186:, funded by the member organisations, British Pensions in Australia (BPIA) and the Canadian Alliance of British Pensioners (CABP), funded by the memberships and donations of individual members. BPIA and CABP jointly own the International Consortium of British Pensioners (ICBP), and they liaise with the All-Party Parliamentary Group on Frozen British Pensions (APPG) in the
89:. Pensioners resident in Britain, receive an annual uprating known as the "triple lock" – the higher of the increase in CPI (price inflation), average earnings growth, or 2.5%. In 2024, the increase was 8.5%. However, if the pensioner moves abroad, the annual uprating depends on where they live, with residents of most countries receiving no annual uprating.
294:
A subsequent referral to the Grand
Chamber of the European Court of Human Rights in 2009–2010 said that it did not consider that the applicants, who were resident outside the UK in countries which were not party to reciprocal agreements, were in a relevantly similar position to residents of the UK or
154:
As of April 2022 the number of pensioners affected is around 492,000, with some of the oldest of these receiving only £30 to £40 a week, instead of the £185.15 full state pension they would be receiving if in the UK or one of the eligible countries. Included among the group of older pensioners
162:
For men born before April 1951 and women before April 1953, the basic State
Pension is £169.50 a week from April 2024, if living in the U.K. or an eligible country. However, people who retired in a non-eligible country in 2000, when the full basic rate was £67.50 a week in 2000, will still be
248:
had made a series of representations to the
British Government over several years, including at Ministerial level, to no avail. The UK frozen pensions policy means that Australia subsidises UK pensioners resident in Australia.
178:
During and since the Carson case, various groups and individuals have been lobbying politicians both in the UK and in the countries in which the pensioners are resident, and petitions have been raised.
201:, is chair of the Frozen Pensions APPG. In 2015 he wrote a letter to all parliamentarians inviting them to join the group. There are three vice-chairs from the
258:
500:
228:, is the ambassador of the ICBP as of 2022, and she has been campaigning since 2001 for pension parity. She is a former college lecturer and served as an
131:
countries are in the frozen list; including
Australia, Canada, South Africa, New Zealand, and India, as well as British overseas territories such as the
208:
The APPG submitted a report based on around 800 submissions to
Parliament in 2021, stating its concerns about the effects of the policy on British
391:
958:
279:, but the judge ruled against her, stating in the judgment that the up-ratings issue was a political one, not a judicial one. An appeal to the
170:) in the UK Parliament found that one in two of the approximately 230,000 frozen pensioners in Australia were receiving £65 UK pounds or less.
529:
426:
353:
779:
198:
481:
963:
295:
of countries which did have such agreements. It, therefore, held (by eleven votes to six) that there had been no discrimination.
31:
85:
All
British state pensioners receive their pension based on the level of their compulsory and voluntary contributions to the
313:
761:
280:
155:
missing out are Albert
Johnson, a 103-year-old veteran of World War II, and his 95-year-old wife, Mary, who now live in
143:
632:
556:
288:
233:
27:
224:
Anne
Puckridge, an expatriate living in Canada, who was 93 years old in 2018 when she delivered a petition to
968:
92:
The only other countries in which the UK state pension rises in the same way as UK state pensioners are: the
70:
339:
891:
454:
579:
909:
142:
Pensioners who return to the UK can get their pension uprated to the full amount by applying to the
460:
34:
the amount in line with "Triple Lock" on an annual basis, as is done for residents in the UK), for
862:
762:"Register Of All-Party Parliamentary Groups [as at 15 June 2022]: Frozen British Pensions"
86:
276:
272:
245:
229:
128:
8:
213:
485:
109:
39:
23:
903:
156:
836:
805:
166:
A 2021 enquiry by the All-Party
Parliamentary Group on Frozen Pensions (one of many
132:
354:"State Pension Increase: Pensioners get another record income boost in April 2024"
121:
427:"Significant distress: Pensioners plunged into poverty by morally wrong policy"
284:
264:
225:
202:
93:
709:"International Consortium of British Pensioners Campaign to unfreeze pensions"
952:
580:"State pension falls up to £8,000 for Brits abroad despite government top-up"
187:
74:
584:
534:
268:
209:
183:
117:
898:. UK Parliament Briefing Paper. House of Commons Library. 11 April 2019.
780:"Chairman, Sir Roger Gale MP, invites all parliamentarians to join APPG"
606:
194:
45:
Groups that have been lobbying to remove this discrepancy include the
42:
countries and other countries with reciprocal agreements with the UK.
806:"Frozen expat pensions: 93-year-old activist heads to Downing Street"
124:; the Philippines; Serbia; Turkey; and the United States of America.
35:
933:
733:
205:
and all major parties are represented among the seven vice-chairs.
16:
British pensions which are frozen at the same rate in some countries
810:
136:
113:
101:
530:"Frozen pensions: Dunkirk veteran among those losing up to £5,600"
105:
943:
934:
928:
708:
682:
97:
216:
who had returned to their country of birth, and many others.
146:, but this rate only applies so long as they are in the UK.
38:
who live in the majority of other countries, apart from the
167:
633:"Frozen state pensions: thousands sign protest petition"
938:
657:
392:"British pensioners in EU won't face 'Frozen' pensions"
501:"[2015 response to someone enquiring after NNP46"
259:
R (Carson) v Secretary of State for Work and Pensions
314:"State pension to rise by up to £221 a year in 2019"
914:− links to PDF of Briefing Paper Number CBP-01457,
466:− links to PDF of Briefing Paper Number CBP-01457,
374:
120:; Israel; Jamaica; Jersey; Mauritius; Montenegro;
338:Thurley, Djuna; Keen, Richard (4 February 2021).
244:It was revealed in the 2021 APPG report that the
950:
944:Canadian Alliance of British Pensioners (CABP)
929:International Consortium of British Pensioners
841:International Consortium of British Pensioners
713:International Consortium of British Pensioners
464:. UK Parliament Briefing Paper. 11 April 2019.
63:International Consortium of British Pensioners
854:
523:
521:
420:
418:
416:
414:
412:
337:
482:"DWP Internal Standards and Guidance FOI"
212:, former public servants, members of the
863:"Meet the 93-year-old pensions activist"
518:
409:
182:There is an international consortium of
756:
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687:Canadian Alliance of British Pensioners
283:(2003) failed, as did an appeal to the
271:, challenged the policy in the English
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47:Canadian Alliance of British Pensioners
951:
860:
577:
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389:
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959:Social security in the United Kingdom
831:
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390:Wright, Stephanie (2 February 2021).
751:
557:"State Pension if you retire abroad"
449:
447:
424:
734:"The All-Party Parliamentary Group"
470:, by Djuna Thurley and Rod McInnes
13:
884:
826:
379:, Department for Work and Pensions
73:on Frozen British Pensions in the
14:
980:
922:
861:Asgari, Nikou (31 October 2018).
631:Jones, Rupert (13 October 2018).
444:
375:The Pension Service (July 2002),
312:Sewraz, Reena (17 October 2018).
96:countries (which continued after
918:by Djuna Thurley and Rod McInnes
498:Note: no longer available - see
425:Wood, Eileen (3 February 2021).
144:Department for Work and Pensions
798:
772:
726:
701:
675:
658:"British Pensions in Australia"
650:
624:
599:
549:
528:Jones, Rupert (25 April 2022).
173:
964:Pensions in the United Kingdom
473:
383:
368:
346:
331:
305:
289:European Court of Human Rights
80:
1:
939:British Pensions in Australia
662:British Pensions in Australia
578:Barker, Sam (20 April 2022).
298:
267:, a UK pensioner resident in
236:during the Second World War.
71:All-Party Parliamentary Group
55:British Pensions in Australia
239:
7:
342:. House of Commons Library.
340:"State Pension Triple Lock"
234:Women's Royal Naval Service
10:
985:
892:"Frozen overseas pensions"
455:"Frozen overseas pensions"
256:
149:
607:"The basic State Pension"
219:
163:receiving the same rate.
61:), which jointly own the
916:Frozen overseas pensions
468:Frozen overseas pensions
461:House of Commons Library
784:Frozen British Pensions
738:Frozen British Pensions
87:National Insurance Fund
22:is the practice of the
908:: CS1 maint: others (
263:In April 2002, writer
197:, Conservative MP for
277:Human Rights Act 1998
246:Australian Government
139:is also on the list.
20:Frozen state pensions
969:Frozen state pension
356:. The Independent UK
253:2002 legal challenge
230:intelligence officer
129:British Commonwealth
69:). There is also an
214:Windrush Generation
559:. UK Govt. website
479:Leaflet NP46, DWP
110:Bosnia-Herzegovina
40:European Community
24:British Government
814:. 24 October 2018
766:www.parliament.uk
689:. 23 January 2022
157:Western Australia
28:UK State Pensions
976:
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484:. Archived from
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885:Further reading
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768:. 15 June 2022.
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506:. 17 April 2014
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488:on 23 June 2007
480:
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453:
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287:(2005) and the
281:Court of Appeal
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923:External links
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786:. 24 July 2015
771:
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396:Halo Financial
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285:House of Lords
265:Annette Carson
257:Main article:
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226:Downing Street
221:
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203:House of Lords
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94:European Union
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26:of "freezing"
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640:. Retrieved
637:The Guardian
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589:. Retrieved
585:Daily Mirror
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561:. Retrieved
551:
539:. Retrieved
535:The Guardian
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508:. Retrieved
492:17 September
490:. Retrieved
486:the original
475:
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358:. Retrieved
348:
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321:. Retrieved
317:
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269:South Africa
262:
243:
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210:war veterans
207:
199:North Thanet
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184:lobby groups
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174:Lobby groups
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642:4 September
510:4 September
323:4 September
118:Isle of Man
81:Description
953:Categories
872:25 January
846:25 January
818:25 January
743:25 January
718:25 January
693:25 January
667:25 January
563:17 January
431:The Senior
299:References
275:under the
273:High Court
195:Roger Gale
36:pensioners
240:Australia
904:cite web
811:BBC News
616:11 April
360:11 April
291:(2008).
137:Thailand
114:Guernsey
102:Barbados
32:uprating
790:18 July
591:18 July
541:18 July
436:18 July
401:18 July
232:in the
150:Numbers
106:Bermuda
683:"Home"
611:GOV.UK
318:Which?
220:Canada
98:Brexit
53:) and
504:(PDF)
168:APPGs
127:Most
910:link
874:2022
848:2022
820:2022
792:2022
745:2022
720:2022
695:2022
669:2022
644:2019
618:2024
593:2022
565:2024
543:2022
512:2019
494:2007
438:2022
403:2022
362:2024
325:2019
67:ICBP
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51:CABP
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