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265:"There is no need for them to prove that they were not at fault in the accident, or to prove another party was at fault in the accident." - I think this is outright incorrect, at least how no-fault insurance works in Ontario. Your insurance will still go up if you are legally found to be at fault so there is a vested interest in being legally found to be not at fault.
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No fault insurance has a larger basis - at least in Europe. Perhaps a page 'No-fault insurance' detailing the concept and then a specialist page for 'No-fault insurace: auto' - or 'No-fault insurance: auto-North
America'. Or subsection... No-fault insurance in common in the European medical sector,
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For some reason, Knowledge (like just about every other site that appears when you Google-search "no fault auto insurance states") omits
Delaware. Delaware has a mandatory no-fault ("PIP") requirement of at least 15/30 in coverage, although deductibles can occasionally swallow the rule. Here's the
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Several sections of this article seem to be incorrect or uncited. Specifically, there are several websites listsing currently twelve states with some form of no-fault insurance, while the article lists only eight. This should probably be cross-referenced with other sources, and cited to determine
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How can an article about no-fault accident insurance not mention New
Zealand, the first jurisdiction to implement comprehensively a no-fault, tort-action-barring system which survives to this day and is often cited as a model for other jurisdictions intending tort reform to emulate?
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I added some cites, changed the initial definition and just generally cleared up some of the ambiguous language. This article still has a long ways to go, particularly re: international perspectives, but it's a start. I'll try to work a little more on it in the future.
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It's pure legalese but fantastic in practice (when the insurance companies don't try to screw over their insureds), so here's the DE Insurance
Commissioner giving a highly simplistic explanation (see part 3 of the Basics: Personal Injury Protection):
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Good idea. I think everyone would welcome such expansion, we just need people with knowledge of the subject to come along. If you are able to add any specifics re Europe that would be great.
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In Europe, as far as I know, two countries have no-fault: Denmark and, well not really Europe, Israel. I have been involved as an expert in an
Israelian court, therefore I know that.
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I've tagged the subsection describing a no-fault fraud crisis in New York. I'm not from New york, nor do i practice there, but it completely lacks references and sounds a bit
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has noted a need for international perspectives: I would be grateful if consideration was also given for a broader handling of the topic.
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I was hoping to link some comments from a medical article but this page is not really appropriate. I see
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Don't know how
California snuck in there; it's a tort law state, not a no-fault state. See:
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