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was full time at the age of 13, later moving from mill work to farming, printer's apprentice and then becoming a local jobbing printer. His work with the church was recognized by the elders and he benefitted from their personal tuition. Amongst other activities he helped the blind secretary of Leek United
Permanent Benefit Building Society by reading to him. Hill became increasingly involved with the administration of the Leek and that became his main work from 1896. It was from the position of Secretary to the Leek that he was recruited by the Halifax in 1903, at the age of 37.
314:, with the āInvestmentā omitted from its title. Jonas Tylor, a 24-year-old lawyer's clerk, was appointed Secretary and he was supported as president by John Fisher, manager of the Halifax Joint Stock Banking Company. Jonas Taylor was to serve as Secretary of the Halifax for almost fifty years and he was responsible for the society's strategy of branch expansion from its beginning. Three branches were opened in its first year and by 1862 there was a total of 12 branches, all within Halifax. The first move out of Halifax came in 1862 with the formation of a branch in
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day for up to Ā£2999.99 and Ā£3 per day for over Ā£3000.00. For unarranged overdrafts the fee is Ā£5 per day. Credit interest has been replaced by a Ā£5 net payment every month if customers abide by the terms of the 'Reward current account'. These changes were implemented to all current account customers (except student accounts) from
December 2009. These changes caused a great deal of media attention at the time of the change, with
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47:
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the time of the merger the
Halifax Permanent had assets of Ā£33m and the Equitable Ā£14m. One of the features of the Equitable was that it had formed its own bank in 1900 ā the Halifax Equitable Bank. Although independent from the building society, only society members could buy shares. The Equitable Bank was sold to the
574:
was passed. The aim of the Act was to simplify the corporate structure of HBOS. The Act was fully implemented on 17 September 2007 and the assets and liabilities of
Halifax plc transferred to Bank of Scotland plc. The Halifax brand name was to be retained as a trading name, but it no longer exists as
394:
and
Martins on the grounds that banking was best left to specialists. The Halifax Permanent Building Society paralleled the Equitable by forming its own bank in 1910 ā the Halifax and District Permanent Banking Company ā but that was sold in 1917. Following the merger, branches were quickly opened in
353:
After the death of Jonas Taylor, the appointment of his successor brought in Enoch Hill, destined to be one of the great names in building society history. Hill was a mill worker's son becoming a āhalf timerā in a Leek silk mill aged 8, with little of the required afternoon education forthcoming. He
419:
in 1930. On the back of the expansion in branches and agencies, and helped by the boom in private housing, assets increased from Ā£47m after the 1928 merger to Ā£123m in 1938. That was the year in which Sir Enoch Hill retired, at the age of 72, having been in charge of the
Halifax for 35 years. He had
618:
cards. They also align themselves with all other
Halifax current accounts with an increased ATM daily withdrawal limit of Ā£500. Instead, all overdraft-eligible Halifax 'Standard current account' customers pay Ā£1 per day for being overdrawn by up to Ā£1999.99 within an arranged overdraft, and Ā£2 per
389:
By 1928 Halifax was in the unique position of having the two largest building societies in the country and they decided to merge. The
Halifax Equitable Building Society had been formed in 1871 and it too grew rapidly. By 1911 it claimed to be the 11th largest; third by 1921 and second by 1924. At
609:
In
February 2009, Halifax made significant changes to its current accounts. From then, all new standard current accounts had zero credit and debit interest, along with no paid and unpaid item charges (which were previously up to Ā£35). Halifax has replaced their basic 'Easycash' account with the
357:
One of Hill's early decisions was to concentrate on owner occupiers, particularly the cheaper properties. In 1904/5 the
Halifax claimed to have opened more new accounts than any incorporated building society in the UK; in 1908 it had the largest advances and by 1913 it was the largest building
336:
The 1903 history dutifully recorded the branch expansion in the late decades of the nineteenth century. By 1871 another ten local offices had been opened, supported by the construction of a new head office in 1873. Another 22 were opened in the next decade including the important cities of
309:
which carried out lending. Its decision to withdraw from lending led directly to the formation of the building society. The Halifax Permanent Building and Investment Society was proposed by the town's leaders at a meeting in December 1852. Its rules were ratified in February 1853 and it was
325:, a local mill owner, financed the building of working-class houses ābuilt cheaply, perhaps without tasteā through his Goahead Building Club. His subsequent plan to build a āsuperior class of dwellingsā involved the formation of a Building Association and it was this development of the
440:
A new head office was built at Trinity Road, Halifax, in 1973. The distinctive diamond-shaped building was used on marketing material during the 1980s and 1990s. Underneath the building is a specially constructed deedstore which is used to store property
445:
for a one-off charge of Ā£10. It is computerised and could originally be filled with Halon gas in the event of fire. Its importance has diminished in recent years because property data is now kept on a central database kept by
2498:
473:
which allowed societies greater financial freedoms, and diversification into other markets. Accordingly, the Halifax acquired an estate agent to complement its mortgage business. It also expanded by offering
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demutualised in 1989, the process was not repeated until the late 1990s, when most of the large societies announced demutualisation plans. In 1995, the Halifax announced it was to merge with the
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been Chairman of the National Association of Building Societies from 1921 to 1933; the first secretary of the International Congress of Building Societies in 1914 and was knighted in 1928.
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in January 2009 amid falling share price and speculation as to its future. Bank of Scotland plc (including its brands such as Halifax) became a wholly owned subsidiary of the group.
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On 14 November 2009, HBOS was hit by a power failure which affected all branches, cash machines and online banking. The bank said that the power failure occurred at an IT centre in
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office followed in 1924. Between 1918 and 1928 around 100 new branches and agencies were opened, doubling the Halifax's coverage; that decade finished with new offices in
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in 1853. By 1913 it had developed into the UK's largest building society and continued to grow and prosper and maintained this position within the UK until 1997 when it
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563:, HBOS's main retail bank in Ireland, announced that it would be rebranding its retail business as Halifax, citing the Irish public's exposure to Halifax advertising on
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urging Halifax customers to keep their accounts in credit wherever possible, or consider moving their accounts to an alternative bank, in response to the new charges.
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345:; the Halifax had developed a significant regional presence. By 1902 there were 11 principal branches, all in Yorkshire cities, with a further 49 smaller branches.
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As Halifax plc, the new bank was the fifth largest in the UK in terms of market capitalisation. Further expansion took place with the 1996 acquisition of
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on 2 June 1997. Over 7.5 million customers of the Society became shareholders of the new bank, the largest extension of shareholders in UK history.
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which caused several problems for Halifax's banking system. Halifax's online banking system did not recover from the power failure for several hours.
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One of the features of the Halifax was its willingness to finance the philanthropic housing development by prominent local businessmen.
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On Boxing Day 2000, Halifax started a successful marketing campaign, which was continued after the creations of HBOS.
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instead of mutually owned organisations, owned by the customers who borrowed and saved with the society. Although the
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In 2001, a wave of consolidation in the UK banking market led Halifax to agree a Ā£10.8 billion merger with the
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model housing scheme in the 1860s that was financed by the Halifax. There followed a more substantial scheme with
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2017:
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and the next stage was to take the Society national. The first branch in the south was opened at
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http://www.bankingtimes.co.uk/31102009-halifax-bank-of-scotland-retreat-on-overdraft-charges/
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260:. In 2001, Halifax plc merged with The Governor and Company of the Bank of Scotland, forming
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as among the reasons. The Bank of Scotland name was to be retained for business banking.
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The deregulation of the financial services industry in the 1980s saw the passing of the
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1997:
1903:
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555:. The new group was named Halifax Bank of Scotland (HBOS) with headquarters in
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257:
180:
276:, with Halifax becoming a division of Bank of Scotland. A takeover of HBOS by
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1982:
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for a fee of Ā£1. The branches were renamed as one of LSL's existing brands,
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2012:
1935:
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1813:
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1807:
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The 1986 act also allowed building societies to demutualise and become
400:
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legally transferred the assets and liabilities of the Halifax chain to
67:
428:
333:, a carpet manufacturer, creating The West Hill Park Model Dwellings.
55:
1947:
1898:
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99:
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In February 2021, Halifax released a TV advertisement featuring the
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1913:
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535:, a UK life insurance company. In 1999, the Halifax acquired the
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379:
95:
1801:
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375:
46:
610:'Basic Account'. They have no unpaid charges and replaced all
508:
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The History of the Halifax Permanent Benefit Building Society
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The Halifax was formed out of the Loyal Georgian Society, a
1877:
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society by size of assets. Despite its size, by the end of
261:
223:
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359:
1026:
Halifax / Bank of Scotland retreat on overdraft charges
486:, mainly serving British expatriate mortgage customers.
432:
The former headquarters of the Halifax in Trinity Road,
2736:
Companies formerly listed on the London Stock Exchange
632:
On 16 October 2009, Halifax Estate Agency was sold to
1056:"Cash machines hit by power cut at bank site - Local"
668:
Halifax have also created adverts that have featured
712:
30:"The Halifax" redirects here. For other uses, see
1624:Commercial and retail banks in the United Kingdom
782:Eighty Years of Home Building ā The Halifax Plan,
539:and ComparetheLoan. In 2000, Halifax established
501:and convert to a plc. The Halifax floated on the
2712:
2721:Former building societies of the United Kingdom
930:"Bank of Scotland (Ireland) to become Halifax"
2182:
1608:
1584:
1310:Lloyds Bank Insurance Services (intermediary)
1172:
288:, including Halifax, formally became part of
318:, which had its own chairman and directors.
284:on 12 January 2009, and on 19 January 2009,
1387:Lloyds and National Provincial Foreign Bank
1307:Lloyds Bank General Insurance (underwriter)
2189:
2175:
1615:
1601:
1179:
1165:
1084:
1000:"How to beat Halifax's overdraft charges"
226:brand operating as a trading division of
1186:
817:
815:
766:A Hundred Years of the Halifax 1853-1953
760:
758:
756:
582:
518:
507:
452:
427:
880:
578:
543:, a telephone and internet based bank.
512:A high-street branch of the Halifax in
362:the Halifax was still largely based in
14:
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300:
230:, itself a wholly owned subsidiary of
2170:
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1160:
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591:branches outside the Arndale Centre,
537:Birmingham Midshires Building Society
523:A branch of Halifax Estate Agency in
348:
1560:
1085:Alexander, Ruth (14 November 2009).
952:"HBOS Group Reorganisation Act 2006"
546:
771:
312:Benefit Building Societies Act 1836
24:
1512:HBOS Group Reorganisation Act 2006
1062:. 14 November 2009. Archived from
881:Treanor, Jill (30 November 2000).
840:. Businessweek.com. Archived from
572:HBOS Group Reorganisation Act 2006
464:
423:
266:HBOS Group Reorganisation Act 2006
252:In 1996, it became Halifax plc, a
25:
2762:
1392:Lloyds Associated Banking Company
1253:Agricultural Mortgage Corporation
1126:
1043:Halifax estate agents sold for Ā£1
2687:
2677:
2676:
1830:National Savings and Investments
1559:
1546:
1545:
1342:Bank of London and South America
975:"HBOS overdraft fees criticised"
883:"Halifax's IF goes live at last"
715:
499:Leeds Permanent Building Society
149:Russell Galley retired May 2023
54:
45:
1112:"Halifax | It's a People Thing"
1104:
1078:
1048:
1036:
1017:
992:
973:Howard, Bob (24 October 2009).
966:
944:
922:
457:The main branch of Halifax, in
256:which was a constituent of the
2746:1853 establishments in England
2211:Building Societies Association
1462:Bank of Scotland International
908:"BoS and Halifax agree merger"
900:
874:
856:
838:"A $ 60bn bonanza for Britons"
836:Dawley, Heidi (21 July 1997).
829:
799:
787:
741:Bank of Scotland International
654:
533:Clerical Medical Fund Managers
237:It is named after the town of
13:
1:
2499:Louth, Mablethorpe and Sutton
2216:Banking in the United Kingdom
2089:Cambridge & Counties Bank
1633:Banking in the United Kingdom
1258:Lloyds Bank Corporate Markets
746:
684:, the 1939 musical fantasy,
18:Halifax (United Kingdom bank)
1407:National Bank of New Zealand
395:a number of leading cities:
241:, where it was founded as a
7:
2731:Banks of the United Kingdom
1352:Cheltenham & Gloucester
1337:Bank of London and Montreal
708:
471:Building Societies Act 1986
374:in 1919; the all-important
10:
2767:
1372:Hart, Fellow's and Company
1263:Lloyds Development Capital
954:. Opsi.gov.uk. 4 July 2011
807:The Life of Sir Enoch Hill
658:
561:Bank of Scotland (Ireland)
295:
218:and colloquially known as
29:
2741:Banks established in 1853
2672:
2519:National & Provincial
2334:Cheltenham and Gloucester
2234:Aberavon Mutual Permanent
2224:
2206:
2156:UK Government Investments
2133:
2063:Arbuthnot Latham & Co
2053:
1886:
1848:
1835:UK Government Investments
1822:
1792:
1738:
1703:
1666:
1639:
1630:
1590:
1585:Links to related articles
1541:
1520:
1499:
1430:
1347:Capital and Counties Bank
1329:
1322:
1300:
1271:
1245:
1232:Schroders Personal Wealth
1209:Lloyds Bank International
1196:
1087:"Power failure hits HBOS"
1045:BBC News. 16 October 2009
602:HBOS was acquired by the
587:Neighbouring Halifax and
191:
179:
169:
159:
143:
133:
120:
105:
91:
77:
65:
53:
44:
2534:Norwich and Peterborough
932:. Rte.ie. 25 August 2006
672:from franchises such as
491:public limited companies
272:which became a standard
216:Halifax Building Society
32:Halifax (disambiguation)
2751:Halifax, West Yorkshire
2359:City & Metropolitan
1774:Holt's Military Banking
1367:Fox, Fowler and Company
1152:Halifax Contact Details
1030:7 November 2009 at the
661:HBOS Marketing Campaign
434:Halifax, West Yorkshire
239:Halifax, West Yorkshire
127:Halifax, West Yorkshire
2379:Co-operative Permanent
2244:Alliance and Leicester
1909:Allied Irish Bank (GB)
1762:Royal Bank of Scotland
1457:Banco Halifax Hispania
1397:Lloyds Bank California
910:. BBC News. 4 May 2001
623:and consumer magazine
599:
528:
516:
484:Banco Halifax Hispania
461:
437:
254:public limited company
2201:of the United Kingdom
1931:The Co-operative Bank
1237:Halifax Share Dealing
1228:St James's Place Bank
1004:Moneysavingexpert.com
586:
522:
511:
503:London Stock Exchange
456:
431:
310:registered under the
214:(previously known as
124:The Halifax Building
2726:Lloyds Banking Group
2604:Stroud & Swindon
2289:Bradford and Bingley
2279:Birmingham Midshires
2094:Close Brothers Group
1720:Birmingham Midshires
1706:Lloyds Banking Group
1417:Trustee Savings Bank
1224:Birmingham Midshires
1189:Lloyds Banking Group
1147:Lloyds Banking Group
1142:Bank of Scotland plc
870:on 12 November 2018.
736:Halifax (Irish bank)
604:Lloyds Banking Group
579:Lloyds Banking Group
290:Lloyds Banking Group
280:was approved by the
232:Lloyds Banking Group
186:Bank of Scotland plc
174:Lloyds Banking Group
60:The Halifax Building
2539:Nottingham Imperial
2154:Partially owned by
2119:Rothschild & Co
1840:UK Asset Resolution
1533:Museum on the Mound
1507:Lloyds TSB Act 1998
1477:Intelligent Finance
1283:Colleys (surveyors)
541:Intelligent Finance
301:The Jonas Tylor era
41:
2464:Ilkeston Permanent
2384:Coventry Provident
2374:Clay Cross Benefit
2294:Bradford Equitable
2199:building societies
2003:Standard Chartered
1823:Wholly state-owned
1452:British Linen Bank
1402:Lloyds Bank Canada
600:
529:
517:
462:
438:
349:The Enoch Hill era
164:Financial services
39:
2708:
2707:
2702:
2701:
2274:Bingley Permanent
2164:
2163:
2112:Kleinwort Hambros
2083:C. Hoare & Co
2054:Other commercial
1988:Secure Trust Bank
1689:HSBC Private Bank
1577:
1576:
1495:
1494:
1472:Halifax (Ireland)
547:Formation of HBOS
392:Bank of Liverpool
209:
208:
153:Managing Director
16:(Redirected from
2758:
2691:
2680:
2679:
2629:Town and Country
2524:North of England
2449:Heart of England
2299:Bristol and West
2191:
2184:
2177:
2168:
2167:
2076:Butterfield Bank
2069:Bank and Clients
2023:Unity Trust Bank
1993:Sainsbury's Bank
1850:Challenger banks
1784:Isle of Man Bank
1768:Messrs. Drummond
1756:Coutts & Co.
1715:Bank of Scotland
1617:
1610:
1603:
1594:
1593:
1581:
1580:
1568:
1563:
1562:
1554:
1549:
1548:
1487:Sainsbury's Bank
1467:Clerical Medical
1434:
1362:Cunliffe, Brooks
1327:
1326:
1214:Bank of Scotland
1190:
1181:
1174:
1167:
1158:
1157:
1138:
1137:
1135:Official website
1120:
1119:
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897:
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878:
872:
871:
866:. Archived from
864:"ComparetheLoan"
860:
854:
853:
851:
849:
833:
827:
826:
819:
810:
803:
797:
791:
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778:
769:
764:Oscar R Hobson,
762:
731:Sabadell Solbank
725:
720:
719:
718:
687:The Wizard of Oz
575:a legal entity.
553:Bank of Scotland
476:current accounts
448:HM Land Registry
307:friendly society
286:Bank of Scotland
282:Court of Session
270:Bank of Scotland
243:building society
228:Bank of Scotland
222:) is a British
205:
202:
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198:
116:
114:
86:Bank of Scotland
58:
49:
42:
38:
21:
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2703:
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2659:West of England
2494:Leeds Permanent
2459:Herts and Essex
2404:Essex Equitable
2314:Bury St Edmunds
2220:
2202:
2195:
2165:
2160:
2129:
2055:
2049:
2033:Clydesdale Bank
1921:Bank of Ireland
1882:
1844:
1818:
1794:Santander Group
1788:
1734:
1699:
1662:
1657:Barclays Wealth
1635:
1626:
1621:
1586:
1578:
1573:
1566:
1552:
1537:
1528:Lloyds Bank RFC
1516:
1491:
1432:
1426:
1357:Cox & Kings
1318:
1314:Scottish Widows
1296:
1267:
1241:
1192:
1188:
1185:
1133:
1132:
1129:
1124:
1123:
1110:
1109:
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1095:
1093:
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1079:
1069:
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1060:Halifax Courier
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1032:Wayback Machine
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847:
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834:
830:
821:
820:
813:
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796:, 1903, London.
792:
788:
779:
772:
763:
754:
749:
721:
716:
714:
711:
674:The Flintstones
663:
657:
581:
549:
467:
465:Demutualisation
426:
424:New head office
351:
303:
298:
264:. In 2006, the
195:
150:
146:
136:
125:
112:
110:
70:
61:
35:
28:
23:
22:
15:
12:
11:
5:
2764:
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2536:
2531:
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2511:
2506:
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2491:
2489:Leamington Spa
2486:
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2466:
2461:
2456:
2451:
2446:
2444:Haywards Heath
2441:
2436:
2431:
2426:
2421:
2416:
2411:
2406:
2401:
2396:
2391:
2386:
2381:
2376:
2371:
2369:City of London
2366:
2361:
2356:
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2346:
2341:
2336:
2331:
2326:
2321:
2316:
2311:
2306:
2301:
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2281:
2276:
2271:
2266:
2261:
2256:
2251:
2246:
2241:
2236:
2231:
2229:Abbey National
2225:
2222:
2221:
2219:
2218:
2213:
2207:
2204:
2203:
2194:
2193:
2186:
2179:
2171:
2162:
2161:
2159:
2158:
2152:
2138:Big Four banks
2134:
2131:
2130:
2128:
2127:
2122:
2115:
2108:
2103:
2096:
2091:
2086:
2079:
2072:
2065:
2059:
2057:
2051:
2050:
2048:
2047:
2042:
2041:
2040:
2038:Yorkshire Bank
2035:
2025:
2020:
2015:
2010:
2005:
2000:
1998:Shawbrook Bank
1995:
1990:
1985:
1980:
1975:
1970:
1965:
1960:
1955:
1950:
1945:
1940:
1939:
1938:
1928:
1923:
1918:
1917:
1916:
1911:
1904:AIB Group (UK)
1901:
1896:
1890:
1888:
1884:
1883:
1881:
1880:
1875:
1870:
1865:
1860:
1854:
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1184:
1183:
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1155:
1154:
1149:
1144:
1139:
1128:
1127:External links
1125:
1122:
1121:
1103:
1077:
1066:on 3 June 2012
1047:
1035:
1016:
991:
965:
943:
921:
899:
873:
855:
844:on 23 May 2011
828:
811:
809:, 1934, London
798:
786:
770:
768:, 1953, London
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659:Main article:
656:
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649:West Yorkshire
634:LSL Properties
580:
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495:Abbey National
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258:FTSE 100 Index
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2619:Sussex County
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2594:Staffordshire
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2529:Northern Rock
2527:
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2469:Kent Reliance
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2262:
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2239:Aid to Thrift
2237:
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2148:are shown in
2147:
2146:private banks
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2126:
2123:
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2100:Duncan Lawrie
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2045:Wesleyan Bank
2043:
2039:
2036:
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2031:
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2026:
2024:
2021:
2019:
2016:
2014:
2011:
2009:
2006:
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1994:
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1989:
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1983:Reliance Bank
1981:
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1963:Kent Reliance
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1953:Handelsbanken
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1894:Al Rayan Bank
1892:
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1876:
1874:
1871:
1869:
1868:Starling Bank
1866:
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1741:NatWest Group
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1669:HSBC Holdings
1665:
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1651:Barclays Bank
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1440:
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1287:Lex Autolease
1285:
1282:
1280:
1277:
1276:
1274:
1270:
1264:
1261:
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1199:
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742:
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734:
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689:
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671:
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630:
628:
627:
622:
617:
613:
612:Visa Electron
607:
605:
598:
594:
590:
585:
576:
573:
570:In 2006, the
568:
566:
562:
558:
554:
544:
542:
538:
534:
526:
521:
515:
510:
506:
504:
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485:
481:
477:
472:
460:
455:
451:
449:
444:
435:
430:
421:
418:
414:
410:
407:in 1929; and
406:
402:
398:
393:
387:
385:
381:
377:
373:
369:
365:
361:
355:
346:
344:
340:
334:
332:
331:John Crossley
328:
324:
323:Edward Akroyd
319:
317:
313:
308:
293:
291:
287:
283:
279:
275:
271:
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172:
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158:
154:
148:
142:
138:
132:
128:
123:
119:
108:
104:
101:
97:
94:
90:
87:
83:
80:
76:
72:
69:
64:
57:
52:
48:
43:
37:
33:
19:
2654:West Cumbria
2589:St Stephen's
2564:Rowley Regis
2433:
2414:Gainsborough
2149:
2141:
2117:
2110:
2098:
2081:
2074:
2067:
2028:Virgin Money
2013:Triodos Bank
1968:Kingdom Bank
1887:Other retail
1814:Santander UK
1806:
1766:
1754:
1739:
1724:
1704:
1695:M&S Bank
1687:
1683:HSBC UK Bank
1678:First Direct
1667:
1655:
1640:
1564:
1550:
1382:Lewis's Bank
1218:
1115:
1106:
1094:. Retrieved
1090:
1080:
1068:. Retrieved
1064:the original
1059:
1050:
1038:
1019:
1007:. Retrieved
1003:
994:
982:. Retrieved
978:
968:
956:. Retrieved
946:
934:. Retrieved
924:
912:. Retrieved
902:
890:. Retrieved
887:The Guardian
886:
876:
868:the original
858:
846:. Retrieved
842:the original
831:
806:
801:
793:
789:
781:
765:
723:Banks portal
696:
692:Thunderbirds
685:
667:
664:
642:
631:
624:
621:Martin Lewis
608:
601:
569:
550:
530:
514:Peterborough
488:
480:credit cards
468:
439:
388:
356:
352:
335:
320:
316:Huddersfield
304:
251:
247:demutualised
236:
219:
215:
211:
210:
121:Headquarters
78:Company type
36:
27:British bank
2644:Walthamstow
2569:Scarborough
2484:Lancastrian
2394:Dunfermline
2106:J.P. Morgan
2056:and private
1943:Danske Bank
1873:Tandem Bank
1808:Cater Allen
1779:Ulster Bank
1730:Lloyds Bank
1500:Legislation
1412:Porterbrook
1377:Hill Samuel
1279:Black Horse
1204:Lloyds Bank
703:Stand By Me
670:pop culture
655:Advertising
638:Reeds Rains
614:cards with
593:Cross Gates
372:Shaftesbury
220:The Halifax
135:Area served
2715:Categories
2624:Temperance
2584:St Pancras
2554:Portsmouth
2514:Mornington
2509:Mid Sussex
2504:Mercantile
2399:Eastbourne
2389:Derbyshire
2142:underlined
2125:Weatherbys
2008:Tesco Bank
1973:Metro Bank
1958:Hodge Bank
1330:Lloyds TSB
1246:Commercial
805:RK Bacon,
747:References
682:Scooby-Doo
616:Visa Debit
589:Lloyds TSB
401:Birmingham
368:Lancashire
278:Lloyds TSB
145:Key people
68:Trade name
2639:Universal
2634:Tynemouth
2574:Sheffield
2439:Hampshire
2424:Greenwich
2354:Chilterns
2304:Britannia
1948:easyMoney
1899:Aldermore
1858:Atom Bank
1482:The Leeds
1301:Insurance
823:"Halifax"
557:Edinburgh
417:Newcastle
384:Edinburgh
364:Yorkshire
100:insurance
2683:Category
2664:Woolwich
2599:Standard
2579:Shepshed
2474:Ketley's
2429:Guardian
2349:Cheshunt
2344:Cheshire
2319:Catholic
2254:Barnsley
2018:TSB Bank
1914:AIB (NI)
1642:Barclays
1553:Category
1447:Bankwest
1422:TSB Bank
1272:Consumer
1091:BBC News
1028:Archived
979:BBC News
892:12 April
709:See also
397:Aberdeen
339:Bradford
327:Akroydon
199:.halifax
160:Products
92:Industry
82:Division
2559:Regency
2549:Portman
2544:Peckham
2479:Lambeth
2434:Halifax
2419:Gateway
2339:Chesham
2329:Chelsea
2324:Century
2309:Burnley
2269:Bexhill
2259:Bedford
2197:Former
2150:italics
1978:Paragon
1750:NatWest
1725:Halifax
1567:Commons
1219:Halifax
1116:YouTube
1096:30 July
1070:30 July
1009:30 July
984:30 July
958:30 July
936:30 July
914:30 July
848:30 July
678:Top Cat
525:Bingley
459:Halifax
409:Belfast
405:Cardiff
380:Glasgow
296:History
224:banking
212:Halifax
192:Website
111: (
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73:Halifax
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2694:Portal
2692:
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2649:Wessex
2614:Surrey
2454:Hendon
2284:Bolton
2249:Anglia
1802:Cahoot
1323:Former
1197:Retail
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701:song "
690:, and
645:Copley
626:Which?
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1926:Chase
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699:Oasis
597:Leeds
443:deeds
413:Derby
343:Leeds
170:Owner
2144:and
2140:are
1878:Zopa
1433:HBOS
1292:MBNA
1098:2012
1072:2012
1011:2012
986:2012
960:2012
938:2012
916:2012
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478:and
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403:and
382:and
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129:, UK
113:1853
109:1853
98:and
2609:Sun
705:".
565:ITV
360:WWI
274:plc
203:.uk
201:.co
197:www
84:of
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