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Retail banking

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activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from corporations or large businesses, as opposed to individual members of the public (retail banking).
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Brunner, A., Decressin, J. / Hardy, D. / Kudela, B. (2004): Germanys Three-Pillar Banking System – Cross-Country Perspectives in Europe, Occasional Paper, International Monetary Fund, Washington DC 2004.
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are banks located in jurisdictions with low taxation and regulation. Many offshore banks are essentially private banks.
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In some countries, such as the U.S., retail bank services also include more specialised accounts, such as:
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are regulated banks that provide financial services and credit to underserved markets or populations.
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restricted normal banks to banking activities, and investment banks to
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The German Banking Sector: Competition, Consolidation and Contentment
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Offering of services by a financial institution to the general public
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Banking services which are regarded as retail include provision of
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are savings banks associated with national postal systems.
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Typical banking services offered by retail banks include:
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Retail banking is also distinguished from 1358:Tiwari, Rajnish and Buse, Stephan (2006): 1021: 1007: 351:Transaction (checking / current) 88:Learn how and when to remove this message 1128: 1336:"Retail Banking vs. Commercial Banking" 14: 1372: 1333: 1044:, is the provision of services by a 980: 29: 24: 25: 1401: 1299: 989: 979: 970: 969: 118: 34: 1104:bank to distinguish it from an 1327: 1241:Individual Retirement Accounts 769:Strategic financial management 13: 1: 1320: 923:Sustainable development goals 7: 1292: 1124: 10: 1406: 1264:high-net-worth individuals 1254:Community development bank 674:Fractional-reserve banking 602:Enterprise risk management 1334:Reed, Eric (2023-03-30). 1248:Sub-types of retail banks 577:Diversification (finance) 527:Automated teller machine 43:This article includes a 1217:Certificates of deposit 774:Stress test (financial) 72:more precise citations. 1150:Transactional accounts 1142: 1094:In the U.S., the term 1065:transactional accounts 1262:manage the assets of 1236:Money market accounts 1132: 1056:(corporate banking). 948:Too connected to fail 709:Investment management 607:Environmental finance 466:Correspondent account 160:Community development 1286:Postal savings banks 846:Exchange traded fund 724:Mathematical finance 684:Fundamental analysis 679:Full-reserve banking 285:Bank holding company 195:Export credit agency 103:Part of a series on 1385:Scottish inventions 1315:Banking institution 938:Time value of money 764:Statistical finance 754:Sustainable finance 704:Investment advisory 346:Time deposit (Bond) 1197:Traveler's cheques 1143: 1114:Glass–Steagall Act 1089:commercial banking 1085:investment banking 913:Security (finance) 888:History of banking 784:Structured product 779:Structured finance 592:Economic expansion 105:financial services 45:list of references 1390:Service retailing 1207:Home equity loans 1155:Checking accounts 1133:A retail bank in 1054:wholesale banking 1031: 1030: 826:Corporate finance 821:Capital structure 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finance 537:Bank regulation 501: 493: 492: 451:Instant payment 397: 389: 388: 312: 295: 294: 130: 94: 83: 77: 74: 63: 49:related reading 39: 35: 28: 23: 22: 15: 12: 11: 5: 1403: 1393: 1392: 1387: 1382: 1367: 1366: 1363: 1355: 1352: 1351: 1325: 1324: 1322: 1319: 1318: 1317: 1311: 1310: 1294: 1291: 1290: 1289: 1283: 1273: 1270:Offshore banks 1267: 1257: 1249: 1246: 1245: 1244: 1238: 1233: 1231:Sweep accounts 1224: 1223: 1214: 1212:Personal loans 1209: 1204: 1199: 1194: 1189: 1184: 1179: 1174: 1173: 1172: 1162: 1139:United Kingdom 1126: 1123: 1118:capital market 1100:is used for a 1073:personal loans 1050:general public 1034:Retail banking 1029: 1028: 1026: 1025: 1018: 1011: 1003: 1000: 999: 998: 997: 987: 977: 964: 963: 960: 959: 956: 955: 950: 945: 940: 935: 930: 925: 920: 915: 910: 908:Public finance 905: 900: 895: 890: 885: 884: 883: 878: 873: 868: 863: 853: 848: 843: 838: 833: 828: 823: 818: 816:Bond (finance) 813: 807: 805:Related topics 804: 803: 800: 799: 794: 793: 792: 791: 786: 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Retrieved 1339: 1329: 1307:Banks portal 1225: 1192:Credit cards 1144: 1108:. After the 1101: 1095: 1093: 1081:credit cards 1058: 1041: 1037: 1033: 1032: 866:participants 739:Pension fund 547:Asset growth 542:Bank secrecy 417:Bill payment 336:Money-market 306: 289: 259: 170:Credit union 84: 75: 64:Please help 56: 1182:Debit cards 1077:debit cards 898:Market risk 789:Toxic asset 759:Speculation 647:engineering 185:Development 165:Cooperative 70:introducing 1374:Categories 1345:2024-02-05 1321:References 871:regulation 520:management 515:allocation 412:Electronic 205:Industrial 200:Investment 180:Depository 155:Commercial 1340:TheStreet 1282:deposits. 1202:Mortgages 1187:ATM cards 1069:mortgages 851:Financial 642:economics 622:Financial 488:BRICS PAY 280:Wholesale 275:Universal 175:Custodian 78:July 2023 1293:See also 1125:Products 975:Category 667:services 652:forecast 627:analysis 532:Bad debt 318:Accounts 303:Accounts 240:Payments 230:Offshore 210:Merchant 135:Advising 1380:Banking 1280:savings 1278:accept 1243:(IRA's) 1061:savings 1048:to the 985:Commons 662:planner 632:analyst 380:Prepaid 341:Savings 331:Deposit 265:Savings 250:Private 225:Neobank 150:Central 112:Banking 66:improve 1112:, the 1102:normal 1079:, and 995:Portal 918:Shares 881:system 861:market 422:Mobile 402:Cheque 370:Credit 305:  260:Retail 255:Public 190:Direct 1135:Leeds 637:asset 510:Asset 500:Terms 461:SWIFT 375:Debit 357:Cards 310:Cards 51:, or 1063:and 1046:bank 876:risk 719:Loan 657:plan 557:Cash 483:SPFS 478:CIPS 456:Giro 434:RTGS 429:Wire 407:Card 140:Banq 1087:or 1040:or 856:law 612:ESG 473:CLS 446:ACH 365:ATM 1376:: 1338:. 1137:, 1075:, 1071:, 1067:, 439:NS 55:, 47:, 1348:. 1266:. 1219:/ 1171:) 1167:( 1161:) 1157:( 1141:. 1022:e 1015:t 1008:v 307:· 91:) 85:( 80:) 76:( 62:. 20:)

Index

Retail Banking
list of references
related reading
external links
inline citations
improve
introducing
Learn how and when to remove this message
financial services
Banking

Advising
Banq
Bulge bracket
Central
Commercial
Community development
Cooperative
Credit union
Custodian
Depository
Development
Direct
Export credit agency
Investment
Industrial
Merchant
Middle market
Mutual savings
Neobank

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