arrangements were implemented in September 2017 and the final 1% stake held by the group was sold shortly afterwards for £5 million, ending the group's ownership of the bank entirely. The "relationship agreement" between the bank and the group is due to come to an end in 2020. During the uncertainty of the first half of 2017 the bank lost a further 25,000 current account customers. The bank reduced staff numbers by 800 in 2017 and made a pre-tax loss of £174.4 million (the loss for the previous year had been £477.1 million). In February 2018 the bank announced that its remaining branch network would be reduced from 95 to 68 branches during April and May 2018.
645:. Non-core assets reduced by £ billion, and credit impairments improved. In August 2014 the bank said it had cut staff numbers by 21 percent (about 1,560 workers) in the previous year and that there were more job losses to come. The bank had also closed 46 branches, reducing its branch network by 16 percent since the start of 2014. Another 25 would close in the remainder of the year, it said. In August 2015 the bank said that it had closed 62 branches over the previous year, taking the total down to 165. This was partly due to a 28% drop in in-branch transactions resulting from a change in demand from branch to internet banking. By that point staff reductions had exceeded 2,000 workers. After the closure of 54 branches during the first three months of 2016 the bank described its programme of branch closures as "mostly finished". The total number of jobs cut by the bank between 2013 and 2017 was approximately 2,700. The closure of a further 10 branches in the spring of 2017 reduced the branch total to 95, down from nearly 300 at the start of the process.
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in certain business activities or sectors. These include a commitment not to finance "the manufacture or transfer of armaments to oppressive regimes" or "any business whose core activity contributes to global climate change, via the extraction or production of fossil fuels". The bank estimates that it has declined finance totalling in excess of £1bn since the policy was introduced in 1992. The policy is based on a regularly renewed customer mandate in the form of a survey. In the 2005/06 financial year, whilst making profits of £96.5 million, it turned away business of nearly £10 million.
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950:, although further secondary legislation was required before such a merger could take place. On 21 January 2009, Co-operative Financial Services and Britannia Building Society agreed to a merger, with the new "super-mutual" being brought under the stewardship of The Co-operative Group. The proposed merger was subject to a vote by Britannia's members at their AGM, and on 29 April 2009 the members voted overwhelmingly in favour of the merger. Neville Richardson, Britannia CEO, became chief executive of the combined business.
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months earlier, resulting in a net loss of 28,199 customers (around 2% of the bank's total). The rate of loss slowed significantly in 2015, resulting in a loss of 2,250 current account customers between
January and August of that year. Overall, between 2014 and 2017, the number of current account holders dropped from 1.5 million to 1.4 million.
305:, the business evolved in the 20th century into a mid-sized British high street bank, operating throughout the UK mainland. Transactions took place at cash desks in Co-op stores until the 1960s, when the bank set up a small network of branches that grew from 6 to a high of 160; in 2023 it had 50 branches.
862:, specifically the group's "discriminatory pronouncements on grounds of sexual orientation". They said the group was "incompatible with the position of the Co-operative Bank, which publicly supports diversity and dignity". Christian Voice said the bank was discriminating against it on religious grounds.
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In the short term, both
Britannia Building Society and the Co-operative Bank continued operating their own products, branch networks and systems. All Britannia branches were due to be rebranded under the Co-operative name by the end of 2013, but this was abandoned in the wake of the financial crisis,
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Nevertheless, the bank reported progress in its rehabilitation, as its losses sharply narrowed and it strengthened its capital position. Figures released by the bank in August 2014 for the first half of the year showed a pre-tax loss of £75.8 million was identified, compared to £844.6 million for the
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that owned its debt. As a result, the group would lose majority control of its banking arm with the proportion of the bank's equity remaining under its ownership dropping to 30%, less than the 75% proposed in the original rescue plan. The plan passed a creditor vote and on 18 December 2013 a judge on
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The bank is a plc with debt securities listed on the London Stock
Exchange. Its equity is not listed. The bank's sole shareholder is the Co-operative Bank Finance plc. The sole shareholder of the Co-operative Bank Finance plc is the Co-operative Bank Holdings Ltd which is a private company limited by
842:
The
Ethical Policy only applies to the balance sheet of the Co-operative Bank and never applied to other Co-operative Group businesses such as the Co-operative Asset Management, the group's asset management business. Nevertheless, this business received criticism in 2009 for not following the bank's
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The bank was not expected to make a full-year profit until 2017 at the earliest. In August 2015 Booker said that he expected the bank would be "part of the consolidation of some of the country’s smaller banks", and that stock-market flotation would remain an option for the future. He said that there
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The Co-operative Bank is the only UK high street bank with a customer-led
Ethical Policy which is incorporated into the bank's articles of association. The Ethical Policy was introduced in 1992 and incorporated into the bank's constitution in 2013. The policy was revised and expanded in 2015 in line
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The Co-operative Bank operates an
Ethical Policy and has an ethical code of conduct as part of its constitution. The Ethical Policy is overseen by a values and ethics committee chaired by an independent director. The policy excludes the provision of any banking services to businesses that take part
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agreed takeover terms for the bank, worth up to £780 million. The deal is subject to the two firms agreeing a contract and gaining approval from financial services regulators. On 24 May 2024, Coventry
Building Society finalised its takeover of the bank, and announced that it would not be giving its
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On 1 April 2016 the bank announced a pre-tax loss for 2015 of £611 million, more than double the loss of £264m for 2014. Booker's salary rose to £3.85m from its 2014 level of £3.1m, an increase of 24.2%. In
November 2016 the bank announced a reduction of the workforce to 4,015, a loss of 200
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who nursed HSBC's sub-prime lending business back to health, was appointed in 2013. He attempted to refocus the bank's strategy as a retail and SME lender. At this point, the bank was
Britain's seventh biggest lender, and the majority of the bank's revenue was made from interest charges on loans.
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when central government introduced new capital into the failed institutions. Details of the outcome for small retail investors in the bank were uncertain at the time of the June announcement, but there was no suggestion that ordinary deposits in the bank would be put at any additional risk by the
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The Co-operative Bank lost 38,000 current account customers in the first half of 2014 after suffering what it called a "hurricane of negative publicity" following the lender's near collapse. However, this loss was partly offset by 9,700 who switched to the bank – double the number who joined six
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In 2009, the Co-operative Bank received considerable public criticism from business customers for problems with the bank's business internet banking service. It subsequently emerged that the service crashed when more than 130 users logged on simultaneously, and some business customers were left
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During the first half of 2020 the bank allocated £11.2m to "loan impairments", giving a loss for that period of £44.6m. In August 2020 the closure was announced of 18 of the bank's remaining 68 branches – to take place by the end of the year – along with an 11% reduction in staff numbers, as a
626:, a key measure of financial strength, stood at 11.5 percent at the end of June and was expected to be significantly above the previous guidance of 10 percent at the end of 2014. However the bank, as expected, was unable to meet the new Bank of England financial stress tests in December 2014.
672:
In
February 2017 the bank's board announced that they were "commencing a sale process" for the bank and were "inviting offers". They said that they were also considering options other than a sale to build capital, including raising cash from new and existing investors. A statement from the
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resigned shortly before the announcement of the shortfall. A press release by the bank issued on 17 June 2013 explained that the scheme would compel subordinated (also known as junior) bondholders to convert some or all of their assets from debt instruments to ownership
808:, a formal co-operative, which retained the Save our Bank name on its website. The union now has 1,200 members who all pay a small yearly membership fee. In 2019, the bank committed to ongoing engagement with the customer union, through a formal recognition agreement.
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in 2009, the Co-operative Bank entered into negotiations with Lloyds Banking Group to purchase over 600 of its branches. The purchase was publicly announced in July 2012 and it was revealed that the branches would be initially split from Lloyds under the resurrected
332:, a failed attempt to buy a larger rival and a troubled commercial property loan portfolio, the bank was the subject of a rescue plan to address a capital shortfall of about £1.9 billion. The Co-operative Group, which had previously owned the bank outright, became a
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until 1971, when the Co-operative Bank Act 1971 (c. xxii) separated the banking business from the Co-operative Wholesale Society. In 1975, the bank became the first new member of the Committee of London Clearing Banks for 40 years and thus able to issue its own
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holding a 20% stake in the bank. Following restructuring and the formation of a new holding company on 1 September 2017, the Co-operative Group no longer had a stake in the bank and the relationship agreement between the two organisations ended in 2020.
775:, which were irredeemable fixed-interest shares. These shareholders could attend the bank's general meetings, but only had speaking and voting rights if the dividend is in arrears, or on any resolution varying their rights or winding up the bank.
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In October 2020, Andrew Bester informed the board of directors of his intention to step down as chief executive officer and as a director of parent company The Co-operative Bank Finance plc. He was replaced as CEO by the bank's CFO, Nick Slape.
700:. In May 2019, the bank was awarded £15 million by Banking Competition Remedies (BCR) to grow its presence in the business banking market, following its successful application for funding from Pool B of the Capability and Innovation Fund.
556:
In September it was discovered that there was a £3.6bn funding gap between the value the Co-operative Bank placed on its loan portfolio and the actual value it would realise if forced to sell the assets. In October it was reported that the
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itself. In the 1970s it was registered as a separate PLC that was wholly owned by the co-operative society it was part of, in order to achieve its status as a bank among other banks entitled to use inter-banking systems. That society,
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was announced to raise an additional £400 million. In May 2014 the bank finalised the £400 million fundraising plan and obtained shareholder approval, which reduced the Co-operative Group's ownership of the bank to just over 20%.
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brand. On 24 April 2013 the Co-operative Bank announced that it had decided against proceeding with the deal. The reasons given were the poor economic outlook in the UK and an increase in financial regulation requirements. The
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criticised Richardson – who had left the bank in 2011 – over his role in the merger. In 2014, an independent review reported that the problems faced by both companies had been exacerbated by the merger. In the same year the
768:. Its customers could, however, choose to become Co-operative Group members and hence indirectly acquire an ownership interest in the bank, earning dividends on their account holdings and borrowing with the Bank.
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The narrowing of losses was driven largely by a faster-than-expected reduction in unwanted assets, including significant parts of the portfolio of sub-prime mortgages the bank inherited from its merger with
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An Act to provide for the transfer to Co-operative Bank Limited of the banking business of Co-operative Wholesale Society Limited; and for other purposes incidental thereto and consequential thereon.
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had been "no meaningful discussions" concerning the suggestion that the hedge funds which own 80% of the bank's equity were looking at buying up the Co-operative Group's remaining 20% holding.
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On 19 November 2013, the group's chairman Len Wardle, who was leading the board when Flowers was appointed to his position, resigned "with immediate effect" because of the Flowers scandal.
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campaign, to keep the bank adhering to its ethical policy and eventually bring it back into co-operative ownership. 10,000 people signed up to the campaign. In 2016 the campaign became the
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321:, maintains some relationship with the bank, including managing the licensed use of the brand name "Co-operative ..." and maintained full and later partial ownership until 2017.
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Co-operative Group indicated that it supported the decision. In April 2017 the Co-operative Group wrote off its 20% stake in the bank and in May 2017 the bank began seeking a
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served as the Bank's chairman from April 2010 until June 2013 and it was under his chairmanship that in March 2013 the bank reported losses of £600 million; in May 2013,
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Andrew Bester joined as the bank's CEO in July 2017, setting out to deliver a plan to enhance the bank's digital capabilities while developing the ethical brand further.
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In September 2018 the bank expressed an interest in bidding for part of a £775 million fund designed to help banks develop their business banking services and encourage
585:, were fined £4 million for misconduct shortly after the takeover of Britannia, particularly the valuation of Britannia's commercial loans and other liabilities, by the
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890:, continued during 2018 and raised over £1m, helping to fund a national helpline for Centrepoint, and a specialist helpline service based in Manchester.
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An independent review commissioned by the bank, published in April 2014, concluded that the root of the bank's problems lay in its 2009 takeover of the
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970:, told the Treasury Select Committee that the Britannia Building Society would have collapsed if it had not been taken over by the Co-operative Bank.
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culminated in reports that the bank had a shortfall in its capital of about £1.5 billion, and that this would be filled by a procedure known as a "
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The expanded Ethical Policy, updated in 2015, is built on five pillars: Banking, Workplace, Products and Services, Campaigning and Business.
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In late 2014 the bank undertook an advertising campaign to promote its Ethical Policy. The Co-operative Bank brand subsequently came top in
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members a vote on the deal. The purchase is subject to approval from financial regulators, but is expected to be completed in early 2025.
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agreed to purchase The Co-operative Bank in May 2024, which is expected to be completed in early 2025 subject to regulatory approval.
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by six notches to junk (Ba3) and the chief executive Barry Tootell resigned. Flowers was suspended by both the Labour Party and the
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assessment measured the bank's core capital ratio (a measure of financial strength) at minus 2.6%. As a result, the bank appointed
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and successfully lobbied for the launch of a new banking industry code of practice for customers affected by financial abuse.
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had previously reported that the Co-operative would require a £1 billion increase in capital to support enlarging the bank.
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and in March 2024 announced it would consult staff on a restructure which would reduce staffing by 12%, about 400 staff.
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response to a reduction in branch use and historically low interest rates. In 2023, the bank had 50 branches in the UK.
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Wilkinson, Adrian; Balmer, John M.T. (1996). "Corporate and generic identities: lessons from the Co-operative Bank".
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The Co-operative Bank signs Recognition Agreement with The Customer Union for Ethical Banking | The Co-operative Bank
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545:. The bondholders had the opportunity to seek to reject the restructuring proposed, and an alternative option of the
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with a view to sharing facilities and possibly a full merger. Such a venture was facilitated by the passing of the
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In 2011, some Co-operative Bank customers were left temporarily unable to use their debit cards as a result of
786:, the Co-operative Bank did not have a federal structure of local banks, instead being a single national bank.
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A series of banking entities engaged in talks and offers to acquire the bank, including US private-equity firm
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Co-operative Bank and Refuge welcome the launch of a financial abuse code of practice | The Co-operative Bank
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1033:. On 19 November it was discovered that Flowers had previously resigned as a Labour Party Councillor for
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Over the weekend of 15–16 June 2013 negotiations between the Co-operative Group and its regulator the
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and a new fixed income instrument. The scheme contrasted with the rescues of other British banks in
301:, England. Established as a bank for co-operators and co-operatives following the principles of the
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share capital. The holding company is owned by hedge funds and other asset management companies.
1464:"The Co-operative Group announces outcome of review of The Co-operative Bank's capital position"
696:. The fund was created by RBS as a consequence of its £45 billion Government bailout during the
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As a part of wider turnaround plans, in August 2023 the bank acquired the mortgage accounts of
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Certificate of Incorporation 5 October 1970 retrieved 4 December 2022 from Companies House.
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operating business for £35 million. It also outsourced its mortgage servicing operation to
629:
In late 2014 the bank sold its repossessed properties business for £157.5 million, and its
623:
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by six notches to junk (Ba3) resulting in the chief executive Barry Tootell's resignation.
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as it was not owned directly by its staff, nor customers. Prior to 2013 it was owned by a
8:
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3829:
2710:"Shawbrook Bank makes bid for Co-op Bank while considering new Metro Bank offer, reports"
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with a great many simply closing and only a smaller number being retained and converted.
822:
717:
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35:
3368:"Former Co-op Bank boss Neville Richardson steps down from M&S Bank and Countrywide"
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In October 2008, it was reported that Co-operative Financial Services was in talks with
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2511:"Co-op Bank 'draws line' under near-collapse and past scandals with pared-back losses"
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In October 2013, around the time of the takeover, a group of customers, supported by
333:
3061:"Co-op's sale of life insurance and asset management businesses comes a step closer"
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subsequently selected the Co-operative Bank for its Ethical Corporate Stance Award.
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2239:"Co-op Bank tripled its net loss and it is likely to remain in the red until 2017"
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A former high-street branch of the Britannia in Gloucester, that has since closed
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2636:"UK's Co-operative Bank buys Sainsbury's Bank's 479 mln stg mortgage portfolio"
2012:
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1411:
728:
172:
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1817:"Co-operative Group's terrible year leads to growth slowing in wider movement"
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service began to suffer a "temporary outage", which is still ongoing in 2023.
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2087:"Co-op Bank invests in better future with £325m outsourcing deal with Capita"
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440:, becoming the CWS Bank four years later. However, the bank did not become a
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50:
2546:£15m in BCR Funding Awarded to The Co-operative Bank | The Co-operative Bank
2492:"Co-operative Bank sheds 25,000 current account customers but losses shrink"
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had been forced to renegotiate the bank's £1.5bn rescue with US hedge funds
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3413:"Co-op Bank saved Britannia Building Society from collapse, regulator says"
2605:(Press release). Co-operative Bank. 6 October 2020 – via Investigate.
2529:"Handelsbanken and Co-op Bank among prospective bidders for £775m RBS fund"
2454:"Co-op Group sheds last of Co-op Bank stake as it enjoys rising food sales"
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1945:"Co-op Bank has lost £2.6bn since the crisis – but can still bounce back"
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The bank's chief executive at the time, Niall Booker, a former banker at
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2473:"Co-op Bank and Co-op Group to end relationship after £700m rescue deal"
30:
This article is about the UK bank. For other similarly named banks, see
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3431:"Updated: Co-operative bank 'losing customers' through system problems"
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was planned for 2014 but the plans were abandoned in March 2014 when a
501:
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2560:"Coronavirus: Co-op Bank to cut 350 jobs amid 'prolonged uncertainty'"
1705:"Forget profits: all Co-op Bank can promise is blood, sweat and tears"
1241:"1 in 4 Cooperative Bank branches axed: network shrinks to 68 outlets"
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Building Societies (Funding) and Mutual Societies (Transfers) Act 2007
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The bank was formed in 1872 as the Loan and Deposit Department of the
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2060:"Co-operative Group ends deal to run Co-operative Bank cash machines"
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267:
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2735:"Coventry Building Society makes £780m offer for Co-operative Bank"
2189:"Co-op Bank investors braced for losses as it tries to raise £750m"
2170:"Co-op Bank warns of more branch closures as it reports £477m loss"
783:
667:
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1586:"Co-op Bank rescue may prove bondholder 'bail-ins' are the future"
1439:"Former Co-op Bank chairman Paul Flowers arrested in drug inquiry"
680:
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2691:"Revealed: Cerberus in talks to buy struggling Co-operative Bank"
2310:"Co-op bank put up for sale four years after it almost collapsed"
2151:"Are the walls of the Co-op about to finally come tumbling down?"
2038:"Co-op Bank sells distressed property business for $ 247 million"
1863:"Co-op Bank slashes first-half losses but loses 38,000 customers"
516:
98:
94:
3342:"Britannia Building Society: Unions disappointed at name change"
1979:"Co-Op Bank CEO Says 'No Surprise' If Lender Fails Stress Tests"
1676:"Niall Booker hired as new Co-op Bank executive | Business"
1365:"Co-operative Bank rushes to reassure customers after downgrade"
3791:
2863:"Customers owning a stake of the Co-operative Bank is 'viable'"
2761:"Coventry Building Society and Co-op Bank agree takeover terms"
2265:"Co-op Bank chairman defends Niall Booker's £4m pay after loss"
1385:"Co-operative Bank outlines restructuring plan to raise £1.5bn"
872:
634:
493:
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3394:"Co-op Bank and Britannia merger 'should never have happened'"
1650:"KPMG 'severely reprimanded' for audit failings at Co-op Bank"
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after "inappropriate" content was discovered on his computer.
916:
The bank launched a separate internet-only operation known as
756:
Despite its name, the Co-operative Bank was not itself a true
3143:
Co-operative Financial Services . Retrieved 29 November 2007.
2410:"Co-op Bank avoids failure after £700m deal with hedge funds"
2367:"Co-op Bank plans debt-for-equity swap in search for capital"
1779:"Co-op Bank's ethical investors fret over another £400m hole"
1776:
1296:"Lloyds plans IPO for TSB branches after sale talks collapse"
541:
rescue, as they would continue to be covered by the existing
206:
2208:"Co-Operative Bank Hires Adviser for $ 10 Billion Mortgages"
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Furry sporrans turned down as Co-op banks on ethical profit
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2347:"Manchester mutual Co-operative Group slumps to £132m loss"
598:
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294:
164:
3155:"Co-op Bank and Wonga are most improved UK brands of 2015"
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Jennifer Thompson and Patrick Jenkins (26 February 2013).
3201:
Centrepoint | Supported Charities | The Co-operative Bank
2435:"Investors pay price as Co-op Bank rescue deal concludes"
2363:
2307:
1836:"UK's Co-op Bank completes 400 million pound fundraising"
1456:
2391:"Co-op Bank ends sale process as rescue plan draws near"
1916:"Co-op Bank losses almost triple as turnaround drags on"
1533:"Co-op Group loses majority control of banking division"
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advisor and the former Co-operative Bank chairman, Rev.
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The bank's partnership with youth homelessness charity,
731:
in October 2023 A tentative offer was received from the
500:
In March 2013 the bank reported losses of £600m. In May
461:
in 2009, increasing its branch network to 373 branches.
2955:"Co-op insists it is still 'UK's leading ethical bank'"
1898:"Co-Op Bank loses 38,000 customers after near collapse"
1619:"Co-Op Bank loses 38,000 customers after near collapse"
1224:
Co-operative Financial Services – the Co-operative Bank
528:
shares of uncertain value which would be listed on the
3498:
Co-op Group chair quits over Paul Flowers drugs claims
464:
Following the UK government's acquisition of 43.4% of
3470:"Co-op Bank ex-boss Paul Flowers 'filmed buying drugs
2779:"Coventry Building Society buys Co-op Bank for £780m"
789:
751:
64:
The bank's headquarters on Balloon Street, Manchester
2557:
1964:"More jobs to go as Co-op Bank slips to £75.8m loss"
1047:
3088:. Royal London Group. 1 August 2013. Archived from
2452:Ashley Armstrong; Jon Yeomans (21 September 2017).
739:
2024 onwards: takeover by Coventry Building Society
622:same period in 2013. Co-op Bank also said its core
581:and poor management controls. The bank's auditors,
2662:
2654:
2618:"Co-op Bank announces new CEO as firm eyes growth"
2417:
2365:
1976:
1870:
1752:"Co-op Bank to cut branch network by at least 15%"
1383:
1328:
1303:
1270:
1129:(Report). The Co-operative Bank. 28 February 2024.
3614:Commercial and retail banks in the United Kingdom
3294:"Business | Britannia/Co-op merger date set"
2820:. The Co-operative Bank plc. 2013. Archived from
1641:
1510:"Co-op Bank loan value 'deficit' grows to £3.6bn"
920:in 1999. It has around half a million customers.
4411:
2030:
1961:
1909:
1907:
1827:
735:which was provisionally accepted in April 2024.
668:2017 restructuring, investment and proposed sale
549:taking over the ownership of the bank under the
309:with over 320,000 customer responses to a poll.
27:Retail and commercial bank in the United Kingdom
3542:. CreateSpace Independent Publishing Platform.
3512:
3486:Co-op Group chairman Len Wardle resigns scandal
3152:
3117:. Christian Voice. 23 June 2005. Archived from
2952:
2793:"Your latest offers from the Co-operative Bank"
2013:"Co-op Bank fails Bank of England stress tests"
1777:Jim Armitage and Nick Goodway (25 March 2014).
1730:"Co-operative Bank is now owned by bondholders"
1293:
875:'s survey of the most improved brands of 2015.
681:2018 onwards: extension of portfolio and growth
2664:"Co-op Bank to slash more than one in 10 jobs"
2426:
2308:Richard Hartley-Parkinson (13 February 2017).
2052:
1914:Wallace, Tim; Spence, Peter (20 August 2015).
1531:Jill Treanor; Sean Farrell (21 October 2013).
1466:. The Co-operative Banking Group. 17 June 2013
1238:
843:Ethical Policy and in 2013 it was sold to the
4172:
3598:
3330:on 18 July 2011 – via Internet Archive.
3224:
2946:
2807:
2432:
2122:
2084:
2078:
1913:
1904:
1833:
1484:
850:In June 2005, the bank closed the account of
830:stands in front of the bank's head office in
778:Unlike other co-operative banks, such as the
3410:
3227:"Co-op Bank prepares to wipe away its Smile"
3022:
2661:Price, Chris; Bow, Michael (26 March 2024).
2508:
2489:
2407:
2288:
2262:
2186:
2167:
1942:
1814:
1795:
1744:
1507:
1487:"What did regulators know about Co-op Bank?"
1478:
1363:Neate, Rupert; Treanor, Jill (10 May 2013).
1362:
1267:"Q and A: What the Co-op deal means for you"
312:Despite its name, the bank has never been a
3272:"Britannia explores merger deal with Co-Op"
3269:
2388:
2364:Emma Dunkley; Martin Arnold (29 May 2017).
2328:"Co-op Group supportive of Co-op Bank sale"
1970:
1673:
1559:"Co-op Bank creditors approve bailout deal"
1320:
1287:
4186:
4179:
4165:
3605:
3591:
2714:The Intermediary - Latest UK mortgage news
2470:
2445:
2205:
2148:
2111:Annual Report 2015 | The Co-operative Bank
1938:
1936:
1892:
1890:
1330:"Co-op 1bn gap puts Lloyds under pressure"
979:unable to access their accounts for days.
692:customers to transfer their accounts from
637:, transferring about 660 staff to Capita.
553:special resolution regime was considered.
58:
49:
3320:"New-look CFS ready to take on the banks"
2006:
2004:
1798:"Co-op bank needs £400m as losses deepen"
893:In 2018, the bank partnered with charity
703:
592:
2839:
2688:
2660:
2615:
2578:"Branch Locator | The Co-operative Bank"
2206:Partington, Richard (16 December 2014).
1808:
1722:
1698:
1696:
1616:
1524:
1234:
1232:
933:
881:
821:
656:to help sell £6.6 billion of mortgages.
487:
483:
3535:
3516:International Journal of Bank Marketing
2558:John-Paul Ford Rojas (25 August 2020).
2236:
1933:
1887:
1702:
1647:
1583:
1436:
1381:
1264:
1071:Co-operative Permanent Building Society
14:
4412:
3063:. Manchester Evening News. 5 July 2013
2707:
2464:
2378:from the original on 10 December 2022.
2010:
2001:
1977:Richard Partington (1 December 2014).
964:Deputy Governor of the Bank of England
771:The bank also had approximately 2,500
565:, Beach Point Capital Management, and
4160:
3586:
2861:Kidd, Marie-Claire (6 January 2015).
2344:
1857:
1855:
1853:
1693:
1612:
1610:
1608:
1606:
1392:from the original on 10 December 2022
1358:
1356:
1341:from the original on 10 December 2022
1229:
973:
429:Text of statute as originally enacted
3433:. Computerworld UK. 16 November 2009
3025:"Co-op defends investment portfolio"
2860:
2570:
1094:
1092:
1090:
858:group, because of its standpoint on
146:Nick Slape (Chief Executive Officer)
3153:Lauren Davidson (13 January 2016).
2953:Russell Parsons (4 November 2013).
2689:Kleinman, Mark (17 November 2020).
2603:"Andrew Bester to step down as CEO"
2301:
2291:"Co-operative Bank to cut 200 jobs"
1962:James Williamson (23 August 2014).
1732:. Co-operative News. 9 January 2014
293:is a British retail and commercial
24:
4365:Associated Co-operative Creameries
3506:
3172:
3083:"Royal London Group Press Release"
2983:. The Co-operative. Archived from
2918:
2727:
2433:Hannah Boland (1 September 2017).
2125:"Co-op Bank losses widen to £611m"
2085:Antony Savvas (12 November 2014).
1850:
1603:
1584:Treanor, Jill (18 December 2013).
1437:Treanor, Jill (22 November 2013).
1353:
1239:Douglas Blakey (9 February 2018).
1166:"Persons with significant control"
1141:"Persons with significant control"
1076:Customer Union for Ethical Banking
806:Customer Union for Ethical Banking
790:Customer Union for Ethical Banking
752:Membership before financial crisis
727:in November 2020, challenger bank
574:allowed the plan to move forward.
32:Co-operative Bank (disambiguation)
25:
4461:
4350:Co-operative Travel Trading Group
3557:
3453:"Co-op suffers debit card glitch"
3411:Sean Farrell (11 February 2014).
2616:Houghton, Tom (20 October 2020).
2289:Jill Treanor (17 November 2016).
1617:Scuffham, Matt (22 August 2014).
1508:Harry Wilson (2 September 2013).
1382:Jenkins, Patrick (17 June 2013).
1294:Patrick Jenkins (24 April 2013).
1269:. Financial Times. Archived from
1191:"Who owns the Co-operative Bank?"
1116:
1087:
826:A statue of co-operative pioneer
811:
764:itself owned by a co-operative –
3820:National Savings and Investments
3491:
3479:
3463:
3445:
3423:
3404:
3386:
3360:
3334:
2957:. Marketing Week. Archived from
2237:Goodway, Nick (20 August 2015).
2011:Miller, Joe (16 December 2014).
1869:. 22 August 2014. Archived from
1703:Goodway, Nick (21 August 2015).
1412:"Co-op Bank to fill £1.5bn hole"
1050:
996:
492:The Co-operative Bank branch in
383:Parliament of the United Kingdom
376:
324:In 2013–14, after a merger with
216:
215:
190:
189:
4239:Federal Retail Trading Services
3326:. 4 August 2009. Archived from
3312:
3286:
3270:Peter Stiff (13 October 2008).
3263:
3237:
3218:
3206:
3194:
3146:
3133:
3107:
3075:
3053:
3031:
3016:
2999:
2973:
2893:
2881:
2854:
2785:
2771:
2753:
2708:Fowler, Ryan (8 October 2023).
2701:
2682:
2628:
2609:
2595:
2551:
2539:
2521:
2502:
2490:Jill Treanor (10 August 2017).
2483:
2401:
2382:
2357:
2345:Begum, Shelina (6 April 2017).
2338:
2320:
2282:
2256:
2230:
2199:
2180:
2161:
2142:
2116:
2104:
1955:
1789:
1770:
1667:
1577:
1551:
1501:
1430:
1404:
1375:
1124:2023 Annual Report and Accounts
572:High Court of England and Wales
513:Prudential Regulation Authority
282:Footnotes / references
34:. For the general concept, see
4317:The Co-operative Banking Group
3139:Gay Times, February 2006. See
2509:Iain Withers (14 March 2018).
2149:Ben Martin (4 February 2017).
2123:Marion Dakers (1 April 2016).
1796:Jill Treanor (24 March 2014).
1485:Robert Peston (12 July 2013).
1265:Warwick, Lucy (19 July 2012).
1258:
1217:
1208:
1183:
1158:
1133:
957:In June 2013, a member of the
438:Co-operative Wholesale Society
13:
1:
4430:Companies based in Manchester
4425:Cooperative banking in Europe
4079:Cambridge & Counties Bank
3623:Banking in the United Kingdom
3225:James Titcomb (30 May 2015).
3215:. Retrieved 27 November 2019.
3203:. Retrieved 27 November 2019.
2890:. Retrieved 27 November 2019.
2851:. Retrieved 18 December 2008.
2548:. Retrieved 27 November 2019.
2408:Emma Dunkley (26 June 2017).
2168:Jill Treanor (9 March 2017).
1943:Nils Pratley (20 June 2017).
1834:Matt Scuffham (10 May 2014).
1815:Jill Treanor (22 June 2014).
1648:Kollewe, Julia (8 May 2019).
1226:. Retrieved 18 December 2008.
1081:
1066:The Co-operative Credit Union
698:financial crisis of 2007–2008
654:Bank of America Merrill Lynch
4370:Co-operative Retail Services
4355:The Co-operative Motor Group
3539:The Fall of the Ethical Bank
3023:James Graham (22 May 2009).
2389:Jon Yeomans (26 June 2017).
2187:Jill Treanor (10 May 2017).
923:
900:
452:
7:
4420:Banks of the United Kingdom
2815:"Financial Statements 2012"
2471:Ben Martin (28 June 2017).
2263:Sean Farrell (April 2016).
1985:. Bloomberg. Archived from
1674:Julia Finch (27 May 2013).
1245:Retail Banker International
1043:
725:Cerberus Capital Management
587:Financial Reporting Council
563:Aurelius Capital Management
10:
4466:
3488:Guardian, 19 November 2013
2582:www.co-operativebank.co.uk
2040:. Reuters. 1 December 2014
1900:. Reuters. 22 August 2014.
1170:beta.companieshouse.gov.uk
1145:beta.companieshouse.gov.uk
944:Britannia Building Society
930:Britannia Building Society
927:
909:
815:
643:Britannia Building Society
579:Britannia Building Society
459:Britannia Building Society
365:Co-operative Bank Act 1971
358:United Kingdom legislation
353:
348:
330:Britannia Building Society
29:
4435:Banks established in 1872
4378:
4340:The Co-operative Pharmacy
4309:
4284:
4261:
4231:
4194:
4146:UK Government Investments
4123:
4053:Arbuthnot Latham & Co
4043:
3876:
3838:
3825:UK Government Investments
3812:
3782:
3728:
3693:
3656:
3629:
3620:
3529:10.1108/02652329610119292
2113:. Retrieved 1 April 2016.
1512:. London: Daily Telegraph
959:Treasury Select Committee
745:Coventry Building Society
733:Coventry Building Society
457:The bank merged with the
427:
417:
412:
399:
389:
375:
370:
363:
343:Coventry Building Society
291:The Co-operative Bank plc
280:
262:
250:
240:
235:Coventry Building Society
230:
204:
178:
152:
140:
130:
119:
104:
90:
80:
69:
57:
48:
44:The Co-operative Bank plc
4310:Former formats/interests
1625:. London. Archived from
905:
519:" scheme. Bank chairman
4345:The Co-operative Travel
3764:Holt's Military Banking
3476:, BBC, 19 November 2013
3247:. Smile. Archived from
3182:. The Co-operative Bank
2901:"About | Save Our Bank"
2351:Manchester Evening News
773:preference shareholders
4445:The Co-operative Group
4360:The Co-operative Farms
4188:The Co-operative Group
3899:Allied Irish Bank (GB)
3752:Royal Bank of Scotland
3536:Gosling, Paul (2017).
3274:. London: Times Online
3045:. 2011. Archived from
2933:co-operativebank.co.uk
2212:Bloomberg Businessweek
939:
835:
766:The Co-operative Group
704:2020–2024: contraction
593:2014–16 rehabilitation
497:
319:The Co-operative Group
85:Public limited company
76:Loan and Deposit Dept.
4323:The Co-operative Bank
3921:The Co-operative Bank
3500:BBC, 19 November 2013
2867:The Co-operative News
1001:On 17 November 2013,
937:
882:Charity and community
825:
800:magazine, launched a
607:London Stock Exchange
530:London Stock Exchange
491:
484:2013 financial crisis
4217:Co-op Legal Services
4084:Close Brothers Group
3710:Birmingham Midshires
3696:Lloyds Banking Group
3245:"why smile?: awards"
3027:. The Business Desk.
2535:. 27 September 2018.
2422:on 10 December 2022.
1100:"Annual Report 2019"
1017:. The former Labour
1009:, was caught buying
989:In 2021, the Bank's
675:debt-for-equity swap
624:Tier 1 capital ratio
567:Silver Point Capital
466:Lloyds Banking Group
334:minority shareholder
148:Bob Dench (Chairman)
4379:Former subsidiaries
4144:Partially owned by
4109:Rothschild & Co
3830:UK Asset Resolution
3180:"Values and Ethics"
3115:"Co-operative Bank"
3049:on 24 January 2012.
2981:"Ethical screening"
2827:on 28 December 2013
2669:The Daily Telegraph
2334:. 13 February 2017.
1875:on 10 December 2022
1388:. Financial Times.
1308:on 10 December 2022
1275:on 10 December 2022
1025:had downgraded its
648:In December 2014 a
543:compensation scheme
242:Number of employees
132:Number of locations
45:
36:Cooperative banking
4269:Shirine Khoury-Haq
3993:Standard Chartered
3813:Wholly state-owned
3459:. 11 October 2011.
2961:on 22 January 2014
2846:Rabobank Profile,
2218:on 17 January 2015
2066:. 27 November 2014
1989:on 1 December 2014
1565:. 17 December 2013
974:Technical problems
940:
845:Royal London Group
836:
743:On 19 April 2024,
559:Co-operative Group
498:
442:registered company
157:Commercial banking
43:
4450:Supermarket banks
4407:
4406:
4271:(Chief Executive)
4207:Co-op Funeralcare
4154:
4153:
4102:Kleinwort Hambros
4073:C. Hoare & Co
4044:Other commercial
3978:Secure Trust Bank
3679:HSBC Private Bank
3348:. 25 January 2013
3324:Co-operative News
3251:on 23 August 2010
2533:Belfast Telegraph
2332:Stock Market Wire
2064:Co-operative News
1758:. 4 November 2013
605:Flotation on the
434:
433:
371:Act of Parliament
303:Rochdale Pioneers
288:
287:
270:.co-operativebank
16:(Redirected from
4457:
4301:NOMA, Manchester
4246:The Co-operative
4222:Co-op Electrical
4181:
4174:
4167:
4158:
4157:
4066:Butterfield Bank
4059:Bank and Clients
4013:Unity Trust Bank
3983:Sainsbury's Bank
3840:Challenger banks
3774:Isle of Man Bank
3758:Messrs. Drummond
3746:Coutts & Co.
3705:Bank of Scotland
3607:
3600:
3593:
3584:
3583:
3578:Customer reviews
3573:The Kelly Review
3569:
3568:
3566:Official website
3553:
3532:
3501:
3495:
3489:
3483:
3477:
3473:
3467:
3461:
3460:
3449:
3443:
3442:
3440:
3438:
3427:
3421:
3420:
3408:
3402:
3401:
3400:. 30 April 2014.
3390:
3384:
3383:
3381:
3379:
3364:
3358:
3357:
3355:
3353:
3338:
3332:
3331:
3316:
3310:
3309:
3307:
3305:
3290:
3284:
3283:
3281:
3279:
3267:
3261:
3260:
3258:
3256:
3241:
3235:
3234:
3222:
3216:
3210:
3204:
3198:
3192:
3191:
3189:
3187:
3176:
3170:
3169:
3167:
3165:
3150:
3144:
3137:
3131:
3130:
3128:
3126:
3111:
3105:
3104:
3102:
3100:
3094:
3087:
3079:
3073:
3072:
3070:
3068:
3057:
3051:
3050:
3035:
3029:
3028:
3020:
3014:
3003:
2997:
2996:
2994:
2992:
2977:
2971:
2970:
2968:
2966:
2950:
2944:
2943:
2941:
2939:
2930:
2926:"Ethical Policy"
2922:
2916:
2915:
2913:
2911:
2905:saveourbank.coop
2897:
2891:
2885:
2879:
2878:
2876:
2874:
2869:. United Kingdom
2858:
2852:
2843:
2837:
2836:
2834:
2832:
2826:
2819:
2811:
2805:
2804:
2803:on 16 July 2012.
2799:. Archived from
2797:The Co-operative
2789:
2783:
2782:
2775:
2769:
2768:
2767:. 19 April 2024.
2757:
2751:
2750:
2748:
2746:
2731:
2725:
2724:
2722:
2720:
2705:
2699:
2698:
2686:
2680:
2679:
2677:
2675:
2666:
2658:
2652:
2651:
2649:
2647:
2642:. 11 August 2023
2632:
2626:
2625:
2613:
2607:
2606:
2599:
2593:
2592:
2590:
2588:
2574:
2568:
2567:
2555:
2549:
2543:
2537:
2536:
2525:
2519:
2518:
2506:
2500:
2499:
2487:
2481:
2480:
2468:
2462:
2461:
2449:
2443:
2442:
2430:
2424:
2423:
2421:
2416:. Archived from
2405:
2399:
2398:
2386:
2380:
2379:
2369:
2361:
2355:
2354:
2342:
2336:
2335:
2324:
2318:
2317:
2305:
2299:
2298:
2286:
2280:
2279:
2277:
2275:
2260:
2254:
2253:
2251:
2249:
2234:
2228:
2227:
2225:
2223:
2214:. Archived from
2203:
2197:
2196:
2184:
2178:
2177:
2165:
2159:
2158:
2146:
2140:
2139:
2137:
2135:
2120:
2114:
2108:
2102:
2101:
2099:
2097:
2091:Computerworld UK
2082:
2076:
2075:
2073:
2071:
2056:
2050:
2049:
2047:
2045:
2034:
2028:
2027:
2025:
2023:
2008:
1999:
1998:
1996:
1994:
1974:
1968:
1967:
1959:
1953:
1952:
1940:
1931:
1930:
1928:
1926:
1911:
1902:
1901:
1894:
1885:
1884:
1882:
1880:
1874:
1859:
1848:
1847:
1845:
1843:
1831:
1825:
1824:
1812:
1806:
1805:
1793:
1787:
1786:
1774:
1768:
1767:
1765:
1763:
1748:
1742:
1741:
1739:
1737:
1726:
1720:
1719:
1717:
1715:
1700:
1691:
1690:
1688:
1686:
1671:
1665:
1664:
1662:
1660:
1645:
1639:
1638:
1636:
1634:
1629:on 10 March 2016
1614:
1601:
1600:
1598:
1596:
1581:
1575:
1574:
1572:
1570:
1555:
1549:
1548:
1546:
1544:
1528:
1522:
1521:
1519:
1517:
1505:
1499:
1498:
1496:
1494:
1482:
1476:
1475:
1473:
1471:
1460:
1454:
1453:
1451:
1449:
1434:
1428:
1427:
1425:
1423:
1408:
1402:
1401:
1399:
1397:
1387:
1379:
1373:
1372:
1360:
1351:
1350:
1348:
1346:
1332:
1324:
1318:
1317:
1315:
1313:
1307:
1302:. Archived from
1291:
1285:
1284:
1282:
1280:
1274:
1262:
1256:
1255:
1253:
1251:
1236:
1227:
1221:
1215:
1212:
1206:
1205:
1203:
1201:
1187:
1181:
1180:
1178:
1176:
1162:
1156:
1155:
1153:
1151:
1137:
1131:
1130:
1128:
1120:
1114:
1113:
1111:
1109:
1104:
1096:
1060:
1055:
1054:
1053:
1035:Bradford Council
1031:Methodist Church
797:Ethical Consumer
718:Sainsbury's Bank
551:Banking Act 2009
380:
379:
366:
361:
360:
276:
273:
271:
269:
219:
218:
209:
193:
192:
181:Operating income
115:
113:
62:
53:
46:
42:
21:
18:Cooperative Bank
4465:
4464:
4460:
4459:
4458:
4456:
4455:
4454:
4440:Ethical banking
4410:
4409:
4408:
4403:
4374:
4305:
4280:
4257:
4227:
4212:Co-op Insurance
4190:
4185:
4155:
4150:
4119:
4045:
4039:
4023:Clydesdale Bank
3911:Bank of Ireland
3872:
3834:
3808:
3784:Santander Group
3778:
3724:
3689:
3652:
3647:Barclays Wealth
3625:
3616:
3611:
3564:
3563:
3560:
3550:
3509:
3507:Further reading
3504:
3496:
3492:
3484:
3480:
3471:
3468:
3464:
3451:
3450:
3446:
3436:
3434:
3429:
3428:
3424:
3409:
3405:
3392:
3391:
3387:
3377:
3375:
3366:
3365:
3361:
3351:
3349:
3340:
3339:
3335:
3318:
3317:
3313:
3303:
3301:
3300:. 29 April 2009
3292:
3291:
3287:
3277:
3275:
3268:
3264:
3254:
3252:
3243:
3242:
3238:
3223:
3219:
3211:
3207:
3199:
3195:
3185:
3183:
3178:
3177:
3173:
3163:
3161:
3151:
3147:
3138:
3134:
3124:
3122:
3121:on 19 July 2011
3113:
3112:
3108:
3098:
3096:
3095:on 4 March 2016
3092:
3085:
3081:
3080:
3076:
3066:
3064:
3059:
3058:
3054:
3037:
3036:
3032:
3021:
3017:
3004:
3000:
2990:
2988:
2987:on 23 July 2013
2979:
2978:
2974:
2964:
2962:
2951:
2947:
2937:
2935:
2928:
2924:
2923:
2919:
2909:
2907:
2899:
2898:
2894:
2886:
2882:
2872:
2870:
2859:
2855:
2848:www.rabobank.nl
2844:
2840:
2830:
2828:
2824:
2817:
2813:
2812:
2808:
2791:
2790:
2786:
2777:
2776:
2772:
2759:
2758:
2754:
2744:
2742:
2741:. 18 April 2024
2733:
2732:
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2718:
2716:
2706:
2702:
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2526:
2522:
2507:
2503:
2488:
2484:
2469:
2465:
2450:
2446:
2431:
2427:
2414:Financial Times
2406:
2402:
2387:
2383:
2372:Financial Times
2362:
2358:
2343:
2339:
2326:
2325:
2321:
2306:
2302:
2287:
2283:
2273:
2271:
2261:
2257:
2247:
2245:
2243:The Independent
2235:
2231:
2221:
2219:
2204:
2200:
2185:
2181:
2166:
2162:
2147:
2143:
2133:
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2121:
2117:
2109:
2105:
2095:
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2079:
2069:
2067:
2058:
2057:
2053:
2043:
2041:
2036:
2035:
2031:
2021:
2019:
2009:
2002:
1992:
1990:
1975:
1971:
1960:
1956:
1941:
1934:
1924:
1922:
1912:
1905:
1896:
1895:
1888:
1878:
1876:
1867:Financial Times
1861:
1860:
1851:
1841:
1839:
1832:
1828:
1813:
1809:
1794:
1790:
1783:The Independent
1775:
1771:
1761:
1759:
1750:
1749:
1745:
1735:
1733:
1728:
1727:
1723:
1713:
1711:
1709:The Independent
1701:
1694:
1684:
1682:
1672:
1668:
1658:
1656:
1646:
1642:
1632:
1630:
1615:
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1419:
1410:
1409:
1405:
1395:
1393:
1380:
1376:
1361:
1354:
1344:
1342:
1335:Financial Times
1325:
1321:
1311:
1309:
1300:Financial Times
1292:
1288:
1278:
1276:
1263:
1259:
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1222:
1218:
1213:
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1199:
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1149:
1147:
1139:
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1126:
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1117:
1107:
1105:
1102:
1098:
1097:
1088:
1084:
1056:
1051:
1049:
1046:
1015:methamphetamine
999:
976:
932:
926:
914:
908:
903:
884:
852:Christian Voice
820:
818:Ethical banking
814:
792:
762:holding company
754:
741:
706:
683:
670:
650:Bank of England
595:
547:Bank of England
504:downgraded its
486:
477:Financial Times
455:
385:
377:
364:
359:
356:
351:
284:
266:
243:
226:
205:
200:
183:
171:
167:
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159:
147:
143:
133:
112:8 November 1872
111:
109:
108:8 November 1872
65:
39:
28:
23:
22:
15:
12:
11:
5:
4463:
4453:
4452:
4447:
4442:
4437:
4432:
4427:
4422:
4405:
4404:
4402:
4401:
4396:
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4380:
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4373:
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4367:
4362:
4357:
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4342:
4337:
4336:
4335:
4330:
4320:
4313:
4311:
4307:
4306:
4304:
4303:
4297:1 Angel Square
4294:
4288:
4286:
4282:
4281:
4279:
4278:
4275:Allan Leighton
4272:
4265:
4263:
4259:
4258:
4256:
4255:
4250:
4242:
4235:
4233:
4229:
4228:
4226:
4225:
4219:
4214:
4209:
4204:
4198:
4196:
4192:
4191:
4184:
4183:
4176:
4169:
4161:
4152:
4151:
4149:
4148:
4142:
4128:Big Four banks
4124:
4121:
4120:
4118:
4117:
4112:
4105:
4098:
4093:
4086:
4081:
4076:
4069:
4062:
4055:
4049:
4047:
4041:
4040:
4038:
4037:
4032:
4031:
4030:
4028:Yorkshire Bank
4025:
4015:
4010:
4005:
4000:
3995:
3990:
3988:Shawbrook Bank
3985:
3980:
3975:
3970:
3965:
3960:
3955:
3950:
3945:
3940:
3935:
3930:
3929:
3928:
3918:
3913:
3908:
3907:
3906:
3901:
3894:AIB Group (UK)
3891:
3886:
3880:
3878:
3874:
3873:
3871:
3870:
3865:
3860:
3855:
3850:
3844:
3842:
3836:
3835:
3833:
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3827:
3822:
3816:
3814:
3810:
3809:
3807:
3806:
3801:
3794:
3788:
3786:
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3779:
3777:
3776:
3771:
3766:
3761:
3754:
3749:
3742:
3736:
3734:
3726:
3725:
3723:
3722:
3717:
3712:
3707:
3701:
3699:
3691:
3690:
3688:
3687:
3682:
3675:
3670:
3664:
3662:
3654:
3653:
3651:
3650:
3643:
3637:
3635:
3627:
3626:
3621:
3618:
3617:
3610:
3609:
3602:
3595:
3587:
3581:
3580:
3575:
3570:
3559:
3558:External links
3556:
3555:
3554:
3548:
3533:
3508:
3505:
3503:
3502:
3490:
3478:
3462:
3444:
3422:
3403:
3385:
3374:. 19 June 2013
3359:
3333:
3311:
3285:
3262:
3236:
3217:
3205:
3193:
3171:
3145:
3132:
3106:
3074:
3052:
3030:
3015:
3013:, 30 May 2006.
3005:Walsh, Fiona.
2998:
2972:
2945:
2917:
2892:
2880:
2853:
2838:
2806:
2784:
2781:. 24 May 2024.
2770:
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2608:
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2569:
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2520:
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2229:
2198:
2179:
2160:
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2103:
2077:
2051:
2029:
2000:
1969:
1966:. The Courier.
1954:
1932:
1903:
1886:
1849:
1826:
1807:
1788:
1769:
1743:
1721:
1692:
1666:
1640:
1602:
1576:
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1523:
1500:
1477:
1455:
1429:
1418:. 16 June 2013
1403:
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1079:
1078:
1073:
1068:
1062:
1061:
1045:
1042:
998:
995:
975:
972:
928:Main article:
925:
922:
910:Main article:
907:
904:
902:
899:
883:
880:
854:, a Christian
813:
812:Ethical policy
810:
791:
788:
753:
750:
740:
737:
705:
702:
682:
679:
669:
666:
594:
591:
485:
482:
454:
451:
432:
431:
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212:
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173:Retail banking
169:Mortgage loans
154:
150:
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144:
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138:
137:
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128:
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121:
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106:
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26:
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4325:
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4315:
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4312:
4308:
4302:
4298:
4295:
4293:
4290:
4289:
4287:
4283:
4276:
4273:
4270:
4267:
4266:
4264:
4260:
4254:
4251:
4249:
4247:
4243:
4241:(former CRTG)
4240:
4237:
4236:
4234:
4230:
4223:
4220:
4218:
4215:
4213:
4210:
4208:
4205:
4203:
4200:
4199:
4197:
4193:
4189:
4182:
4177:
4175:
4170:
4168:
4163:
4162:
4159:
4147:
4143:
4141:
4138:are shown in
4137:
4136:private banks
4133:
4129:
4126:
4125:
4122:
4116:
4113:
4111:
4110:
4106:
4104:
4103:
4099:
4097:
4094:
4092:
4091:
4090:Duncan Lawrie
4087:
4085:
4082:
4080:
4077:
4075:
4074:
4070:
4068:
4067:
4063:
4061:
4060:
4056:
4054:
4051:
4050:
4048:
4042:
4036:
4035:Wesleyan Bank
4033:
4029:
4026:
4024:
4021:
4020:
4019:
4016:
4014:
4011:
4009:
4006:
4004:
4001:
3999:
3996:
3994:
3991:
3989:
3986:
3984:
3981:
3979:
3976:
3974:
3973:Reliance Bank
3971:
3969:
3966:
3964:
3961:
3959:
3956:
3954:
3953:Kent Reliance
3951:
3949:
3946:
3944:
3943:Handelsbanken
3941:
3939:
3936:
3934:
3931:
3927:
3924:
3923:
3922:
3919:
3917:
3914:
3912:
3909:
3905:
3902:
3900:
3897:
3896:
3895:
3892:
3890:
3887:
3885:
3884:Al Rayan Bank
3882:
3881:
3879:
3875:
3869:
3866:
3864:
3861:
3859:
3858:Starling Bank
3856:
3854:
3851:
3849:
3846:
3845:
3843:
3841:
3837:
3831:
3828:
3826:
3823:
3821:
3818:
3817:
3815:
3811:
3805:
3802:
3800:
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3795:
3793:
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3785:
3781:
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3765:
3762:
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3759:
3755:
3753:
3750:
3748:
3747:
3743:
3741:
3738:
3737:
3735:
3733:
3732:
3731:NatWest Group
3727:
3721:
3718:
3716:
3713:
3711:
3708:
3706:
3703:
3702:
3700:
3698:
3697:
3692:
3686:
3683:
3681:
3680:
3676:
3674:
3671:
3669:
3666:
3665:
3663:
3661:
3660:
3659:HSBC Holdings
3655:
3649:
3648:
3644:
3642:
3641:Barclays Bank
3639:
3638:
3636:
3634:
3633:
3628:
3624:
3619:
3615:
3608:
3603:
3601:
3596:
3594:
3589:
3588:
3585:
3579:
3576:
3574:
3571:
3567:
3562:
3561:
3551:
3549:9781975700836
3545:
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3534:
3530:
3526:
3522:
3518:
3517:
3511:
3510:
3499:
3494:
3487:
3482:
3475:
3466:
3458:
3454:
3448:
3432:
3426:
3418:
3414:
3407:
3399:
3395:
3389:
3373:
3372:The Telegraph
3369:
3363:
3347:
3343:
3337:
3329:
3325:
3321:
3315:
3299:
3295:
3289:
3273:
3266:
3250:
3246:
3240:
3232:
3228:
3221:
3214:
3209:
3202:
3197:
3181:
3175:
3160:
3159:The Telegraph
3156:
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3142:
3136:
3120:
3116:
3110:
3091:
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2711:
2704:
2696:
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2622:Business Live
2619:
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2477:The Telegraph
2474:
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2458:The Telegraph
2455:
2448:
2440:
2439:The Telegraph
2436:
2429:
2420:
2415:
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2404:
2396:
2395:The Telegraph
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2156:
2155:The Telegraph
2152:
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2130:
2129:The Telegraph
2126:
2119:
2112:
2107:
2092:
2088:
2081:
2065:
2061:
2055:
2039:
2033:
2018:
2014:
2007:
2005:
1988:
1984:
1980:
1973:
1965:
1958:
1950:
1946:
1939:
1937:
1921:
1920:The Telegraph
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1211:
1196:
1195:Save Our Bank
1192:
1186:
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1161:
1146:
1142:
1136:
1125:
1119:
1101:
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223:£28bn (2022)
220:£26bn (2023)
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197:£133m (2022)
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4389:David Sands
4096:J.P. Morgan
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3863:Tandem Bank
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3769:Ulster Bank
3720:Lloyds Bank
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3067:2 September
2991:2 September
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888:Centrepoint
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828:Robert Owen
423:12 May 1971
314:cooperative
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4277:(Chairman)
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2222:12 January
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2479:. London.
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1925:20 August
1838:. Reuters
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865:Gay Times
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589:in 2019.
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4008:TSB Bank
3904:AIB (NI)
3632:Barclays
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3398:BBC News
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3346:BBC News
3298:BBC News
2765:BBC News
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2646:18 April
2564:Sky News
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1756:BBC News
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