1207:, SportXX, and other retailers. The Coop Supercard earns points on purchases at Coop and a variety of other associated stores. Other stores such as Interio, a furniture retailer, are also joining the market with loyalty cards and store-based incentivized credit cards. The only coalition loyalty scheme in Switzerland is Bonus Card with a network of over 300 independent retail partners. In recent years, online loyalty programs have also started to target the Swiss. First to make an offering in Switzerland was German-based Webmiles. Claiming to be Switzerland's first online bonus program, Bonuspoints was launched in early 2008 and offers incentives for shopping at 70 different online stores.
4416:
33:
431:
At a physical point of sale, presenting a physical or digital card is not necessary at many U.S. merchants, if the customer enters the phone number associated with the account on a terminal or tells it to a cashier who enters it into the register. When purchasing online, customers usually must log in
4123:
Ahead of a planned demonstration on
Saturday, Metro AG decided to drop the use of RFID tags in customer loyalty cards used at its Extra Future Store supermarket in Rheinberg, Germany, where the retail group is testing several new IT retail technologies, Metro company spokesman Albrecht von Truchsess
1282:
Co-operative
Membership: the Co-op Group offers a 2% (previously 5%) refund to members on Co-op branded products with 2% also going to the cardholder's nominated charity. This is only available in Co-op Group stores. It replaced the dividend benefit previously used. Other Co-op chains continue with
550:
Programs with cashback features give customers a portion of the money that they have spent with a business (usually a defined percent which may be higher than usual during promotions). The "cash back" is rarely actually cash money, but rather takes the form of a transfer of the "cashback" amount to
418:
Encouraging or forcing customers to use a mobile app to present their loyalty account number, although criticized for being unfriendly to people without smartphones including many elderly people, benefits the merchant in a number of ways. It lets them present special offers to the customer (or even
640:
The major advantage of off-line over the online system is that the user's smartphone does not have to be online, and the transaction is fast. In addition, multiple emulated cards can be stored in a smartphone to support multi-merchant loyalty programs. Consequently, the user does not need to carry
596:
There has been a move away from traditional magnetic card, stamp, or punchcard based schemes to online and mobile online loyalty programs. While these schemes vary, the common element is a push toward eradication of a traditional card, in favour of an electronic equivalent. The choice of medium is
471:
Programs with tiers define levels (such as silver, gold, and platinum levels) that customers are upgraded to when they spend enough with the merchant(s), usually over a certain period of time such as a year. For example, Sephora gives 1 point for $ 1 spent. Once customers earn a specific number of
682:
The market approach has shifted from product-centric to a customer-centric one due to a highly competitive market and a wide array of services offered to customers, therefore, it's important that marketing strategies prioritize growing a sustainable business and increasing customer satisfaction.
1534:
to increase the efficiency of marketing and advertising, which is one of the purposes of offering the loyalty card. For some customers, participating in a loyalty program (even with a fake or anonymous card) funds activities that violate privacy. Consumers have also expressed concern about the
4010:
The reality is, not all loyalty rewards programs actually add value. Some programs only exist to draw you in and tempt you away from competitors that could actually offer you a better deal. The worst? It turns out that just about any supermarket chain will offer you nothing but bad
406:
As of 2024, most programs in the United States offer a digital version of the loyalty card, accessed via a mobile app, and often customers can scan a QR or bar code from the app at the physical point of sale. Some programs now offer digital cards only or only exceptionally, such as
1510:
Evidence for the effectiveness of loyalty programs is controversial. Many companies are unsure whether and how to use customer loyalty programs profitably. Many programs (regardless of location, size, or industry) are run without the appropriate metrics or target parameters.
1283:
the dividend scheme, e.g. Midcounties Co-operative. Many of these accept other Co-operative loyalty cards but generally without the same benefits. For instance
Midcounties Co-operative accept Co-operative Group cards but there is no charity donation or cardholder refund.
1373:
co-exist with programs that donate a percentage of sales to a designated charity. Some
American retailers either have not implemented these cards, or eliminated them, in favor of discounts for all shoppers. Few states regulate club cards. As an example, supermarkets in
488:
per year (as of mid-2024) for its "Premium
Membership and Rewards" program, which gives members a 10% discount off most merchandise. There is also a free tier which does not offer such discounts but does allow members to collect virtual "stamps" (i.e. loyalty points).
1514:
Some companies complain that loyalty programs discount goods to people who are buying goods anyway. Moreover, the expense of participating in these programs rarely generates a good return on investment. The Forte
Consultancy Group regards loyalty programs as
736:
Application forms for cards usually entail agreements by the store concerning customer privacy, typically non-disclosure (by the store) of non-aggregate data about customers. The store uses aggregate data internally (and sometimes externally) as part of its
649:
Today, such loyalty programs cover most types of commerce, each having varying features and rewards schemes, and range from programs of a single-location business to large chains or membership in a coalition loyalty program. Industries include:
432:
to the account on the merchant's website. However, when purchasing airline tickets from online travel agencies, customers can usually enter their airline loyalty number into the agency website and the agency will pass it onto the airline.
3199:
757:
omnichannel experience to drive more interaction i.e. access across multiple physical and digital touchpoints such as in-store, via mail, e-mail, mobile apps, push notifications from the app or via SMS, websites,
440:
Programs that feature points grant customers a certain number of points for each purchase, in the US often per $ 1 or $ 10 increment of spend. Once they have enough points, clients can redeem them for either:
3345:
2410:
3445:
2866:
699:" from gambling, various demographic data, and spend patterns on various purchases at the casino, within the casino network, and with the casino's partners. Examples of such programs include
786:. In Japan, non credit card multi-brand points who awarded in addition to each store's own points are becoming more common. Most Japanese people say Big 4 of multi-brand points are V-POINT(
720:
As of 2011, some independent coffee shops in Boston, Toronto and London has set up experimental "disloyalty card" programs, which rewarded customers for visiting a variety of coffee shops.
1353:, a coalition program with participants include Cineplex-owned cinemas, Scotiabank (for spending using its cards), Sobeys grocery stores, Home Hardware , Expedia, Recipe restaurants and
3849:
3203:
1658:
362:
A loyalty program typically involves the operator of a particular program setting up an account for a customer of a business associated with the scheme, and then issue to the customer a
3982:
Loyalty program benefits are, in their essence, a bribe. In exchange for a set of benefits, a consumer allows the company to give those benefits to track his or her purchasing behavior.
398:. U.S. supermarkets often issue two copies of the card: one credit-card sized and one that fits on a keychain, in addition to providing access to the card via a mobile app, website.
415:
launched in 2020 which no longer issues physical cards except upon special request. American
Airlines no longer sends membership kits to new members of its frequent flyer program.
2209:
1938:
1912:
1217:
has a loyalty program called
Pegasus Plus which gives rewards for every flight. Passengers can spend reward points as a discount without waiting to cover a full flight.
1099:: After the exit of Nectar from the market in 2015, Payback is the most popular loyalty program. Supermarkets Esselunga, Coop and Il Gigante also have loyalty programs.
3040:
1836:
1526:
A 2015 study found that most supermarket loyalty cards in the United States do not offer any real value to their customers. Furthermore, commercial use of customers'
918:
took a controlling interest in i-mint in June 2010 and renamed the program PAYBACK India in July 2011. BPCL's PetroBonus fuel card program has 2 million members.
1756:
3702:
2232:
3453:
2418:
783:
1862:
4748:
1119:, a grocery wholesaling group in Norway. KickBack.no is one of the largest online loyalty programs and cashback sites in Norway. KickBack.no is owned by
601:. Some prominent examples are Austrian based mobile-pocket established in 2009, the US-based Punchd (discontinued from June 2013,), which became part of
3875:
3736:
973:
1073:
915:
558:, a coalition reward program, and many banks that give their clients cash back for using their debit cards to pay for various products and services.
423:), tailor customer experience to the individual consumer, and understand customer behavior better, including their purchasing amounts and patterns.
3608:
2944:
733:
Loyalty programs' most important benefit to merchants is that they generate data, which bring more repeat business and therefore increase sales.
2257:
3109:
1550:, but who have discretion to decide which airline or hotel chain to use, have an incentive to choose the payment method that provides the most
3155:
1062:
633:(NFC) technology for mobile applications, traditional contactless smart cards for prepaid and loyalty programs are emulated in a smartphone.
2294:
1530:– collected as part of loyalty programs – has the potential for abuse; it is highly likely that consumer purchases are tracked and used for
566:
Depending on the program, ways that consumers may access their loyalty account (account number, promotions, other information) may include:
4100:
1810:
320:
which awards points for purchases from multiple merchants in each market it serves (Canada, The
Netherlands, Bahrain, Qatar, and the UAE).
3792:
2502:
4261:
3551:
1278:
was rebranded in 2011 from
Airmiles to Avios, with changes that caused members to pay taxes and fees on flights they used for redemption.
3496:
3476:
2888:
1182:
1181:: MALINA, "the largest multicorporate customer loyalty program in Russia," was launched in 2006 by Loyalty Partners Vostok. Another is
2969:
Nesset, Erik; et al. "Building chain loyalty in grocery retailing by means of loyalty programs–A study of 'the Norwegian case'".
2708:
2217:
4604:
2858:
2632:
1733:
1946:
4741:
3994:
819:
2043:
1133:
introduced its SuperClub loyalty card in 1993, the prototype for Europe. However, loyalty cards did not expand until 1997, when
309:
program, work at the stores and digital channels of Gap, Banana Republic, Old Navy, and Athleta, which are all owned by Gap Inc.
3763:
3283:
2472:
2328:
835:
256:
218:
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1960:
1105:: One of the largest loyalty programs in Latvia which is working as an operator for many merchants is Pins. Another is Walmoo
3084:
3037:
2136:
2117:
1978:
741:. Over time the data can reveal, for example, a given customer's favorite brand of beer, or whether they are a vegetarian.
2917:
2029:
4069:
791:
146:
2384:
5213:
4734:
2534:
1474:
312:
Coalition loyalty programs, provide benefits to customers of multiple otherwise-unrelated businesses. Examples include
112:
3346:"Loyalty has its price. More companies partner-up with reward card programs as cash-strapped customers hunt for deals"
514:
In addition to rewards, loyalty cards were may also be used identify consumers for benefits and other services, e.g.:
4185:
4148:
3652:
815:
779:
3710:
2242:
980:
also offers a loyalty program through the Go Rewards app (formerly known as the Robinsons Rewards card). Others are
4398:
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kickback and credit card schemes that are relatively small by themselves, but collectively qualify as major frauds.
3057:
4926:
4254:
3821:
2984:
570:
Desktop, mobile, and/or responsive versions of the website(s) for the program and/or of participating merchant(s)
999:
691:
Almost all major U.S. casino chains also have loyalty cards, which offer members tier credits, reward credits,
17:
4199:
Among other terms used for kickbacks are sales incentive, cash back, coupon sales, commissions, and discounts.
1365:: In the US, loyalty cards have a long history. Some are only online. Some partner with classic credit cards.
1263:
is another program. Many stores have kiosks that, with the cards, print vouchers that can be used at the till.
4555:
4460:
3879:
748:
the integration of AI and data analytics into loyalty platforms in order to personalize customer experiences,
4985:
3902:
4661:
2281:
1627:
Sharp, Byron; Sharp, Anne (1997), "Loyalty programs and their impact on repeat-purchase loyalty patterns",
1436:
922:'s fleet card program XTRAPOWER and retail program XTRAREWARDS claim a combined customer base of 3 million.
700:
3677:
3127:
1997:
5187:
2650:
1837:"No More American Airlines Elite Membership Cards, But You Can Still Call For Employee Recognition Certs"
228:
2443:
4247:
843:
249:
223:
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2358:
1112:
704:
140:
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4644:
4582:
3159:
2359:"MoneyBack Celebrates its 10th Anniversary – A.S. Watson Group | A member of CK Hutchison Holdings"
2118:"Issue 2 Crowds and Clouds » THE TOUCH-POINT COLLECTIVE: CROWD CONTOURING ON THE CASINO FLOOR"
1460:
932:
loyalty program launched in 1996. East Credit Card Group Kish launched its loyalty program in 2005.
799:
795:
787:
630:
2302:
5068:
5043:
5038:
5015:
4880:
4812:
4771:
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1555:
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Retail: Supermarkets, department stores, clothing stores, beauty stores and other specialty shops
480:
In subscription-based programs, customers pay a fee to enjoy the program's benefits, for example
371:
367:
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Shopping center programs may also be based on a single or chain of shopping centers, such as the
208:
4110:
4920:
4817:
4703:
4632:
4592:
2606:
2512:
1913:"Global games and FinTech supplier Everi acquires casino kiosk firm Atrient for US$ 40 million"
1366:
942:
Resort loyalty card, WorldCard, is valid in three countries: Malaysia, Singapore and Hong Kong.
807:
657:
Travel and Hospitality: Airlines, passenger railways, hotels, car rental and carshare companies
614:
529:
334:, launched a coalition loyalty program in 2021 for merchants in its downtown shopping district.
4054:
4042:
3406:
3374:
876:. Different chain stores under common ownership often share the same loyalty program, such as
5218:
5033:
5025:
4995:
4890:
4875:
4686:
3788:
1452:
1425:
869:
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in 2011. and an Australian-based loyalty card application called Stamp Me which incorporates
242:
4945:
3561:
2070:
1395:
5086:
4565:
4385:
2892:
2190:
1204:
1167:
696:
519:
188:
117:
3446:"FiveStars gets-50m-to-help-small-retailers-run-loyalty-programs-like-their-bigger-rivals"
1051:'s biggest loyalty card program has been run by Universal Card Corporation since 2010 via
8:
5182:
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4713:
3731:
1781:
1598:
1592:
1572:
1421:
1327:
1138:
626:
331:
213:
3583:
2071:"Effectiveness of Loyalty Programs in Customer Retention: A Multiple Mediation Analysis"
1546:. Employees who need to buy something (such as an airline flight or a hotel room) for a
1343:
The food and beverage industry also has several companies with rewards programs such as
4842:
4475:
4270:
3394:
2098:
1543:
1531:
1499:
1406:
1256:
1200:
1078:
738:
420:
278:
3200:"Maximiles acquires ipoints to create Europe's no. 1 online coalition loyalty company"
1640:
4781:
4708:
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4502:
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3913:
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939:
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408:
45:
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27:
Marketing strategy designed to encourage customers to continue to shop at a business
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4524:
4224:
3949:
3501:
3386:
2082:
1636:
1495:
1440:
1218:
1214:
545:
481:
382:, that identifies the cardholder as a participant in the program. Cards may have a
41:
3420:
3232:
1659:"Coalition loyalty programs: how to create an engaging open-loop loyalty program?"
1137:
introduced its Clubcard scheme, shortly after its purchase of Power Supermarkets.
5149:
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4671:
4599:
4529:
4507:
4480:
4306:
4278:
4175:
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3044:
2945:"Principles, Promises and Challenges of Coalition Loyalty | Global C Store Focus"
1498:, one with unidirectional cash flow, since reward points can be exchanged into a
1354:
1271:
1163:
977:
873:
855:
763:
555:
472:
points, they can enter a new level with higher discounts and exclusive products.
313:
107:
78:
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offering personalized rewards that resonate with individual consumer preferences
40:"Reward website" redirects here. For cashback programs for online shopping, see
5144:
4905:
4698:
4681:
4666:
4312:
4023:
3942:"Loyalty Program Assessment. KPI-Based Evaluation of Customer Loyalty Programs"
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3524:
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1236:
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851:
831:
692:
525:
412:
395:
324:
198:
170:
73:
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2172:
2086:
1734:"Do downtown shopping districts need their own loyalty programs? - RetailWire"
1255:
suggested that the real benefit of loyalty cards to UK outlets is the massive
762:
Loyalty programs are a means of implementing a type of what economists call a
5202:
5164:
5053:
4356:
3132:
2765:
2094:
1887:
1603:
1547:
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1323:
1251:
1134:
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949:
634:
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Paper-based mailings of account statements, promotions, and other information
83:
2542:
1542:
One may view loyalty and credit-card reward-plans as modern-day examples of
1268:
ABC Card was discontinued in 2000. Maximiles is an online coalition program.
5101:
4975:
4965:
4837:
4822:
4587:
4577:
4514:
4421:
4229:
4212:
3954:
3941:
2237:
2015:
1567:
1409:'s various supermarket brands La Comer, Fresko and City Market, participate
985:
969:
957:
839:
485:
375:
327:
loyalty programs that can be used at merchants located at its outlet malls.
193:
88:
59:
1297:
Dotz is a coalition loyalty program in Brazil with over 50 million members
5154:
5111:
5081:
4970:
4955:
4857:
4852:
4786:
4487:
4441:
4393:
4340:
4335:
1344:
1265:
1192:
953:
379:
203:
122:
3332:
2154:
896:'s The club also offers a similar loyalty program. Flag airline carrier
666:
Telecommunications: Mobile service providers, internet service providers
617:
is the first attempt to standardize the format of mobile loyalty cards.
5000:
4940:
4935:
4895:
4649:
4637:
4437:
4294:
4288:
3995:"Discover the Best and Worst Loyalty Programs with Our New Infographic"
3970:"Designing Best-in-Class Loyalty Programs – Getting the Benefits Right"
1863:"Tanger Outlets takes digital-first strategy in loyalty program revamp"
1399:
1375:
1311:
1203:
prominent. The M-Cumulus card can be used at the Migros supermarkets,
1130:
919:
901:
823:
3368:
3366:
2672:
1519:. In the case of infrequent spenders, loyalty fees provide a means of
914:'s largest coalition loyalty program. German loyalty program operator
5121:
4960:
4950:
4900:
4807:
4627:
4239:
4143:. Rolling Meadows, Illinois: Bankers Publishing Company. p. 85.
4105:
3284:"#368: Coalition Loyalty - Dotz Brazil Celebrates 50 Million Members"
2988:
2507:
1683:
1608:
1577:
1317:
1275:
1260:
1120:
892:, and Fortress stores, as well as the corporation's retail partners.
885:
847:
637:
adopted these technologies for mobile off-line payment applications.
391:
387:
317:
298:
2690:
1141:
introduced their own loyalty club called Real Rewards. Others were:
5116:
5010:
5005:
4885:
4802:
4726:
4497:
4455:
4450:
4317:
3800:
3793:"NZ's biggest loyalty programme gets pumped with fuel discounts| Z"
3529:
3363:
2783:
2751:
2658:
1482:
1448:
1398:, formerly Club Premier, a coalition program with participation of
1307:
1240:
981:
803:
341:
306:
286:
282:
1558:
or loyalty points instead of minimizing costs for their employer.
4832:
3497:"Foursquare And Amex Launching Big Partnership Next Week at SXSW"
1520:
1516:
1378:
are subject to the Supermarket Club Card Disclosure Act of 1999.
1350:
1166:, a major computer game and hardware retailer, which merged with
1157:
1052:
1026:
1016:
889:
811:
606:
598:
383:
316:
which, in the U.S. offers cashback at more than 3,500 stores and
4180:. Oakland Park, Florida: Universalistic Publishers. p. 46.
4140:
Bank Fraud: Exposing the Hidden Threat to Financial Institutions
4070:"Why getting a shopper card under a fake name is not the answer"
3477:"Belly Targets Paper Punch Card With iPad-Based Loyalty Service"
2733:
1025:: The two major retail coalitions with loyalty programs are the
669:
Entertainment: Cinemas, streaming services, theme parks, casinos
374:, advantage card, club card, or some other name) which may be a
5096:
5091:
4827:
4560:
4519:
4470:
4362:
4329:
3481:
2258:"The Evolution of Customer Loyalty Programs in the Digital Age"
1382:
1331:
1196:
1153:
1084:
859:
602:
297:
Loyalty programs may be either: Single-brand programs, such as
32:
4043:"Leveraging Loyalty Programs Using Competitor Based Targeting"
3375:"Leveraging Loyalty Programs Using Competitor Based Targeting"
2564:
1757:"Preparing for loyalty's next frontier: Ecosystems | McKinsey"
1494:
Loyalty programs have been described as a form of centralized
1249:'s ClubCard, was criticized for not offering value for money.
660:
Food and Beverage: Restaurants, coffee shops, fast-food chains
613:(US), and Whisqr Loyalty (CA), have offered similar programs.
535:
when customers presented checks for payment at a point-of sale
352:
5131:
4432:
4368:
3850:"Wesfarmers Health fast-tracks growth to $ 40 billion bounty"
2137:"How Casinos Use Rewards Programs to Track Everything You Do"
1708:
1456:
1246:
1149:
1034:
911:
610:
457:
money that the program transfers to the customer's account or
4074:
Consumers Against Supermarket Privacy Invasion And Numbering
1061:: The largest loyalty program is Payback, launched in 2000.
507:
gift cards, credit vouchers, etc. to spend with the merchant
451:
gift cards, credit vouchers, etc. to spend with the merchant
4539:
4492:
4323:
4300:
1536:
1444:
1145:
1093:: SuperShop and Multipoint are their main loyalty programs.
929:
827:
609:
technology. Others, like Loopy Loyalty (HK), Loyalli (UK),
3525:"Shopkick and Visa to Offer Retail Store Purchase Rewards"
2385:"The Club rewards HKT Premier customers for their loyalty"
1961:"Google's Punchd acquisition to push mobile wallet uptake"
285:
to continue to shop at or use the services of one or more
4374:
2324:
1811:"Sparks fly as M&S says no to a plastic loyalty card"
1115:. Trumf is a "brick and mortar" loyalty program owned by
2808:
573:
Mobile apps for the program or participating merchant(s)
497:
Depending on the program, rewards may take the form of:
292:
44:. For incentive programs for employees and dealers, see
4101:"Metro Store bows to pressure from anti-RFID activists"
3912:. Frankfurt am Main: European Central Bank. p. 5.
3308:
the company gives out coupons which look like currency
2985:"MALINA program increases customer loyalty with Oracle"
2833:
2585:
2535:"Indian Oil does a hat-trick at the 3rd loyalty summit"
2411:"Even More Rewarding Experience for Asia Miles Members"
1402:
airlines and multiple otherwise unrelated retail chains
1245:
was another early 1980s loyalty card. A later program,
994:: Loyalty programs in Singapore include GrabRewards by
3878:. The Wise Marketer. 25 September 2006. Archived from
2633:"List of Discount and Reward Cards in the Philippines"
675:
Fitness and Wellness: Gyms, fitness studios, spas etc.
3900:
2752:"GrabRewards - Grab Loyalty Programme | Grab PH"
2210:"Local coffee shops start 'Disloyalty Card' campaign"
744:
As of the mid-2020s, loyalty program trends include:
390:
to more easily allow for scanning, although some are
4411:
3259:"Avios rebrand causes backlash for AirMiles company"
3025:"Raiffeisenbank launches Malina loyalty credit card"
460:
a paper check that the program mails to the customer
4047:
SMU Cox School of Business Research Paper No. 19-10
3489:
3110:"A trip to Alton Towers? That'll be £2,000, please"
2943:Focus, Global Convenience Store (1 February 2021).
3848:
2069:Fook, Andy Chin Woon; Dastane, Omkar (June 2021).
1405:Monedero Naranja (lit. "Orange Wallet"), in which
1072:and the Shell ClubSmart program are next in size.
1019:are Payback and mo. JÖ was fully launched in 2019.
3516:
2511:. Chennai, India. 15 October 2009. Archived from
426:
5200:
4040:
3372:
1996:Collinson, Patrick; Lunn, Emma (12 April 2013).
663:Financial Services: Banks, credit card companies
4034:
3703:"And the best loyalty program goes to... Coles"
1420:Flybuys is the largest loyalty program in both
1173:Rewards From Us To You, a hotel loyalty program
715:
678:Automotive: Car dealerships and service centers
305:Single-corporation programs, such as the joint
3737:"Coles supermarket to overhaul FlyBuys scheme"
3627:"Supermarket Club Card Disclosure Act of 1999"
1629:International Journal of Research in Marketing
1221:has a loyalty program called Miles&Smiles.
4742:
4255:
3876:"Brazin's Pulse goes over the 1 million mark"
3202:. E-consultancy. 19 July 2006. Archived from
2503:"BPCL celebrates PetroBonus 10th anniversary"
1995:
1939:"Google Kills Punchd Mobile Loyalty Card App"
672:E-commerce sites/apps and online marketplaces
620:
250:
4024:"How do companies use my loyalty card data?"
3256:
2115:
1782:"What is a Loyalty Program: Benefits, Types"
1314:with Apple, Sephora, Uber also participating
1160:. Increasing oil prices ended these in 2005.
703:Rewards (formerly called Total Rewards) and
2912:
2910:
2438:
2436:
2134:
2068:
1653:
1651:
1649:
1111:: The largest Norwegian loyalty program is
1087:in 2008. HappyDigits was disbanded by 2010.
723:
591:
353:How customers provide their account numbers
4749:
4735:
4262:
4248:
3653:"How Coalition Loyalty Programs can Excel"
3038:Finaccord List of Global Loyalty Programs.
2971:Journal of Retailing and Consumer Services
1626:
956:offer rewards cards which are accepted by
695:, and other perks based on card members' "
257:
243:
4228:
4213:"Brand Loyalty Programs: Are They Shams?"
4041:Taylor, Wayne; Hollenbeck, Brett (2021).
3953:
3522:
3373:Taylor, Wayne; Hollenbeck, Brett (2021).
3085:"How loyal to your reward cards are you?"
2282:4大共通ポイントカードは”衝撃の進化”を遂げていた...その特長と賢い使い方...
357:
3766:. Colloquy. 29 June 2010. Archived from
3764:"Australia: FlyBuys launches iPhone App"
3082:
2968:
2907:
2467:
2465:
2433:
1646:
1485:was a short-lived "card free" programme.
1195:, with the two main supermarket chains,
728:
401:
31:
4173:
3343:
904:, a loyalty and frequent-flyer program.
576:At dedicated kiosks, such as in casinos
344:spoke of loyalty program "ecosystems".
14:
5201:
4269:
4210:
4177:IRS Humbug: IRS Weapons of Enslavement
3901:European Central Bank (October 2012).
3734:
2784:"GrabRewards – Grab Loyalty Programme"
2207:
1804:
1802:
1754:
1539:technology into loyalty-card systems.
1489:
1015:: The two largest loyalty programs in
984:, (HappyPlus card), Grab Rewards, and
751:focusing on emotional connections, and
501:merchandise or services free of charge
445:merchandise or services free of charge
4730:
4628:Commodity theory of money (Metallism)
4243:
3939:
3846:
3650:
3474:
3333:https://www.timhortons.ca/timsrewards
3311:"Canadian Tire Money loyalty program"
2949:www.globalconveniencestorefocus.co.uk
2942:
2473:"i-mint and PAYBACK team up in India"
2462:
2255:
1979:"Stamp Me app replaces loyalty cards"
1860:
378:or paper card, visually similar to a
293:Single-company vs. coalition programs
4756:
4098:
4067:
3523:Wasserman, Todd (21 November 2011).
3379:Quantitative Marketing and Economics
3344:Nuttall, Jeremy (8 September 2023).
3218:
3058:"Reward for young Scots businessman"
2709:"Robinsons Rewards Is Now GoRewards"
2230:
1834:
1808:
1320:is Canada's largest loyalty program.
504:discounts on merchandise or services
448:discounts on merchandise or services
4136:
3894:
3257:O'Reilly, Lara (2 September 2011).
2865:. 25 September 2014. Archived from
2565:"Home – گروه کارتهای اعتباری ایران"
2075:Jindal Journal of Business Research
1799:
1701:
492:
484:bookstores charge members about 40
147:Social and Behavioral Sciences Team
24:
3822:"Woolworths reports solid profits"
3735:Speedy, Blair (17 February 2011).
3083:Smithers, Rebecca (26 July 2012).
2323:MTR Club for regular customers of
2208:Annear, Steve (15 December 2011).
2044:"101 of the best loyalty programs"
1945:. 17 December 2012. Archived from
1475:New Zealand Automobile Association
1310:, a coalition program centered on
1191:: Loyalty programs are popular in
1148:petrol program were: Tiger Miles,
802:)(CCC) on 22th Aplil 2024), Ponta(
475:
113:Affordable Care Act tax provisions
25:
5235:
4605:Akkadian standards of measurement
3475:Geron, Tomio (14 December 2011).
3231:. Maximiles Group. Archived from
2920:. Loyalty Partner. Archived from
1330:is the oldest loyalty program in
4414:
4204:
4167:
4129:
4092:
4061:
3972:. White Paper. Forte Consultancy
2231:Bain, Jennifer (12 April 2010).
2116:Dow, Natasha (26 January 2012).
1888:"Premium Membership and Rewards"
1835:Leff, Gary (24 September 2020).
826:). Other famous point bland are
4291:(W. Mesoamerica & N. Andes)
4016:
3987:
3962:
3933:
3868:
3840:
3814:
3782:
3756:
3725:
3695:
3670:
3644:
3619:
3601:
3576:
3544:
3468:
3438:
3413:
3337:
3325:
3302:
3276:
3250:
3192:
3166:
3148:
3128:"How Tesco is changing Britain"
3120:
3102:
3076:
3050:
3031:
3017:
3003:
2977:
2962:
2936:
2881:
2851:
2826:
2801:
2776:
2758:
2744:
2726:
2701:
2683:
2665:
2643:
2625:
2599:
2578:
2557:
2527:
2495:
2403:
2377:
2351:
2317:
2287:
2275:
2249:
2233:"Disloyalty has its privileges"
2224:
2201:
2183:
2165:
2147:
2135:Long, Emily (6 December 2018).
2128:
2109:
2062:
2036:
2022:
2008:
1989:
1971:
1953:
1931:
1905:
1880:
1854:
1755:Boudet, Julien (5 March 2020).
1286:
1259:database potential they offer.
710:
3560:. 14 July 2008. Archived from
3011:"The loyalty program "MALINA""
2889:"PAYBACK: Facts & Figures"
2479:. 17 June 2010. Archived from
1828:
1774:
1748:
1726:
1676:
1620:
427:Phone number and other methods
289:associated with the program.
13:
1:
4608:
4556:List of historical currencies
4461:Central bank digital currency
3709:. 20 May 2013. Archived from
3174:"Safeway scraps loyalty card"
3156:"Morrisons Miles – Morrisons"
1861:Mottl, Judy (3 August 2023).
1641:10.1016/S0167-8116(97)00022-0
1614:
1473:: Other programs include the
644:
641:many physical cards anymore.
579:Traditional methods such as:
554:Examples in the U.S. include
551:the customer's bank account.
4662:Standard of deferred payment
3847:Smith, Sean (30 June 2023).
3651:Smith, Geoff (August 2016).
3421:"101 Free Money Making Apps"
2586:"گروه کارتهای اعتباری ایران"
1505:
7:
5188:Trading stamps in Hong Kong
4099:Blau, John (1 March 2004).
3678:"¿Qué es Monedero Naranja?"
2256:Clark, Scott (9 May 2024).
1998:"10 Best Money Saving Apps"
1561:
1477:AA Smartfuel programme and
1381:Coalition programs include
561:
539:
411:'s "Sparks" program in the
347:
229:Design for behaviour change
10:
5240:
3391:10.1007/s11129-021-09237-y
1867:Retail Customer Experience
1415:
1235:) was in the early 1980s.
686:
621:Offline with mobile device
543:
224:IT-backed authoritarianism
39:
5214:Customer loyalty programs
5163:
5130:
5067:
5024:
4919:
4851:
4795:
4764:
4548:
4431:
4409:
4384:
4349:
4277:
3940:Meili, Alexander (2022).
2613:. Genting Malaysia Berhad
2087:10.1177/22786821211000182
1809:Wood, Zoe (3 July 2024).
1006:
705:MGM Resorts International
625:With the introduction of
582:Physical membership cards
518:when pharmacies dispense
435:
141:Behavioural Insights Team
4645:Quantity theory of money
4466:Chattel/movable property
3999:Weekly Ads and Circulars
3946:HWZ Working Paper Series
3910:Virtual Currency Schemes
3584:"Shop Through iGive.com"
3043:22 November 2018 at the
2389:South China Morning Post
2216:. Boston. Archived from
724:By continent and country
631:near field communication
592:Mobile apps and websites
466:
160:Nudge theory in business
5016:Velocity Frequent Flyer
4772:Cashback reward program
4174:Kowalik, Frank (1991).
4137:Gup, Benton E. (1990).
2295:"About Octopus Rewards"
1943:fiercemobilecontent.com
1709:"Air Miles Middle East"
1481:supermarket's Onecard.
1367:Frequent-flyer programs
998:, SAFRA and Plus! from
884:, which can be used at
769:
209:Libertarian paternalism
4704:Complementary currency
4633:Credit theory of money
4593:Depository institution
4230:10.1287/mksc.1050.0124
4211:Shugan, Steve (2005).
3955:10.5281/zenodo.6521984
3047:Retrieved 1 March 2016
1467:Pulse Rewards program.
1144:During the late 1990s—
808:Mitsubishi Corporation
358:Physical loyalty cards
281:designed to encourage
37:
4996:Qantas Frequent Flyer
4876:Flybuys (New Zealand)
4687:Digital gold currency
4068:Albrecht, Katherine.
3789:Flybuys (New Zealand)
3609:"Disloyalty Movement"
3588:animalalliancenyc.org
2444:"PAYBACK India's bet"
2299:Octopus Cards Limited
1461:Miller's Fashion Club
1435:: Contenders include
1270:Formerly operated by
1121:Schibsted Media Group
784:ja:ポイントプログラム#日本における歴史
729:Benefits to merchants
402:Digital loyalty cards
36:Various loyalty cards
35:
5183:S&H Green Stamps
5087:Capital One Shopping
4881:Hudson's Bay Rewards
4566:Coincidence of wants
4386:Representative money
3826:Australian Food News
3162:on 13 December 2012.
2991:on 26 September 2020
2859:"Etukortit Suomessa"
2713:www.gorewards.com.ph
2661:on 27 November 2015.
2611:Resort World Genting
2607:"Programme Partners"
2284:テレ東プラス（2021年3月11日閲覧）
2173:"Total Rewards Card"
1949:on 31 December 2012.
1599:S&H Green Stamps
1168:Electronics Boutique
454:"cashback", either:
189:Behavioral economics
118:Social Credit System
5178:Green Shield Stamps
5140:Canadian Tire money
4871:Flybuys (Australia)
4714:Time-based currency
3855:The West Australian
3732:Flybuys (Australia)
3313:. CanadaLoyalty.com
3238:on 15 February 2010
2924:on 14 February 2008
2220:on 14 January 2012.
2048:White Label Loyalty
2030:"Similar companies"
1985:. 26 November 2012.
1593:Premium (marketing)
1573:Identity management
1556:credit-card rewards
1502:but not into cash.
1490:As virtual currency
1369:and, less commonly
1328:Canadian Tire money
1243:Spend and Save Card
1127:Republic of Ireland
910:: PAYBACK India is
627:host card emulation
332:Olympia, Washington
214:Choice architecture
135:Government agencies
102:Government programs
54:Part of a series on
4986:Miles & Smiles
4946:Aeroméxico Rewards
4843:Student Price Card
4583:Clearinghouse bank
4271:Medium of exchange
4080:on 19 October 2007
3456:on 23 January 2016
3206:on 20 October 2006
3027:. 23 October 2006.
2895:on 4 November 2016
2869:on 18 October 2017
2515:on 19 October 2009
2421:on 26 January 2021
1841:View from the Wing
1713:www.airmilesme.com
1663:www.openloyalty.io
1595:, e.g., "premiums"
1532:marketing research
1407:Comercial Mexicana
1396:Aeroméxico Rewards
1257:marketing research
790:)(SMCC(affiliated
739:marketing research
716:"Disloyalty" cards
421:push notifications
366:(variously called
279:marketing strategy
219:Social engineering
38:
5196:
5195:
5034:Choice Privileges
4782:Incentive program
4724:
4723:
4709:Sectoral currency
4655:Market monetarism
4618:Code of Hammurabi
4407:
4406:
4399:Gold certificates
4217:Marketing Science
3919:978-92-899-0862-7
3564:on 6 October 2012
3557:Los Angeles Times
3425:FrugalForLess.com
3288:The Wise Marketer
3116:. 13 August 2005.
2863:Helsingin Sanomat
2834:"Plus! home page"
2809:"SAFRA home page"
2691:"Go Rewards Card"
2483:on 13 August 2010
2448:Business Standard
2415:www.asiamiles.com
2391:. 22 January 2015
2363:A.S. Watson Group
2325:transport network
2305:on 5 January 2019
2245:on 17 April 2010.
2155:"Caesars Rewards"
2050:. 25 October 2023
1588:Loyalty marketing
1583:Incentive program
1465:BB Retail Capital
940:Genting Highlands
878:A.S. Watson Group
798:)(merged T-POINT(
615:Passbook by Apple
524:for access to an
409:Marks and Spencer
267:
266:
68:Social scientists
46:Incentive program
16:(Redirected from
5231:
5173:Blue Chip Stamps
5044:IHG Rewards Club
5011:JetBlue TrueBlue
4991:Norwegian Reward
4981:Miles & More
4911:Triangle Rewards
4866:Everyday Rewards
4777:Cashback website
4758:Loyalty programs
4751:
4744:
4737:
4728:
4727:
4692:Virtual currency
4677:Digital currency
4613:
4610:
4573:Bureau de change
4424:
4419:
4418:
4417:
4350:Domestic animals
4347:
4346:
4264:
4257:
4250:
4241:
4240:
4235:
4234:
4232:
4208:
4202:
4201:
4196:
4194:
4171:
4165:
4164:
4159:
4157:
4133:
4127:
4126:
4120:
4118:
4113:on 12 March 2004
4109:. Archived from
4096:
4090:
4089:
4087:
4085:
4076:. Archived from
4065:
4059:
4058:
4038:
4032:
4031:
4030:. 21 March 2018.
4020:
4014:
4013:
4007:
4005:
3991:
3985:
3984:
3979:
3977:
3966:
3960:
3959:
3957:
3937:
3931:
3930:
3928:
3926:
3907:
3898:
3892:
3891:
3889:
3887:
3872:
3866:
3865:
3863:
3861:
3852:
3844:
3838:
3837:
3835:
3833:
3828:. 26 August 2010
3818:
3812:
3811:
3809:
3807:
3786:
3780:
3779:
3777:
3775:
3760:
3754:
3753:
3751:
3749:
3729:
3723:
3722:
3720:
3718:
3699:
3693:
3692:
3690:
3688:
3674:
3668:
3667:
3665:
3663:
3648:
3642:
3641:
3639:
3637:
3623:
3617:
3616:
3605:
3599:
3598:
3596:
3594:
3580:
3574:
3573:
3571:
3569:
3548:
3542:
3541:
3539:
3537:
3520:
3514:
3513:
3511:
3509:
3502:Business Insider
3493:
3487:
3486:
3472:
3466:
3465:
3463:
3461:
3452:. Archived from
3442:
3436:
3435:
3433:
3431:
3417:
3411:
3410:
3385:(3–4): 417–455.
3370:
3361:
3360:
3358:
3356:
3341:
3335:
3329:
3323:
3322:
3320:
3318:
3306:
3300:
3299:
3297:
3295:
3280:
3274:
3273:
3271:
3269:
3254:
3248:
3247:
3245:
3243:
3237:
3230:
3222:
3216:
3215:
3213:
3211:
3196:
3190:
3189:
3187:
3185:
3170:
3164:
3163:
3158:. Archived from
3152:
3146:
3145:
3143:
3141:
3124:
3118:
3117:
3106:
3100:
3099:
3097:
3095:
3080:
3074:
3073:
3071:
3069:
3064:. 29 August 1989
3054:
3048:
3035:
3029:
3028:
3021:
3015:
3014:
3007:
3001:
3000:
2998:
2996:
2987:. Archived from
2981:
2975:
2974:
2966:
2960:
2959:
2957:
2955:
2940:
2934:
2933:
2931:
2929:
2914:
2905:
2904:
2902:
2900:
2891:. Archived from
2885:
2879:
2878:
2876:
2874:
2855:
2849:
2848:
2846:
2844:
2830:
2824:
2823:
2821:
2819:
2805:
2799:
2798:
2796:
2794:
2780:
2774:
2773:
2762:
2756:
2755:
2748:
2742:
2741:
2730:
2724:
2723:
2721:
2719:
2705:
2699:
2698:
2687:
2681:
2680:
2669:
2663:
2662:
2657:. Archived from
2647:
2641:
2640:
2629:
2623:
2622:
2620:
2618:
2603:
2597:
2596:
2594:
2592:
2582:
2576:
2575:
2573:
2571:
2561:
2555:
2554:
2552:
2550:
2545:on 2 August 2009
2541:. Archived from
2531:
2525:
2524:
2522:
2520:
2499:
2493:
2492:
2490:
2488:
2469:
2460:
2459:
2457:
2455:
2440:
2431:
2430:
2428:
2426:
2417:. Archived from
2407:
2401:
2400:
2398:
2396:
2381:
2375:
2374:
2372:
2370:
2355:
2349:
2348:
2346:
2344:
2339:on 3 August 2020
2335:. Archived from
2321:
2315:
2314:
2312:
2310:
2301:. Archived from
2291:
2285:
2279:
2273:
2272:
2270:
2268:
2253:
2247:
2246:
2241:. Archived from
2228:
2222:
2221:
2205:
2199:
2198:
2187:
2181:
2180:
2177:Las Vegas How To
2169:
2163:
2162:
2151:
2145:
2144:
2132:
2126:
2125:
2113:
2107:
2106:
2066:
2060:
2059:
2057:
2055:
2040:
2034:
2033:
2026:
2020:
2019:
2012:
2006:
2005:
1993:
1987:
1986:
1975:
1969:
1968:
1957:
1951:
1950:
1935:
1929:
1928:
1926:
1924:
1909:
1903:
1902:
1900:
1898:
1892:Barnes and Noble
1884:
1878:
1877:
1875:
1873:
1858:
1852:
1851:
1849:
1847:
1832:
1826:
1825:
1823:
1821:
1806:
1797:
1796:
1794:
1792:
1778:
1772:
1771:
1769:
1767:
1752:
1746:
1745:
1743:
1741:
1736:. 19 August 2021
1730:
1724:
1723:
1721:
1719:
1705:
1699:
1698:
1696:
1694:
1684:"Earn Cash Back"
1680:
1674:
1673:
1671:
1669:
1655:
1644:
1643:
1624:
1496:virtual currency
1455:'s Sister Club,
1441:Everyday Rewards
1219:Turkish Airlines
1215:Pegasus Airlines
1083:was launched by
1082:
1071:
974:Watsons Pharmacy
818:), d Point Club(
546:Cashback website
493:Types of rewards
482:Barnes and Noble
259:
252:
245:
183:Related concepts
51:
50:
42:Cashback website
21:
5239:
5238:
5234:
5233:
5232:
5230:
5229:
5228:
5224:Reward websites
5199:
5198:
5197:
5192:
5159:
5150:My Coke Rewards
5126:
5107:Rakuten Rewards
5072:
5069:Online shopping
5063:
5059:Wyndham Rewards
5049:Marriott Bonvoy
5020:
4922:
4921:Frequent-flyer
4915:
4856:
4847:
4791:
4760:
4755:
4725:
4720:
4672:Unit of account
4611:
4544:
4530:Promissory note
4508:Deposit account
4481:Cheque clearing
4435:
4427:
4420:
4415:
4413:
4403:
4380:
4345:
4313:Precious metals
4280:
4273:
4268:
4238:
4209:
4205:
4192:
4190:
4188:
4172:
4168:
4155:
4153:
4151:
4134:
4130:
4116:
4114:
4097:
4093:
4083:
4081:
4066:
4062:
4039:
4035:
4022:
4021:
4017:
4003:
4001:
3993:
3992:
3988:
3975:
3973:
3968:
3967:
3963:
3938:
3934:
3924:
3922:
3920:
3905:
3899:
3895:
3885:
3883:
3882:on 3 March 2016
3874:
3873:
3869:
3859:
3857:
3845:
3841:
3831:
3829:
3820:
3819:
3815:
3805:
3803:
3791:
3787:
3783:
3773:
3771:
3770:on 29 July 2010
3762:
3761:
3757:
3747:
3745:
3730:
3726:
3716:
3714:
3701:
3700:
3696:
3686:
3684:
3676:
3675:
3671:
3661:
3659:
3649:
3645:
3635:
3633:
3625:
3624:
3620:
3615:. 11 July 2013.
3607:
3606:
3602:
3592:
3590:
3582:
3581:
3577:
3567:
3565:
3550:
3549:
3545:
3535:
3533:
3521:
3517:
3507:
3505:
3495:
3494:
3490:
3473:
3469:
3459:
3457:
3444:
3443:
3439:
3429:
3427:
3419:
3418:
3414:
3371:
3364:
3354:
3352:
3342:
3338:
3330:
3326:
3316:
3314:
3309:
3307:
3303:
3293:
3291:
3290:. 19 April 2023
3282:
3281:
3277:
3267:
3265:
3255:
3251:
3241:
3239:
3235:
3228:
3224:
3223:
3219:
3209:
3207:
3198:
3197:
3193:
3183:
3181:
3172:
3171:
3167:
3154:
3153:
3149:
3139:
3137:
3136:. 4 August 2005
3126:
3125:
3121:
3114:The Independent
3108:
3107:
3103:
3093:
3091:
3081:
3077:
3067:
3065:
3056:
3055:
3051:
3045:Wayback Machine
3036:
3032:
3023:
3022:
3018:
3009:
3008:
3004:
2994:
2992:
2983:
2982:
2978:
2967:
2963:
2953:
2951:
2941:
2937:
2927:
2925:
2916:
2915:
2908:
2898:
2896:
2887:
2886:
2882:
2872:
2870:
2857:
2856:
2852:
2842:
2840:
2832:
2831:
2827:
2817:
2815:
2807:
2806:
2802:
2792:
2790:
2782:
2781:
2777:
2764:
2763:
2759:
2750:
2749:
2745:
2732:
2731:
2727:
2717:
2715:
2707:
2706:
2702:
2689:
2688:
2684:
2679:. 28 July 2014.
2673:"FAQS: Rewards"
2671:
2670:
2666:
2649:
2648:
2644:
2631:
2630:
2626:
2616:
2614:
2605:
2604:
2600:
2590:
2588:
2584:
2583:
2579:
2569:
2567:
2563:
2562:
2558:
2548:
2546:
2533:
2532:
2528:
2518:
2516:
2501:
2500:
2496:
2486:
2484:
2471:
2470:
2463:
2453:
2451:
2442:
2441:
2434:
2424:
2422:
2409:
2408:
2404:
2394:
2392:
2383:
2382:
2378:
2368:
2366:
2357:
2356:
2352:
2342:
2340:
2333:MTR Corporation
2327:
2322:
2318:
2308:
2306:
2293:
2292:
2288:
2280:
2276:
2266:
2264:
2254:
2250:
2229:
2225:
2206:
2202:
2189:
2188:
2184:
2171:
2170:
2166:
2153:
2152:
2148:
2133:
2129:
2114:
2110:
2067:
2063:
2053:
2051:
2042:
2041:
2037:
2028:
2027:
2023:
2014:
2013:
2009:
1994:
1990:
1983:qsrmedia.com.au
1977:
1976:
1972:
1967:. 12 July 2011.
1959:
1958:
1954:
1937:
1936:
1932:
1922:
1920:
1919:. 13 March 2019
1911:
1910:
1906:
1896:
1894:
1886:
1885:
1881:
1871:
1869:
1859:
1855:
1845:
1843:
1833:
1829:
1819:
1817:
1807:
1800:
1790:
1788:
1780:
1779:
1775:
1765:
1763:
1753:
1749:
1739:
1737:
1732:
1731:
1727:
1717:
1715:
1707:
1706:
1702:
1692:
1690:
1682:
1681:
1677:
1667:
1665:
1657:
1656:
1647:
1625:
1621:
1617:
1564:
1535:integration of
1508:
1500:good or service
1492:
1418:
1355:Rakuten Rewards
1347:' Tim's Rewards
1289:
1272:British Airways
1269:
1264:
1231:(later renamed
1076:
1074:DeutschlandCard
1065:
1009:
978:Robinsons Malls
916:Loyalty Partner
874:MTR Corporation
870:Octopus Rewards
856:QR code payment
772:
764:two-part tariff
731:
726:
718:
713:
689:
647:
623:
594:
564:
556:Rakuten Rewards
548:
542:
495:
478:
476:Membership fees
469:
438:
429:
404:
396:proximity cards
360:
355:
350:
314:Rakuten Rewards
295:
275:rewards program
271:loyalty program
263:
234:
233:
184:
176:
175:
166:Loyalty program
161:
153:
152:
136:
128:
127:
108:Race to the Top
103:
95:
94:
93:
79:Shlomo Benartzi
69:
49:
28:
23:
22:
15:
12:
11:
5:
5237:
5227:
5226:
5221:
5216:
5211:
5194:
5193:
5191:
5190:
5185:
5180:
5175:
5169:
5167:
5165:Trading stamps
5161:
5160:
5158:
5157:
5152:
5147:
5145:Disney Dollars
5142:
5136:
5134:
5128:
5127:
5125:
5124:
5119:
5114:
5109:
5104:
5099:
5094:
5089:
5084:
5078:
5076:
5065:
5064:
5062:
5061:
5056:
5054:World Of Hyatt
5051:
5046:
5041:
5036:
5030:
5028:
5026:Hotel programs
5022:
5021:
5019:
5018:
5013:
5008:
5003:
4998:
4993:
4988:
4983:
4978:
4973:
4968:
4963:
4958:
4953:
4948:
4943:
4938:
4932:
4930:
4917:
4916:
4914:
4913:
4908:
4906:Tesco Clubcard
4903:
4898:
4893:
4888:
4883:
4878:
4873:
4868:
4862:
4860:
4849:
4848:
4846:
4845:
4840:
4835:
4830:
4825:
4820:
4815:
4810:
4805:
4799:
4797:
4793:
4792:
4790:
4789:
4784:
4779:
4774:
4768:
4766:
4762:
4761:
4754:
4753:
4746:
4739:
4731:
4722:
4721:
4719:
4718:
4717:
4716:
4711:
4706:
4699:Local currency
4696:
4695:
4694:
4689:
4684:
4682:Cryptocurrency
4674:
4669:
4667:Store of value
4664:
4659:
4658:
4657:
4652:
4642:
4641:
4640:
4630:
4625:
4622:§100; §122–125
4615:
4612: 2150 BC
4602:
4597:
4596:
4595:
4585:
4580:
4575:
4570:
4569:
4568:
4558:
4552:
4550:
4546:
4545:
4543:
4542:
4537:
4532:
4527:
4522:
4517:
4512:
4511:
4510:
4500:
4495:
4490:
4485:
4484:
4483:
4473:
4468:
4463:
4458:
4453:
4447:
4445:
4429:
4428:
4426:
4425:
4410:
4408:
4405:
4404:
4402:
4401:
4396:
4390:
4388:
4382:
4381:
4379:
4378:
4377:(Tibet, China)
4372:
4366:
4360:
4353:
4351:
4344:
4343:
4338:
4333:
4327:
4321:
4320:(cotton cloth)
4315:
4310:
4304:
4298:
4292:
4285:
4283:
4275:
4274:
4267:
4266:
4259:
4252:
4244:
4237:
4236:
4223:(2): 185–193.
4203:
4186:
4166:
4149:
4128:
4091:
4060:
4033:
4015:
3986:
3961:
3932:
3918:
3893:
3867:
3839:
3813:
3781:
3755:
3742:The Australian
3724:
3713:on 9 June 2013
3694:
3669:
3643:
3618:
3600:
3575:
3543:
3515:
3488:
3467:
3437:
3412:
3362:
3336:
3331:Tims Rewards:
3324:
3301:
3275:
3263:Marketing Week
3249:
3217:
3191:
3165:
3147:
3119:
3101:
3075:
3049:
3030:
3016:
3002:
2976:
2961:
2935:
2906:
2880:
2850:
2825:
2800:
2775:
2757:
2743:
2725:
2700:
2682:
2664:
2642:
2624:
2598:
2577:
2556:
2526:
2494:
2461:
2450:. 20 July 2011
2432:
2402:
2376:
2365:. 27 June 2017
2350:
2316:
2286:
2274:
2248:
2223:
2200:
2182:
2164:
2146:
2127:
2108:
2061:
2035:
2021:
2007:
1988:
1970:
1952:
1930:
1904:
1879:
1853:
1827:
1798:
1773:
1747:
1725:
1700:
1675:
1645:
1635:(5): 473–486,
1618:
1616:
1613:
1612:
1611:
1606:
1601:
1596:
1590:
1585:
1580:
1575:
1570:
1563:
1560:
1507:
1504:
1491:
1488:
1487:
1486:
1468:
1417:
1414:
1413:
1412:
1411:
1410:
1403:
1387:
1386:
1385:
1360:
1359:
1358:
1348:
1338:
1337:
1336:
1335:
1321:
1315:
1300:
1299:
1298:
1288:
1285:
1280:
1279:
1225:United Kingdom
1222:
1208:
1186:
1176:
1175:
1174:
1171:
1161:
1124:
1106:
1100:
1094:
1088:
1056:
1042:
1020:
1008:
1005:
1004:
1003:
989:
966:SM Hypermarket
962:SM Supermarket
943:
933:
923:
905:
898:Cathay Pacific
863:
852:SoftBank Group
771:
768:
760:
759:
755:
752:
749:
730:
727:
725:
722:
717:
714:
712:
709:
688:
685:
680:
679:
676:
673:
670:
667:
664:
661:
658:
655:
646:
643:
622:
619:
593:
590:
589:
588:
587:
586:
583:
577:
574:
571:
563:
560:
544:Main article:
541:
538:
537:
536:
533:
530:frequent-flyer
526:airport lounge
522:
512:
511:
508:
505:
502:
494:
491:
477:
474:
468:
465:
464:
463:
462:
461:
458:
452:
449:
446:
437:
434:
428:
425:
419:push them via
403:
400:
359:
356:
354:
351:
349:
346:
338:
337:
336:
335:
328:
325:Tanger Outlets
310:
294:
291:
265:
264:
262:
261:
254:
247:
239:
236:
235:
232:
231:
226:
221:
216:
211:
206:
201:
199:Default effect
196:
191:
185:
182:
181:
178:
177:
174:
173:
171:Safety culture
168:
162:
159:
158:
155:
154:
151:
150:
144:
137:
134:
133:
130:
129:
126:
125:
120:
115:
110:
104:
101:
100:
97:
96:
92:
91:
86:
81:
76:
74:Richard Thaler
70:
67:
66:
63:
62:
56:
55:
26:
18:Loyalty scheme
9:
6:
4:
3:
2:
5236:
5225:
5222:
5220:
5217:
5215:
5212:
5210:
5207:
5206:
5204:
5189:
5186:
5184:
5181:
5179:
5176:
5174:
5171:
5170:
5168:
5166:
5162:
5156:
5153:
5151:
5148:
5146:
5143:
5141:
5138:
5137:
5135:
5133:
5129:
5123:
5120:
5118:
5115:
5113:
5110:
5108:
5105:
5103:
5100:
5098:
5095:
5093:
5090:
5088:
5085:
5083:
5080:
5079:
5077:
5075:
5070:
5066:
5060:
5057:
5055:
5052:
5050:
5047:
5045:
5042:
5040:
5039:Hilton Honors
5037:
5035:
5032:
5031:
5029:
5027:
5023:
5017:
5014:
5012:
5009:
5007:
5004:
5002:
4999:
4997:
4994:
4992:
4989:
4987:
4984:
4982:
4979:
4977:
4974:
4972:
4969:
4967:
4964:
4962:
4959:
4957:
4954:
4952:
4949:
4947:
4944:
4942:
4939:
4937:
4934:
4933:
4931:
4928:
4924:
4918:
4912:
4909:
4907:
4904:
4902:
4899:
4897:
4894:
4892:
4889:
4887:
4884:
4882:
4879:
4877:
4874:
4872:
4869:
4867:
4864:
4863:
4861:
4859:
4854:
4850:
4844:
4841:
4839:
4836:
4834:
4831:
4829:
4826:
4824:
4821:
4819:
4816:
4814:
4811:
4809:
4806:
4804:
4801:
4800:
4798:
4794:
4788:
4785:
4783:
4780:
4778:
4775:
4773:
4770:
4769:
4767:
4763:
4759:
4752:
4747:
4745:
4740:
4738:
4733:
4732:
4729:
4715:
4712:
4710:
4707:
4705:
4702:
4701:
4700:
4697:
4693:
4690:
4688:
4685:
4683:
4680:
4679:
4678:
4675:
4673:
4670:
4668:
4665:
4663:
4660:
4656:
4653:
4651:
4648:
4647:
4646:
4643:
4639:
4636:
4635:
4634:
4631:
4629:
4626:
4624:; c. 1750 BC)
4623:
4619:
4616:
4606:
4603:
4601:
4598:
4594:
4591:
4590:
4589:
4586:
4584:
4581:
4579:
4576:
4574:
4571:
4567:
4564:
4563:
4562:
4559:
4557:
4554:
4553:
4551:
4547:
4541:
4538:
4536:
4533:
4531:
4528:
4526:
4523:
4521:
4518:
4516:
4513:
4509:
4506:
4505:
4504:
4501:
4499:
4496:
4494:
4491:
4489:
4486:
4482:
4479:
4478:
4477:
4474:
4472:
4469:
4467:
4464:
4462:
4459:
4457:
4454:
4452:
4449:
4448:
4446:
4443:
4439:
4434:
4430:
4423:
4412:
4400:
4397:
4395:
4392:
4391:
4389:
4387:
4383:
4376:
4373:
4370:
4367:
4364:
4361:
4358:
4357:Water buffalo
4355:
4354:
4352:
4348:
4342:
4339:
4337:
4334:
4331:
4328:
4326:(Roman world)
4325:
4322:
4319:
4316:
4314:
4311:
4308:
4305:
4302:
4299:
4297:(Mesoamerica)
4296:
4293:
4290:
4287:
4286:
4284:
4282:
4276:
4272:
4265:
4260:
4258:
4253:
4251:
4246:
4245:
4242:
4231:
4226:
4222:
4218:
4214:
4207:
4200:
4189:
4187:9780962655203
4183:
4179:
4178:
4170:
4163:
4152:
4150:9781555201678
4146:
4142:
4141:
4132:
4125:
4112:
4108:
4107:
4102:
4095:
4079:
4075:
4071:
4064:
4056:
4052:
4048:
4044:
4037:
4029:
4025:
4019:
4012:
4000:
3996:
3990:
3983:
3971:
3965:
3956:
3951:
3947:
3943:
3936:
3921:
3915:
3911:
3904:
3897:
3881:
3877:
3871:
3856:
3851:
3843:
3827:
3823:
3817:
3802:
3798:
3794:
3790:
3785:
3769:
3765:
3759:
3744:
3743:
3738:
3733:
3728:
3712:
3708:
3704:
3698:
3683:
3679:
3673:
3658:
3654:
3647:
3632:
3628:
3622:
3614:
3610:
3604:
3589:
3585:
3579:
3563:
3559:
3558:
3553:
3547:
3532:
3531:
3526:
3519:
3504:
3503:
3498:
3492:
3484:
3483:
3478:
3471:
3455:
3451:
3447:
3441:
3426:
3422:
3416:
3408:
3404:
3400:
3396:
3392:
3388:
3384:
3380:
3376:
3369:
3367:
3351:
3347:
3340:
3334:
3328:
3312:
3305:
3289:
3285:
3279:
3264:
3260:
3253:
3234:
3227:
3221:
3205:
3201:
3195:
3179:
3175:
3169:
3161:
3157:
3151:
3135:
3134:
3133:The Economist
3129:
3123:
3115:
3111:
3105:
3090:
3086:
3079:
3063:
3059:
3053:
3046:
3042:
3039:
3034:
3026:
3020:
3012:
3006:
2990:
2986:
2980:
2972:
2965:
2950:
2946:
2939:
2923:
2919:
2913:
2911:
2894:
2890:
2884:
2868:
2864:
2860:
2854:
2839:
2835:
2829:
2814:
2810:
2804:
2789:
2785:
2779:
2771:
2767:
2761:
2753:
2747:
2739:
2735:
2729:
2714:
2710:
2704:
2696:
2692:
2686:
2678:
2674:
2668:
2660:
2656:
2652:
2646:
2638:
2634:
2628:
2612:
2608:
2602:
2587:
2581:
2566:
2560:
2544:
2540:
2536:
2530:
2514:
2510:
2509:
2504:
2498:
2482:
2478:
2474:
2468:
2466:
2449:
2445:
2439:
2437:
2420:
2416:
2412:
2406:
2390:
2386:
2380:
2364:
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4084:23 November
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3508:22 November
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2159:Caesars.com
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4156:10 January
3568:5 February
3460:22 January
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2954:22 January
2899:2 November
2695:Go Rewards
2617:3 December
2425:3 February
2395:3 February
2329:"MTR Club"
2141:Lifehacker
1615:References
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1437:Woolworths
1400:Aeromexico
1376:California
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4951:EuroBonus
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4289:Axe-money
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4106:InfoWorld
3860:30 August
3832:27 August
3806:9 January
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2095:2278-6821
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1433:Australia
1422:Australia
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992:Singapore
900:operates
886:Parknshop
882:MoneyBack
866:Hong Kong
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318:Air Miles
299:Starbucks
283:customers
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4803:Aeroplan
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4318:Quachtli
4028:BBC News
3976:28 April
3801:Z Energy
3682:La Comer
3530:Mashable
3178:BBC News
3041:Archived
2477:Colloquy
2369:13 March
2343:13 March
2309:13 March
1761:McKinsey
1562:See also
1483:Kachingo
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1229:Passcard
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936:Malaysia
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597:often a
562:Channels
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510:cashback
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340:In 2020
307:Gap Inc.
5209:Pricing
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4549:General
4503:Deposit
4493:Coinage
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4055:3353432
3925:5 March
3886:25 July
3797:z.co.nz
3636:25 July
3631:FindLaw
3407:3353432
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3184:25 July
3140:25 July
3068:19 July
2788:Grab SG
2718:14 June
2549:9 March
2519:9 March
2487:18 June
2454:28 July
2262:CMSWire
2191:"Mlife"
2016:"Plink"
1688:Rakuten
1416:Oceania
1233:Passkey
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1091:Hungary
1059:Germany
1053:UNICARD
1049:Georgia
1045:Georgia
1027:S-Group
1023:Finland
1017:Austria
1013:Austria
930:Iranian
890:Watsons
844:JR East
812:Rakuten
701:Caesars
687:Casinos
607:iBeacon
599:QR code
384:barcode
376:plastic
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4330:Shekel
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3687:3 July
3662:3 July
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3482:Forbes
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3294:3 July
2928:15 May
2766:"FAQs"
2734:"FAQs"
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1923:3 July
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1740:3 July
1718:3 July
1693:3 July
1668:3 July
1517:bribes
1390:Mexico
1383:Plenti
1351:Scene+
1332:Canada
1303:Canada
1293:Brazil
1211:Turkey
1197:Migros
1179:Russia
1154:Texaco
1109:Norway
1103:Latvia
1085:Arvato
1041:(67%).
1007:Europe
860:Nanaco
834:Group(
814:point(
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778:: see
603:Google
436:Points
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4442:Token
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4281:money
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3236:(PDF)
3229:(PDF)
2813:SAFRA
2214:Metro
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1150:Maxol
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273:or a
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4818:Drop
4600:Mint
4438:Fiat
4324:Salt
4301:Koku
4195:2021
4182:ISBN
4158:2021
4145:ISBN
4119:2007
4086:2007
4051:SSRN
4006:2015
3978:2019
3927:2014
3914:ISBN
3888:2007
3862:2023
3834:2010
3808:2018
3776:2010
3750:2011
3719:2013
3689:2024
3664:2024
3638:2007
3613:TIME
3595:2016
3570:2015
3538:2016
3510:2016
3462:2016
3432:2017
3403:SSRN
3357:2024
3319:2007
3296:2024
3270:2015
3244:2010
3212:2006
3186:2007
3142:2007
3096:2016
3070:2020
2997:2020
2956:2024
2930:2008
2901:2016
2875:2014
2845:2021
2820:2021
2795:2021
2720:2021
2619:2019
2593:2016
2572:2016
2551:2010
2521:2010
2489:2010
2456:2011
2427:2020
2397:2020
2371:2018
2345:2018
2311:2018
2269:2024
2122:Limn
2091:ISSN
2056:2024
1925:2024
1899:2024
1874:2024
1848:2024
1822:2024
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1742:2024
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1670:2024
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1199:and
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758:etc.
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