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university studies, every field of study has a predefined maximum study duration (usually 3 years for undergraduate and 2 years for graduate degrees), after which the student becomes ineligible for BAföG. Further, funds can be granted as a low-interest loan for another two years if certain criteria (like reasonable likelihood that the student will graduate during that time) are met.
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BAföG loans are generally independent of student achievement or grades for two years. After that, a certain minimum grade level has to be met and proof of participation is required to remain eligible. Change of field of study is allowed once during the first year without becoming ineligible. For
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exceed certain amounts. Thus, the amount paid out can be lower than the maximum amount, down to 10 € per month, should the calculations return that amount. Eligibility for a BAföG loan (even at the minimum rate) makes the student eligible for other benefits such as low cost telephone service or
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for a number of years before returning to student status, BAföG eligibility is calculated independent of parent income, because parents' obligation to fund their children's education ends once the children enter the workforce
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Generally, BAföG repayments are capped to a maximum of 10,000 € regardless of the total loan sum that was granted. An immediate repayment, fast graduation and very good grades can result in a reduced total amount.
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students, BAföG loans are usually given out half as a zero-interest loan (to be repaid only after the receiver exceeds a certain income level after graduation) and half as grant money.
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The current maximum amount per month (for a university student) is 934.00 € (2024). Additionally, students may receive a "starting bonus" of 1000€ at the begin of their studies.
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families, BAföG loans take over when these obligations cannot reasonably be met by parents. For every own child below the age of 10, living in the student's
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students, second path education students (i.e., those starting to study after having been in the workforce), and students of
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citizenship and have resided in
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regardless of their social and economic situation. This aid is provided under the
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High school students get the full amount as grant money if they are eligible.
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Eligibility for student loans is normally dependent upon parent
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are consulted for BAföG eligibility and amount calculation.
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for five consecutive years. There are some exceptions.
361:"BAföG-Reform 2022: Die wichtigsten Änderungen - BMBF"
60:. Unsourced material may be challenged and removed.
375:"FAQ zur BAföG-Reform 2024 | Bundesregierung"
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281:In some cases, most notably if the student has
217:To qualify for BAföG, one must generally be a
27:Assistance for paying for education in Germany
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161:Groups eligible for BAföG assistance include
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290:. In those cases, only student income and
336:"BAföG: Wer hat Anspruch auf Leistungen?"
120:Learn how and when to remove this message
277:Eligibility independent of parent income
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177:Eligibility dependent on parent income
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58:adding citations to reliable sources
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253:Alternatives to BAföG include the
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171:schools for professional training
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225:of Germany and/or have lived in
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377:(in German). 6 March 2024.
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312:"German Civil Code BGB"
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731:Transnistria
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344:. Retrieved
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52:Please help
47:verification
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110:April 2007
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