27:
470:
425:
191:
Starting in the 1950s, the water board union regularly lent money to the individual Water Boards. However, the union was not well equipped to handle the banking and lending activities and on 19 December 1952 it decided to set up a separate water board bank to handle this task. The bank would raise
206:
The bank is wholly owned by a diverse set of Dutch government entities and only the Dutch state and local entities may be shareholders in the bank. 81% of the shares are held by the Dutch water boards, 17% by the Dutch government and 2% by the provinces.
158:
and the wider Dutch public sector which includes among others municipalities, drinking water companies, healthcare institutions and housing associations. The bank also finances public private partnerships and renewable energy projects. It is a
174:
Although a registered bank, it does not provide any services to individuals or companies and focuses solely on the financing of the Dutch (semi-)public sector. NWB has been designated as a
Significant Institution since the entry into force of
192:
risk less capital from the water boards and later other government organisations and lend this out to the water boards as required. The main aim was to provide the cheapest possible source of funding for the government entities.
1010:
331:
458:
296:
772:
742:
757:
860:
875:
870:
652:
576:
1030:
880:
865:
662:
436:
913:
581:
451:
1005:
667:
850:
546:
390:
261:
As the banks customers are government entities with very high credit ratings the risk of default is very low, as of 2023 it had a very high
954:
444:
845:
855:
784:
611:
835:
492:
320:
840:
814:
809:
762:
285:
1015:
466:
1000:
1020:
995:
976:
359:
1025:
160:
246:
on the basis of a very strong balance sheet and high credit rating. The
Nederlandse Waterschapsbank has a
224:
176:
168:
777:
672:
561:
155:
145:
265:
382:
255:
196:
37:
180:
151:
637:
556:
286:"The list of significant supervised entities and the list of less significant institutions"
8:
677:
632:
474:
247:
47:
794:
747:
220:
258:(2024) and was placed 6th in the Global Finance's worlds 50th safest banks in 2023.
939:
216:
164:
26:
199:
sped up the development of the bank and on 5 May 1954 the bank was established as
923:
799:
737:
200:
642:
586:
243:
228:
989:
959:
722:
601:
355:
262:
232:
616:
525:
430:
239:
647:
478:
84:
819:
767:
251:
727:
596:
515:
80:
944:
908:
903:
789:
717:
606:
551:
541:
520:
804:
712:
235:
services and education and for water and environmental projects.
179:
in late 2014, and as a consequence is directly supervised by the
918:
752:
732:
702:
657:
949:
707:
697:
566:
415:
126:
1011:
Banks under direct supervision of the
European Central Bank
571:
171:. It has been using the trading name NWB Bank since 2009.
97:
420:
987:
72:Unie van Waterschapsbonden (Water board union)
1031:Government-owned companies of the Netherlands
452:
203:by the 142 water boards of the Netherlands.
238:The bank raises funds on the international
459:
445:
25:
383:"World's 50 Safest Banks: November 2023"
493:Financial history of the Dutch Republic
380:
1006:1954 establishments in the Netherlands
988:
16:Dutch specialist financial institution
440:
227:, public institutions in the area of
626:Private banks & asset management
362:from the original on October 1, 2020
381:Sanders, David (10 November 2023).
13:
108:Financing for public organisations
14:
1042:
409:
163:owned by the Dutch Water boards,
977:List of banks in the Netherlands
468:
423:
393:from the original on 19 May 2024
337:from the original on 2023-12-24
302:from the original on 2023-12-24
161:Local Government Funding Agency
374:
348:
313:
278:
20:Nederlandse Waterschapsbank NV
1:
321:"List of supervised entities"
271:
210:
177:European Banking Supervision
7:
592:Nederlandse Waterschapsbank
195:The disaster caused by the
154:that provides financing to
136:Nederlandse Waterschapsbank
10:
1047:
1016:Water boards (Netherlands)
673:Theodoor Gilissen Bankiers
562:Bank Nederlandse Gemeenten
186:
1001:Banks established in 1954
974:
932:
896:
889:
828:
690:
625:
534:
508:
501:
485:
143:
122:
112:
104:
90:
76:
68:
53:
43:
33:
24:
1021:Local government finance
996:Banks of the Netherlands
773:Klaverblad Verzekeringen
150:) is a Dutch specialist
758:De Goudse Verzekeringen
197:North Sea flood of 1953
1026:Government-owned banks
861:ONVZ Zorgverzekeringen
653:Oyens & van Eeghen
215:The NWB Bank provides
876:DSW Zorgverzekeringen
871:Salland Verzekeringen
328:European Central Bank
293:European Central Bank
256:Standard & Poor's
181:European Central Bank
152:financial institution
638:Insinger de Beaufort
557:Amsterdam Trade Bank
295:. 4 September 2014.
678:Van Lanschot Kempen
114:Number of employees
96:Lidwin van Velden (
21:
663:Schretlen & Co
475:Financial services
416:NWB Bank (english)
330:. 1 January 2023.
48:Financial services
19:
983:
982:
970:
969:
881:Zorg en Zekerheid
866:PNO Ziektenkosten
686:
685:
477:companies of the
221:local authorities
132:
131:
1038:
963:
914:Bankgirocentrale
894:
893:
890:Payment services
829:Health insurance
781:
506:
505:
473:
472:
471:
461:
454:
447:
438:
437:
433:
428:
427:
426:
403:
402:
400:
398:
378:
372:
371:
369:
367:
356:"About NWB Bank"
352:
346:
345:
343:
342:
336:
325:
317:
311:
310:
308:
307:
301:
290:
282:
165:Dutch government
149:
64:
62:
29:
22:
18:
1046:
1045:
1041:
1040:
1039:
1037:
1036:
1035:
986:
985:
984:
979:
966:
957:
928:
924:EquensWorldline
885:
824:
775:
738:Centraal Beheer
682:
643:Kempen & Co
621:
530:
497:
481:
469:
467:
465:
429:
424:
422:
412:
407:
406:
396:
394:
379:
375:
365:
363:
354:
353:
349:
340:
338:
334:
323:
319:
318:
314:
305:
303:
299:
288:
284:
283:
279:
274:
244:capital markets
213:
201:Limited company
189:
115:
93:
60:
58:
17:
12:
11:
5:
1044:
1034:
1033:
1028:
1023:
1018:
1013:
1008:
1003:
998:
981:
980:
975:
972:
971:
968:
967:
965:
964:
952:
947:
942:
936:
934:
930:
929:
927:
926:
921:
916:
911:
906:
900:
898:
891:
887:
886:
884:
883:
878:
873:
868:
863:
858:
853:
848:
843:
838:
832:
830:
826:
825:
823:
822:
817:
812:
807:
802:
797:
792:
787:
782:
770:
765:
760:
755:
750:
745:
740:
735:
730:
725:
720:
715:
710:
705:
700:
694:
692:
688:
687:
684:
683:
681:
680:
675:
670:
665:
660:
655:
650:
645:
640:
635:
629:
627:
623:
622:
620:
619:
614:
609:
604:
599:
594:
589:
587:Friesland Bank
584:
582:ELQ Hypotheken
579:
577:De Lage Landen
574:
569:
564:
559:
554:
549:
544:
538:
536:
532:
531:
529:
528:
523:
518:
512:
510:
503:
499:
498:
496:
495:
489:
487:
483:
482:
464:
463:
456:
449:
441:
435:
434:
419:
418:
411:
410:External links
408:
405:
404:
387:Global Finance
373:
347:
312:
276:
275:
273:
270:
229:public housing
212:
209:
188:
185:
130:
129:
124:
120:
119:
116:
113:
110:
109:
106:
102:
101:
94:
91:
88:
87:
78:
74:
73:
70:
66:
65:
55:
51:
50:
45:
41:
40:
35:
31:
30:
15:
9:
6:
4:
3:
2:
1043:
1032:
1029:
1027:
1024:
1022:
1019:
1017:
1014:
1012:
1009:
1007:
1004:
1002:
999:
997:
994:
993:
991:
978:
973:
961:
956:
953:
951:
948:
946:
943:
941:
938:
937:
935:
931:
925:
922:
920:
917:
915:
912:
910:
907:
905:
902:
901:
899:
897:Organisations
895:
892:
888:
882:
879:
877:
874:
872:
869:
867:
864:
862:
859:
857:
854:
852:
849:
847:
844:
842:
839:
837:
834:
833:
831:
827:
821:
818:
816:
813:
811:
808:
806:
803:
801:
798:
796:
793:
791:
788:
786:
783:
779:
774:
771:
769:
766:
764:
761:
759:
756:
754:
751:
749:
746:
744:
741:
739:
736:
734:
731:
729:
728:AXA Nederland
726:
724:
723:ASR Nederland
721:
719:
716:
714:
711:
709:
706:
704:
701:
699:
696:
695:
693:
689:
679:
676:
674:
671:
669:
668:Staalbankiers
666:
664:
661:
659:
656:
654:
651:
649:
646:
644:
641:
639:
636:
634:
631:
630:
628:
624:
618:
615:
613:
610:
608:
605:
603:
600:
598:
595:
593:
590:
588:
585:
583:
580:
578:
575:
573:
570:
568:
565:
563:
560:
558:
555:
553:
550:
548:
545:
543:
540:
539:
537:
533:
527:
524:
522:
519:
517:
514:
513:
511:
509:Bancassurance
507:
504:
500:
494:
491:
490:
488:
484:
480:
476:
462:
457:
455:
450:
448:
443:
442:
439:
432:
421:
417:
414:
413:
392:
388:
384:
377:
361:
357:
351:
333:
329:
322:
316:
298:
294:
287:
281:
277:
269:
267:
264:
259:
257:
253:
249:
245:
241:
236:
234:
233:public health
230:
226:
222:
218:
208:
204:
202:
198:
193:
184:
182:
178:
172:
170:
166:
162:
157:
153:
147:
141:
137:
128:
125:
121:
117:
111:
107:
103:
99:
95:
89:
86:
82:
79:
75:
71:
67:
56:
52:
49:
46:
42:
39:
36:
32:
28:
23:
851:De Friesland
820:Zwitserleven
743:Conservatrix
617:Triodos Bank
591:
526:De Volksbank
431:Banks portal
395:. Retrieved
386:
376:
364:. Retrieved
358:. NWB Bank.
350:
339:. Retrieved
327:
315:
304:. Retrieved
292:
280:
266:tier 1 ratio
260:
250:rating from
237:
214:
205:
194:
190:
173:
156:water boards
146:water boards
144:Netherlands
142:) (English:
139:
135:
133:
127:NWB Bank.com
77:Headquarters
34:Company type
958: [
776: [
748:Delta Lloyd
648:MeesPierson
535:Other Banks
479:Netherlands
85:Netherlands
990:Categories
955:Acceptgiro
768:Interpolis
341:2023-11-07
306:2023-11-07
272:References
211:Activities
118:131 (2023)
92:Key people
691:Insurance
597:NIBC Bank
516:ING Group
225:provinces
169:provinces
81:The Hague
945:Chipknip
933:Products
909:Currence
904:Interpay
846:CZ Groep
790:NN Group
718:Atradius
607:SNS Bank
602:Postbank
552:ASN Bank
542:ABN Amro
521:Rabobank
391:Archived
360:Archived
332:Archived
297:Archived
268:of 48%.
248:Triple A
140:NWB Bank
105:Products
44:Industry
713:Allianz
486:History
397:24 July
366:June 8,
252:Moody's
187:History
123:Website
69:Founder
59: (
54:Founded
38:Private
919:BeaNet
856:Menzis
785:Monuta
753:Eureko
733:Cardif
703:Achmea
658:Robeco
612:Sparck
217:credit
962:]
950:iDEAL
836:Azivo
805:Univé
780:]
708:Ageas
698:Aegon
567:Binck
502:Banks
335:(PDF)
324:(PDF)
300:(PDF)
289:(PDF)
263:Basel
240:money
841:AZVZ
815:VVAA
810:Uvit
795:Ohra
763:FBTO
572:Bunq
547:Alex
399:2024
368:2013
254:and
242:and
167:and
148:bank
134:The
61:1954
57:1954
940:PIN
800:TVM
633:APG
219:to
98:CEO
992::
960:nl
778:nl
389:.
385:.
326:.
291:.
231:,
223:,
183:.
83:,
460:e
453:t
446:v
401:.
370:.
344:.
309:.
138:(
100:)
63:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.
