33:
20:
219:
to pump fuel to guarantee funds are available to pay for said fuel. The length of time the funds are placed on hold, and are unavailable to the customer, is totally dependent on how fast the customer's bank processes the transaction. Depending on the bank, it can take a few minutes to a few business days before the funds on hold are released.
218:
The vast majority of gas pumps with pay-at-the-pump capabilities will place a temporary hold on a certain amount of money, generally $ 75-$ 150, in a customer's account following the use of a debit or credit card to make a purchase. The pump must do this pre-authorization before allowing a customer
209:
chip card acceptance at gas pumps was part of the liability shift, where the entity that does not comply with the chip card upgrades will be liable for any fraud. The liability shift was originally set to be at
October 2017 but was moved to October 2020 by all payment brands, and later the payment
193:
Without the human interaction, there is no verification system when credit cards are used to make purchases, and no signature is required. This enables those in possession of stolen or cloned credit cards, or those who are otherwise making unauthorized use of another's card to purchase gasoline
132:
claims to have been the first gas station to introduce pay at the pump in the United States in 1986. Only thirteen percent of convenience stores had the technology by 1994. Eighty percent of US convenience stores used it by 2002, and virtually all US stores do today. In 2004,
189:
to the pumps that can steal the information off the cards used to make purchases. Many debit cards can be used to make the purchase either as debit or credit. But those who make the purchases as debit are potentially feeding their information into the skimmers.
152:
down by reducing the need for employees at filling stations. It is considered to be a major change from the days in which full service was the norm at filling stations, and the attendant not only pumped fuel, but also washed the
258:
are accepted, as well as mobile features to pay at the pump online, without interacting with the pump for the payment, by identifying the pump number in the mobile wallet and charging the card stored in the wallet.
176:
The technology has also allowed the introduction of unattended filling stations (where allowable by law), which are mainly outside supermarkets and other retail establishments and have no connected store facility.
198:(United States) or equivalent (other countries) in order to be allowed to make a fuel purchase. The security of credit card numbers on receipts has been nearly nullified, as the vast majority of retailers now
241:
and purchasing snacks, beverages, tobacco, or automotive products, thereby hurting the profits stations make from such sales. The customer then saves money, and avoids clutter introduced by those purchases.
407:
645:
625:
320:
113:, bypassing the requirement to make the transaction with the station attendant or to walk away from one's vehicle. A few areas have gas stations that use
229:
To avoid pre-authorizations and holds placed on their accounts, customers can pay for fuel inside the gas station and not use pay-at-the-pump services.
43:
404:
674:
751:
142:
276:
653:
389:
362:
149:
814:
730:
713:
533:
487:
460:
77:
296:
938:
549:
185:
Those who use the pay at the pump feature could be putting themselves at risk for fraud, as thieves can attach
169:. Oregon allows for commercial self-serve of gasoline for business use through a cardlock network, such as
1009:
943:
255:
194:
without a signature. Many stations now require customers making credit-based transactions to enter their
933:
905:
579:
161:, all while the customer remained in the vehicle. Full service is legally mandated in the US states of
860:
604:
1073:
479:
A Financial
History of the United States: From Christopher Columbus to the Robber Barons (1492-1900)
1078:
918:
807:
59:
1024:
968:
948:
704:
Cut the
Clutter and Stow the Stuff: The Q.U.I.C.K. Way to Bring Lasting Order to Household Chaos
678:
875:
379:
349:
Mastering the
Digital Marketplace: Practical Strategies for Competitiveness in the New Economy
354:
137:
was the first to use touchscreen kiosks by the pump, where customers can also order in-store
504:
223:
55:
250:
Some gas pumps have been upgraded to offer contactless payment, where mobile wallets like
8:
800:
128:, but did not take off until the 1980s. The system was introduced in 1982 in Europe, and
51:
772:
928:
114:
983:
963:
923:
709:
702:
529:
483:
456:
449:
385:
358:
347:
238:
1047:
865:
186:
1034:
958:
523:
477:
411:
94:
978:
895:
199:
125:
110:
1067:
823:
170:
158:
973:
913:
890:
1014:
855:
845:
222:
While this amount is placed on hold, the customer could be penalized for
138:
98:
1004:
525:
The Big Book of Car
Culture: The Armchair Guide to Automotive Americana
321:"From hand pumps to cell phones: A history of the American gas station"
162:
154:
102:
19:
557:
1042:
999:
850:
271:
251:
118:
106:
1019:
880:
870:
840:
195:
953:
885:
675:"Pay-at-Pump Gas Leaves Convenience Stores Pining for Soda Money"
237:
Paying at the pump may lead to customers avoiding going inside a
522:
Hinckley, James; Hinckley, Jim; Robinson, Jon G. (2005-01-01).
166:
134:
792:
646:"Stock quotes, financial tools, news and analysis - MSN Money"
202:
on a receipt, with legal force in many states and provinces.
129:
826:
580:"Cutting Credit Card Fees for Convenience Store Retailers"
423:
262:
Amazon also offers pay with Alexa at selected gas pumps.
206:
145:
was the first to have ordering touchscreens on the pump.
521:
97:, where customers can pay for their fuel by inserting a
377:
245:
232:
210:brands extended the liability shift to April 2021.
701:
505:"Oregon required training for self serve gasoline"
448:
346:
344:
226:when making other purchases on the same account.
1065:
141:items that they pick up after fueling. In 2012,
550:"Debit card 101: Choosing 'credit' still risky"
200:truncate to only the last four digits of a card
384:. Brookings Institution Press. pp. 319–.
371:
124:Pay at the pump was first invented in 1973 in
808:
148:Pay at the pump is seen as a way to keep the
117:transponders as a method of payment, such as
40:The examples and perspective in this article
23:A pay-at-the-pump system on Wayne Vista pumps
297:"A Brief History of Self-Serve Gas Stations"
815:
801:
381:Brookings Papers on Economic Activity 1997
338:
277:National Association of Convenience Stores
446:
78:Learn how and when to remove this message
18:
475:
1066:
796:
699:
378:Brookings Institution (1 July 1997).
345:Douglas F. Aldrich (6 October 1999).
502:
213:
26:
447:Hamermesh, Daniel S. (2004-01-01).
13:
353:. John Wiley & Sons. pp.
246:Pay at the pump using a smartphone
14:
1090:
770:
749:
728:
623:
602:
577:
405:The History of Gasoline Retailing
476:Markham, Jerry W. (2002-01-01).
233:Cost to businesses and employees
31:
939:2,4-Dimethyl-6-tert-butylphenol
822:
764:
743:
722:
693:
667:
638:
626:"Extending the liability shift"
617:
596:
571:
542:
515:
16:System used at filling stations
496:
469:
440:
416:
398:
313:
289:
1:
650:articles.moneycentral.msn.com
282:
1010:Automatic transmission fluid
944:Dinonylnaphthylsulfonic acid
896:Racing fuel (Tetraethyllead)
7:
731:"Google Pay for gas online"
584:Convenience Store Decisions
503:Fitz, Mark (May 30, 2017).
265:
157:and checked the fluids and
54:, discuss the issue on the
10:
1095:
934:Dimethyl methylphosphonate
700:Baird, Lori (2002-08-24).
1033:
992:
904:
833:
773:"Amazon Alexa Pay my gas"
301:Petroleum Service Company
93:is a system used at many
919:Butylated hydroxytoluene
424:"Convenience Store News"
180:
1025:Windshield washer fluid
969:Methyl tert-butyl ether
949:2,6-Di-tert-butylphenol
861:Lead Replacement Petrol
752:"Shell Pay at the pump"
451:Economics is Everywhere
876:Compressed natural gas
428:Convenience Store News
205:In the United States,
24:
455:. McGraw-Hill/Irwin.
22:
224:non-sufficient funds
60:create a new article
52:improve this article
42:may not represent a
681:on October 18, 2012
109:into a slot on the
929:1,2-Dichloroethane
509:www.staroilco.net/
410:2011-03-24 at the
115:electronic tolling
25:
1061:
1060:
984:Tetranitromethane
964:Metal deactivator
924:1,2-Dibromoethane
605:"EMV at the pump"
391:978-0-8157-0578-9
364:978-0-471-34546-6
239:convenience store
214:Cost to consumers
88:
87:
80:
62:, as appropriate.
1086:
1074:Filling stations
1048:MTBE controversy
817:
810:
803:
794:
793:
787:
786:
784:
783:
768:
762:
761:
759:
758:
747:
741:
740:
738:
737:
726:
720:
719:
707:
697:
691:
690:
688:
686:
677:. Archived from
671:
665:
664:
662:
661:
652:. Archived from
642:
636:
635:
633:
632:
621:
615:
614:
612:
611:
600:
594:
593:
591:
590:
578:Staff, C. S. D.
575:
569:
568:
566:
565:
560:on March 5, 2016
556:. Archived from
546:
540:
539:
519:
513:
512:
500:
494:
493:
473:
467:
466:
454:
444:
438:
437:
435:
434:
420:
414:
402:
396:
395:
375:
369:
368:
352:
342:
336:
335:
333:
332:
317:
311:
310:
308:
307:
293:
150:cost of gasoline
95:filling stations
83:
76:
72:
69:
63:
35:
34:
27:
1094:
1093:
1089:
1088:
1087:
1085:
1084:
1083:
1079:Payment systems
1064:
1063:
1062:
1057:
1053:Pay at the pump
1029:
988:
959:Ethylenediamine
900:
841:Gasoline/petrol
829:
821:
791:
790:
781:
779:
769:
765:
756:
754:
748:
744:
735:
733:
727:
723:
716:
698:
694:
684:
682:
673:
672:
668:
659:
657:
644:
643:
639:
630:
628:
622:
618:
609:
607:
601:
597:
588:
586:
576:
572:
563:
561:
548:
547:
543:
536:
520:
516:
501:
497:
490:
482:. M.E. Sharpe.
474:
470:
463:
445:
441:
432:
430:
422:
421:
417:
412:Wayback Machine
403:
399:
392:
376:
372:
365:
343:
339:
330:
328:
319:
318:
314:
305:
303:
295:
294:
290:
285:
268:
248:
235:
216:
183:
91:Pay at the pump
84:
73:
67:
64:
49:
36:
32:
17:
12:
11:
5:
1092:
1082:
1081:
1076:
1059:
1058:
1056:
1055:
1050:
1045:
1039:
1037:
1031:
1030:
1028:
1027:
1022:
1017:
1012:
1007:
1002:
996:
994:
990:
989:
987:
986:
981:
979:Tetraethyllead
976:
971:
966:
961:
956:
951:
946:
941:
936:
931:
926:
921:
916:
910:
908:
906:Fuel additives
902:
901:
899:
898:
893:
888:
883:
878:
873:
868:
863:
858:
853:
848:
843:
837:
835:
831:
830:
820:
819:
812:
805:
797:
789:
788:
763:
742:
721:
714:
692:
666:
637:
616:
595:
570:
541:
534:
528:. Motorbooks.
514:
495:
488:
468:
461:
439:
415:
397:
390:
370:
363:
337:
312:
287:
286:
284:
281:
280:
279:
274:
267:
264:
247:
244:
234:
231:
215:
212:
182:
179:
126:Abilene, Texas
86:
85:
46:of the subject
44:worldwide view
39:
37:
30:
15:
9:
6:
4:
3:
2:
1091:
1080:
1077:
1075:
1072:
1071:
1069:
1054:
1051:
1049:
1046:
1044:
1041:
1040:
1038:
1036:
1032:
1026:
1023:
1021:
1018:
1016:
1013:
1011:
1008:
1006:
1003:
1001:
998:
997:
995:
991:
985:
982:
980:
977:
975:
972:
970:
967:
965:
962:
960:
957:
955:
952:
950:
947:
945:
942:
940:
937:
935:
932:
930:
927:
925:
922:
920:
917:
915:
912:
911:
909:
907:
903:
897:
894:
892:
889:
887:
884:
882:
879:
877:
874:
872:
869:
867:
864:
862:
859:
857:
854:
852:
849:
847:
844:
842:
839:
838:
836:
832:
828:
825:
818:
813:
811:
806:
804:
799:
798:
795:
778:
774:
767:
753:
746:
732:
725:
717:
715:9781579545123
711:
706:
705:
696:
680:
676:
670:
656:on 2011-01-01
655:
651:
647:
641:
627:
620:
606:
599:
585:
581:
574:
559:
555:
551:
545:
537:
535:9780760319659
531:
527:
526:
518:
510:
506:
499:
491:
489:9780765607300
485:
481:
480:
472:
464:
462:9780072851434
458:
453:
452:
443:
429:
425:
419:
413:
409:
406:
401:
393:
387:
383:
382:
374:
366:
360:
356:
351:
350:
341:
326:
325:Energy Factor
322:
316:
302:
298:
292:
288:
278:
275:
273:
270:
269:
263:
260:
257:
253:
243:
240:
230:
227:
225:
220:
211:
208:
203:
201:
197:
191:
188:
178:
174:
172:
171:Pacific Pride
168:
165:and parts of
164:
160:
159:tire pressure
156:
151:
146:
144:
140:
136:
131:
127:
122:
121:in Portugal.
120:
116:
112:
108:
104:
100:
96:
92:
82:
79:
71:
61:
57:
53:
47:
45:
38:
29:
28:
21:
1052:
974:Nitromethane
914:Butyl rubber
891:Butanol fuel
780:. Retrieved
776:
766:
755:. Retrieved
745:
734:. Retrieved
724:
703:
695:
683:. Retrieved
679:the original
669:
658:. Retrieved
654:the original
649:
640:
629:. Retrieved
619:
608:. Retrieved
598:
587:. Retrieved
583:
573:
562:. Retrieved
558:the original
553:
544:
524:
517:
508:
498:
478:
471:
450:
442:
431:. Retrieved
427:
418:
400:
380:
373:
348:
340:
329:. Retrieved
327:. 2016-06-09
324:
315:
304:. Retrieved
300:
291:
261:
249:
236:
228:
221:
217:
204:
192:
184:
175:
147:
123:
90:
89:
74:
65:
41:
1015:Brake fluid
866:Electricity
856:Biogasoline
139:foodservice
99:credit card
1068:Categories
1005:Antifreeze
834:Fuel types
782:2021-05-05
771:Hanna, M.
757:2021-05-05
750:Hanna, M.
736:2021-05-05
729:Hanna, M.
708:. Rodale.
660:2016-03-24
631:2021-05-05
624:Hanna, M.
610:2021-05-05
603:Hanna, M.
589:2016-03-24
564:2016-03-24
433:2016-03-24
331:2021-12-07
306:2021-12-07
283:References
256:Google Pay
163:New Jersey
155:windshield
103:debit card
1043:Fuel card
1000:Motor oil
851:Biodiesel
272:Speedpass
252:Apple Pay
143:Zarco USA
119:Via Verde
107:fuel card
68:June 2021
56:talk page
1020:Gear oil
881:Hydrogen
871:Kerosene
554:NBC News
408:Archived
266:See also
196:zip code
187:skimmers
173:or CFN.
50:You may
954:Ecalene
886:Ethanol
685:May 21,
1035:Retail
993:Fluids
846:Diesel
777:Amazon
712:
532:
486:
459:
388:
361:
167:Oregon
135:Sheetz
827:fuels
824:Motor
181:Fraud
130:Mobil
105:, or
58:, or
710:ISBN
687:2009
530:ISBN
484:ISBN
457:ISBN
386:ISBN
359:ISBN
254:and
111:pump
357:–.
207:EMV
1070::
775:.
648:.
582:.
552:.
507:.
426:.
355:38
323:.
299:.
101:,
816:e
809:t
802:v
785:.
760:.
739:.
718:.
689:.
663:.
634:.
613:.
592:.
567:.
538:.
511:.
492:.
465:.
436:.
394:.
367:.
334:.
309:.
81:)
75:(
70:)
66:(
48:.
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.