228:
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472:. The booking starts from 1 September 2020 and the last date of booking is 15 October 2020. These houses are located in 19 cities in the state of Uttar Pradesh. People from poor families will be able to buy these houses for only ₹3.5 lakh. All those people whose annual income is less than ₹3 lakh are eligible to apply for these houses. The Uttar Pradesh Housing Development Council had earlier kept the repayment time of the house up to 5 years, which has been changed to 3 years.
68:
27:
416:, Village Housing Programme (VHP) was introduced providing loans to individuals and cooperatives of up to ₹5,000 per unit. Only 67,000 houses could be constructed in this scheme till the end of the fifth Five Year Plan (1974–1979). Another scheme introduced in the fourth called House Sites-cum-Construction Assistance Scheme (HSCAS) was also transferred to the State Sector from 1974 to 1975.
468:(US$ 24 billion) from the central government. Under the Pradhan Mantri Awas Yojana, a subsidy of ₹2.67 lakh is provided by the government on the interest of home loan for buying a house. The Uttar Pradesh Housing Development Council will provide houses at affordable rates under the Pradhan Mantri Awas Yojana. Applications have been sought under this scheme for about 3,516 houses in
475:
Indira Awas Yojana or IAY is one of the first centralised housing schemes for
Indians. It was introduced by the then Prime Minister, Rajiv Gandhi, in 1985. The scheme's primary objective was to provide housing for the economically weaker sections in the country, and individuals belonging to below the
651:
Site selection was to be made by the states in consultation with the Centre giving priority to district headquarters, cities of religious heritage and tourist importance, with due consideration to the criterion of the pace of growth of the city, of slums within the city and predominance of
Scheduled
572:
As of 25 April 2016, the government has identified 2,508 cities and towns in 26 states for beginning construction of houses for urban poor. Construction of 1,86,777 additional houses for the benefit of urban poor with an investment of ₹11,169 cr with central assistance of ₹2,797 cr was approved in
484:
The features of
Pradhan Mantri Awas Yojana are that the government will provide an interest subsidy of 6.5% (for EWS and LIG), 4% for MIG-I and 3% for MIG-II on housing loans availed by the beneficiaries for a period of 20 years under credit link subsidy scheme (CLSS) from the start of a loan. The
521:(b) EWS (Economic Weaker Section) family income limit is ₹3 lakhs per annum and for LIG (Lower Income Group) Family Income limit is ₹6 Lakhs per annum, and Middle Income Group -(MIG-I) income between ₹6 lakhs to ₹12 lakhs per annum, (MIG-II) income between ₹12 lakhs to ₹18 lakhs per annum.
632:
program that attempts to help slum dwellers gain appropriate housing and address the processes by which slums are created and reproduced. It was introduced by the Indian government's
Ministry of Housing and urban poverty Alleviation. The programme was a
476:
poverty line or BPL. At first, its benefits were exclusive to beneficiaries from the
Scheduled Caste and Scheduled Tribe minority groups. However, as of 2016, IAY was officially merged with the Pradhan Mantri Awas Yojana Gramin scheme.
637:, which ran from 2013 to 2014. The scheme aimed to make India slum-free by 2022 by providing people with shelter or housing, free of cost. It began with a pilot project, before launching in mission mode. The government earmarked
485:
houses under
Pradhan Mantri Awas Yojana would be constructed through an eco-friendly technology while allotting ground floors in any housing scheme under PMAY, preference will be given to differently-abled and older persons.
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356:) for the rural poor, the former administered by Ministry of Housing and Urban Affairs and the latter by Ministry of Rural Development. This scheme converges with other schemes to ensure that houses have a
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434:
As a part of the continuous efforts of the Indian
Government to fulfill the housing needs of rural and urban poor, Pradhan Mantri Awaas Yojana was launched by Prime Minister
832:
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February 2018, taking the cumulative total houses approved to 39,25,240 houses including subsumed RAY scheme, of the targeted 1 crore houses by March 2022.
810:
945:
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258:
530:
e) Currently, the loan applicant should not own any property under their name and along with any of the family members (including the dependents).
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to facilitate access to affordable housing for the low and moderate-income residents of the country. It envisaged a target of building 2
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40:
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d) The loan applicant should not have availed any central/state government subsidy or benefit for buying a home under the PMAY scheme.
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f) The home renovation or improvement loans, self-construction loans will be allocated only for EWS and LIG categories.
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100:
500:(US$ 5.3 billion) for construction of 6,83,724 houses for urban poor including central assistance commitment of
205:
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54:
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in 1985, the public housing programme in India got a boost. IAY was launched as a rural housing programme targeting
46:
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c) The beneficiary should not have an own dwelling unit in the name of any family member in any part of India.
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Caste, Scheduled Tribe and minority population and other weaker and vulnerable section of the society.
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406:
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Tamil Nadu, 40,623 houses in 65 cities and towns with an investment of ₹2,314 crore (c. Feb 2018)
410:
368:
243:
227:
78:
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Maharashtra, 12,123 houses in 13 cities and towns with an investment of ₹868 crore (c. Feb 2018)
393:
Public housing programme in India started with the rehabilitation of refugees immediately after
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Uttarakhand, 6,226 houses in 57 cities and towns with an investment of ₹258 crore (c. Feb 2018)
1053:"Pradhan Mantri Awas Yojana: 2,508 cities selected under Modi's scheme for affordable housing"
616:
West Bengal 7,682 houses in 17 cities and towns with an investment of ₹318 crore (c. Feb 2018)
592:
Haryana, 53,290 houses in 38 cities and towns with an investment of ₹4,322 crore (c. Feb 2018)
693:
357:
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Gujarat, 15,584 houses in 45 cities and towns with an investment of ₹946 crore (c. Feb 2018)
1103:
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Orissa, 5,133 houses in 26 cities and towns with an investment of ₹156 crore (c. Feb 2018)
544:
3 Phases of PMAY envisage starting and completing the house construction work as follows:
8:
681:
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75 lakh by 10 basis points. From June 15, 2017, the rate for the same will be 8.55-8.6%.
653:
326:
183:
Please help update this article to reflect recent events or newly available information.
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946:"Modi government to rename new-look Indira Awaas Yojana to Pradhan Mantri Awaas Yojana"
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Karnataka, 32,656 houses in 95 cities with an investment of ₹1,461 crore (c. Feb 2018)
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450:
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ICICI Bank is giving subsidized home loans to the people eligible for this scheme.
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The houses given under this scheme will be owned by females or jointly with males.
413:
361:
648:. One million beneficiaries were proposed to be covered under Rajiv Awas Yojana.
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Kerala, 9,461 houses in 52 cities with an investment of ₹284 crore (c. Feb 2018)
427:
and the
Minority population. The programme was gradually extended to cover all
1139:
1084:"ICICI Bank launches home loan with subsidy under Pradhan Mantri Awas Yojana"
857:
793:
469:
435:
248:
846:"10 lakh homes built under Pradhan Mantri Awas Yojana (Gramin): Government"
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420:
402:
766:
Chauhan, ArbindKumar; Chaudhary, Shiv; Kumar, Shivkumar
Chauhan (2019).
333:(20 million) affordable houses by 31 March 2022. It has two components:
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With the launch of Indira Awas Yojana (IAY) by the then Prime
Minister
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in urban areas by the year 2022 through the financial assistance of
67:
983:"What is the eligibility for Pradhan Mantri Awas Yojana scheme?"
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from April 2017 to March 2019 to cover an additional 200 cities.
772:
Indian Journal of Health Sciences and Biomedical Research KLEU
644:(US$ 3.9 billion) for its implementation during India's
464:
442:
330:
724:"Housing for All scheme gets govt nod: All you need to know"
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from April 2019 to March 2021 to cover the remaining cities.
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has now slashed down the interest rate of home loans above
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305:
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811:"Over 300 cities identified for 'Housing for All' scheme"
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in June 2015 with an aim to provide affordable housing.
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All you wanted to know about Pradhan Mantri Awas Yojana
972:
747:"305 Cities Identified Under 'Housing for All' Scheme"
765:
672:(easier access to online identity proof and services)
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families were provided houses in different parts of
92:. Unsourced material may be challenged and removed.
551:from April 2015 to March 2017 to cover 100 cities.
259:Ministry of Housing and Urban Poverty Alleviation
1137:
926:"Urban houses under PM Awas Yojana must belong"
389:List of Indian states by rate of home ownership
493:The government has approved an investment of
567:
1120:"CCEA approves launch of Rajiv Awas Yojana"
1108:, Press Information Bureau, 5 February 2014
684:(food security card's national portability)
325:) is a credit-linked subsidy scheme by the
55:Learn how and when to remove these messages
405:. In 1957, within the ambit of the second
226:
968:. Reserve Bank of India. 10 January 2018.
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206:Learn how and when to remove this message
152:Learn how and when to remove this message
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1003:"Reserve Bank of India - Notifications"
702:(clean cooking gas connections for all)
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510:
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1028:"Reserve Bank of India - RBI Bulletin"
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768:"Do noise stress impact to addiction?"
507:(US$ 1.2 billion) by April 2016.
441:Under PMAY, it is proposed to build 2
364:for universal electricity connection,
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800:
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445:houses for the urban poor including
346:Pradhan Mantri Awaas Yojana (Gramin)
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90:adding citations to reliable sources
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580:Jammu and Kashmir – 19 cities/towns
13:
518:(a) Beneficiary max age 70 years.
221:Pradhan Mantri Awas Yojana (Urban)
14:
1177:
900:"Indira Awas Yojana - Guidelines"
678:(water connection for each house)
628:"Rajiv Awas Yojana (RAY)" was an
577:Chhattisgarh – 1,000 cities/towns
36:This article has multiple issues.
688:Saubhagya electrification scheme
586:Madhya Pradesh – 74 cities/towns
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1151:Modi administration initiatives
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879:"Indira Awas Yojana - Histrory"
690:(electrification of all houses)
77:needs additional citations for
44:or discuss these issues on the
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835:, Business Standard, Feb 2017.
785:10.4103/kleuhsj.kleuhsj_170_18
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1156:Ministry of Urban Development
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1161:2015 establishments in India
1061:, 4 May 2016, archived from
447:Economically Weaker Sections
101:"Pradhan Mantri Awas Yojana"
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1166:Government schemes in India
682:One Nation, One Ration Card
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583:Jharkhand – 15 cities/towns
16:Housing initiative in India
10:
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635:Centrally Sponsored Scheme
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379:banking facilities, etc.
335:Pradhan Mantri Awas Yojana
319:Pradhan Mantri Awas Yojana
568:States and cities covered
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397:. Till 1960, nearly five
344:) for the urban poor and
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177:This article needs to be
696:(toilet for all houses)
988:Business Insider India
371:connection, access to
1058:The Financial Express
694:Swachh Bharat Mission
280:; 9 years ago
621:Private contributors
515:Condition for PMAY:
511:Eligibility criteria
86:improve this article
852:. 1 December 2017.
732:, 15 September 2015
646:12th Five Year Plan
327:Government of India
1128:, 3 September 2013
1089:The Times of India
954:, 29 December 2015
951:The Economic Times
931:The Economic Times
850:The Economic Times
676:Jal Jeevan Mission
431:(BPL) population.
429:Below Poverty Line
269:Hardeep Singh Puri
1125:Business Standard
1105:Rajiv Awas Yojana
630:Indian government
451:Low-Income Groups
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886:pmayg.nic.in
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861:. Retrieved
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642:32,230 crore
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561:PMAY Phase-3
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549:PMAY Phase-1
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421:Rajiv Gandhi
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189:October 2018
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84:Please help
79:verification
76:
52:
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38:Please help
35:
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1012:13 December
1140:Categories
707:References
670:DigiLocker
480:The scheme
387:See also:
285:2015-06-25
265:Key people
112:newspapers
41:improve it
858:0013-0389
794:2542-6214
589:Rajasthan
352:and also
47:talk page
1037:14 March
778:(1): 3.
664:See also
377:Jan Dhan
275:Launched
255:Ministry
888:. 2013.
489:Finance
383:History
338:(Urban)
306:pmaymis
301:Website
283: (
235:Country
179:updated
126:scholar
1069:31 May
863:7 June
856:
792:
540:Phases
358:toilet
354:PMAY-R
350:PMAY-G
342:PMAY-U
296:Active
293:Status
128:
121:
114:
107:
99:
903:(PDF)
882:(PDF)
465:crore
443:crore
425:SC/ST
414:Nehru
331:crore
238:India
133:JSTOR
119:books
1071:2016
1039:2024
1014:2023
865:2024
854:ISSN
790:ISSN
752:NDTV
462:lakh
449:and
399:lakh
375:and
323:PMAY
308:.gov
105:news
780:doi
654:SBI
409:of
369:LPG
310:.in
88:by
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348:(
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130:·
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53:(
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