1240:
38:
2690:
197:
system. Secure electronic funds transfer between banks was introduced from later that year, significantly reducing both the processing time and human error associated with paper-based transactions, particularly bulk payments. In 1971 the company adopted the name "Bankers
Automated Clearing Services
240:
company with members from the banking industry, the purpose of which is to promote the use of automated payment schemes and govern the rules of the Bacs scheme. Bacs
Limited owns the infrastructure to run the Bacs scheme. Bacs Limited was permitted to continue to use the Bacs name for one year,
348:
VocaLink has developed Zapp, a function that will reside within mobile banking apps to allow users to make real-time payments to retailers when shopping online or in-store. The service will be open to all financial institutions, merchants, acquirers, and consumers when it launches in 2015.
356:
Zapp has been developed by VocaLink who operate the UK payments infrastructure. VocaLink processes over 90% of UK salaries, more than 70% of household bills and 98% of state benefits. In 2013 VocaLink processed over 10 billion transactions with a value of over £5 trillion.
423:
clearing and settlement mechanism, participating as a member of the
European Automated Clearing House Association. The service was discontinued as a consequence of the low participation of VocaLink's shareholder UK banks into the platform.
171:. It designs, builds and operates the UK payments infrastructure, which underpins the provision of the Bacs payment system and the UK ATM LINK switching platform covering 65,000 ATMs and the UK Faster Payments systems.
270:
networks. In
October 2002 LINK launched the first service that used ATMs as a retail channel, enabling the facility to top-up a mobile phone at an ATM, bringing banking and mobile phones together for the consumer.
174:
Vocalink processes over 90% of UK salaries, more than 70% of household bills and 98% of state benefits. In 2013 the company processed over 10.5 billion UK payments with a value of over £5 trillion. In July 2016
322:
VocaLink provides the switching infrastructure behind LINK, the busiest ATM switching system in the world which switches over 3.5 billion card-initiated transactions from 130 million enabled cards annually.
352:
A Zapp payment works through secure digital 'tokens', which means that customers don't reveal any of their financial details to retailers. This also means that merchants do not need to store card details.
314:
VocaLink provides the underlying BacsTEL-IP infrastructure for Bacs, which processes over 5.6 billion of clearing and settlement of automated payments a year, with a value of £4.2 trillion.
307:
Bacs Direct
Credits, payer-initiated interbank transfers. VocaLink processes 2 billion of these payments every year, including over 90% of all UK salaries and 98% of state benefits.
1036:
2257:
431:, to outsource part of the Swedish payments system. This was the first time that the processing of a national payments scheme has been transferred to a non-domestic player.
2735:
335:, launched in 2008 it enables interbank transfers in real-time. Since 2008, over three billion Faster Payments transactions have been securely processed by VocaLink.
2715:
331:
VocaLink designed, built, and operates the infrastructure for the Faster
Payments Service on behalf of the Faster Payments Scheme. Running in parallel with Bacs and
310:
Direct Debits, transfers initiated by authorised payees. Three-quarters of UK adults have at least one direct debit commitment; the average person has at least six.
2220:
1012:
571:
193:
In 1968, the Joint Stock Banks
Clearing Committee chaired by Dennis Gladwell, set-up the Inter-Bank Computer Bureau to modernise the existing paper-based
446:
In July 2016, Mastercard announced that the company would be acquiring
Vocalink. The acquisition was completed in May 2017 for a reported $ 920 million.
2720:
2725:
1127:
2225:
1153:
2233:
434:
In March 2014, in partnership with BCS Information
Systems, VocaLink launched an immediate payments service, Fast And Secure Transfers (FAST) in
1062:
286:
After Voca's bulk processing was brought together with LINK's real-time payment switching, the companies agreed to merge on 2 July 2007 to form
2051:
1967:
1040:
869:
940:
641:
2139:
2275:
2245:
2730:
2183:
1267:
17:
1178:
1204:
985:
796:
2755:
2750:
1457:
843:
627:
236:
In response, on 1 December 2003, Bacs
Payment Schemes Ltd (BPSL) was split from Bacs Limited. BPSL was established as a
2365:
2178:
821:
677:
Wolgast, Michael (1 June 2014). "The Cruickshank report on competition in UK banking: Assessment and implications".
2740:
2387:
1960:
1467:
516:
385:
290:. Since its launch in 2008, over 3 billion real-time faster payment transactions have been processed by VocaLink.
279:
In 2005 a joint proposal from Voca and LINK was selected to deliver the payment-processing infrastructure for the
542:
438:, enabling fourteen Singaporean banks to offer the ability to transfer funds between bank accounts in real time.
2477:
2134:
1903:
913:
870:"Voca flicks the SOA switch - Voca has overhauled its IT architecture in preparation for pan-European payments"
229:
Infrastructure management should be conducted on a commercial basis with fair and open access to third parties
2594:
2113:
179:
purchased a 92% stake in the company, with the remainder to be held by UK banks for a period of three years.
2437:
2324:
1740:
1624:
1422:
1365:
2693:
2330:
2145:
1953:
1776:
1412:
369:
365:
360:
Zapp is backed by four UK high street banks, meaning 18m consumer accounts are potentially Zapp-enabled:
132:
2606:
1996:
1797:
1260:
262:
across the United Kingdom. It became an international network in the 1990s through connection with the
2538:
2502:
2442:
2297:
2190:
1807:
1750:
1523:
1492:
1447:
1400:
490:
420:
393:
226:
Clearance scheme ownership and management should be split from infrastructure operation and delivery
2745:
2553:
2472:
2292:
2068:
2063:
2001:
1883:
1863:
1812:
1013:"Mastercard looks to maximize mobile payments capabilities with VocaLink acquisition | Retail Dive"
259:
194:
219:
2526:
2482:
2022:
1548:
280:
2410:
2196:
2129:
1908:
1417:
1083:
48:
2202:
2150:
2097:
2093:
1873:
1847:
1755:
1543:
1253:
891:
655:
2377:
2348:
1893:
1706:
1538:
1513:
1452:
1313:
8:
2558:
2208:
1868:
1649:
1614:
1593:
1583:
1553:
1239:
404:
International cardholders to use LINK ATMs. VocaLink also provides a gateway service to
2318:
1832:
1558:
1482:
1427:
1385:
215:
2432:
2160:
2088:
2084:
1976:
1888:
1842:
1724:
1719:
1639:
1578:
1375:
1105:
726:
214:
commissioned a review of competition within the UK banking sector, to be chaired by
2497:
2079:
1898:
1837:
1678:
1634:
1619:
1588:
1573:
1568:
1308:
1298:
686:
455:
771:
2492:
1771:
1654:
1644:
1245:
1154:"MasterCard jumps into UK payments technologies, buys VocaLink for up to $ 1.14B"
963:
748:
704:
595:
593:
470:
413:
373:
2118:
1945:
1934:
1666:
600:
237:
164:
104:
590:
427:
In May 2008, VocaLink signed a deal with the Swedish Automated Clearing House
2709:
2516:
2045:
1395:
1355:
1330:
397:
98:
705:"The Cruickshank report: Competition in the banking industry under scrutiny"
509:
2643:
1929:
1714:
1686:
1629:
1437:
136:
128:
68:
37:
283:, a near real-time interbank transfer for internet and telephone banking.
2655:
2577:
2074:
1781:
1528:
1280:
1276:
401:
211:
2601:
2548:
2398:
2353:
2028:
1913:
1745:
1691:
1497:
1325:
1303:
1284:
1106:"Bankgirocentralen BGC AB launches strategic partnership with VocaLink"
572:"VocaLink Partners with BCSIS to Offer Immediate Payments in Singapore"
409:
263:
176:
141:
2667:
2572:
2543:
2371:
1991:
1380:
1360:
1335:
1320:
1063:"DINERS CLUB INTERNATIONAL CARDS GAIN ACCESS TO THE LINK ATM NETWORK"
884:
690:
465:
435:
428:
405:
255:
250:
168:
72:
917:
2582:
2467:
2427:
2382:
2358:
2342:
2336:
2287:
2250:
2238:
2214:
2172:
2166:
2102:
1696:
1661:
1533:
1518:
1487:
1442:
1432:
642:"Bacs Ltd and Charteris in new initiative to help major Bacs users"
389:
267:
58:
1029:
491:"Merger between LINK Interchange Network Limited and Voca Limited"
2673:
2649:
2567:
2447:
2282:
2262:
2123:
2108:
1802:
1390:
1370:
396:. Similarly the VocaLink agreement with the Pulse network allows
2661:
2627:
2533:
2487:
1563:
1472:
1407:
1179:"Mastercard's $ 920m acquisition of VocaLink officially closes"
941:"Late payments debt high enough to put UK SMEs out of business"
844:"Late payments debt high enough to put UK SMEs out of business"
222:
of competition within the UK banking sector recommended that:
2611:
2404:
2302:
2269:
2155:
2057:
2006:
1598:
1477:
1462:
332:
202:, which was formally adopted as the company's name in 1985.
2521:
2507:
1233:
626:
Ninth Report of Session 2010–11 (Report) (Vol 3 ed.).
460:
361:
199:
188:
152:
862:
836:
1878:
535:
388:, LINK opened all UK cash machines to the similar German
379:
601:"MasterCard swoops for Britain's ATM operator Vocalink"
1128:"VocaLink launches Fast payments service in Singapore"
697:
258:
was formed in 1985 to create interoperability between
986:"VocaLink, Zapp Bring Faster Payments to Retailers"
964:"UK lenders to offer Zapp payments in banking apps"
564:
483:
232:
A need for a low-cost way to transfer money quickly
167:, created in 2007 from the merger between Voca and
2736:Financial services companies of the United Kingdom
1275:
938:
163:is a payment systems company headquartered in the
1790:
303:Bacs provides two payment products to consumers:
2716:Financial services companies established in 2007
2707:
1975:
814:
244:
679:Journal of Financial Regulation and Compliance
1961:
1261:
1076:
741:
293:
2420:
1205:"Mastercard closes deal to acquire VocaLink"
1098:
550:Pg10. Vol 3, Ninth Report of Session 2010–11
326:
119:Elizabeth Fullerton-Rome (Independent Chair)
1055:
797:"Voca and LINK Announce Intention to Merge"
419:Between 2007 and 2012, VocaLink operated a
1968:
1954:
1268:
1254:
1238:
961:
543:"Competition and Choice in Retail Banking"
274:
241:becoming Voca Limited on 12 October 2004.
36:
2721:2007 establishments in the United Kingdom
1037:"UK ATMs open to German Girocard Holders"
441:
2726:Companies based in Three Rivers District
939:Vanessa Zainzinger (28 September 2012).
906:
648:
517:"Written evidence submitted by VocaLink"
769:
676:
14:
2708:
1202:
1176:
1151:
1949:
1249:
552:. House of Commons Treasury Committee
380:International payments infrastructure
205:
628:House of Commons Treasury Committee
24:
1423:European Payments Initiative (EPI)
1010:
772:"How fast is faster payment plan?"
338:
25:
2767:
1413:Electronic Payment Services (EPS)
1225:
1132:Electronic Payments International
2689:
2688:
1084:"VocaLink ditches Sepa services"
630:. 15 September 2010. p. 10.
1196:
1170:
1145:
1120:
1004:
978:
962:Leo Kelion (January 15, 2014).
955:
932:
822:"OFT approves Voca-Link merger"
789:
763:
719:
27:British payment systems company
2478:Armed Forces Financial Network
1904:Personal identification number
770:Peachey, Kevin (22 May 2008).
670:
634:
619:
13:
1:
2731:Banking in the United Kingdom
1177:Peyton, Antony (2 May 2017).
1152:Lunden, Ingrid (2016-07-21).
476:
182:
2438:European Payments Initiative
1741:Card not present transaction
1625:Credit card balance transfer
256:LINK Interchange Network Ltd
245:LINK Interchange Network Ltd
198:Limited", soon shortened to
7:
2319:Allied Irish Banks Banklink
914:"LINK - the UK ATM network"
449:
218:. Reporting in March 2000,
133:Nationwide Building Society
10:
2772:
2756:Foreign exchange companies
2751:Real-time gross settlement
1086:. Finextra. 22 August 2011
294:UK payments infrastructure
248:
186:
2683:
2636:
2620:
2460:
2443:Single Euro Payments Area
2311:
2038:
2015:
1984:
1922:
1856:
1825:
1764:
1751:Controlled payment number
1733:
1705:
1677:
1607:
1506:
1346:
1291:
872:. www.information-age.com
824:. www.computerworlduk.com
421:Single Euro Payments Area
394:Zentraler Kreditausschuss
148:
124:
111:
93:
78:
64:
54:
44:
35:
2473:Alberta Regional Network
2413:(Bosnia and Herzegovina)
1884:Hardware security module
1864:Automated teller machine
1650:Current/checking account
656:"Bacs Corporate History"
384:On 12 July 2010 through
2741:Technical communication
2161:Dutch Bangla Bank Nexus
707:. Practical Law Company
343:
327:Faster Payments Service
317:
298:
281:Faster Payments Service
275:Faster Payments Service
2197:Saudi Payments Network
1909:Secure cryptoprocessor
1039:. LINK. Archived from
894:. The Payments Council
644:. Charteris plc. 2004.
495:Office of Fair Trading
442:Mastercard acquisition
220:The Cruickshank Report
82:July 2, 2007
18:Zapp (mobile payments)
2203:Shetab Banking System
1874:Credit card imprinter
1848:Credit card hijacking
1203:GTNews (2017-05-02).
2539:Accel / The Exchange
2349:Bankcard-Servicenetz
1894:Magnetic stripe card
1209:The Global Treasurer
801:The Global Treasurer
2209:The Benefit Company
1869:Contactless payment
1615:Payment card number
1043:on 29 December 2016
850:. 28 September 2012
523:. www.parliament.uk
392:scheme operated by
216:Sir Don Cruickshank
117:Keith Douglas (CEO)
32:
2411:BH Mreža bankomata
1977:Interbank networks
1833:Card security code
1791:Interbank networks
1428:Forbrugsforeningen
1017:www.retaildive.com
848:www.sourcewire.com
206:Cruickshank Report
30:
2703:
2702:
2456:
2455:
2433:Euronet Worldwide
1943:
1942:
1889:Interbank network
1843:Credit card fraud
1821:
1820:
1725:Universal default
1720:Introductory rate
1640:Revolving account
1011:Jaekel, Brielle.
578:. 29 October 2012
210:In November 1998
158:
157:
16:(Redirected from
2763:
2692:
2691:
2498:Discover Network
2418:
2417:
2390:(United Kingdom)
2266:
2254:
2242:
2229:
1970:
1963:
1956:
1947:
1946:
1899:Payment terminal
1838:Chargeback fraud
1788:
1787:
1635:Installment loan
1620:Card association
1569:Rail Travel Card
1299:American Express
1270:
1263:
1256:
1247:
1246:
1242:
1237:
1236:
1234:Official website
1219:
1218:
1216:
1215:
1200:
1194:
1193:
1191:
1189:
1174:
1168:
1167:
1165:
1164:
1149:
1143:
1142:
1140:
1139:
1124:
1118:
1117:
1115:
1113:
1102:
1096:
1095:
1093:
1091:
1080:
1074:
1073:
1071:
1069:
1059:
1053:
1052:
1050:
1048:
1033:
1027:
1026:
1024:
1023:
1008:
1002:
1001:
999:
997:
982:
976:
975:
973:
971:
959:
953:
952:
950:
948:
936:
930:
929:
927:
925:
920:on 30 April 2017
916:. Archived from
910:
904:
903:
901:
899:
888:
882:
881:
879:
877:
866:
860:
859:
857:
855:
840:
834:
833:
831:
829:
818:
812:
811:
809:
808:
793:
787:
786:
784:
782:
767:
761:
760:
758:
756:
745:
739:
738:
736:
734:
723:
717:
716:
714:
712:
701:
695:
694:
691:10.1108/eb025071
674:
668:
667:
665:
663:
652:
646:
645:
638:
632:
631:
623:
617:
616:
614:
612:
597:
588:
587:
585:
583:
568:
562:
561:
559:
557:
547:
539:
533:
532:
530:
528:
521:House of Commons
513:
507:
506:
504:
502:
497:. www.oft.gov.uk
487:
456:Payments Council
153:www.vocalink.com
89:
87:
40:
33:
29:
21:
2771:
2770:
2766:
2765:
2764:
2762:
2761:
2760:
2746:Payment systems
2706:
2705:
2704:
2699:
2679:
2632:
2616:
2493:Co-op Solutions
2452:
2416:
2307:
2260:
2248:
2236:
2223:
2034:
2011:
1980:
1974:
1944:
1939:
1918:
1852:
1817:
1786:
1760:
1729:
1701:
1673:
1655:Savings account
1645:Deposit account
1603:
1574:Revolution Card
1502:
1349:specialty cards
1348:
1342:
1287:
1274:
1232:
1231:
1228:
1223:
1222:
1213:
1211:
1201:
1197:
1187:
1185:
1183:Fintech Futures
1175:
1171:
1162:
1160:
1150:
1146:
1137:
1135:
1126:
1125:
1121:
1111:
1109:
1104:
1103:
1099:
1089:
1087:
1082:
1081:
1077:
1067:
1065:
1061:
1060:
1056:
1046:
1044:
1035:
1034:
1030:
1021:
1019:
1009:
1005:
995:
993:
990:Fintech Futures
984:
983:
979:
969:
967:
960:
956:
946:
944:
943:. Real Business
937:
933:
923:
921:
912:
911:
907:
897:
895:
890:
889:
885:
875:
873:
868:
867:
863:
853:
851:
842:
841:
837:
827:
825:
820:
819:
815:
806:
804:
795:
794:
790:
780:
778:
776:news.bbc.co.uk/
768:
764:
754:
752:
751:. Top Up and Go
749:"Top Up and Go"
747:
746:
742:
732:
730:
725:
724:
720:
710:
708:
703:
702:
698:
675:
671:
661:
659:
654:
653:
649:
640:
639:
635:
625:
624:
620:
610:
608:
599:
598:
591:
581:
579:
570:
569:
565:
555:
553:
545:
541:
540:
536:
526:
524:
515:
514:
510:
500:
498:
489:
488:
484:
479:
471:Faster Payments
452:
444:
414:China Union Pay
382:
346:
341:
339:Mobile payments
329:
320:
301:
296:
277:
253:
247:
208:
191:
185:
140:
120:
118:
114:
107:
101:
85:
83:
28:
23:
22:
15:
12:
11:
5:
2769:
2759:
2758:
2753:
2748:
2743:
2738:
2733:
2728:
2723:
2718:
2701:
2700:
2698:
2697:
2684:
2681:
2680:
2678:
2677:
2671:
2665:
2659:
2653:
2647:
2640:
2638:
2634:
2633:
2631:
2630:
2624:
2622:
2618:
2617:
2615:
2614:
2609:
2604:
2599:
2598:
2597:
2589:
2588:
2587:
2586:
2585:
2570:
2565:
2564:
2563:
2562:
2561:
2556:
2546:
2541:
2531:
2530:
2529:
2524:
2514:
2513:
2512:
2511:
2510:
2495:
2490:
2485:
2480:
2475:
2470:
2464:
2462:
2458:
2457:
2454:
2453:
2451:
2450:
2445:
2440:
2435:
2430:
2424:
2422:
2415:
2414:
2408:
2402:
2396:
2391:
2385:
2380:
2375:
2369:
2363:
2362:
2361:
2356:
2351:
2340:
2334:
2328:
2322:
2315:
2313:
2309:
2308:
2306:
2305:
2300:
2295:
2290:
2285:
2279:
2272:
2267:
2255:
2243:
2231:
2218:
2212:
2206:
2200:
2199:(Saudi Arabia)
2194:
2187:
2186:
2181:
2176:
2170:
2164:
2158:
2153:
2148:
2143:
2137:
2132:
2127:
2121:
2116:
2111:
2106:
2100:
2091:
2082:
2077:
2072:
2066:
2061:
2055:
2049:
2042:
2040:
2036:
2035:
2033:
2032:
2026:
2019:
2017:
2013:
2012:
2010:
2009:
2004:
1999:
1994:
1988:
1986:
1982:
1981:
1973:
1972:
1965:
1958:
1950:
1941:
1940:
1938:
1937:
1935:Acquiring bank
1932:
1926:
1924:
1920:
1919:
1917:
1916:
1911:
1906:
1901:
1896:
1891:
1886:
1881:
1876:
1871:
1866:
1860:
1858:
1854:
1853:
1851:
1850:
1845:
1840:
1835:
1829:
1827:
1823:
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992:. 13 June 2016
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685:(2): 161–170.
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99:Rickmansworth
96:
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67:
63:
60:
57:
53:
50:
47:
43:
39:
34:
19:
2687:
2644:Banco24Horas
2393:
2163:(Bangladesh)
2054:(Bangladesh)
1930:Issuing bank
1715:Grace period
1687:Cash advance
1630:Credit limit
1438:Hyundai Card
1347:Regional and
1212:. Retrieved
1208:
1198:
1186:. Retrieved
1182:
1172:
1161:. Retrieved
1157:
1147:
1136:. Retrieved
1134:. 2014-05-08
1131:
1122:
1110:. Retrieved
1100:
1088:. Retrieved
1078:
1066:. Retrieved
1057:
1045:. Retrieved
1041:the original
1031:
1020:. Retrieved
1016:
1006:
994:. Retrieved
989:
980:
968:. Retrieved
957:
945:. Retrieved
934:
922:. Retrieved
918:the original
908:
896:. Retrieved
886:
874:. Retrieved
864:
852:. Retrieved
847:
838:
826:. Retrieved
816:
805:. Retrieved
803:. 2007-03-06
800:
791:
779:. Retrieved
775:
765:
753:. Retrieved
743:
731:. Retrieved
721:
709:. Retrieved
699:
682:
678:
672:
660:. Retrieved
650:
636:
621:
609:. Retrieved
604:
580:. Retrieved
575:
566:
556:15 September
554:. Retrieved
549:
537:
525:. Retrieved
520:
511:
499:. Retrieved
494:
485:
445:
433:
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418:
383:
359:
355:
351:
347:
330:
321:
313:
302:
287:
285:
278:
254:
235:
209:
192:
173:
160:
159:
129:Barclays plc
94:Headquarters
69:Voca Limited
45:Company type
2656:A Toda Hora
2652:(Argentina)
2578:Cardtronics
2366:Carte Bleue
2261: [
2249: [
2237: [
2224: [
2175:(Sri Lanka)
2142:(Hong Kong)
2105:(Singapore)
2075:ATM Bersama
2071:(Indonesia)
1782:Card scheme
1765:Interchange
1529:Carte Bleue
1401:Diners Club
1292:Major cards
1285:debit cards
1090:13 November
402:Diners Club
212:HM Treasury
65:Predecessor
2710:Categories
2658:(Colombia)
2549:First Data
2401:(Portugal)
2399:Multibanco
2354:Cash Group
2345:(Germany)
2331:Bancontact
2193:(Malaysia)
2135:Nationlink
2060:(Pakistan)
2029:Multicaixa
1914:Smart card
1857:Technology
1746:Chargeback
1692:Charge-off
1554:Everything
1304:Mastercard
1214:2024-03-26
1163:2024-03-26
1158:TechCrunch
1138:2021-03-09
1022:2024-03-28
966:. BBC News
892:"VocaLink"
807:2024-03-28
477:References
410:MasterCard
370:Metro Bank
366:Nationwide
264:MasterCard
183:Background
177:MasterCard
142:Mastercard
113:Key people
86:2007-07-02
2668:GlobalNet
2664:(Uruguay)
2595:Interlink
2544:MoneyPass
2407:(Finland)
2372:KoronaPay
2333:(Belgium)
2321:(Ireland)
2211:(Bahrain)
2048:(Armenia)
1985:Worldwide
1979:by region
1777:Surcharge
1381:Cabcharge
1361:AzeriCard
436:Singapore
429:Bankgirot
374:Santander
251:LINK (UK)
137:Santander
73:LINK (UK)
2694:Category
2646:(Brazil)
2583:Allpoint
2468:Acculink
2428:Eufiserv
2394:Vocalink
2383:Sbercard
2374:(Russia)
2368:(France)
2359:CashPool
2343:Girocard
2337:Currence
2325:Bancomat
2288:CashTree
2274:Euronet
2215:UnionPay
2173:LankaPay
2169:(Israel)
2167:Isracard
2031:(Angola)
1826:Security
1707:Interest
1697:Debt-lag
1662:ATM card
1608:Accounts
1549:Eurocard
1534:Chipknip
1519:Bankcard
1488:UnionPay
1443:Isracard
1433:Girocard
1396:Discover
1376:BCA Card
1366:Bancomat
1331:Electron
1188:26 March
1112:15 March
996:28 March
970:July 22,
898:14 March
876:15 March
854:14 March
828:14 March
781:14 March
755:15 March
733:16 April
711:14 March
605:BBC News
582:16 April
527:14 March
450:See also
390:Girocard
288:VocaLink
161:Vocalink
59:Payments
55:Industry
31:Vocalink
2676:(Chile)
2674:Redbanc
2650:Banelco
2621:Oceania
2602:Presto!
2568:Interac
2448:TARGET2
2327:(Italy)
2283:Cashnet
2278:(India)
2230:(Japan)
2217:(China)
2124:BancNet
2109:EZ-Link
2098:ATM BNI
2089:ATM BCA
2025:(Egypt)
1923:Banking
1803:Interac
1756:Dispute
1734:Payment
1544:enRoute
1391:Dankort
1371:BC Card
1314:Maestro
947:19 July
611:21 July
149:Website
144:(97.3%)
84: (
79:Founded
49:Private
2670:(Peru)
2662:Banred
2628:EFTPOS
2607:SHAZAM
2534:fiserv
2488:CarIFS
2312:Europe
2205:(Iran)
2191:PayNet
2094:Treats
2016:Africa
1997:Cirrus
1798:Cirrus
1594:Proton
1584:Switch
1564:Mondex
1539:Choice
1514:Access
1473:PayPak
1408:EFTPOS
1281:charge
1277:Credit
1068:16 May
1047:16 May
924:16 May
729:. Bacs
727:"Bacs"
662:15 May
658:. Bacs
501:15 May
139:(2.7%)
2612:Zelle
2591:Visa
2503:Pulse
2405:Otto.
2303:RuPay
2276:BANCS
2270:Yucho
2265:]
2253:]
2246:LONGS
2241:]
2234:BANCS
2228:]
2184:CEFTS
2179:SLIPS
2156:JETCO
2140:CHATS
2114:MEPS+
2085:PRIMA
2058:1LINK
2052:BEFTN
2007:SWIFT
1808:Pulse
1599:V Pay
1559:Laser
1498:Verve
1478:RuPay
1463:Meeza
1326:Debit
1309:Debit
1108:. BGC
546:(PDF)
333:CHAPS
125:Owner
2554:STAR
2522:NYCE
2508:TYME
2388:Link
2293:MITR
2281:FIS
2258:MICS
2119:NETS
2080:Link
2069:ALTO
2064:MNET
2046:ArCa
2039:Asia
2002:Plus
1813:Plus
1679:Debt
1667:Fees
1579:Solo
1493:UATP
1483:Troy
1468:NETS
1458:MEPS
1356:ArCa
1336:Cash
1321:Visa
1283:and
1190:2024
1114:2013
1092:2014
1070:2017
1049:2017
998:2024
972:2014
949:2014
926:2017
900:2013
878:2013
856:2013
830:2013
783:2013
757:2013
735:2013
713:2013
664:2017
613:2016
584:2013
558:2010
529:2013
503:2017
466:LINK
461:Bacs
412:and
406:Visa
400:and
386:EAPS
362:HSBC
344:Zapp
318:LINK
299:Bacs
268:Visa
266:and
260:ATMs
200:Bacs
189:Bacs
169:LINK
135:and
71:and
2573:NCR
2559:MAC
2527:SUM
2517:FIS
2483:ATH
2378:Mir
2298:NFS
2221:ACS
2151:FPS
2146:EPS
2130:ENS
2103:atm
2023:123
1992:CLS
1879:EMV
1772:Fee
1589:PIN
1453:Mir
1448:JCB
1418:Elo
687:doi
2712::
2263:ja
2251:ja
2239:ja
2226:ja
1386:CB
1279:,
1207:.
1181:.
1156:.
1130:.
1015:.
988:.
846:.
799:.
774:.
681:.
603:.
592:^
574:.
548:.
519:.
493:.
416:.
408:,
376:.
372:,
368:,
364:,
131:,
102:,
2096:/
2087:/
1969:e
1962:t
1955:v
1269:e
1262:t
1255:v
1217:.
1192:.
1166:.
1141:.
1116:.
1094:.
1072:.
1051:.
1025:.
1000:.
974:.
951:.
928:.
902:.
880:.
858:.
832:.
810:.
785:.
759:.
737:.
715:.
693:.
689::
683:9
666:.
615:.
586:.
560:.
531:.
505:.
88:)
20:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.
