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activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from corporations or large businesses, as opposed to individual members of the public (retail banking).
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Brunner, A., Decressin, J. / Hardy, D. / Kudela, B. (2004): Germanys Three-Pillar
Banking System – Cross-Country Perspectives in Europe, Occasional Paper, International Monetary Fund, Washington DC 2004.
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are banks located in jurisdictions with low taxation and regulation. Many offshore banks are essentially private banks.
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In some countries, such as the U.S., retail bank services also include more specialised accounts, such as:
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are regulated banks that provide financial services and credit to underserved markets or populations.
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1080:. It may also refer to a division or department of a bank which deals with individual customers.
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restricted normal banks to banking activities, and investment banks to
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The German
Banking Sector: Competition, Consolidation and Contentment
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Offering of services by a financial institution to the general public
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Banking services which are regarded as retail include provision of
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are savings banks associated with national postal systems.
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Typical banking services offered by retail banks include:
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46:but its sources remain unclear because it lacks
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1072:. Retail banking is also distinguished from
1347:Tiwari, Rajnish and Buse, Stephan (2006):
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340:Transaction (checking / current)
77:Learn how and when to remove this message
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912:Sustainable development goals
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1253:high-net-worth individuals
1243:Community development bank
663:Fractional-reserve banking
591:Enterprise risk management
1323:Reed, Eric (2023-03-30).
1237:Sub-types of retail banks
566:Diversification (finance)
516:Automated teller machine
32:This article includes a
1206:Certificates of deposit
763:Stress test (financial)
61:more precise citations.
1139:Transactional accounts
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1083:In the U.S., the term
1054:transactional accounts
1251:manage the assets of
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1045:(corporate banking).
937:Too connected to fail
698:Investment management
596:Environmental finance
455:Correspondent account
149:Community development
1275:Postal savings banks
835:Exchange traded fund
713:Mathematical finance
673:Fundamental analysis
668:Full-reserve banking
274:Bank holding company
184:Export credit agency
92:Part of a series on
1374:Scottish inventions
1304:Banking institution
927:Time value of money
753:Statistical finance
743:Sustainable finance
693:Investment advisory
335:Time deposit (Bond)
1186:Traveler's cheques
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1103:Glass–Steagall Act
1078:commercial banking
1074:investment banking
902:Security (finance)
877:History of banking
773:Structured product
768:Structured finance
581:Economic expansion
94:financial services
34:list of references
1379:Service retailing
1196:Home equity loans
1144:Checking accounts
1122:A retail bank in
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892:Personal finance
825:Equity (finance)
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917:Systematic risk
830:Ethical banking
820:Cost of capital
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683:Hedge (finance)
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576:Economic bubble
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1332:. Retrieved
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1296:Banks portal
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1181:Credit cards
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1097:. After the
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1082:
1070:credit cards
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1021:
855:participants
728:Pension fund
536:Asset growth
531:Bank secrecy
406:Bill payment
325:Money-market
295:
278:
248:
159:Credit union
73:
64:
53:Please help
45:
1171:Debit cards
1066:debit cards
887:Market risk
778:Toxic asset
748:Speculation
636:engineering
174:Development
154:Cooperative
59:introducing
1363:Categories
1334:2024-02-05
1310:References
860:regulation
509:management
504:allocation
401:Electronic
194:Industrial
189:Investment
169:Depository
144:Commercial
1329:TheStreet
1271:deposits.
1191:Mortgages
1176:ATM cards
1058:mortgages
840:Financial
631:economics
611:Financial
477:BRICS PAY
269:Wholesale
264:Universal
164:Custodian
67:July 2023
1282:See also
1114:Products
964:Category
656:services
641:forecast
616:analysis
521:Bad debt
307:Accounts
292:Accounts
229:Payments
219:Offshore
199:Merchant
124:Advising
1369:Banking
1269:savings
1267:accept
1232:(IRA's)
1050:savings
1037:to the
974:Commons
651:planner
621:analyst
369:Prepaid
330:Savings
320:Deposit
254:Savings
239:Private
214:Neobank
139:Central
101:Banking
55:improve
1101:, the
1091:normal
1068:, and
984:Portal
907:Shares
870:system
850:market
411:Mobile
391:Cheque
359:Credit
294:
249:Retail
244:Public
179:Direct
1124:Leeds
626:asset
499:Asset
489:Terms
450:SWIFT
364:Debit
346:Cards
299:Cards
40:, or
1052:and
1035:bank
865:risk
708:Loan
646:plan
546:Cash
472:SPFS
467:CIPS
445:Giro
423:RTGS
418:Wire
396:Card
129:Banq
1076:or
1029:or
845:law
601:ESG
462:CLS
435:ACH
354:ATM
1365::
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