1332:
50:
1610:, card expiry date and cardholder's name. Though the imprinting method has been predominantly superseded by the magnetic stripe and then by the integrated chip, cards continued to be embossed in case a transaction needs to be processed manually until recently. Under manual processing, cardholder verification was by the cardholder signing the payment voucher after which the merchant would check the signature against the cardholder's signature on the back of the card. Cards conform to the
1591:
901:
921:
1751:
964:
911:
972:
1637:
1084:. Most commonly, a payment card is electronically linked to an account or accounts belonging to the cardholder. These accounts may be deposit accounts or loan or credit accounts, and the card is a means of authenticating the cardholder. However, stored-value cards store money on the card itself and are not necessarily linked to an account at a financial institution.
2302:
1426:
All ATM machines, at a minimum, will permit cash withdrawals of customers of the machine's owner (if a bank-operated machine) and for cards that are affiliated with any ATM network the machine is also affiliated. They will report the amount of the withdrawal and any fees charged by the machine on the
1384:
With charge cards, the cardholder is required to pay the full balance shown on the statement, which is usually issued monthly, by the payment due date. It is a form of short-term loan to cover the cardholder's purchases, from the date of the purchase and the payment due date, which may typically be
1676:
which can be read by physical contact and swiping past a reading head. The magnetic stripe contains all the information appearing on the card face, but allows for faster processing at point-of-sale than the then manual alternative as well as subsequently by the transaction processing company. When
2298:
1805:
Re-programmable/dynamic magnetic stripe cards are standard sized transaction cards that include a battery, a processor, and a means (inductive coupling or otherwise) of sending a variable signal to a magnetic stripe reader. Re-programmable stripe cards are often more secure than standard magnetic
1519:
Fleet cards provide convenient and comprehensive reporting, enabling fleet owners/managers to receive real time reports and set purchase controls with their cards, helping to keep them informed of all business related expenses. They may also reduce administrative work or otherwise be essential in
1316:
do not exist in France, and therefore the need to build a credit history does not exist. Personal information cannot be shared among banks, which means there is no centralized system for tracking creditworthiness. The only centralized system in France is for individuals who file for bankruptcy or
1095:
on the back enabling various machines to read and access information. Depending on the issuing bank and the preferences of the client, this may allow the card to be used as an ATM card, enabling transactions at automatic teller machines; or as a debit card, linked to the client's bank account and
1410:
The use of a credit card to withdraw cash at an ATM is treated differently to an POS transaction, usually attracting interest charges from the date of the cash withdrawal. The use of a debit card usually does not attract interest. Third party ATM owners may charge a fee for the use of their ATM.
1385:
up to 55 days. Interest is usually not charged on charge cards and there is usually no limit on the total amount that may be charged. If payment is not made in full, this may result in a late payment fee, the possible restriction of future transactions, and perhaps the cancellation of the card.
1308:
What is called a credit card in the United States - meaning the customer has a bill to pay at the end of the month - does not exist in the French banking system. However, credit companies can provide these cards, but they are separate from the regular banking system. In this case, the consumer
1515:
A fleet card is used as a payment card, most commonly for gasoline, diesel and other fuels at gas stations. Fleet cards can also be used to pay for vehicle maintenance and expenses, at the discretion of the fleet owner or manager. The use of a fleet card reduces the need to carry cash, thus
1582:, define the physical properties of payment cards, including size, flexibility, location of the magstripe, magnetic characteristics, and data formats. They also provide the standards for financial cards, including the allocation of card number ranges to different card issuing institutions.
1172:
In some banking networks, the two functions of ATM cards and debit cards are combined into a single card, simply called a "debit card" or also commonly a "bank card". These are able to perform banking tasks at ATMs and also make point-of-sale transactions, with both features using a PIN.
1701:
card (ICC) is any pocket-sized card with embedded integrated circuits which can process data. This implies that it can receive input which is processed – by way of the ICC applications – and delivered as an output. There are two broad categories of ICCs.
1427:
receipt. Most banks and credit unions will permit routine account-related banking transactions at the bank's own ATM, including deposits, checking the balance of an account, and transferring money between accounts. Some may provide additional services, such as selling postage stamps.
1293:
is charged on the portion of the balance not paid off by the due date. The rate of interest and method of calculating the charge vary between credit cards, even for different types of cards issued by the same company. Many credit cards can also be used to take cash advances through
1414:
Most payment cards, such as debit and credit cards, can also function as ATM cards, although ATM-only cards are also available. Most charge and proprietary cards cannot be used as ATM cards. The use of a credit card to withdraw cash at an ATM is treated differently to a
1677:
the magnetic stripe is being used, the cardholder will have been issued with a PIN, which is used for cardholder identification at the point-of-sale, and a signature is no longer required. The magnetic stripe is in the process of being augmented by the integrated chip.
1305:, the distinction between debit and credit cards is based on when the customer's account is debited for the transaction. A debit card debits the customer's account as the transaction is made, while a credit card debits it at the end of the month automatically.
1238:
numbering standard, the cardholder’s name and the card expiry date, in addition to other security features. Historically this text was embossed to produce an imprint on multi-part paper forms, and some cards are still produced this way.
1480:
similar to a debit card. One major difference between stored value cards and prepaid debit cards is that prepaid debit cards are usually issued in the name of individual account holders, while stored-value cards are usually anonymous.
1358:
The use of debit cards has become widespread in many countries and has overtaken use of cheques, and in some instances cash transactions, by volume. Like credit cards, debit cards are used widely for telephone and internet purchases.
1288:
The cardholder can either repay the full outstanding balance or a lesser amount by the payment due date. The amount paid cannot be less than the ”minimum payment,” either a fixed amount or a percentage of the outstanding balance.
1355:, or from the remaining balance on the card, instead of the holder repaying the money at a later date. In some cases, the "cards" are designed exclusively for use on the Internet, and so there is no physical card.
1488:
means that the funds and or data are physically stored on the card. With prepaid cards the data is maintained on computers controlled by the card issuer. The value stored on the card can be accessed using a
1457:
ATMs by cashing the receipts they issue at the merchant's point of sale. In 2017, there were 20.48 billion payment cards in circulation worldwide In 2018, the payment card fraud losses in the world were
1370:. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase. Merchants usually do not charge a fee for purchases by debit card.
1298:, which also attract interest charges, usually calculated from the date of cash withdrawal. Some merchants charge a fee for purchases by credit card, as they will be charged a fee by the card issuer.
2099:
1164:, which was introduced in the 1970s, was adapted for use as a payment card. Smart payment cards were introduced to the banking sector in 1979, and came into wider use in the mid-1980s.
1247:
Payment cards have features in common, as well as distinguishing features. Types of payment cards can be distinguished on the basis of the features of each type of card, including:
2246:
2350:
1476:
With a stored-value card, a monetary value is stored on the card, and not in an externally recorded account. This differs from prepaid cards where money is on deposit with the
1100:; or as a credit card attached to a revolving credit line supplied by the bank. In 2017, there were 20.48 billion payments cards (mainly prepaid cards) in the world.
1555:
2176:
1960:
1606:
for processing, making processing faster and reducing transcription errors. Other credit card issuers followed suit. The information typically embossed are the
1707:
1187:
Some debit card networks also started their lives as ATM card networks before evolving into full-fledged debit card networks, example of these networks are:
2276:
1516:
increasing the security for fleet drivers. The elimination of cash also helps to prevent fraudulent transactions at the fleet owner's or manager's expense.
2369:
1223:, 85.60 mm × 53.98 mm (3.370 in × 2.125 in) and rounded corners with a radius of 2.88–3.48 mm, in accordance with
1407:. Cards may be issued solely to access ATMs, and most debit or credit cards may also be used at ATMs, but most charge and proprietary cards cannot.
2121:
2091:
2069:
1423:
allow the use of ATM cards at ATMs of private operators and financial institutions other than those of the institution that issued the cards.
1403:(ATMs) for transactions such as deposits, cash withdrawals, obtaining account information, and other types of transactions, often through
1913:
2327:
1789:
or purse. The price of the cards is also low, usually US$ 2–$ 5, allowing them to be used in applications such as identification cards,
2242:
2347:
1269:) created by the issuer of the credit card for the cardholder on which the cardholder can draw (i.e. borrow), either for payment to a
2038:
1818:
established a Card Fraud
Prevention Task Force in 2003 that spawned a commitment to migrate all ATMs and POS applications to use a
1449:
ATM cards can also be used on improvised ATMs such as "mini ATMs", merchants' card terminals that deliver ATM features without any
2225:
2151:
2014:
1995:
1400:
541:
407:
1317:
those who have not repaid credit or issued checks without sufficient funds. This system is handled by the Banque de France.
2180:
1942:
1957:
950:
1438:, this may be performed with an ATM card without in-person authentication. This includes account balance inquiries,
1192:
2268:
1715:
114:
1785:
and have a range of 0–3 inches in most instances. The user will usually be able to leave the card inside a
2366:
1154:
698:
449:
1188:
852:
795:
17:
1331:
1309:
decides the maximum amount, making it impossible to fall into debt by forgetting to pay a credit card bill.
1839:
1762:
or payment systems. It can refer to the older 125 kHz devices or the newer 13.56 MHz contactless
1477:
822:
199:
2129:
1782:
1029:, to a customer that enables its owner (the cardholder) to access the funds in the customer's designated
643:
1493:
stripe embedded in the card, on which the card number is encoded; using radio-frequency identification (
1864:
603:
531:
363:
89:
1602:
was the first charge card operator to issue embossed plastic cards which enabled cards to be manually
1091:
that contains a unique card number and some security information such as an expiration date or with a
2061:
1823:
1815:
506:
341:
1758:
Proximity card (or prox card) is a generic name for contactless integrated circuit devices used for
2397:
1669:
1295:
1126:
1042:
914:
456:
375:
2201:
1648:
1439:
703:
346:
134:
1351:) when a cardholder makes a purchase, funds are withdrawn directly either from the cardholder's
2392:
1884:
1874:
1706:
contain only non-volatile memory storage components, and perhaps some specific security logic.
1668:
Magnetic stripes started to be rolled out on debit cards in the 1970s with the introduction of
1710:
contain volatile memory and microprocessor components. The card is made of plastic, generally
2323:
1907:
1844:
1767:
1603:
1367:
1119:
1022:
943:
877:
638:
576:
536:
395:
174:
164:
2376:, the SEPA Cards Framework and EPC Cards Standardisation Programme, accessed 06. August 2010
1827:
1631:
1290:
800:
775:
653:
613:
608:
476:
265:
214:
144:
124:
2222:
2122:"e-kort – betala med bankkortet på nätet utan att visa ditt vanliga kortnummer – Swedbank"
8:
2028:
1849:
867:
693:
683:
633:
571:
280:
149:
94:
1497:); or by entering a code number, printed on the card, into a telephone or other numeric
1711:
1698:
1659:
1419:
transaction, usually attracting interest charges from the date of the cash withdrawal.
996:
842:
817:
713:
708:
596:
581:
556:
521:
309:
129:
34:
1153:
issued the first bank card to feature an information-encoding magnetic strip, using a
1938:
1879:
1471:
1431:
1420:
1404:
1208:
1204:
1200:
1196:
1081:
920:
755:
750:
591:
561:
496:
209:
2155:
1285:, but some non-bank financial institutions also offer cards directly to the public.
1958:
https://nilsonreport.com/publication_chart_and_graphs_archive.php?1=1&year=2018
1869:
1607:
1599:
1537:
1231:
1181:
1146:
1038:
936:
904:
832:
810:
790:
765:
628:
618:
526:
444:
1826:
for Cards" has completely removed the magnetic stripe requirement from the former
2373:
2354:
2348:"EPC Card Fraud Prevention Forum – Agreement on new measures to fight card fraud"
2229:
1964:
1854:
872:
857:
847:
770:
760:
673:
623:
566:
546:
516:
491:
466:
380:
270:
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109:
84:
1443:
1224:
402:
1859:
1794:
1759:
1745:
1727:
1435:
1313:
1262:
1184:
are examples of networks that link bank accounts with point-of-sale equipment.
1092:
1034:
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104:
49:
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785:
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511:
501:
481:
358:
169:
159:
139:
74:
64:
1806:
stripe cards and can transmit information for multiple cardholder accounts.
1399:
An ATM card (known under a number of names) is any card that can be used in
1619:
1615:
1611:
1579:
1571:
1567:
1563:
1559:
1352:
1282:
1274:
1266:
1235:
1220:
1069:
1030:
668:
471:
275:
232:
194:
179:
99:
79:
1726:. Using smart cards is also a form of strong security authentication for
1723:
1703:
1450:
1379:
1256:
1150:
1142:
1077:
1073:
827:
718:
688:
299:
184:
119:
69:
27:
Card issued by a financial institution that can be used to make a payment
1590:
2299:"Using a Credit Card Without Raised Numbers - Rick Steves Travel Forum"
1719:
1686:
1641:
1510:
1326:
1161:
1109:
1088:
976:
304:
1814:
Due to increased illegal copies of cards with a magnetic stripe, the
1750:
1736:
is the standard adopted by all major issuers of smart payment cards.
1653:
1532:
1490:
1362:
Debit cards can also allow instant withdrawal of cash, acting as the
1122:, a now almost defunct system to guarantee cheques at point of sale.
417:
239:
2316:
1277:
to the cardholder. Most credit cards are issued by or through local
1068:
There are a number of types of payment cards, the most common being
1575:
1394:
1363:
1270:
1130:
991:
461:
294:
1598:
Originally charge account identification was paper-based. In 1959
2033:
1790:
1177:
780:
551:
154:
1786:
1498:
1302:
1134:
963:
331:
1045:(ATMs). Such cards are known by a variety of names, including
1454:
971:
439:
390:
1636:
1261:
In the US and other countries, a credit card is linked to a
1983:
1763:
1673:
1494:
1459:
1278:
1118:
Historically, bank cards have also served the purpose of a
1026:
648:
486:
412:
41:
1203:, both of them were later on adopted by other banks (with
2002:
1819:
1781:(vicinity card) standard. Proximity cards are powered by
1733:
1692:
1113:
986:
2223:
http://www.nilsonreport.com/upload/issues/1140_0321.pdf
1800:
1978:
1935:
1777:(proximity card) standard. There is also a related
2243:"Payment Card Fraud Losses Reach $ 27.85 Billion"
2384:
2013:sfn error: no target: CITEREFWonglimpiyara2007 (
1994:sfn error: no target: CITEREFWonglimpiyara2007 (
1462:27.85 billion, and US$ 9.47 billion in the U.S.
1037:and make payments by electronic transfer with a
1453:. These terminals can also be used as cashless
2062:"The Detailed History of Credit Card Machines"
1556:International Organization for Standardization
2029:"A short review of smart cards (2019 update)"
2008:
1989:
1932:
944:
2269:"Why embossed credit cards are here to stay"
1640:An example of the reverse side of a typical
1096:able to be used for making purchases at the
1773:Modern proximity cards are covered by the
1730:within large companies and organizations.
1442:, or in some cases, online purchases (see
951:
937:
1211:interbank network version of Debit BCA).
281:Transaction (checking / current)
2059:
1749:
1635:
1589:
1430:For other types of transactions through
1330:
970:
962:
2193:
1933:Wonglimpiyara, Jarunee (1 March 2005).
14:
2385:
2324:"Putting Money into the Mobile Wallet"
2102:from the original on 14 September 2008
1528:Other types of payment cards include:
2279:from the original on 11 December 2021
1937:. Sussex Academic Press. p. vi.
1822:solution until the end of 2010. The "
1214:
975:An example of the front of a typical
2266:
2041:from the original on 27 October 2019
1902:
1900:
1801:Re-programmable magnetic stripe card
1465:
910:
2072:from the original on 7 October 2019
1339:With a debit card (also known as a
24:
1909:About-Payments.com – Card Payments
1672:. The magnetic stripe stores card
1625:
25:
2409:
2357:, 19. July 2010 by CĂ©dric Sarazin
1970:
1897:
1739:
1520:arranging fuel taxation refunds.
2060:Sorensen, Emily (26 July 2019).
1230:They usually also have a unique
1193:Network for Electronic Transfers
1167:
919:
909:
900:
899:
48:
2360:
2341:
2330:from the original on 2013-10-14
2326:. AdMonsters. 31 October 2012.
2305:from the original on 2021-12-11
2291:
2260:
2249:from the original on 2020-11-16
2235:
2216:
2204:from the original on 2021-12-21
2187:
2169:
2144:
2114:
1916:from the original on 2015-11-20
1549:
2084:
2053:
2021:
1951:
1926:
1766:cards, most commonly known as
1373:
1250:
1155:personal identification number
699:Strategic financial management
13:
1:
1967:. Retrieved October 24, 2022.
1890:
1680:
1594:Israeli manual card imprinter
1504:
1320:
1189:Development Bank of Singapore
853:Sustainable development goals
2197:Cashless Scrip ATM Terminals
1840:Card not present transaction
1697:A smart card, chip card, or
1585:
7:
1833:
1388:
1301:In other countries such as
967:Example of two credit cards
10:
2414:
1865:Payment Services Directive
1743:
1690:
1684:
1629:
1508:
1469:
1392:
1377:
1324:
1254:
1219:Payment cards are usually
1125:The first bank cards were
1107:
1103:
604:Fractional-reserve banking
532:Enterprise risk management
1816:European Payments Council
1809:
1622:card numbering standard.
1401:automated teller machines
1043:automated teller machines
507:Diversification (finance)
1783:resonant energy transfer
1523:
1440:electronic bill payments
1335:Purchasing by debit card
1242:
1127:automated teller machine
457:Automated teller machine
1976:Jarunee Wonglimpiyara,
1718:. The card may embed a
1273:for a purchase or as a
704:Stress test (financial)
2194:thdabby (2009-02-05).
1885:Prepayment for service
1875:Payments as a platform
1768:contactless smartcards
1755:
1665:
1618:on embossing, and the
1595:
1336:
1129:(ATM) cards issued by
1023:financial institutions
1011:
968:
2183:on December 30, 2011.
1845:Payment card industry
1753:
1691:Further information:
1639:
1593:
1368:cheque guarantee card
1334:
1120:cheque guarantee card
974:
966:
878:Too connected to fail
639:Investment management
537:Environmental finance
396:Correspondent account
90:Community development
2152:""Permata Mini ATM""
1793:, payment cards and
1708:Microprocessor cards
1632:Magnetic stripe card
1234:conforming with the
1157:(PIN) for security.
1149:, in 1969. In 1972,
776:Exchange traded fund
654:Mathematical finance
614:Fundamental analysis
609:Full-reserve banking
215:Bank holding company
125:Export credit agency
33:Part of a series on
1850:Payment card number
1828:Maestro debit cards
868:Time value of money
694:Statistical finance
684:Sustainable finance
634:Investment advisory
276:Time deposit (Bond)
2372:2009-06-09 at the
2353:2011-07-22 at the
2228:2021-01-16 at the
2066:Mobile Transaction
2037:. 7 October 2019.
2009:Wonglimpiyara 2007
1990:Wonglimpiyara 2007
1963:2022-10-24 at the
1756:
1699:integrated circuit
1666:
1660:Card Security Code
1596:
1421:Interbank networks
1405:interbank networks
1337:
1265:(usually called a
1215:Technical features
1012:
969:
843:Security (finance)
818:History of banking
714:Structured product
709:Structured finance
522:Economic expansion
35:financial services
2267:Sharwood, Simon.
2245:(Press release).
1880:Credit card fraud
1486:stored-value card
1472:Stored-value card
1466:Stored-value card
1312:Credit scores or
1225:ISO/IEC 7810#ID-1
1197:Bank Central Asia
1087:It can also be a
1007:Cardholder's name
983:Issuing bank logo
961:
960:
756:Corporate finance
751:Capital structure
726:
725:
497:Corporate finance
317:
316:
16:(Redirected from
2405:
2377:
2367:"SEPA for Cards"
2364:
2358:
2345:
2339:
2338:
2336:
2335:
2320:
2314:
2313:
2311:
2310:
2295:
2289:
2288:
2286:
2284:
2264:
2258:
2257:
2255:
2254:
2239:
2233:
2220:
2214:
2212:
2210:
2209:
2191:
2185:
2184:
2179:. Archived from
2173:
2167:
2166:
2164:
2163:
2154:. Archived from
2148:
2142:
2141:
2139:
2137:
2132:on 13 April 2010
2128:. Archived from
2118:
2112:
2111:
2109:
2107:
2088:
2082:
2081:
2079:
2077:
2057:
2051:
2050:
2048:
2046:
2025:
2019:
2018:
2006:
2000:
1999:
1987:
1981:
1974:
1968:
1955:
1949:
1948:
1930:
1924:
1923:
1922:
1921:
1904:
1870:Payment terminal
1754:A proximity card
1714:, but sometimes
1608:bank card number
1600:American Express
1538:Digital currency
1182:Debit Mastercard
1137:in 1967, and by
1039:payment terminal
953:
946:
939:
923:
913:
912:
903:
902:
833:Personal finance
766:Equity (finance)
629:Impact investing
619:Growth investing
527:Enterprise value
434:
433:
245:
244:
200:Savings and loan
52:
30:
29:
21:
2413:
2412:
2408:
2407:
2406:
2404:
2403:
2402:
2398:Payment systems
2383:
2382:
2381:
2380:
2374:Wayback Machine
2365:
2361:
2355:Wayback Machine
2346:
2342:
2333:
2331:
2322:
2321:
2317:
2308:
2306:
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2296:
2292:
2282:
2280:
2265:
2261:
2252:
2250:
2241:
2240:
2236:
2230:Wayback Machine
2221:
2217:
2207:
2205:
2192:
2188:
2175:
2174:
2170:
2161:
2159:
2150:
2149:
2145:
2135:
2133:
2126:www.swedbank.se
2120:
2119:
2115:
2105:
2103:
2090:
2089:
2085:
2075:
2073:
2058:
2054:
2044:
2042:
2027:
2026:
2022:
2012:
2007:
2003:
1993:
1988:
1984:
1980:(2005), p. 1-3.
1975:
1971:
1965:Wayback Machine
1956:
1952:
1945:
1931:
1927:
1919:
1917:
1906:
1905:
1898:
1893:
1855:Payment gateway
1836:
1812:
1803:
1760:security access
1748:
1742:
1695:
1689:
1683:
1664:
1649:Magnetic stripe
1634:
1628:
1626:Magnetic stripe
1614:ID-1 standard,
1588:
1552:
1526:
1513:
1507:
1474:
1468:
1397:
1391:
1382:
1376:
1329:
1323:
1259:
1253:
1245:
1217:
1170:
1116:
1106:
1033:, or through a
1010:
1004:Expiration date
1001:Card brand logo
957:
892:
891:
873:Too big to fail
858:Systematic risk
771:Ethical banking
761:Cost of capital
736:
728:
727:
674:Private banking
644:Islamic banking
624:Hedge (finance)
547:Ethical banking
517:Economic bubble
492:Climate finance
467:Bank regulation
431:
423:
422:
381:Instant payment
327:
319:
318:
242:
225:
224:
60:
28:
23:
22:
15:
12:
11:
5:
2411:
2401:
2400:
2395:
2379:
2378:
2359:
2340:
2315:
2290:
2259:
2234:
2215:
2186:
2177:"Mini ATM BRI"
2168:
2143:
2113:
2083:
2052:
2020:
2001:
1992:, p. 1-3.
1982:
1969:
1950:
1944:978-1903900550
1943:
1925:
1895:
1894:
1892:
1889:
1888:
1887:
1882:
1877:
1872:
1867:
1862:
1860:Payment system
1857:
1852:
1847:
1842:
1835:
1832:
1811:
1808:
1802:
1799:
1795:public transit
1746:Proximity card
1744:Main article:
1741:
1740:Proximity card
1738:
1728:single sign-on
1724:counterfeiting
1685:Main article:
1682:
1679:
1663:
1662:
1657:
1651:
1645:
1630:Main article:
1627:
1624:
1587:
1584:
1551:
1548:
1547:
1546:
1543:
1540:
1535:
1525:
1522:
1509:Main article:
1506:
1503:
1470:Main article:
1467:
1464:
1444:Interac Online
1436:online banking
1393:Main article:
1390:
1387:
1378:Main article:
1375:
1372:
1325:Main article:
1322:
1319:
1314:credit history
1263:line of credit
1255:Main article:
1252:
1249:
1244:
1241:
1216:
1213:
1169:
1166:
1105:
1102:
1093:magnetic strip
1035:credit account
1019:payment system
1017:are part of a
1009:
1008:
1005:
1002:
999:
994:
989:
984:
980:
959:
958:
956:
955:
948:
941:
933:
930:
929:
928:
927:
917:
907:
894:
893:
890:
889:
886:
885:
880:
875:
870:
865:
860:
855:
850:
845:
840:
838:Public finance
835:
830:
825:
820:
815:
814:
813:
808:
803:
798:
793:
783:
778:
773:
768:
763:
758:
753:
748:
746:Bond (finance)
743:
737:
735:Related topics
734:
733:
730:
729:
724:
723:
722:
721:
716:
711:
706:
701:
696:
691:
686:
681:
679:Sustainability
676:
671:
666:
664:Money creation
661:
659:Mobile banking
656:
651:
646:
641:
636:
631:
626:
621:
616:
611:
606:
601:
600:
599:
594:
589:
584:
579:
574:
569:
564:
559:
549:
544:
539:
534:
529:
524:
519:
514:
509:
504:
499:
494:
489:
484:
479:
474:
469:
464:
459:
454:
453:
452:
447:
432:
429:
428:
425:
424:
421:
420:
415:
410:
405:
400:
399:
398:
388:
383:
378:
373:
372:
371:
366:
356:
355:
354:
349:
339:
334:
328:
326:Funds transfer
325:
324:
321:
320:
315:
314:
313:
312:
307:
302:
297:
289:
288:
284:
283:
279:
278:
273:
268:
263:
258:
256:Christmas club
250:
249:
243:
231:
230:
227:
226:
221:Lists of banks
218:
217:
212:
207:
202:
197:
192:
187:
182:
177:
175:Postal savings
172:
167:
162:
157:
152:
150:Mutual savings
147:
142:
137:
132:
127:
122:
117:
112:
107:
102:
97:
92:
87:
82:
77:
72:
67:
61:
59:Types of banks
58:
57:
54:
53:
45:
44:
38:
37:
26:
9:
6:
4:
3:
2:
2410:
2399:
2396:
2394:
2393:Payment cards
2391:
2390:
2388:
2375:
2371:
2368:
2363:
2356:
2352:
2349:
2344:
2329:
2325:
2319:
2304:
2300:
2294:
2278:
2274:
2270:
2263:
2248:
2244:
2238:
2231:
2227:
2224:
2219:
2203:
2199:
2198:
2190:
2182:
2178:
2172:
2158:on 2012-04-14
2157:
2153:
2147:
2131:
2127:
2123:
2117:
2101:
2097:
2096:www.nordea.se
2093:
2087:
2071:
2067:
2063:
2056:
2040:
2036:
2035:
2030:
2024:
2016:
2010:
2005:
1997:
1991:
1986:
1979:
1973:
1966:
1962:
1959:
1954:
1946:
1940:
1936:
1929:
1915:
1911:
1910:
1903:
1901:
1896:
1886:
1883:
1881:
1878:
1876:
1873:
1871:
1868:
1866:
1863:
1861:
1858:
1856:
1853:
1851:
1848:
1846:
1843:
1841:
1838:
1837:
1831:
1829:
1825:
1821:
1817:
1807:
1798:
1796:
1792:
1788:
1784:
1780:
1779:ISO/IEC 15693
1776:
1775:ISO/IEC 14443
1771:
1769:
1765:
1761:
1752:
1747:
1737:
1735:
1731:
1729:
1725:
1721:
1717:
1713:
1709:
1705:
1700:
1694:
1688:
1678:
1675:
1671:
1661:
1658:
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1650:
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1646:
1643:
1638:
1633:
1623:
1621:
1617:
1613:
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1601:
1592:
1583:
1581:
1577:
1573:
1569:
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1531:
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1529:
1521:
1517:
1512:
1502:
1500:
1496:
1492:
1487:
1482:
1479:
1473:
1463:
1461:
1456:
1452:
1447:
1445:
1441:
1437:
1433:
1428:
1424:
1422:
1418:
1412:
1408:
1406:
1402:
1396:
1386:
1381:
1371:
1369:
1365:
1360:
1356:
1354:
1350:
1346:
1342:
1333:
1328:
1318:
1315:
1310:
1306:
1304:
1299:
1297:
1292:
1286:
1284:
1283:credit unions
1280:
1276:
1272:
1268:
1264:
1258:
1248:
1240:
1237:
1233:
1228:
1226:
1222:
1221:plastic cards
1212:
1210:
1206:
1202:
1198:
1194:
1190:
1185:
1183:
1180:and Europe's
1179:
1174:
1168:Card networks
1165:
1163:
1158:
1156:
1152:
1148:
1144:
1140:
1139:Chemical Bank
1136:
1132:
1128:
1123:
1121:
1115:
1111:
1101:
1099:
1098:point of sale
1094:
1090:
1085:
1083:
1082:prepaid cards
1079:
1075:
1071:
1066:
1064:
1060:
1056:
1052:
1048:
1044:
1040:
1036:
1032:
1031:bank accounts
1028:
1024:
1020:
1016:
1015:Payment cards
1006:
1003:
1000:
998:
995:
993:
990:
988:
985:
982:
981:
978:
973:
965:
954:
949:
947:
942:
940:
935:
934:
932:
931:
926:
922:
918:
916:
908:
906:
898:
897:
896:
895:
888:
887:
884:
883:Watered stock
881:
879:
876:
874:
871:
869:
866:
864:
863:Systemic risk
861:
859:
856:
854:
851:
849:
846:
844:
841:
839:
836:
834:
831:
829:
826:
824:
823:List of banks
821:
819:
816:
812:
809:
807:
804:
802:
799:
797:
794:
792:
789:
788:
787:
784:
782:
779:
777:
774:
772:
769:
767:
764:
762:
759:
757:
754:
752:
749:
747:
744:
742:
741:Asset pricing
739:
738:
732:
731:
720:
717:
715:
712:
710:
707:
705:
702:
700:
697:
695:
692:
690:
687:
685:
682:
680:
677:
675:
672:
670:
667:
665:
662:
660:
657:
655:
652:
650:
647:
645:
642:
640:
637:
635:
632:
630:
627:
625:
622:
620:
617:
615:
612:
610:
607:
605:
602:
598:
595:
593:
590:
588:
585:
583:
580:
578:
575:
573:
570:
568:
565:
563:
560:
558:
555:
554:
553:
550:
548:
545:
543:
540:
538:
535:
533:
530:
528:
525:
523:
520:
518:
515:
513:
512:Eco-investing
510:
508:
505:
503:
502:Disinvestment
500:
498:
495:
493:
490:
488:
485:
483:
482:Capital asset
480:
478:
475:
473:
470:
468:
465:
463:
460:
458:
455:
451:
448:
446:
443:
442:
441:
438:
437:
436:
435:
427:
426:
419:
416:
414:
411:
409:
406:
404:
401:
397:
394:
393:
392:
389:
387:
384:
382:
379:
377:
374:
370:
367:
365:
362:
361:
360:
357:
353:
350:
348:
345:
344:
343:
340:
338:
335:
333:
330:
329:
323:
322:
311:
308:
306:
303:
301:
298:
296:
293:
292:
291:
290:
286:
285:
282:
277:
274:
272:
269:
267:
264:
262:
259:
257:
254:
253:
252:
251:
247:
246:
241:
238:
234:
229:
228:
223:
222:
216:
213:
211:
208:
206:
203:
201:
198:
196:
193:
191:
188:
186:
183:
181:
178:
176:
173:
171:
168:
166:
165:Participation
163:
161:
158:
156:
153:
151:
148:
146:
145:Middle market
143:
141:
138:
136:
133:
131:
128:
126:
123:
121:
118:
116:
113:
111:
108:
106:
103:
101:
98:
96:
93:
91:
88:
86:
83:
81:
78:
76:
75:Bulge bracket
73:
71:
68:
66:
63:
62:
56:
55:
51:
47:
46:
43:
40:
39:
36:
32:
31:
19:
18:Payment cards
2362:
2343:
2332:. Retrieved
2318:
2307:. Retrieved
2293:
2281:. Retrieved
2273:The Register
2272:
2262:
2251:. Retrieved
2237:
2218:
2206:. Retrieved
2196:
2189:
2181:the original
2171:
2160:. Retrieved
2156:the original
2146:
2134:. Retrieved
2130:the original
2125:
2116:
2104:. Retrieved
2095:
2092:"Kortläsare"
2086:
2074:. Retrieved
2065:
2055:
2043:. Retrieved
2032:
2023:
2011:, p. 5.
2004:
1985:
1977:
1972:
1953:
1934:
1928:
1918:, retrieved
1908:
1820:chip-and-PIN
1813:
1804:
1797:fare cards.
1772:
1757:
1732:
1704:Memory cards
1696:
1667:
1620:ISO/IEC 7812
1616:ISO/IEC 7811
1612:ISO/IEC 7810
1597:
1580:ISO/IEC 4909
1572:ISO/IEC 7813
1568:ISO/IEC 7812
1564:ISO/IEC 7811
1560:ISO/IEC 7810
1554:A number of
1553:
1550:Technologies
1527:
1518:
1514:
1485:
1483:
1475:
1448:
1429:
1425:
1413:
1409:
1398:
1383:
1361:
1357:
1353:bank account
1349:plastic card
1348:
1344:
1340:
1338:
1311:
1307:
1300:
1287:
1275:cash advance
1267:credit limit
1260:
1246:
1236:ISO/IEC 7812
1229:
1218:
1186:
1175:
1171:
1159:
1124:
1117:
1086:
1078:charge cards
1070:credit cards
1067:
1062:
1058:
1054:
1050:
1046:
1025:, such as a
1014:
1013:
796:participants
669:Pension fund
477:Asset growth
472:Bank secrecy
347:Bill payment
336:
266:Money-market
236:
219:
100:Credit union
2283:11 December
1558:standards,
1451:cash drawer
1380:Charge card
1374:Charge card
1366:, and as a
1257:Credit card
1251:Credit card
1232:card number
1205:Prima Debit
1195:(NETS) and
1151:Lloyds Bank
1143:Long Island
1074:debit cards
1041:and access
997:Card number
828:Market risk
719:Toxic asset
689:Speculation
577:engineering
115:Development
95:Cooperative
2387:Categories
2334:2013-10-13
2309:2021-12-11
2253:2020-11-08
2208:2018-01-30
2162:2018-01-30
2076:27 October
2045:27 October
1920:2014-05-30
1891:References
1687:Smart card
1681:Smart card
1642:debit card
1542:Store card
1511:Fleet card
1505:Fleet card
1345:check card
1327:Debit card
1321:Debit card
1227:standard.
1207:being the
1162:smart card
1110:Smart card
1108:See also:
1089:smart card
1063:cash cards
1047:bank cards
1021:issued by
977:debit card
801:regulation
450:management
445:allocation
342:Electronic
135:Industrial
130:Investment
110:Depository
85:Commercial
1722:to avoid
1654:Signature
1604:imprinted
1586:Embossing
1545:Visa card
1533:Gift card
1484:The term
1432:telephone
1341:bank card
1201:Debit BCA
1176:Canada's
1059:key cards
1053:, client
1051:ATM cards
781:Financial
572:economics
552:Financial
418:BRICS PAY
210:Wholesale
205:Universal
105:Custodian
2370:Archived
2351:Archived
2328:Archived
2303:Archived
2277:Archived
2247:Archived
2226:Archived
2202:Archived
2100:Archived
2070:Archived
2039:Archived
1961:Archived
1914:archived
1834:See also
1791:keycards
1720:hologram
1576:ISO 8583
1491:magnetic
1395:ATM card
1389:ATM card
1364:ATM card
1291:Interest
1271:merchant
1199:(BCA)'s
1191:(DBS)'s
1147:New York
1131:Barclays
992:Hologram
987:EMV chip
905:Category
597:services
582:forecast
557:analysis
462:Bad debt
248:Accounts
233:Accounts
170:Payments
160:Offshore
140:Merchant
65:Advising
2136:20 June
2106:20 June
2034:Gemalto
1178:Interac
1104:History
915:Commons
592:planner
562:analyst
310:Prepaid
271:Savings
261:Deposit
195:Savings
180:Private
155:Neobank
80:Central
42:Banking
1941:
1810:Misuse
1787:wallet
1578:, and
1499:keypad
1478:issuer
1303:France
1135:London
1080:, and
925:Portal
848:Shares
811:system
791:market
352:Mobile
332:Cheque
300:Credit
235:
190:Retail
185:Public
120:Direct
1656:strip
1524:Other
1455:scrip
1279:banks
1243:Types
1209:Prima
1055:cards
567:asset
440:Asset
430:Terms
391:SWIFT
305:Debit
287:Cards
240:Cards
2285:2021
2138:2017
2108:2017
2078:2019
2047:2019
2015:help
1996:help
1939:ISBN
1824:SEPA
1764:RFID
1674:data
1670:ATMs
1495:RFID
1460:US$
1296:ATMs
1160:The
1112:and
1027:bank
806:risk
649:Loan
587:plan
487:Cash
413:SPFS
408:CIPS
386:Giro
364:RTGS
359:Wire
337:Card
70:Banq
1734:EMV
1716:ABS
1712:PVC
1693:EMV
1446:).
1434:or
1417:POS
1347:or
1281:or
1141:in
1133:in
1114:EMV
1061:or
786:law
542:ESG
403:CLS
376:ACH
295:ATM
2389::
2301:.
2275:.
2271:.
2200:.
2124:.
2098:.
2094:.
2068:.
2064:.
2031:.
1912:,
1899:^
1830:.
1770:.
1644::
1574:,
1570:,
1566:,
1562:,
1501:.
1343:,
1145:,
1076:,
1072:,
1065:.
1057:,
1049:,
979::
369:NS
2337:.
2312:.
2287:.
2256:.
2232:.
2213:.
2211:.
2165:.
2140:.
2110:.
2080:.
2049:.
2017:)
1998:)
1947:.
952:e
945:t
938:v
237:·
20:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.
