Knowledge

Pawnbroker

Source 📝

896:. In the United States the amount of time, and rate of interest, is governed by law and by the state commerce department policies. They have the same license as a bank, which is highly regulated. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale to other customers by the pawnbroker. Unlike other lenders, the pawnbroker does not report the defaulted loan on the customer's credit report, since the pawnbroker has physical possession of the item and may recoup the loan value through outright sale of the item. The pawnbroker also sells items that have been sold outright to them by customers. Some pawnshops are willing to trade items in their shop for items brought to them by customers. 1115: 1262:
the upscale pawn shop is the "high-end collateral lender", lending to upper-class often white-collar individuals, including doctors, lawyers and bankers, as well as more colorful individuals like high-rolling gamblers. They are also interchangeably called "upscale pawnshops" and "high-end pawnshops" due to their acceptance of higher value merchandise in exchange for short-term loans. These objects can include wine collections, jewelry, large diamonds, fine art, cars, and unique memorabilia. Loans are often sought to deal with business revenue shortfalls and other expensive fiscal issues. Upscale pawnshops have also been featured in reality television.
840: 1291: 911: 1094:), as well as a holding period placed on an item purchased by a pawnbroker (to allow time for local law enforcement authorities to track stolen items). In some jurisdictions, pawnshops must give a list of all newly pawned items and any associated serial number to police, so the police can determine if any of the items have been reported stolen. Many police departments advise burglary or robbery victims to visit local pawnshops to see if they can locate stolen items. Some pawnshops set up their own screening criteria to avoid buying stolen property. 1283: 1139:
pawnshop owners want to accept items that the customer is likely to want to recover, after having paid interest for a period on the loan. If, in an extreme case, a pawnshop only accepted items that customers had no interest in ever reclaiming, it would not make any money from interest, and the store would in effect become a second-hand dealer. Determining if the customer is likely to return to reclaim an item is a subjective decision, and the pawnshop owner may take many factors into account.
283: 1402: 828: 1391: 816: 157: 1165: 1151:. Any excess after paying the loan, the interest and auction costs must be paid to the customer. If the item does not fetch a price that will cover these expenses the pawnbroker may keep the item and sell it through other channels. Despite this protection, the cost for the customer to borrow money this way will be high, and if they cannot redeem the collateral it would in many cases be better to sell the goods directly. 95: 54: 1379: 1473:(BSP). Pawnshops in the country traditionally have Spanish names beginning with "Agencia de Empeños" ("pawn agency"), contrary to "Casa de Empeños" in Spain and Latin America. Most pawnshops accept jewelry, vehicles or electronic valuables as collateral. They also offer various forms of other finance-related services such as 926: 1420:
the practice follows the Chinese tradition, and the counter of the shop is typically higher than the average person for security. A customer can only hold up his hand to offer belongings and there is a wooden screen between the door and the counter for customers' privacy. The symbol of a pawn shop in
1261:
Upscale pawnshops began to appear in the early 20th century, often referred to as "loan offices", since the term "pawn shop" had a very negative historical reputation at this point. Some of these so-called loan offices are even located in the upper floors of office buildings. The modern euphemism for
1101:
To assess value of different items, pawnbrokers use guidebooks ("blue books"), catalogs, Internet search engines, and their own experience. Some pawnbrokers are trained in the identification of gems, or employ a specialist to assess jewelry. One of the risks of accepting secondhand goods is that the
1519:
which provides a range of conventional and Sharia-compliant pawnbroking services across the archipelago. The company accepts high-value items such as gold, motor vehicles, and other expensive items as collateral. In addition to pawnbroking activities, the company provides a range of other services,
1237:
While the main business activities of a pawnshop are lending money for interest based on valuable items that customers bring in, some pawnshops also undertake other business activities, such as selling brand-new retail items that are in demand in the neighborhood of the store. Depending on where a
1493:
community pioneered the pawnbroking business, but today others are involved; the work is done by many agents called "saudagar". Instead of working from a shop, they go to needy people's homes and motivate them to become involved in the business. Pawn shops are often run as part of jewelry stores.
1228:
Another growing trend in the industry is vehicle pawn or auto pawning. This form of pawnbroking works like a traditional pawn loan, however, these stores only accept vehicles as security. Many stores are also accepting "Title Loans", where a customer can pawn the ownership or "Title" documents of
1138:
In determining the amount of the loan, the pawnshop owner also assesses the likelihood that the customer will pay the interest for several weeks or months and then return to repay the loan and reclaim the item. Since the key to the pawnshop business model is earning interest on the loaned money,
978:
Crusaders, predominantly in France, brokered their land holdings to monasteries and diocese for funds to supply, outfit, and transport their armies to the Holy Land. Instead of outright repayment, the Church reaped a certain amount of crop returns for a certain amount of seasons, which could
1022:
as part of a movement to provide interest-free or low-interest loans to the poor. It was recognized as a national charity in 1927 by the Mexican government. Today it is a fast-growing institution with over 152 branches all over Mexico and with plans to open a branch in every Mexican city.
889:, or simply the collateral. While many items can be pawned, pawnshops typically accept jewelry, musical instruments, home audio equipment, computers, video game systems, coins, gold, silver, televisions, cameras, power tools, firearms, and other relatively valuable items as collateral. 1458:, a group that makes up 25% of the population. In Malay, the word for pawn is "pajak gadai". A valid and licensed pawnshop in Malaysia must always declare itself as a "pajak gadai" or a pawn shop for its company registration. It must also fulfill the requirement of the 1097:
The pawnbroker assesses an item for its condition and marketability by testing the item and examining it for flaws, scratches or other damage. Another aspect that affects marketability is the supply and demand for the item in the community or region.
1345:
slew a giant using three bags of rocks. The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Throughout the Middle Ages,
1241:
Many pawnshops will also trade used items, as long as the transaction turns a profit for pawn shop. In cases where the pawnshop buys items outright, the money is not a loan; it is a straight payment for the item. On sales, the pawnshop may offer
1134:
value of the used good, in the case that the pawnshop is unable to sell it to pawnshop customers, and they decide to sell it to a wholesale merchant of used goods. The higher point in the range is the retail sale price in the pawnshop.
1129:
To determine the amount of the loan, the pawnshop owner needs to take into account several factors. A key factor is the predicted resale value of the item. This is often thought of in terms of a range, with the low point being the
1485:
primarily to communities in which alternatives such as banks are not available. Recently, they have also started conducting services online and through mobile applications although this is yet subject to regulation by the BSP.
1445:). The bat signifies fortune and the coin signifies benefits. In Japan, the usual symbol for a pawn shop is a circled number seven because "shichi", the Japanese word for seven, sounds similar to the word for "pawn" ( 1146:
due to financial distress or ignorance of the customer) at the expense of the customer by low valuations of their collaterals. It is stated that the pawnbroker may not keep the collateral but must sell them at public
892:
If an item is pawned for a loan (colloquially "hocked" or "popped"), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for
1462:
that the pawn counter be no higher than four feet and bulletproof, and have stainless-steel counters/doors, strong rooms with automatic locks and safes, CCTV, alarms and pawnbroker insurance.
967:
were permitted to begin the practice as an aid to the poor. In 1338, Edward III pawned his jewels to raise money for his war with France. King Henry V did much the same in 1415. In 1603 an
990:, Italy. It provided financial assistance in the form of no-interest loans secured with pawned items. Instead of interest, the Monte di Pietà urged borrowers to make donations to the 1229:
their vehicle. This essentially means that the pawnbroker owns the car while the customer continues to drive it, and the customer regains ownership once they pay back their loan.
1740: 1090:. These laws often require that the pawnbroker establish positive identification of the seller through photo identification (such as a driver's license or government-issued 1102:
item may be counterfeit. The customer can either sell the item outright if, as in most cases, the pawnbroker is also a licensed secondhand dealer, or offer the item as
971:
was passed and remained on the statute-book until 1872. It was aimed at the many counterfeit brokers in London. This type of broker was evidently regarded as a
937:
about 3,000 years ago. Pawnbrokers, often working independently, would offer short-term credit to peasants. The business model existed 1,500 years ago in
1036:
The pawning process begins when a customer brings an item into a pawn shop. Common items pawned or, in some instances, sold outright by customers include
1083:
The pawnbroker assumes the risk that an item might have been stolen. However, laws in many jurisdictions protect both the community and broker from
1615: 1356:
is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a
1934: 1676: 802: 1246:
plans, subject to conditions (down payment, regular payments, and forfeiture of previously paid amounts if the item is not paid off).
282: 1508:, pawnbroking is a lucrative business engaged in by specialized pawnbrokers as well as commercial banks and other finance companies. 1830: 1459: 1803: 1991: 1540: 1302:
The pawnbrokers' symbol is three golden balls suspended from a bar. The three-ball symbol may be indirectly attributed to the
1274:, there are over 11,000 pawnbrokers and an industry revenue of $ 14.5 billion. The US industry serves 30 million customers. 536: 1221:
Some stores slim down inventory by selling items to speciality retailers. Some pawnshops sell speciality items online, on
1068:, which are often purchased, even if in the form of broken jewelry of little value. Metal can still be sold in bulk to a 994:. It spread through Italy, then to other parts of Europe. The first Monte de Piedad organization in Spain was founded in 221: 2236: 193: 1779: 1769: 1714: 1659: 1208: 258: 240: 138: 81: 1190: 948:
on the subject is derived from the Roman jurisprudence. As the empire spread its culture, pawnbroking went with it.
120: 200: 1960: 2190: 1955: 1175: 795: 178: 105: 1142:
In some countries such as Sweden, there is legislation to prevent the pawnbroker from making unfair profits (
207: 444: 1984: 1470: 174: 67: 31: 1114: 2104: 189: 42: 2221: 1568: 788: 731: 526: 449: 1249:
Other activities carried out by pawnshops are financial services including fee-based check cashing,
2124: 1373: 1019: 1007: 409: 356: 17: 1622: 839: 1745: 1573: 1186: 944:
In the West, pawnbroking existed in the ancient Greek and Roman civilizations. Most contemporary
941:, no different from today, through the ages strictly regulated by Imperial or other authorities. 167: 116: 1864: 2014: 1977: 1706: 914: 905: 766: 643: 618: 576: 489: 1932: 1322:. It has been conjectured that the golden balls were originally three flat yellow effigies of 1290: 1238:
pawnshop is located, these other retail items may range from musical instruments to firearms.
2019: 1581: 1087: 991: 952: 691: 2231: 2154: 1106:
on a loan. Most pawnshops are willing to negotiate the amount of the loan with the client.
1103: 910: 872: 771: 741: 583: 546: 509: 1076:
for the value by weight of the component metals. Similarly, jewelry that contains genuine
8: 2216: 2163: 1119: 1045: 716: 711: 613: 385: 1842: 214: 2195: 2145: 1915: 1699: 1003: 751: 638: 366: 1350:
bore three balls, orbs, plates, discs, coins and more as symbols of monetary success.
2150: 1907: 1775: 1710: 1655: 1455: 1091: 868: 571: 556: 504: 484: 414: 371: 1182: 1010:
is a charitable institution and pawn shop whose main office is located just off the
112: 2185: 2100: 2042: 1899: 1529: 1430: 1327: 1311: 972: 663: 628: 623: 608: 593: 531: 499: 404: 290: 274: 2158: 1950: 1938: 1534: 1338: 1319: 938: 761: 746: 706: 603: 588: 561: 541: 471: 461: 73: 1282: 2226: 2068: 2034: 2024: 1562: 1353: 756: 721: 566: 516: 454: 326: 27:
Individual or business that offers loans, using personal property as collateral
2210: 2096: 2064: 2000: 1911: 1482: 1271: 918: 776: 736: 681: 306: 38: 1330:
field, but that they were converted into balls to better attract attention.
925: 2172: 2119: 2088: 2047: 1478: 1401: 880: 864: 827: 701: 598: 336: 1701:
In Hock: Pawning in America from Independence through the Great Depression
1654:. Vol. 10. Mexico City: Encyclopædia Britannica. pp. 5699–5701. 1390: 30:
This article is about the occupation of a pawnbroker. For other uses, see
2168: 2078: 2073: 2059: 1466: 1357: 1342: 1250: 1123: 1041: 1015: 964: 945: 696: 658: 648: 633: 361: 351: 331: 321: 316: 1890:
de Roover, Raymond (1946). "The Three Golden Balls of the Pawnbrokers".
1595:
Gregg, Samuel (2016). "How Medieval Monks Changed the Face of Banking".
2115: 2110: 1919: 1474: 1310:, Italy, owing to its symbolic meaning in heraldry. This refers to the 983: 475: 423: 376: 346: 181: in this article. Unsourced material may be challenged and removed. 1771:
A Biography of Mrs. Marty Mann: The First Lady of Alcoholics Anonymous
1469:, pawnshops are generally privately owned businesses regulated by the 1253:, vehicle title or house title loans, and currency exchange services. 2054: 1808: 1516: 1512: 1505: 1438: 1417: 1395: 1295: 1131: 1077: 999: 1903: 1501:, where pawn shops are run both privately and by local governments. 1193:. Statements consisting only of original research should be removed. 1011: 815: 156: 123:. Statements consisting only of original research should be removed. 1498: 1383: 1361: 1347: 1334: 1315: 1307: 1065: 1053: 1002:
by Pedro Romero de Terreros, the Count of Santa Maria de Regla and
956: 893: 311: 1494:
Gold, silver, and diamonds are frequently accepted as collateral.
1243: 1148: 1073: 1069: 1037: 987: 982:
A pawnbroker can also be a charity. In 1450, Barnaba Manassei, a
726: 551: 433: 1969: 1378: 1838: 1323: 1303: 1061: 995: 844: 820: 394: 37:"Pawn shop" and "Pawned" redirect here. For the 1922 film, see 1767: 1143: 1049: 934: 653: 494: 1333:
Most European towns called the pawn shop the "Lombard". The
1490: 1426: 1410: 1222: 1057: 960: 832: 686: 521: 399: 297: 1650:
Alvarez, Jose Rogelio (2000). "Nacional Piedad de Monte".
1422: 1406: 1318:, where pawn shop banking originated under the name of 1831:"U.S. Pawn Shops Industry Sails Through The Recession" 1520:
such as a safe deposit box and gold trading services.
1871:. National Pawn Brokers Association. 7 October 2010 1804:"Pawn shops are going upscale for affluent clients" 1677:"Dispone Monte de Piedad de 905 mdp para préstamos" 1698: 1561: 979:additionally be re-exchanged in a type of equity. 2208: 1696: 1405:A typical Hong Kong pawn shop sign, featuring a 1080:, even if broken or missing pieces, have value. 1613: 1018:. It was established between 1774 and 1777 by 847:shop displays the traditional pawnbroker's sign 1446: 1985: 1560: 1109: 998:, and from there the idea was transferred to 796: 1454:The majority of pawnbrokers in Malaysia are 1341:. According to legend, a Medici employed by 986:friar, began the Monte di Pietà movement in 1892:Bulletin of the Business Historical Society 1497:Pawnbroking is also a traditional trade in 82:Learn how and when to remove these messages 1992: 1978: 1801: 1679:(in Spanish). Torreón: El siglo de Torreón 1326:, or gold coins, laid heraldically upon a 803: 789: 1889: 1209:Learn how and when to remove this message 259:Learn how and when to remove this message 241:Learn how and when to remove this message 139:Learn how and when to remove this message 1645: 1643: 1515:, there is a state-owned company called 1460:Ministry of Housing and Local Government 1400: 1389: 1377: 1289: 1281: 1113: 924: 909: 838: 826: 814: 1768:Sally Brown and David R. Brown (2011). 1705:. University of Chicago Press. p.  1649: 1232: 1154: 14: 2209: 1607: 1541:Wilson v First County Trust Ltd (No 2) 1031: 1973: 1668: 1640: 1594: 1481:. Therefore, they serve as financial 1337:were a banking community in medieval 933:The first pawn shops were in ancient 1741:"Pawn Shops for the (Formerly) Rich" 1582:participating institution membership 1277: 1256: 1158: 879:to the broker are themselves called 179:adding citations to reliable sources 150: 88: 47: 1774:. Hazelden Publishing. p. 51. 1674: 24: 963:, there is some evidence that the 25: 2248: 1999: 1052:, and, depending on regulations, 1026: 63:This article has multiple issues. 1163: 281: 155: 93: 52: 1961:Philippine Executive Commission 1943: 1926: 1883: 1857: 1823: 166:needs additional citations for 71:or discuss these issues on the 2191:Alternative financial services 1956:Official Gazette (Philippines) 1795: 1761: 1733: 1690: 1588: 1554: 955:prohibitions against charging 929:A modern pawnbroker storefront 855:is an individual or business ( 13: 1: 1548: 2125:Tax refund anticipation loan 2015:Annual percentage rate (APR) 1802:Russ Wiles (July 15, 2012). 7: 2020:Effective annual rate (EAR) 1603:(88) – via EBSCOhost. 1523: 1471:Bangko Sentral ng Pilipinas 1265: 1189:the claims made and adding 119:the claims made and adding 32:Pawnbroker (disambiguation) 10: 2253: 1951:"Official Gazette, Vol. 1" 1865:"Pawn Industry Statistics" 1616:"Nacional Monte de Piedad" 1371: 1367: 1110:Determining amount of loan 903: 899: 43:Pawn shop (disambiguation) 36: 29: 2237:Retail financial services 2181: 2138: 2087: 2033: 2007: 1937:February 2, 2013, at the 1697:Wendy A. Woloson (2009). 1569:Oxford English Dictionary 1447: 1434: 921:, a charitable pawnbroker 867:to people, with items of 732:Guaranteed minimum income 527:Diversification (finance) 1374:Pawnbrokers in Hong Kong 1020:Pedro Romero de Terreros 1008:Nacional Monte de Piedad 875:. The items having been 410:Employee stock ownership 357:Refund anticipation loan 1869:nationalpawnbrokers.org 1746:The Wall Street Journal 1574:Oxford University Press 1294:A pawnbroker's sign in 1286:A symbol of pawnbrokers 819:A pawnshop business in 327:Unsecured personal loan 1652:Enciclopedia de Mexico 1489:In India, the Marwari 1413: 1398: 1387: 1299: 1287: 1126: 930: 922: 915:Provident Loan Society 906:History of pawnbroking 848: 836: 824: 767:Universal basic income 644:Portfolio optimization 619:Investment performance 490:Alternative investment 41:. For other uses, see 1614:Leon Teutli Ficachi. 1404: 1393: 1381: 1293: 1285: 1117: 1088:handling stolen goods 953:Roman Catholic Church 928: 913: 842: 830: 818: 1749:. September 28, 2010 1628:on December 19, 2008 1477:, bills payment and 1443:fūk syú diu gām chín 1233:Auxiliary operations 1155:Inventory management 939:Buddhist monasteries 772:Volatility (finance) 742:Risk-return spectrum 584:Fundamental analysis 450:Defined contribution 175:improve this article 2164:Personal bankruptcy 1572:(Online ed.). 1225:or other websites. 1046:musical instruments 1032:Assessment of items 1014:, or main plaza of 1004:Knight of Calatrava 969:Act against Brokers 717:Financial inclusion 712:Financial deepening 614:Investment advisory 386:Employment contract 2196:Financial literacy 1728:upscale pawnshops. 1544:UKHL 40, 1 AC 816 1414: 1399: 1388: 1360:so they could get 1300: 1288: 1174:possibly contains 1127: 951:In spite of early 931: 923: 849: 837: 825: 752:Structured product 692:Citizen's dividend 639:Passive management 367:Debt consolidation 104:possibly contains 2204: 2203: 2151:Credit counseling 1580:(Subscription or 1456:Malaysian Chinese 1278:Three-ball symbol 1257:Upscale pawnshops 1219: 1218: 1211: 1176:original research 1092:identity document 869:personal property 835:, Finland in 2009 823:, Germany in 2014 813: 812: 485:Active management 415:Employee benefits 372:Debt rescheduling 269: 268: 261: 251: 250: 243: 225: 149: 148: 141: 106:original research 86: 16:(Redirected from 2244: 2222:Informal finance 2186:Personal finance 2101:Home equity loan 2043:Credit card debt 1994: 1987: 1980: 1971: 1970: 1965: 1964: 1947: 1941: 1930: 1924: 1923: 1887: 1881: 1880: 1878: 1876: 1861: 1855: 1854: 1852: 1850: 1841:. Archived from 1827: 1821: 1820: 1818: 1816: 1799: 1793: 1792: 1790: 1788: 1765: 1759: 1758: 1756: 1754: 1737: 1731: 1730: 1725: 1723: 1704: 1694: 1688: 1687: 1685: 1684: 1672: 1666: 1665: 1647: 1638: 1637: 1635: 1633: 1627: 1621:. Archived from 1620: 1611: 1605: 1604: 1592: 1586: 1585: 1577: 1565: 1558: 1530:Consignment shop 1450: 1449: 1436: 1214: 1207: 1203: 1200: 1194: 1191:inline citations 1167: 1166: 1159: 1118:A pawnbroker in 1044:, collectibles, 831:A pawnbroker in 805: 798: 791: 674: 664:Target date fund 629:Investor profile 624:Investment style 609:Impact investing 594:Growth investing 532:Equity (finance) 405:Salary packaging 285: 275:Personal finance 271: 270: 264: 257: 246: 239: 235: 232: 226: 224: 183: 159: 151: 144: 137: 133: 130: 124: 121:inline citations 97: 96: 89: 78: 56: 55: 48: 21: 2252: 2251: 2247: 2246: 2245: 2243: 2242: 2241: 2207: 2206: 2205: 2200: 2177: 2155:Management plan 2134: 2083: 2029: 2003: 1998: 1968: 1949: 1948: 1944: 1939:Wayback Machine 1931: 1927: 1904:10.2307/3110507 1888: 1884: 1874: 1872: 1863: 1862: 1858: 1848: 1846: 1845:on May 29, 2012 1829: 1828: 1824: 1814: 1812: 1800: 1796: 1786: 1784: 1782: 1766: 1762: 1752: 1750: 1739: 1738: 1734: 1721: 1719: 1717: 1695: 1691: 1682: 1680: 1673: 1669: 1662: 1648: 1641: 1631: 1629: 1625: 1618: 1612: 1608: 1597:American Banker 1593: 1589: 1579: 1559: 1555: 1551: 1535:Lombard banking 1526: 1421:Hong Kong is a 1394:A pawn shop in 1382:A pawn shop in 1376: 1370: 1339:London, England 1320:Lombard banking 1280: 1268: 1259: 1235: 1215: 1204: 1198: 1195: 1180: 1168: 1164: 1157: 1112: 1034: 1029: 908: 902: 809: 762:Systematic risk 747:Social dividend 707:Economic bubble 672: 604:Hedge (finance) 589:Government bond 542:Estate planning 472:Personal budget 466: 462:Social security 445:Defined benefit 438: 265: 254: 253: 252: 247: 236: 230: 227: 184: 182: 172: 160: 145: 134: 128: 125: 110: 98: 94: 57: 53: 46: 35: 28: 23: 22: 15: 12: 11: 5: 2250: 2240: 2239: 2234: 2229: 2224: 2219: 2202: 2201: 2199: 2198: 2193: 2188: 2182: 2179: 2178: 2176: 2175: 2166: 2161: 2148: 2142: 2140: 2136: 2135: 2133: 2132: 2127: 2122: 2116:Car title loan 2113: 2108: 2093: 2091: 2085: 2084: 2082: 2081: 2076: 2071: 2069:Signature loan 2062: 2057: 2052: 2051: 2050: 2039: 2037: 2031: 2030: 2028: 2027: 2025:Credit history 2022: 2017: 2011: 2009: 2005: 2004: 1997: 1996: 1989: 1982: 1974: 1967: 1966: 1942: 1925: 1898:(4): 117–124. 1882: 1856: 1822: 1794: 1780: 1760: 1732: 1715: 1689: 1667: 1660: 1639: 1606: 1587: 1552: 1550: 1547: 1546: 1545: 1537: 1532: 1525: 1522: 1483:one stop shops 1479:microfinancing 1369: 1366: 1354:Saint Nicholas 1312:Italian region 1279: 1276: 1267: 1264: 1258: 1255: 1234: 1231: 1217: 1216: 1171: 1169: 1162: 1156: 1153: 1111: 1108: 1033: 1030: 1028: 1027:Business model 1025: 904:Main article: 901: 898: 863:) that offers 811: 810: 808: 807: 800: 793: 785: 782: 781: 780: 779: 774: 769: 764: 759: 757:Sustainability 754: 749: 744: 739: 734: 729: 724: 722:Financial risk 719: 714: 709: 704: 699: 694: 689: 684: 676: 675: 669: 668: 667: 666: 661: 656: 651: 646: 641: 636: 631: 626: 621: 616: 611: 606: 601: 596: 591: 586: 581: 580: 579: 574: 569: 564: 559: 549: 544: 539: 534: 529: 524: 519: 517:Bond (finance) 514: 513: 512: 507: 502: 492: 487: 479: 478: 468: 467: 465: 464: 459: 458: 457: 455:Social pension 452: 447: 439: 437: 436: 430: 427: 426: 420: 419: 418: 417: 412: 407: 402: 397: 389: 388: 382: 381: 380: 379: 374: 369: 364: 359: 354: 349: 344: 339: 334: 329: 324: 319: 314: 309: 301: 300: 287: 286: 278: 277: 267: 266: 249: 248: 163: 161: 154: 147: 146: 101: 99: 92: 87: 61: 60: 58: 51: 26: 9: 6: 4: 3: 2: 2249: 2238: 2235: 2233: 2230: 2228: 2225: 2223: 2220: 2218: 2215: 2214: 2212: 2197: 2194: 2192: 2189: 2187: 2184: 2183: 2180: 2174: 2170: 2167: 2165: 2162: 2160: 2156: 2152: 2149: 2147: 2146:Consolidation 2144: 2143: 2141: 2137: 2131: 2128: 2126: 2123: 2121: 2117: 2114: 2112: 2109: 2106: 2102: 2098: 2097:Mortgage loan 2095: 2094: 2092: 2090: 2086: 2080: 2077: 2075: 2072: 2070: 2066: 2065:Personal loan 2063: 2061: 2058: 2056: 2053: 2049: 2046: 2045: 2044: 2041: 2040: 2038: 2036: 2032: 2026: 2023: 2021: 2018: 2016: 2013: 2012: 2010: 2006: 2002: 2001:Consumer debt 1995: 1990: 1988: 1983: 1981: 1976: 1975: 1972: 1962: 1958: 1957: 1952: 1946: 1940: 1936: 1933: 1929: 1921: 1917: 1913: 1909: 1905: 1901: 1897: 1893: 1886: 1870: 1866: 1860: 1844: 1840: 1836: 1832: 1826: 1811: 1810: 1805: 1798: 1783: 1781:9781616491413 1777: 1773: 1772: 1764: 1748: 1747: 1742: 1736: 1729: 1718: 1716:9780226905693 1712: 1708: 1703: 1702: 1693: 1678: 1671: 1663: 1661:1-56409-034-5 1657: 1653: 1646: 1644: 1624: 1617: 1610: 1602: 1598: 1591: 1583: 1575: 1571: 1570: 1564: 1557: 1553: 1543: 1542: 1538: 1536: 1533: 1531: 1528: 1527: 1521: 1518: 1514: 1509: 1507: 1502: 1500: 1495: 1492: 1487: 1484: 1480: 1476: 1472: 1468: 1463: 1461: 1457: 1452: 1444: 1440: 1432: 1428: 1424: 1419: 1412: 1408: 1403: 1397: 1392: 1385: 1380: 1375: 1365: 1363: 1359: 1355: 1351: 1349: 1348:coats of arms 1344: 1340: 1336: 1331: 1329: 1325: 1321: 1317: 1313: 1309: 1305: 1297: 1292: 1284: 1275: 1273: 1272:United States 1263: 1254: 1252: 1247: 1245: 1239: 1230: 1226: 1224: 1213: 1210: 1202: 1192: 1188: 1184: 1178: 1177: 1172:This article 1170: 1161: 1160: 1152: 1150: 1145: 1140: 1136: 1133: 1125: 1121: 1116: 1107: 1105: 1099: 1095: 1093: 1089: 1086: 1081: 1079: 1075: 1071: 1067: 1063: 1059: 1055: 1051: 1047: 1043: 1039: 1024: 1021: 1017: 1013: 1009: 1005: 1001: 997: 993: 989: 985: 980: 976: 974: 970: 966: 962: 958: 954: 949: 947: 942: 940: 936: 927: 920: 919:New York City 916: 912: 907: 897: 895: 890: 888: 887: 883: 878: 874: 870: 866: 865:secured loans 862: 858: 854: 846: 841: 834: 829: 822: 817: 806: 801: 799: 794: 792: 787: 786: 784: 783: 778: 777:Watered stock 775: 773: 770: 768: 765: 763: 760: 758: 755: 753: 750: 748: 745: 743: 740: 738: 737:Market impact 735: 733: 730: 728: 725: 723: 720: 718: 715: 713: 710: 708: 705: 703: 700: 698: 695: 693: 690: 688: 685: 683: 682:Asset pricing 680: 679: 678: 677: 671: 670: 665: 662: 660: 657: 655: 652: 650: 647: 645: 642: 640: 637: 635: 632: 630: 627: 625: 622: 620: 617: 615: 612: 610: 607: 605: 602: 600: 597: 595: 592: 590: 587: 585: 582: 578: 575: 573: 570: 568: 565: 563: 560: 558: 555: 554: 553: 550: 548: 545: 543: 540: 538: 535: 533: 530: 528: 525: 523: 520: 518: 515: 511: 508: 506: 503: 501: 498: 497: 496: 493: 491: 488: 486: 483: 482: 481: 480: 477: 473: 470: 469: 463: 460: 456: 453: 451: 448: 446: 443: 442: 441: 440: 435: 432: 431: 429: 428: 425: 422: 421: 416: 413: 411: 408: 406: 403: 401: 398: 396: 393: 392: 391: 390: 387: 384: 383: 378: 375: 373: 370: 368: 365: 363: 360: 358: 355: 353: 350: 348: 345: 343: 340: 338: 335: 333: 330: 328: 325: 323: 320: 318: 315: 313: 310: 308: 305: 304: 303: 302: 299: 296: 292: 289: 288: 284: 280: 279: 276: 273: 272: 263: 260: 245: 242: 234: 223: 220: 216: 213: 209: 206: 202: 199: 195: 192: –  191: 187: 186:Find sources: 180: 176: 170: 169: 164:This article 162: 158: 153: 152: 143: 140: 132: 129:November 2010 122: 118: 114: 108: 107: 102:This article 100: 91: 90: 85: 83: 76: 75: 70: 69: 64: 59: 50: 49: 44: 40: 39:Pawned (film) 33: 19: 2173:Repossession 2171: / 2157: / 2153: / 2129: 2120:Logbook loan 2118: / 2099: / 2067: / 2048:cash advance 2008:Key concepts 1954: 1945: 1928: 1895: 1891: 1885: 1873:. Retrieved 1868: 1859: 1847:. Retrieved 1843:the original 1834: 1825: 1813:. Retrieved 1807: 1797: 1785:. Retrieved 1770: 1763: 1751:. Retrieved 1744: 1735: 1727: 1720:. Retrieved 1700: 1692: 1681:. Retrieved 1670: 1651: 1630:. Retrieved 1623:the original 1609: 1600: 1596: 1590: 1567: 1556: 1539: 1510: 1503: 1496: 1488: 1464: 1453: 1442: 1415: 1352: 1332: 1301: 1269: 1260: 1251:payday loans 1248: 1240: 1236: 1227: 1220: 1205: 1196: 1173: 1141: 1137: 1128: 1100: 1096: 1084: 1082: 1035: 981: 977: 968: 950: 943: 932: 891: 885: 881: 876: 860: 856: 852: 850: 702:Credit union 599:Growth stock 577:independence 341: 337:Student loan 294: 255: 237: 228: 218: 211: 204: 197: 190:"Pawnbroker" 185: 173:Please help 168:verification 165: 135: 126: 103: 79: 72: 66: 65:Please help 62: 2232:Repurposing 2169:Foreclosure 2105:credit line 2079:Microcredit 2074:Moneylender 2060:Payday loan 1709:and 70–72. 1467:Philippines 1358:bag of gold 1343:Charlemagne 1124:Los Angeles 1122:section of 1085:unknowingly 1042:electronics 1016:Mexico City 965:Franciscans 946:Western law 697:Cooperative 659:Stockbroker 649:Speculation 634:Market risk 362:Refinancing 352:Payday loan 332:Rent-to-own 322:Credit card 317:Charge card 2217:Pawn shops 2211:Categories 2159:Settlement 2139:Management 2130:Pawnbroker 2111:Remortgage 1875:2 February 1849:2 February 1683:2008-10-01 1584:required.) 1549:References 1475:remittance 1425:holding a 1409:holding a 1386:, Malaysia 1372:See also: 1306:family of 1298:, Scotland 1183:improve it 1104:collateral 1072:dealer or 984:Franciscan 873:collateral 853:pawnbroker 500:allocation 476:investment 424:Retirement 377:Bankruptcy 347:Title loan 231:April 2007 201:newspapers 113:improve it 68:improve it 2055:Overdraft 2035:Unsecured 1912:1065-9048 1809:USA Today 1675:Notimex. 1632:1 October 1517:Pegadaian 1513:Indonesia 1506:Sri Lanka 1439:Cantonese 1418:Hong Kong 1396:Hong Kong 1296:Edinburgh 1199:June 2022 1187:verifying 1132:wholesale 1078:gemstones 1000:New Spain 861:pawn shop 552:Financial 505:economics 117:verifying 74:talk page 1935:Archived 1815:July 11, 1787:July 11, 1753:July 11, 1722:July 11, 1524:See also 1499:Thailand 1384:Changlun 1335:Lombards 1316:Lombardy 1308:Florence 1266:Industry 1066:platinum 1054:firearms 957:interest 894:interest 871:used as 857:pawnshop 673:See also 312:Car loan 307:Mortgage 18:Pawnshop 2103: ( 2089:Secured 1963:. 1942. 1920:3110507 1465:In the 1431:Chinese 1368:In Asia 1362:married 1324:bezants 1270:In the 1244:layaway 1181:Please 1149:auction 1074:smelter 1070:bullion 1038:jewelry 988:Perugia 900:History 882:pledges 727:Fintech 572:planner 557:adviser 434:Pension 215:scholar 111:Please 1918:  1910:  1839:Cision 1778:  1713:  1658:  1433:: 1304:Medici 1120:Reseda 1064:, and 1062:silver 1012:Zócalo 1006:. The 996:Madrid 992:Church 877:pawned 845:London 821:Munich 510:growth 395:Salary 293:  291:Credit 217:  210:  203:  196:  188:  2227:Loans 1916:JSTOR 1835:Prweb 1626:(PDF) 1619:(PDF) 1578: 1563:"pop" 1435:蝠鼠吊金錢 1328:sable 1144:usury 1050:tools 973:fence 961:loans 935:China 886:pawns 654:Stock 562:asset 495:Asset 222:JSTOR 208:books 1908:ISSN 1877:2016 1851:2016 1817:2013 1789:2013 1776:ISBN 1755:2013 1724:2013 1711:ISBN 1656:ISBN 1634:2008 1491:Jain 1427:coin 1411:coin 1223:eBay 1058:gold 833:Oulu 687:Bank 567:plan 522:Cash 474:and 400:Wage 342:Pawn 298:Debt 194:news 1900:doi 1511:In 1504:In 1451:). 1423:bat 1416:In 1407:bat 1314:of 1185:by 959:on 917:in 884:or 859:or 547:ETF 537:ESG 177:by 115:by 2213:: 1959:. 1953:. 1914:. 1906:. 1896:20 1894:. 1867:. 1837:. 1833:. 1806:. 1743:. 1726:. 1707:66 1642:^ 1599:. 1566:. 1441:: 1437:, 1364:. 1060:, 1056:, 1048:, 1040:, 975:. 851:A 843:A 77:. 2107:) 1993:e 1986:t 1979:v 1922:. 1902:: 1879:. 1853:. 1819:. 1791:. 1757:. 1686:. 1664:. 1636:. 1601:1 1576:. 1448:質 1429:( 1212:) 1206:( 1201:) 1197:( 1179:. 804:e 797:t 790:v 295:· 262:) 256:( 244:) 238:( 233:) 229:( 219:· 212:· 205:· 198:· 171:. 142:) 136:( 131:) 127:( 109:. 84:) 80:( 45:. 34:. 20:)

Index

Pawnshop
Pawnbroker (disambiguation)
Pawned (film)
Pawn shop (disambiguation)
improve it
talk page
Learn how and when to remove these messages
original research
improve it
verifying
inline citations
Learn how and when to remove this message

verification
improve this article
adding citations to reliable sources
"Pawnbroker"
news
newspapers
books
scholar
JSTOR
Learn how and when to remove this message
Learn how and when to remove this message
Personal finance
Coin issued during the reign of the Roman emperor Maximian
Credit
Debt
Mortgage
Car loan

Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.