2168:
424:
servicing process. It also covered two companies previously purchased by Ocwen, Litton Loan
Servicing LP (“Litton”) and Homeward Residential Holdings LLC (previously known as American Home Mortgage Servicing, Inc. or AHMSI). Ocwen was also required to pay $ 125 million to the nearly 185,000 Ocwen, Litton, and Homeward borrowers who had been foreclosed upon and well as being required to adhere to significant new homeowner protections.
2194:
2181:
349:(R-AL) helped gather Republican support for the bill. The Senate then passed the bill by unanimous consent without debate. Aderholt said that he and supporters “were surprised that it came through at the eleventh hour there” in the Senate. President Obama vetoed the bill on Oct. 8, following outcry from homeowner advocates and increased scrutiny from the press.
177:
mean someone forges an executive's signature, or a lower-level employee signs his or her own name with a fake title. It can mean failing to comply with notary procedures. In all of these cases, robo-signing involves people signing documents and swearing to their accuracy without verifying any of the information."
165:, said in an interview with HousingWire reporter Jon Prior. "All the mortgage servicers do the same thing. They have people either on the inside or through outsourcers that we call Robo-signers. They just sign everything in sight, but the legal system requires that they actually know the information."
406:
entered the
Consent Order on September 30, 2014. The consent order addressed SunTrust's alleged misconduct regarding its mortgage servicing and foreclosure practices. SunTrust was also required to create a 40 million dollar fund for the approximately 45,000 SunTrust borrowers who were foreclosed upon
363:
Aderholt defended his bill in a statement: “There is absolutely no connection whatsoever between the
Interstate Recognition of Notarizations Act of 2010 and the recent foreclosure documentation problems… The bill expressly requires lawful notarizations, and in no way validates improper notarizations.
241:
ruled, in 2007, that "... it is apparent - and we so hold - that no substantive rights, obligations or defenses are affected by the use of the MERS device, there is no reason why mere form should overcome the salutary substance of permitting the use of this commercially effective means of business."
377:
On
February 9, 2012, it was announced that the five largest mortgage servicers (Ally/GMAC, Bank of America, Citi, JPMorgan Chase, and Wells Fargo) agreed to a historic settlement with the federal government and 49 states. The settlement, known as the National Mortgage Settlement (NMS), required the
176:
released two reports that robo-signing continued to be a major problem in U.S. courtrooms across
America. The AP defined robo-signing as a "variety of practices. It can mean a qualified executive in the mortgage industry signs a mortgage affidavit document without verifying the information. It can
389:
Joseph A. Smith, Jr., the North
Carolina Commissioner of Banks, was tapped to be the Settlement Monitor. He created the Office of Mortgage Settlement Oversight (OMSO) to ensure the banks were providing relief to homeowners and complying with the new mortgage servicing standards as required by the
423:
Financial
Corporation—who at the time, was the largest nonbank mortgage loan servicer in the country—and its subsidiary, Ocwen Loan Servicing, to provide $ 2 billion in first lien principal reduction to underwater borrowers. The consent order addressed Ocwen's misconduct during the mortgage
407:
between
January 1, 2008, and December 31, 2013. In addition, SunTrust was required to adhere to significant new homeowner protections. The consent order required that SunTrust follow the servicing standards set up by the 2012 National Mortgage Settlement (NMS) with the five largest banks.
195:
that operates an electronic registry designed to track servicing rights and ownership of mortgage loans in the United States. Since the 2010 crisis, 62 million mortgages are held in the name of MERS, and MERS has initiated thousands of foreclosures in the United States, claiming to be the
160:
On
September 21, 2010, HousingWire ran an article citing defects in affidavits used in some foreclosure cases at Ally Financial, formerly known as GMAC Mortgage. "This situation with GMAC isn't limited to GMAC," Margery Golant, of Golant & Golant, a foreclosure law firm in
289:
of 2010 would have required “any
Federal or State court to recognize any notarization made by a notary public licensed by a State other than the State where the court is located when such notarization occurs in or affects interstate commerce.” The bill, written by U.S. Rep.
321:
as S.2083 in 2007, but it ultimately stalled. The bill was again sponsored by Aderholt (R-AL) and introduced in the U.S. House of Representatives as H.R. 3808 on October 14, 2009. It passed by voice vote in the House on April 27, 2010. The bill was co-sponsored by Rep.
134:. This revelation led to increased scrutiny of foreclosure documentation. The practice was apparently common in the mortgage industry. In the weeks following the robo-signing revelation, other large banks came under fire for employing robo-signers as well, including
338:(D-VT). Leahy's staff said that they had received calls from “constituents” pressing for passage of the bill. But Leahy may have supported the bill after being lobbied by notaries at a September event in D.C. honoring President Calvin Coolidge.
378:
servicers to provide about $ 26 billion in relief to distressed homeowners and in direct payments to the states and federal government. This settlement amount makes the NMS the second largest civil settlement in U.S. history, only trailing the
200:
of record. Lawyers have contended in court that MERS has no legal right to initiate a foreclosure, because MERS does not own the loans in question. U.S. lending laws state that only the owner of a loan can initiate a foreclosure.
345:(D-PA), who was ushering through many pieces of last-minute legislation on behalf of the Democratic leadership on the final day before the Senate adjourned for recess, moved the bill from the Judiciary committee for a vote. Sen.
356:, emerged as one of the earliest critics of the bill, calling the timing of its passage “suspicious.” Brunner organized opposition to the bill, urging citizens to call and email the President and tell him not to sign the act.
1331:
286:
121:
testimony of mortgage company employees; Weidner recalled, "Tom and I were talking, and it was, 'Jesus, they're like robots!'" Weidner, a blogger, called them "robo signers" in a January 8, 2010 posting. In 2009,
130:'s Jeffrey Stephan and other robo-signers. News outlets reported that on September 14, 2010, Jeffrey Stephan testified that he had signed affidavits which he hadn't actually reviewed on behalf of
360:
senior editor John Carney called the bill “mysterious” and wrote that the bill “might bail out banks such as GMAC, JP Morgan Chase and Bank of America from their foreclosure gate troubles.”
101:, and other legal documents related to mortgage foreclosures and legal matters being created by persons without knowledge of the facts being attested to. It also includes accusations of
64:—responded by halting their foreclosure proceedings temporarily in some or all states. The foreclosure crisis caused significant investor fear in the U.S. A 2014 study published in the
564:
1335:
313:
The first version of the IRON Act (H.R. 1979), sponsored by Aderholt in 2005, passed the House of Representatives in December 2006. The same bill was later sponsored by U.S. Sen.
1158:
1211:
819:
788:
761:
1014:
48:
initiated by large banks and other lenders. The foreclosure crisis was extensively covered by news outlets beginning in October 2010, and several large banks—including
403:
402:
reached a settlement in 2014 requiring SunTrust Mortgage, Inc., to provide $ 500 million (~$ 634 million in 2023) in various forms of relief to borrowers. The
1389:
279:
1189:
1110:
364:
Enforcement of legal notarizations is a state responsibility and I fully support each state attorney general vigorously prosecuting all notarization fraud.”
694:
1284:
908:
303:
1037:"Factbox: Subhead Mortgage Electronic Registration System (MERS) in foreclosure case: Residential Funding Co., L.L.C. v. Saurman, 490 Mich. 909 (2011)"
485:
419:(CFPB), together with attorneys general and state banking regulators in 49 states, and the District of Columbia obtained a Consent Judgment requiring
1447:
2255:
938:
2220:
2152:
263:
1258:
1075:
1435:
868:
560:
586:
727:"Alumnus Fights to Stem Tide of "Robo-Signer" Foreclosures: Thomas Cox ('69) filed suit in Maine that led to national foreclosure freeze"
259:
2107:
1162:
1215:
2265:
784:
978:
186:
1613:
460:
753:
2122:
1004:
511:
251:
238:
382:. The five banks were also required to comply with 305 new mortgage servicing standards. Oklahoma under then-Attorney General
302:
notarized in Alabama, came under criticism in October 2010 from homeowner advocates who said it would have made it easier for
2260:
2245:
1512:
1136:
842:
726:
663:
2112:
416:
640:
534:
379:
1393:
2240:
2230:
2225:
2137:
262:
which would force courts to recognize out of state and electronic notarizations. The bill passed the Senate through a
1079:
1036:
2235:
1935:
1618:
250:
In an apparent attempt to resolve some of the issues with missing, lost, and sometimes fraudulent paperwork both the
66:
1185:
1102:
73:
One out of every 248 households in the United States received a foreclosure notice in September 2012, according to
1313:
318:
233:
have ruled against MERS right to file for foreclosures. MERS has however won court cases in other states such as
916:
2092:
2072:
1537:
612:
449:
433:
2198:
1332:"Secretary Brunner: Please tell President Obama NOT to sign the Interstate Recognition of Notarizations Act"
2102:
2046:
1651:
811:
686:
17:
1357:
882:
2051:
2041:
1608:
334:(D-AL). The bill was voted on in the U.S. Senate on Sept. 27 at the urging of Senate Judiciary Chairman
108:
wherein the notaries pre- and/or post-notarize the affidavits and signatures of so-called robo-signers.
1708:
1598:
2250:
1656:
1553:
1505:
1568:
942:
2184:
1850:
1739:
1588:
1436:
New York Times, Mortgage Plan Gives Billions to Homeowners, but With Exceptions, February 9, 2012
1262:
622:
Retrieved 20 May 2014; see also: Jason N. Houle, PhD, and Michael T. Light, PhD (17 April 2014).
113:
94:
126:
attorney Thomas Cox pointed out the wide-scale practice of robo-signing in depositions taken of
1950:
1910:
1676:
192:
153:
suspended judicial and non-judicial foreclosures across the United States over the potentially
117:
reported that foreclosure lawyer/advocates Thomas Ice and Matthew Weidner were discussing the
2011:
1991:
1965:
1955:
1915:
1783:
1744:
1646:
1603:
1593:
1578:
1558:
466:
202:
1132:
623:
2270:
2172:
1925:
1855:
1718:
1661:
1583:
1573:
1563:
1498:
1009:
255:
8:
2082:
1905:
1900:
1734:
1639:
1634:
617:
218:
162:
1259:"Obama Should Veto Bill That Makes It Harder For Foreclosure Victims To Challenge Banks"
970:
2132:
2006:
1960:
1940:
1773:
1754:
1696:
1671:
1186:"How The Controversial Foreclosure Bill Made It Through Congress With No Public Debate"
295:
2036:
1845:
1828:
1788:
1713:
1703:
1681:
1666:
438:
86:
2056:
2031:
1930:
1872:
1833:
1793:
399:
353:
299:
169:
118:
1237:
398:
The Federal government together with state attorneys general in 49 states and the
1920:
1867:
883:"SPECIAL REPORT: Banks still robo-signing, filing doubtful foreclosure documents"
730:
291:
237:, affirming its right to initiate foreclosures in those states. For example, the
150:
139:
49:
1415:
2147:
2127:
2087:
2026:
1808:
1778:
1448:"Oklahoma is lone maverick in national mortgage settlement signed by 49 states"
444:
342:
307:
298:
in his district alleviate issues with getting courts in other states to accept
146:
135:
131:
939:"Mortgage Electronic Registration System, Streamline Assignments of Mortgages"
664:"N.Y. area leads rise in foreclosure filings | Business & Technology"
2214:
1945:
1877:
1862:
1691:
1452:
346:
335:
102:
2117:
2016:
2001:
1975:
1798:
1764:
1103:"Obama Clarifies Pocket Veto Of Controversial Bill Related To Foreclosures"
454:
383:
323:
267:
2142:
1996:
1818:
1813:
1686:
1521:
869:"Former GMAC servicer Ally cleans up foreclosure process, citing defects"
331:
327:
275:
270:, fearing "unintended consequences on consumer protections" utilized his
217:. State courts remain sharply divided on the propriety of this practice.
127:
57:
45:
641:"California Now Leads U.S. Out of Housing Bust - Bloomberg | Brief"
2097:
1970:
314:
206:
154:
74:
1474:
1367:
197:
98:
89:
to describe the rubber-stamp process of mass production of false and
61:
53:
2077:
2021:
1823:
1749:
1532:
278:
by simply not signing the bill, and later by issuing a more formal
234:
226:
624:
The Home Foreclosure Crisis and Rising Suicide Rates, 2005 to 2010
191:
The Mortgage Electronic Registration Systems, known as MERS, is a
214:
173:
145:
In the fall of 2010, major U.S. lenders such as JP Morgan Chase,
90:
1133:"H.R.3808 - Interstate Recognition of Notarizations Act of 2009"
1882:
230:
210:
70:
linked the foreclosure crisis to an increase in suicide rates.
1490:
1238:"S.2083 - Interstate Recognition of Notarizations Act of 2007"
1005:"Foreclosuregate: Time to Break Up the Too-Big-to-Fail Banks?"
1838:
785:"Robo-signer effect on housing market reaching critical mass"
457:– a protest movement in order to save foreclosed homes.
420:
222:
123:
105:
1803:
1362:
357:
306:
to foreclose on homeowners without proper documentation or
271:
843:"Bank of America to Halt Foreclosures (BAC, C, JPM, WFC)"
404:
United States District Court for the District of Columbia
386:
held out and agreed to settle with the banks separately.
1390:"Aderholt Statement On The President's Veto Of His Bill"
1416:"Joint State-Federal Mortgage Servicing Settlement FAQ"
1285:"Obama Rejects Notary Bill Amid Foreclosure 'Caution'"
1159:"Obama Rejects Notary Bill Amid Foreclosure 'Caution'"
410:
1314:"Bank foreclosure cover seen in bill at Obama's desk"
1212:"Congressman Aderholt Introduces Notary Public Bill"
613:Foreclosures Linked To Higher Suicide Rates: Study
287:Interstate Recognition of Notarizations (IRON) Act
1307:
1305:
512:"Administration Shifts Focus on Foreclosure-Gate"
441:– a desired feature of vehicles like REMICS
2212:
971:"Factbox: The role of MERS in foreclosure furor"
561:"Foreclosure crisis: home equity loan time bomb"
1311:
909:"AP Exclusive: Mortgage 'robo-signing' goes on"
486:"Will Bankers go to Jail for Foreclosure-gate?"
393:
372:
1302:
44:, refers to a widespread epidemic of improper
2153:List of housing markets by real estate prices
1506:
1358:"Obama Rejects Foreclosure Gate Bailout Bill"
367:
1002:
245:
1063:Who Really Drove the Economy Into the Ditch
1029:
587:"Investor fears grow over foreclosure mess"
80:
2193:
1513:
1499:
1076:"Obama to veto foreclosure documents bill"
964:
962:
960:
579:
266:, and wasn't publicly debated. President
239:Third District Court of Appeals in Florida
1475:"Office of Mortgage Settlement Oversight"
812:"U.S. Banks Get Boxed In on Foreclosures"
1065:(New York: Algora Publishing, 2012) 250.
535:"White house urges calm on foreclosures"
1183:
1100:
998:
996:
968:
957:
558:
461:Real estate mortgage investment conduit
14:
2256:Mortgage industry of the United States
2213:
1078:. NPR. October 7, 2010. Archived from
809:
751:
745:
687:"Niche Lawyers Spawned Housing Fracas"
684:
252:United States House of Representatives
1494:
1192:from the original on December 1, 2010
1139:from the original on October 26, 2010
1113:from the original on October 12, 2010
1017:from the original on October 19, 2010
981:from the original on October 19, 2010
822:from the original on October 12, 2010
791:from the original on October 11, 2010
782:
764:from the original on October 10, 2010
697:from the original on January 25, 2011
567:from the original on October 22, 2010
532:
34:2010 United States foreclosure crisis
2221:Great Recession in the United States
2180:
993:
840:
661:
559:LaCapra, Lauren (October 18, 2010).
417:Consumer Financial Protection Bureau
352:Ohio's Secretary of State, Democrat
1312:Scot J. Paltrow (October 7, 2010).
1184:Delaney, Arthur (October 8, 2010).
1101:Delaney, Arthur (October 9, 2010).
754:"Robo-signer debate: Was it fraud?"
685:Whelan, Robbie (October 21, 2010).
411:Ocwen National Servicing Settlement
380:Tobacco Master Settlement Agreement
93:execution of mortgage assignments,
24:
2138:Undergraduate real estate programs
969:Paltrow, Scot (October 13, 2010).
628:American Journal of Public Health.
25:
2282:
1936:Investment rating for real estate
1003:Brown, Ellen (October 15, 2010).
866:
810:Reilly, David (October 9, 2010).
752:Whelan, Robie (October 7, 2010).
533:Segal, David (October 17, 2010).
85:"Robo-signing" is a term used by
67:American Journal of Public Health
2266:Urban decay in the United States
2192:
2179:
2167:
2166:
841:Bond, Andrew (October 8, 2010).
1520:
1467:
1440:
1429:
1408:
1382:
1350:
1324:
1277:
1251:
1230:
1204:
1177:
1151:
1125:
1094:
1068:
1055:
931:
915:. July 19, 2011. Archived from
901:
875:
860:
834:
803:
776:
724:
718:
709:
319:U.S. Senate Judiciary Committee
180:
2093:Graduate real estate education
1538:Tertiary sector of the economy
783:Prior, Jon (October 8, 2010).
678:
662:Levy, Dan (October 25, 2012).
655:
633:
605:
552:
526:
504:
478:
450:Independent foreclosure review
149:(formerly known as GMAC), and
13:
1:
611:Hunter Stuart (19 May 2014).
472:
317:(D-DE) and introduced in the
2261:United States housing bubble
2246:Economy of the United States
2047:Real estate investment trust
1652:Extraterrestrial real estate
394:National SunTrust Settlement
373:National Mortgage Settlement
205:against MERS are pending in
27:United States housing crisis
7:
2052:Real property administrator
2042:Real estate investment club
427:
36:, sometimes referred to as
10:
2287:
1709:Private equity real estate
1061:as cited by Joseph Fried,
434:2007–2008 financial crisis
368:Legal action against banks
184:
157:practice of robo-signing.
2241:2010 in the United States
2231:2010s in economic history
2226:2000s in economic history
2161:
2065:
1984:
1891:
1763:
1727:
1657:International real estate
1627:
1546:
1528:
274:powers, at first using a
246:Attempted legislative fix
2236:2010 in economic history
81:Robo-signing controversy
1851:Real estate transaction
1740:Real estate development
816:The Wall Street Journal
758:The Wall Street Journal
691:The Wall Street Journal
114:The Wall Street Journal
1951:Real estate derivative
1911:Effective gross income
1677:Healthcare real estate
630:Retrieved 26 May 2014.
280:protective-return veto
203:Class action law suits
193:privately held company
168:On July 18, 2011, the
2108:Industry trade groups
2012:Exclusive buyer agent
1966:Real estate valuation
1956:Real estate economics
1916:Gross rent multiplier
1745:Real estate investing
1647:Corporate Real Estate
643:. Bloombergbriefs.com
467:Shadow banking system
111:On October 21, 2010,
1926:Highest and best use
1892:Economics, financing
1856:Real estate contract
1750:Real estate flipping
1719:Residential property
1662:Lease administration
1614:United Arab Emirates
1165:on November 11, 2010
945:on December 30, 2010
400:District of Columbia
256:United States Senate
219:State supreme courts
1906:Capitalization rate
1901:Asset-based lending
1735:Property management
1640:Commercial building
1635:Commercial property
1396:on December 9, 2010
1265:on December 9, 2010
1188:. Huffington Post.
1082:on October 11, 2010
919:on February 4, 2012
666:. The Seattle Times
618:The Huffington Post
304:mortgage processors
296:court stenographers
163:Boca Raton, Florida
2133:Real estate trends
2037:Real estate broker
2007:Chartered Surveyor
1961:Real estate bubble
1941:Mortgage insurance
1774:Adverse possession
1697:Luxury real estate
1672:Garden real estate
1218:on January 6, 2010
593:. October 14, 2010
539:The New York Times
514:. October 20, 2010
492:. October 19, 2010
87:consumer advocates
2208:
2207:
1846:Property abstract
1829:Land registration
1789:Concurrent estate
1714:Real estate owned
1704:Off-plan property
1682:Vacation property
1667:Niche real estate
733:on August 4, 2020
439:Bankruptcy remote
16:(Redirected from
2278:
2251:Financial crises
2196:
2195:
2183:
2182:
2170:
2169:
2113:Investment firms
2032:Property manager
1931:Home equity loan
1834:Leasehold estate
1794:Conditional sale
1515:
1508:
1501:
1492:
1491:
1486:
1485:
1483:
1481:
1471:
1465:
1464:
1462:
1460:
1444:
1438:
1433:
1427:
1426:
1424:
1422:
1412:
1406:
1405:
1403:
1401:
1392:. Archived from
1386:
1380:
1379:
1377:
1375:
1370:on July 10, 2012
1366:. Archived from
1354:
1348:
1347:
1345:
1343:
1338:on March 6, 2012
1334:. Archived from
1328:
1322:
1321:
1309:
1300:
1299:
1297:
1295:
1281:
1275:
1274:
1272:
1270:
1261:. Archived from
1255:
1249:
1248:
1246:
1244:
1234:
1228:
1227:
1225:
1223:
1214:. Archived from
1208:
1202:
1201:
1199:
1197:
1181:
1175:
1174:
1172:
1170:
1161:. Archived from
1155:
1149:
1148:
1146:
1144:
1129:
1123:
1122:
1120:
1118:
1098:
1092:
1091:
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1027:
1026:
1024:
1022:
1000:
991:
990:
988:
986:
966:
955:
954:
952:
950:
941:. Archived from
935:
929:
928:
926:
924:
905:
899:
898:
896:
894:
879:
873:
872:
864:
858:
857:
855:
853:
838:
832:
831:
829:
827:
807:
801:
800:
798:
796:
787:. Housing Wire.
780:
774:
773:
771:
769:
749:
743:
742:
740:
738:
729:. Archived from
722:
716:
713:
707:
706:
704:
702:
682:
676:
675:
673:
671:
659:
653:
652:
650:
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637:
631:
609:
603:
602:
600:
598:
583:
577:
576:
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572:
556:
550:
549:
547:
545:
530:
524:
523:
521:
519:
508:
502:
501:
499:
497:
482:
354:Jennifer Brunner
330:(R-DE) and Rep.
170:Associated Press
38:Foreclosure-gate
21:
2286:
2285:
2281:
2280:
2279:
2277:
2276:
2275:
2211:
2210:
2209:
2204:
2157:
2061:
1980:
1921:Hard money loan
1893:
1887:
1868:Rent regulation
1759:
1723:
1623:
1542:
1524:
1519:
1489:
1479:
1477:
1473:
1472:
1468:
1458:
1456:
1446:
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1441:
1434:
1430:
1420:
1418:
1414:
1413:
1409:
1399:
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1388:
1387:
1383:
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1371:
1356:
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1341:
1339:
1330:
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1325:
1310:
1303:
1293:
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1283:
1282:
1278:
1268:
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1256:
1252:
1242:
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1231:
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1219:
1210:
1209:
1205:
1195:
1193:
1182:
1178:
1168:
1166:
1157:
1156:
1152:
1142:
1140:
1131:
1130:
1126:
1116:
1114:
1107:Huffington Post
1099:
1095:
1085:
1083:
1074:
1073:
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890:
889:. July 18, 2011
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715:Jeffrey Stephan
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294:(R-AL) to help
292:Robert Aderholt
248:
189:
183:
151:Bank of America
140:Bank of America
83:
50:Bank of America
42:Foreclosuregate
28:
23:
22:
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2199:List of topics
2189:
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2159:
2158:
2156:
2155:
2150:
2148:Urban planning
2145:
2140:
2135:
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2128:Property cycle
2125:
2120:
2115:
2110:
2105:
2100:
2095:
2090:
2088:Gentrification
2085:
2080:
2075:
2069:
2067:
2063:
2062:
2060:
2059:
2054:
2049:
2044:
2039:
2034:
2029:
2027:Moving company
2024:
2019:
2014:
2009:
2004:
1999:
1994:
1988:
1986:
1982:
1981:
1979:
1978:
1973:
1968:
1963:
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1821:
1816:
1811:
1809:Eminent domain
1806:
1801:
1796:
1791:
1786:
1781:
1779:Chain of title
1776:
1770:
1768:
1767:and regulation
1761:
1760:
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1619:United Kingdom
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1054:
1043:. July 9, 2014
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563:. The Street.
551:
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458:
452:
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445:Chain of title
442:
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308:chain of title
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185:Main article:
182:
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147:Ally Financial
136:JPMorgan Chase
132:Ally Financial
82:
79:
26:
9:
6:
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2:
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1946:Mortgage loan
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1914:
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1894:and valuation
1890:
1884:
1881:
1879:
1878:Torrens title
1876:
1874:
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1869:
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1864:
1863:Real property
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1692:Golf property
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1453:The Oklahoman
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1016:
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1010:YES! Magazine
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748:
732:
728:
725:Cox, Thomas.
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347:Jeff Sessions
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336:Patrick Leahy
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326:(D-IA), Rep.
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95:satisfactions
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2171:
2118:Land banking
2017:Land banking
2002:Buyer broker
1976:Rental value
1799:Conveyancing
1609:Saudi Arabia
1478:. Retrieved
1469:
1457:. Retrieved
1451:
1442:
1431:
1419:. Retrieved
1410:
1398:. Retrieved
1394:the original
1384:
1372:. Retrieved
1368:the original
1361:
1352:
1340:. Retrieved
1336:the original
1326:
1317:
1292:. Retrieved
1288:
1279:
1267:. Retrieved
1263:the original
1253:
1241:. Retrieved
1232:
1220:. Retrieved
1216:the original
1206:
1194:. Retrieved
1179:
1167:. Retrieved
1163:the original
1153:
1141:. Retrieved
1127:
1115:. Retrieved
1106:
1096:
1084:. Retrieved
1080:the original
1070:
1062:
1057:
1045:. Retrieved
1040:
1031:
1019:. Retrieved
1008:
983:. Retrieved
974:
947:. Retrieved
943:the original
933:
921:. Retrieved
917:the original
912:
903:
891:. Retrieved
886:
877:
867:Prior, Jon.
862:
850:. Retrieved
846:
836:
824:. Retrieved
815:
805:
793:. Retrieved
778:
766:. Retrieved
757:
747:
737:February 16,
735:. Retrieved
731:the original
720:
711:
699:. Retrieved
690:
680:
668:. Retrieved
657:
645:. Retrieved
635:
627:
616:
607:
595:. Retrieved
590:
581:
569:. Retrieved
554:
542:. Retrieved
538:
528:
516:. Retrieved
506:
494:. Retrieved
489:
480:
455:Occupy Homes
414:
397:
388:
384:Scott Pruitt
376:
362:
351:
343:Robert Casey
340:
324:Bruce Braley
312:
284:
268:Barack Obama
249:
190:
181:Role of MERS
167:
159:
144:
112:
110:
84:
72:
65:
46:foreclosures
41:
37:
33:
31:
29:
18:Robo-signing
2271:Foreclosure
2143:Urban decay
1997:Buyer agent
1819:Foreclosure
1814:Encumbrance
1687:Arable land
1599:Puerto Rico
1547:By location
1522:Real estate
1400:December 7,
1374:December 7,
1294:December 7,
1269:December 7,
1243:December 7,
1222:December 7,
1196:December 7,
1169:December 7,
1143:December 7,
1117:October 21,
1086:October 18,
1041:Zamzow PLLC
1021:October 19,
985:October 18,
852:January 15,
826:October 18,
795:October 18,
768:October 18,
701:January 27,
670:January 15,
647:January 15,
597:October 18,
571:October 18,
544:October 18,
518:October 21,
496:October 21,
332:Artur Davis
328:Mike Castle
300:depositions
276:pocket veto
264:verbal vote
58:Wells Fargo
2215:Categories
2098:Green belt
1971:Remortgage
1755:Relocation
1554:Bangladesh
1459:January 5,
913:Yahoo News
473:References
315:Tom Carper
207:California
155:fraudulent
119:deposition
99:affidavits
75:RealtyTrac
2083:Filtering
2073:Companies
1992:Appraiser
1873:Severance
1569:Indonesia
1342:March 26,
1289:Bloomberg
949:April 30,
923:March 26,
260:H.R. 3808
198:mortgagee
62:Citigroup
54:JP Morgan
2173:Category
2078:Eviction
2022:Landlord
1824:Land law
1589:Pakistan
1533:Property
1480:June 15,
1421:June 15,
1190:Archived
1137:Archived
1111:Archived
1047:July 10,
1015:Archived
979:Archived
893:July 19,
847:Fool.com
820:Archived
789:Archived
762:Archived
695:Archived
565:Archived
428:See also
254:and the
235:Michigan
227:Arkansas
2186:Commons
2103:Indices
1985:Parties
1784:Closing
1728:Sectors
1318:Reuters
975:Reuters
887:Reuters
591:Reuters
463:(REMIC)
258:passed
215:Arizona
174:Reuters
2191:
2178:
2165:
2123:People
2057:Tenant
1883:Zoning
1604:Russia
1594:Panama
1579:Turkey
1559:Canada
231:Kansas
229:, and
213:, and
211:Nevada
103:notary
91:forged
60:, and
2066:Other
1839:Lease
1628:Types
1584:Kenya
1574:Italy
1564:China
421:Ocwen
390:NMS.
341:Sen.
223:Maine
124:Maine
106:fraud
1804:Deed
1482:2015
1461:2015
1423:2015
1402:2010
1376:2010
1363:CNBC
1344:2020
1296:2010
1271:2010
1245:2010
1224:2010
1198:2010
1171:2010
1145:2010
1119:2010
1088:2010
1049:2014
1023:2010
987:2010
951:2009
925:2020
895:2011
854:2013
828:2010
797:2010
770:2010
739:2013
703:2011
672:2013
649:2013
599:2010
573:2010
546:2010
520:2010
498:2010
490:Time
415:The
358:CNBC
285:The
272:veto
187:MERS
172:and
138:and
128:GMAC
32:The
1765:Law
626:.
221:in
40:or
2217::
1450:.
1360:.
1316:.
1304:^
1287:.
1135:.
1109:.
1105:.
1039:.
1013:.
1007:.
995:^
977:.
973:.
959:^
911:.
885:.
845:.
818:.
814:.
760:.
756:.
693:.
689:.
615:.
589:.
537:.
488:.
310:.
282:.
225:,
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1500:v
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1320:.
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1200:.
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1025:.
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953:.
927:.
897:.
871:.
856:.
830:.
799:.
772:.
741:.
705:.
674:.
651:.
620:.
601:.
575:.
548:.
522:.
500:.
20:)
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