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Freedman's Savings Bank

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schools, advertising in local newspapers, and holding public meetings at churches, beneficial societies, and the bank's branches. Its advertisements often depicted the bank as having the backing and guarantee of the federal government, but as a private corporation it had no guarantee. For example, an article in the Semi-Weekly Louisianan stated: "there is no possibility of loss, for the reason that the government of the United States is responsible for every dollar deposited." The bank promised its depositors 6% interest, but often paid a lower rate.
20: 196:’s brother, deposited a significant share of the cash of the Freedman’s Bank at the First National Bank in Washington, D.C., which was Jay Cooke’s office. This amount at its highest was $ 500,000, on which the Cooke brothers paid a 5 percent interest, even while the Freedman’s Bank was promising 6 percent to its own depositors. In violation of its charter, the Freedman's Bank invested in the bonds of the Union Pacific and Central Railroads, made as early as 1869. 213:
perpetrated many high-handed and arbitrary acts without a bond, and with impunity from either censure or punishment by his superior officers. This was not only an unlawful act, but one impertinently offensive, and made subsequent to the amendatory act of 1874, and subject to the penalties provided therein. Why Mr. Stickney has not been dealt with we are not advised, but he is certainly subject to criminal action for his conduct in this if not in other cases.
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themselves and associates of the bank. For instance, loans totaling $ 224,000 were made to Robert I. Fleming, the contractor for the bank's building in Washington, D.C. Even as the failure of the bank was imminent and depositor withdrawals were refused, a secret loan of $ 33,366 was made to Juan Boyle by the actuary George L. Stickney on June 30, 1874. Senator
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Another apparently corrupt investment was in loans totalling $ 50,000 to the Seneca Sandstone Company, owner of the Seneca Quarry, secured by "the company's worthless bonds". The loan was approved by Henry D. Cooke, who sat on the board of the quarry company. Bank officials approved personal loans to
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From 1865 to 1868, the expansion of the Freedman's Bank was largely driven by the money collected from Black soldiers. In the bank's first year, in 1865, two of the branches established were created through the transfer of existing local military savings institutions. Many other branch locations were
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The surviving documentation and papers of the bank archives illuminate the names, whereabouts and other relevant information about the veterans of the 7th Regiment United States Colored Troops and their transactions with the bank. The data is considered historically important in the study of African
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On many occasions, steep discounts were enforced on the claims of depositors. For example, in 1881 an account holder at the New Orleans branch settled his $ 352 deposit for just $ 28.16. On the first payout announcement, only 49% of eligible depositors requested a payment, and bank statistics showed
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There is also evidence that the bank's management misled depositors about a supposed government guarantee, interest payments, and the use of the deposit funds. During its initial years, the bank marketed itself widely to attract deposits, distributing bank pamphlets at churches and Freedmen's Bureau
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A series of increasingly speculative investments caused the bank to accumulate bad debt, while the decision to build a new building in Washington, D.C., added to its outlays. On May 2, 1870, the bank was authorized by Congress to make loans backed by real estate, up to half the deposit funds. These
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The bank trustees had little incentive to govern effectively. All fifty original trustees were White and were not required to give "any security for the faithful discharge of their trust." Many trustees had little to no involvement with the bank, some even denying they had agreed to join the board.
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The bank's founding charter lacked any penal clauses to hold trustees personally liable for the bank's solvency. It prohibited lending until the amendment of 1870. While two-thirds of the bank's deposits were required to be invested in U.S. government securities, the use of the remaining funds was
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However, the rapid development of the bank was largely driven by false claims and was coupled with mismanagement and fraud. The bank failed in 1874, weighed down by speculative loans issued by the bank's white officials throughout its existence. Historians believe that the bank's failure not only
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Many depositors never received their deposits back. To repay them, the commissioners decided to rely on personal passbooks only, instead of the central bank books. Depositors needed to mail their passbooks to Washington to submit their claim. Many depositors, who had lost faith in the bank, were
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This loan was made after the bank had formally closed, was made without authority of law by the actuary Mr. Stickney, was made without advising with either the trustees or finance committee, was made by a man required to give a bond by the charter, but who not only refused to execute a bond, but
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on March 3, 1865, to collect deposits from the newly emancipated communities. The bank opened 37 branches across 17 states and Washington DC within 7 years and collected funds from over 67,000 depositors. At the height of its success, the Freedman's Savings Bank held assets worth more than $ 3.7
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The repayments came late, leaving cash-poor depositors stranded. Not until November 1875 did the bank start payouts. The commissioners, even in the face of many special requests from depositors for small immediate payments, instructed cashiers to withhold all money, even for cases of extreme
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As its name imports, the institution was designed to perform for a particular class of our people the simple but important functions of a savings bank; its declared purpose being "to receive on deposit such sums of money as may from time to time be offered therefor, by or on behalf of persons
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remarked: "Some, looking for a scapegoat, were anxious that colored officials be in charge when the bank failed as they were sure it would; others thought that a Negro administration would restore the confidence of the depositors and enable the institution to survive until better times."
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Just after the collapse, in July 1874, three commissioners were appointed to wind down the bank. They found that the value of assets was lower than registered in the bank books; liquid assets, cash, and government securities amounted to less than 2% of the bank's total liabilities.
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Following the panic, in an attempt to restore confidence in the bank among the African-American community, there was a significant change in the leadership of the bank. Trustees of the bank deposed the founder and president John W. Alvord in March 1874, and elected in favor of
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that these were largely claims from the wealthier depositors. Small account holders collected little to no funds. The delayed payments as well as the limited share of depositors receiving them suggest that, on average, depositors received far less than 62% of their deposits.
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Many former slaves were liberated by the Union Army and were paid to join the army. Troops earned a little cash from their enrollment and participation, and the Freedman's Bank became the first banking entity to include them. Most accounts held between $ 5 and $ 50.
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chosen specifically based on the local Black soldier population. Bank officials made efforts to build the bank legitimacy and deposits raising part of the Black soldiers’ wages. For example, many cashiers at branches also worked as military disbursing officers.
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The bank closed on July 2, 1874, despite the reform attempt. Some scholars claim that the failure of the Freedman's Bank and the loss of their savings led to a distrust of all banking institutions for several generations among the Black community.
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necessity. In response, some depositors who had lost faith in the bank and were in dire need, sought to sell their claims against the bank at a discount. Some even sold their passbooks to shopkeepers in exchange for groceries and other supplies.
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Report of the commissioners of the Freedman's Savings and Trust Company: letter from the commissioners of the Freedman's Savings and Trust Company, transmitting, in compliance with the resolution of December 11, 1874, their
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The founder of the Freedman's Savings Bank, John W. Alvord, was inspired by the success of existing military savings banks. These military banks were created during the Civil War to collect the wages of Black soldiers.
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reluctant to do so. Others faced legal challenges in proving their identities or their relationship to depositors who had died. Some who did receive checks did not cash them, not understanding their use.
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unrestricted; Osthaus wrote that this provision was "somewhat disquieting to those familiar with the history of savings banks, for they knew that available funds frequently became unavailable".
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heretofore held in slavery in the United States or their descendants, and investing the same in the stocks, bonds, treasury notes, or other securities of the United States."
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American history. The bank's records of 480,000 names, estimated to be the largest single repository of lineage-linked African American records, has been indexed by
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struck, several railroad projects failed, which undermined the finances of the Freedman's Savings Bank. This led to a series of runs in different branches.
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From the Freedman's Savings Bank's creation, there were several deficiencies in its governance and management that contributed to its ultimate collapse.
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established the first one in Beaufort, South Carolina, in 1864. Other examples include a bank in Norfolk, Virginia, established by
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The site where the bank's headquarters once stood was later occupied by the Treasury Annex. The Annex was renamed the
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Freedman's Bank Archive on FamilySearch (may require login; create free account to search and view records)
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and a charter for the Freedman's Saving and Trust Company, which was signed into law by President
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At the end of the American Civil War, the poor economic conditions of the formerly enslaved
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The Freedmen's Savings Bank : a chapter in the economic history of the negro race
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and forced labor in the South. To help alleviate their socio-economic conditions, the
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The Second Founding: How the Civil War and Reconstruction Remade the Constitution
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million in 1872 dollars, which translates to approximately $ 80 million in 2021.
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loans were to be secured by mortgages that were double the value of the loan.
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Freaks of fortune : the emerging world of capitalism and risk in America
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Freedmen, Philanthropy, and Fraud: A History of the Freedman's Savings Bank
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The bank's management closely linked its affairs to the investment bank
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Freaks of Fortune: The Emerging World of Capitalism and Risk in America
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Fort Smith Conference and Cherokee Reconstruction Treaty of 1866
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Savings and Trust: The Rise and Betrayal of the Freedman's Bank
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The color of money : black banks and the racial wealth gap
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United States Congressional Joint Committee on Reconstruction
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African American/Black History Month Freedman's Savings Bank
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Select Committee on the Freedman's Savings and Trust Company
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Reconstruction: America's Unfinished Revolution, 1863–1877
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Technological and industrial history of the United States
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The Color of Money: Black Banks and the Racial Wealth Gap
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Fleming, Walter L. (Walter Lynwood) (15 November 2018).
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African American founding fathers of the United States
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The Clansman: A Historical Romance of the Ku Klux Klan
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United States House Select Committee on Reconstruction
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The Equality of the Sexes and the Condition of Women
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Private savings bank chartered by the U.S. Congress
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Bowers 3601: 3600: 3424:Hamburg massacre 3403:Pratt & Boyd 3368:Mississippi Plan 3325:Anti-Moiety Acts 3320:Sanborn incident 3112:Ku Klux Klan Act 2783:Ex parte Garland 2590:Ten percent plan 2482: 2481: 1228: 1227: 1179:Thaddeus Stevens 1164:Republican Party 1157:Samuel J. Tilden 1147:Bourbon Democrat 1142:Democratic Party 913:Ulysses S. Grant 888: 887: 870: 863: 856: 847: 846: 779: 772: 765: 756: 755: 750: 714: 709: 703: 698: 692: 691: 675: 669: 668: 640: 634: 633: 632: 631: 600: 594: 593: 591: 590: 576: 570: 569: 541: 532: 531: 529: 527: 512: 506: 505: 503: 502: 488: 482: 481: 476:Levy, Jonathan. 473: 467: 466: 458: 452: 451: 443: 394: 393: 391: 383: 377: 372: 363: 362: 360: 358: 343: 326: 325: 323: 322: 308: 108:established the 78: 4080: 4079: 4075: 4074: 4073: 4071: 4070: 4069: 4015: 4014: 4013: 4008: 3991: 3982:White supremacy 3925: 3884: 3872:David W. Blight 3800: 3710:Joel Williamson 3687:Howard K. Beale 3588: 3577:Giles v. Harris 3521: 3512:Desert Land Act 3485: 3412: 3339: 3263: 3249:Long Depression 3219:Colfax massacre 3202: 3183:Salary Grab Act 3151: 3090: 3071:Kirk–Holden war 3039: 2973: 2880: 2807: 2720: 2701:Shaw University 2640: 2626:Wade–Davis Bill 2614: 2563: 2469: 2423: 1445: 1399: 1353: 1233: 1215: 1152:Horatio Seymour 1078: 1062: 1055: 903:Abraham Lincoln 893: 879: 874: 844: 839: 820:Industrial Bank 786: 783: 739: 723: 721:Further reading 718: 717: 710: 706: 699: 695: 677: 676: 672: 657: 641: 637: 629: 627: 617: 601: 597: 588: 586: 578: 577: 573: 558: 542: 535: 525: 523: 522:. 14 March 2019 514: 513: 509: 500: 498: 490: 489: 485: 474: 470: 459: 455: 444: 397: 389: 385: 384: 380: 373: 366: 356: 354: 344: 329: 320: 318: 310: 309: 305: 300: 283: 270: 249: 220: 167: 118:Abraham Lincoln 94:Southern states 67: 65: 35:, known as the 17: 12: 11: 5: 4078: 4068: 4067: 4062: 4057: 4052: 4047: 4042: 4037: 4032: 4027: 4010: 4009: 4007: 4006: 4000: 3997: 3996: 3993: 3992: 3990: 3989: 3984: 3979: 3974: 3969: 3964: 3959: 3954: 3949: 3944: 3939: 3933: 3931: 3927: 3926: 3924: 3923: 3918: 3913: 3908: 3903: 3898: 3892: 3890: 3886: 3885: 3883: 3882: 3874: 3869: 3861: 3856: 3848: 3843: 3835: 3827: 3822: 3814: 3808: 3806: 3802: 3801: 3799: 3798: 3790: 3782: 3777: 3772: 3764: 3759: 3751: 3746: 3738: 3730: 3725: 3717: 3712: 3707: 3702: 3694: 3689: 3684: 3679: 3678: 3677: 3670:Dunning School 3667: 3662: 3657: 3652: 3648:The Tragic Era 3644: 3639: 3631: 3626: 3618: 3613: 3607: 3605: 3604:Historiography 3598: 3594: 3593: 3590: 3589: 3587: 3586: 3581: 3573: 3568: 3560: 3552: 3544: 3536: 3529: 3527: 3523: 3522: 3520: 3519: 3514: 3509: 3504: 3499: 3493: 3491: 3487: 3486: 3484: 3483: 3478: 3476:1876 elections 3473: 3468: 3463: 3458: 3453: 3446: 3441: 3436: 3431: 3426: 3420: 3418: 3414: 3413: 3411: 3410: 3405: 3400: 3395: 3390: 3385: 3380: 3375: 3370: 3365: 3360: 3355: 3347: 3345: 3341: 3340: 3338: 3337: 3332: 3330:1874 elections 3327: 3322: 3317: 3312: 3307: 3302: 3297: 3292: 3287: 3282: 3277: 3271: 3269: 3265: 3264: 3262: 3261: 3256: 3251: 3246: 3241: 3233: 3226: 3221: 3216: 3210: 3208: 3204: 3203: 3201: 3200: 3195: 3193:1872 elections 3190: 3185: 3180: 3175: 3170: 3165: 3159: 3157: 3153: 3152: 3150: 3149: 3144: 3139: 3134: 3129: 3124: 3119: 3114: 3109: 3104: 3098: 3096: 3092: 3091: 3089: 3088: 3083: 3081:1870 elections 3078: 3073: 3068: 3063: 3058: 3053: 3051:15th Amendment 3047: 3045: 3041: 3040: 3038: 3037: 3032: 3027: 3020: 3015: 3010: 3005: 3000: 2992: 2987: 2981: 2979: 2975: 2974: 2972: 2971: 2966: 2964:1868 elections 2961: 2954: 2949: 2944: 2941: 2938: 2935: 2932: 2929: 2926: 2925: 2924: 2919: 2914: 2909: 2899: 2894: 2892:14th Amendment 2888: 2886: 2882: 2881: 2879: 2878: 2873: 2868: 2863: 2858: 2853: 2852: 2851: 2841: 2836: 2831: 2826: 2821: 2815: 2813: 2809: 2808: 2806: 2805: 2803:1866 elections 2799: 2798: 2793: 2786: 2779: 2774: 2767: 2764: 2759: 2754: 2749: 2744: 2739: 2734: 2728: 2726: 2722: 2721: 2719: 2718: 2713: 2708: 2703: 2698: 2693: 2688: 2687: 2686: 2676: 2671: 2666: 2665: 2664: 2654: 2652:13th Amendment 2648: 2646: 2642: 2641: 2639: 2638: 2633: 2631:1864 elections 2628: 2622: 2620: 2616: 2615: 2613: 2612: 2607: 2602: 2597: 2592: 2587: 2582: 2577: 2571: 2569: 2565: 2564: 2562: 2561: 2556: 2550: 2545: 2540: 2535: 2529: 2523: 2515: 2507: 2499: 2494: 2488: 2486: 2479: 2475: 2474: 2471: 2470: 2468: 2467: 2462: 2457: 2452: 2447: 2442: 2437: 2431: 2429: 2428:U.S. elections 2425: 2424: 2422: 2421: 2420: 2419: 2414: 2409: 2404: 2399: 2394: 2389: 2384: 2379: 2374: 2369: 2364: 2359: 2354: 2349: 2341: 2333: 2328: 2319: 2318: 2317: 2316: 2311: 2306: 2301: 2296: 2291: 2286: 2281: 2276: 2271: 2266: 2257: 2256: 2255: 2254: 2249: 2244: 2239: 2234: 2229: 2224: 2219: 2214: 2209: 2204: 2199: 2194: 2185: 2184: 2183: 2182: 2177: 2172: 2167: 2162: 2157: 2152: 2147: 2142: 2137: 2128: 2127: 2126: 2125: 2120: 2115: 2110: 2105: 2100: 2095: 2090: 2085: 2080: 2075: 2070: 2065: 2060: 2055: 2050: 2041: 2040: 2039: 2038: 2033: 2028: 2023: 2018: 2013: 2008: 2003: 1998: 1993: 1988: 1983: 1974: 1973: 1972: 1971: 1966: 1961: 1956: 1951: 1946: 1941: 1936: 1931: 1926: 1921: 1916: 1907: 1906: 1905: 1904: 1899: 1894: 1889: 1884: 1879: 1874: 1869: 1864: 1859: 1854: 1849: 1840: 1839: 1838: 1837: 1832: 1827: 1822: 1817: 1812: 1807: 1802: 1797: 1792: 1787: 1782: 1777: 1772: 1767: 1758: 1757: 1756: 1755: 1750: 1745: 1740: 1735: 1730: 1725: 1720: 1715: 1706: 1705: 1704: 1703: 1698: 1693: 1688: 1683: 1678: 1673: 1668: 1663: 1658: 1653: 1644: 1643: 1642: 1641: 1636: 1631: 1626: 1621: 1616: 1611: 1606: 1601: 1596: 1587: 1586: 1585: 1584: 1579: 1574: 1569: 1564: 1559: 1554: 1549: 1544: 1539: 1534: 1525: 1524: 1523: 1522: 1517: 1512: 1507: 1502: 1497: 1492: 1487: 1482: 1477: 1472: 1467: 1462: 1453: 1451: 1447: 1446: 1444: 1443: 1438: 1433: 1428: 1423: 1418: 1413: 1407: 1405: 1401: 1400: 1398: 1397: 1392: 1387: 1382: 1377: 1372: 1367: 1361: 1359: 1355: 1354: 1352: 1351: 1350: 1349: 1344: 1339: 1334: 1329: 1324: 1313: 1312: 1311: 1310: 1305: 1300: 1295: 1290: 1279: 1278: 1277: 1276: 1271: 1260: 1259: 1258: 1257: 1252: 1247: 1236: 1234: 1231: 1225: 1221: 1220: 1217: 1216: 1214: 1213: 1208: 1203: 1202: 1201: 1196: 1191: 1186: 1184:Lyman Trumbull 1181: 1176: 1174:Charles Sumner 1171: 1161: 1160: 1159: 1154: 1149: 1139: 1134: 1129: 1124: 1119: 1114: 1109: 1108: 1107: 1102: 1097: 1086: 1084: 1080: 1079: 1077: 1076: 1071: 1065: 1063: 1060: 1057: 1056: 1054: 1053: 1052: 1051: 1046: 1041: 1032: 1031: 1030: 1029: 1024: 1019: 1010: 1009: 1008: 1007: 1002: 997: 992: 987: 982: 977: 972: 967: 962: 957: 952: 947: 942: 937: 932: 923: 922: 921: 920: 915: 910: 908:Andrew Johnson 905: 896: 894: 891: 885: 881: 880: 873: 872: 865: 858: 850: 841: 840: 838: 837: 832: 830:OneUnited Bank 827: 822: 817: 812: 807: 802: 797: 791: 788: 787: 782: 781: 774: 767: 759: 753: 752: 737: 722: 719: 716: 715: 704: 693: 670: 655: 635: 615: 595: 571: 556: 533: 507: 483: 468: 453: 395: 378: 364: 327: 302: 301: 299: 296: 295: 294: 289: 282: 279: 269: 266: 248: 245: 219: 216: 190:Henry D. Cooke 166: 163: 106:U. S. Congress 64: 61: 15: 9: 6: 4: 3: 2: 4077: 4066: 4063: 4061: 4058: 4056: 4053: 4051: 4048: 4046: 4043: 4041: 4038: 4036: 4033: 4031: 4028: 4026: 4023: 4022: 4020: 4005: 4002: 4001: 3998: 3988: 3985: 3983: 3980: 3978: 3975: 3973: 3970: 3968: 3965: 3963: 3960: 3958: 3955: 3953: 3950: 3948: 3947:Habeas corpus 3945: 3943: 3940: 3938: 3935: 3934: 3932: 3928: 3922: 3919: 3917: 3914: 3912: 3909: 3907: 3904: 3902: 3899: 3897: 3894: 3893: 3891: 3887: 3880: 3879: 3875: 3873: 3870: 3867: 3866: 3862: 3860: 3857: 3854: 3853: 3849: 3847: 3844: 3841: 3840: 3836: 3833: 3832: 3828: 3826: 3823: 3820: 3819: 3815: 3813: 3812:Winslow Homer 3810: 3809: 3807: 3803: 3796: 3795: 3791: 3788: 3787: 3783: 3781: 3778: 3776: 3773: 3770: 3769: 3765: 3763: 3760: 3757: 3756: 3752: 3750: 3747: 3744: 3743: 3742:After Slavery 3739: 3736: 3735: 3731: 3729: 3726: 3723: 3722: 3718: 3716: 3713: 3711: 3708: 3706: 3703: 3700: 3699: 3695: 3693: 3690: 3688: 3685: 3683: 3680: 3676: 3673: 3672: 3671: 3668: 3666: 3663: 3661: 3658: 3656: 3653: 3650: 3649: 3645: 3643: 3640: 3637: 3636: 3632: 3630: 3627: 3624: 3623: 3619: 3617: 3614: 3612: 3609: 3608: 3606: 3602: 3599: 3595: 3585: 3582: 3579: 3578: 3574: 3572: 3569: 3566: 3565: 3561: 3558: 3557: 3553: 3550: 3549: 3545: 3542: 3541: 3537: 3534: 3531: 3530: 3528: 3524: 3518: 3515: 3513: 3510: 3508: 3507:Nez Perce War 3505: 3503: 3500: 3498: 3495: 3494: 3492: 3488: 3482: 3479: 3477: 3474: 3472: 3469: 3467: 3464: 3462: 3459: 3457: 3454: 3452: 3451: 3447: 3445: 3442: 3440: 3437: 3435: 3432: 3430: 3427: 3425: 3422: 3421: 3419: 3415: 3409: 3406: 3404: 3401: 3399: 3398:Delano affair 3396: 3394: 3391: 3389: 3386: 3384: 3381: 3379: 3376: 3374: 3371: 3369: 3366: 3364: 3361: 3359: 3356: 3354: 3353: 3349: 3348: 3346: 3342: 3336: 3333: 3331: 3328: 3326: 3323: 3321: 3318: 3316: 3313: 3311: 3308: 3306: 3303: 3301: 3298: 3296: 3293: 3291: 3290:Red River War 3288: 3286: 3283: 3281: 3278: 3276: 3273: 3272: 3270: 3266: 3260: 3257: 3255: 3254:Comstock laws 3252: 3250: 3247: 3245: 3242: 3240: 3238: 3234: 3232: 3231: 3227: 3225: 3222: 3220: 3217: 3215: 3214:Panic of 1873 3212: 3211: 3209: 3205: 3199: 3196: 3194: 3191: 3189: 3186: 3184: 3181: 3179: 3176: 3174: 3171: 3169: 3166: 3164: 3161: 3160: 3158: 3154: 3148: 3145: 3143: 3140: 3138: 3135: 3133: 3130: 3128: 3125: 3123: 3120: 3118: 3115: 3113: 3110: 3108: 3105: 3103: 3100: 3099: 3097: 3093: 3087: 3084: 3082: 3079: 3077: 3074: 3072: 3069: 3067: 3064: 3062: 3059: 3057: 3054: 3052: 3049: 3048: 3046: 3042: 3036: 3033: 3031: 3028: 3026: 3025: 3021: 3019: 3016: 3014: 3011: 3009: 3006: 3004: 3001: 2999: 2997: 2993: 2991: 2988: 2986: 2983: 2982: 2980: 2976: 2970: 2967: 2965: 2962: 2960: 2959: 2955: 2953: 2950: 2948: 2945: 2942: 2939: 2936: 2933: 2930: 2927: 2923: 2920: 2918: 2915: 2913: 2910: 2908: 2905: 2904: 2903: 2900: 2898: 2895: 2893: 2890: 2889: 2887: 2883: 2877: 2874: 2872: 2869: 2867: 2864: 2862: 2859: 2857: 2854: 2850: 2847: 2846: 2845: 2842: 2840: 2837: 2835: 2832: 2830: 2827: 2825: 2822: 2820: 2817: 2816: 2814: 2810: 2804: 2801: 2800: 2797: 2794: 2792: 2791: 2787: 2785: 2784: 2780: 2778: 2775: 2773: 2772: 2768: 2765: 2763: 2760: 2758: 2755: 2753: 2750: 2748: 2745: 2743: 2740: 2738: 2735: 2733: 2730: 2729: 2727: 2723: 2717: 2714: 2712: 2709: 2707: 2706:New Departure 2704: 2702: 2699: 2697: 2694: 2692: 2689: 2685: 2682: 2681: 2680: 2677: 2675: 2672: 2670: 2667: 2663: 2660: 2659: 2658: 2655: 2653: 2650: 2649: 2647: 2643: 2637: 2634: 2632: 2629: 2627: 2624: 2623: 2621: 2617: 2611: 2608: 2606: 2603: 2601: 2598: 2596: 2593: 2591: 2588: 2586: 2583: 2581: 2578: 2576: 2573: 2572: 2570: 2566: 2560: 2557: 2554: 2551: 2549: 2546: 2544: 2541: 2539: 2536: 2533: 2530: 2527: 2524: 2521: 2520: 2516: 2513: 2512: 2508: 2505: 2504: 2500: 2498: 2495: 2493: 2490: 2489: 2487: 2483: 2480: 2476: 2466: 2463: 2461: 2458: 2456: 2453: 2451: 2448: 2446: 2443: 2441: 2438: 2436: 2433: 2432: 2430: 2426: 2418: 2415: 2413: 2410: 2408: 2405: 2403: 2400: 2398: 2395: 2393: 2390: 2388: 2385: 2383: 2380: 2378: 2375: 2373: 2370: 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1955: 1952: 1950: 1947: 1945: 1942: 1940: 1937: 1935: 1932: 1930: 1927: 1925: 1922: 1920: 1917: 1915: 1912: 1911: 1909: 1908: 1903: 1900: 1898: 1895: 1893: 1890: 1888: 1885: 1883: 1880: 1878: 1875: 1873: 1870: 1868: 1865: 1863: 1860: 1858: 1855: 1853: 1850: 1848: 1845: 1844: 1842: 1841: 1836: 1833: 1831: 1828: 1826: 1823: 1821: 1818: 1816: 1813: 1811: 1808: 1806: 1803: 1801: 1798: 1796: 1793: 1791: 1788: 1786: 1783: 1781: 1778: 1776: 1773: 1771: 1768: 1766: 1763: 1762: 1760: 1759: 1754: 1751: 1749: 1746: 1744: 1741: 1739: 1736: 1734: 1731: 1729: 1726: 1724: 1721: 1719: 1716: 1714: 1711: 1710: 1708: 1707: 1702: 1699: 1697: 1694: 1692: 1689: 1687: 1684: 1682: 1679: 1677: 1674: 1672: 1669: 1667: 1664: 1662: 1659: 1657: 1654: 1652: 1649: 1648: 1646: 1645: 1640: 1637: 1635: 1632: 1630: 1627: 1625: 1622: 1620: 1617: 1615: 1612: 1610: 1607: 1605: 1602: 1600: 1597: 1595: 1592: 1591: 1589: 1588: 1583: 1580: 1578: 1575: 1573: 1570: 1568: 1565: 1563: 1560: 1558: 1555: 1553: 1550: 1548: 1545: 1543: 1540: 1538: 1535: 1533: 1530: 1529: 1527: 1526: 1521: 1518: 1516: 1513: 1511: 1508: 1506: 1503: 1501: 1498: 1496: 1493: 1491: 1488: 1486: 1483: 1481: 1478: 1476: 1473: 1471: 1468: 1466: 1463: 1461: 1458: 1457: 1455: 1454: 1452: 1450:Gubernatorial 1448: 1442: 1439: 1437: 1434: 1432: 1429: 1427: 1424: 1422: 1419: 1417: 1414: 1412: 1409: 1408: 1406: 1402: 1396: 1393: 1391: 1388: 1386: 1383: 1381: 1378: 1376: 1373: 1371: 1368: 1366: 1363: 1362: 1360: 1356: 1348: 1345: 1343: 1340: 1338: 1335: 1333: 1330: 1328: 1325: 1323: 1320: 1319: 1318: 1315: 1314: 1309: 1306: 1304: 1301: 1299: 1296: 1294: 1291: 1289: 1286: 1285: 1284: 1281: 1280: 1275: 1272: 1270: 1267: 1266: 1265: 1262: 1261: 1256: 1253: 1251: 1248: 1246: 1243: 1242: 1241: 1238: 1237: 1235: 1229: 1226: 1222: 1212: 1209: 1207: 1204: 1200: 1197: 1195: 1192: 1190: 1189:Benjamin Wade 1187: 1185: 1182: 1180: 1177: 1175: 1172: 1170: 1167: 1166: 1165: 1162: 1158: 1155: 1153: 1150: 1148: 1145: 1144: 1143: 1140: 1138: 1135: 1133: 1130: 1128: 1125: 1123: 1120: 1118: 1115: 1113: 1112:Carpetbaggers 1110: 1106: 1103: 1101: 1098: 1096: 1093: 1092: 1091: 1088: 1087: 1085: 1081: 1075: 1072: 1070: 1067: 1066: 1064: 1058: 1050: 1047: 1045: 1042: 1040: 1039:Edwin Stanton 1037: 1036: 1034: 1033: 1028: 1025: 1023: 1020: 1018: 1015: 1014: 1012: 1011: 1006: 1003: 1001: 998: 996: 993: 991: 988: 986: 983: 981: 978: 976: 973: 971: 968: 966: 963: 961: 958: 956: 953: 951: 948: 946: 943: 941: 938: 936: 933: 931: 928: 927: 925: 924: 919: 916: 914: 911: 909: 906: 904: 901: 900: 898: 897: 895: 889: 886: 882: 878: 871: 866: 864: 859: 857: 852: 851: 848: 836: 833: 831: 828: 826: 823: 821: 818: 816: 813: 811: 808: 806: 803: 801: 798: 796: 793: 792: 789: 780: 775: 773: 768: 766: 761: 760: 757: 748: 744: 740: 738:9781324073857 734: 730: 725: 724: 713: 708: 702: 697: 689: 685: 681: 674: 666: 662: 658: 652: 648: 647: 639: 626: 622: 618: 616:1-5414-9485-7 612: 608: 607: 599: 585: 581: 575: 567: 563: 559: 553: 549: 548: 540: 538: 521: 517: 511: 497: 493: 487: 479: 472: 464: 457: 449: 442: 440: 438: 436: 434: 432: 430: 428: 426: 424: 422: 420: 418: 416: 414: 412: 410: 408: 406: 404: 402: 400: 388: 382: 376: 371: 369: 352: 349: 342: 340: 338: 336: 334: 332: 317: 313: 307: 303: 293: 290: 288: 285: 284: 278: 276: 265: 261: 257: 253: 244: 240: 237: 233: 227: 225: 224:Panic of 1873 214: 209: 207: 206:Blanche Bruce 201: 197: 195: 191: 187: 182: 178: 174: 170: 162: 158: 154: 152: 148: 144: 137: 132: 130: 126: 125:Blanche Bruce 121: 119: 115: 114:incorporation 111: 107: 103: 99: 98:sharecropping 95: 91: 87: 63:Establishment 60: 58: 53: 51: 45: 42: 41:U.S. Congress 38: 34: 26: 21: 3987:Whitecapping 3957:Paramilitary 3930:Other topics 3911:Jim Crow era 3876: 3863: 3850: 3837: 3829: 3816: 3792: 3784: 3766: 3753: 3749:Leon Litwack 3740: 3732: 3719: 3696: 3660:John Burgess 3646: 3633: 3620: 3575: 3562: 3554: 3546: 3538: 3448: 3388:Whiskey Ring 3350: 3300:White League 3236: 3228: 3076:Shoffner Act 3022: 2995: 2956: 2839:Pulaski riot 2788: 2781: 2769: 2517: 2509: 2501: 2345: 2337: 1232:Presidential 1205: 1194:John Bingham 1132:White League 1117:Ku Klux Klan 884:Participants 809: 728: 707: 696: 678: 673: 645: 638: 628:, retrieved 605: 598: 587:. 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Index


Pennsylvania Avenue
U.S. Congress
African Americans
Freedman's Bank Building
freedmen
economic devastation
Southern states
sharecropping
Republican
U. S. Congress
Freedmen's Bureau
incorporation
Abraham Lincoln
Blanche Bruce
Select Committee on the Freedman's Savings and Trust Company
General Rufus Saxton
General Benjamin Butler
General Nathaniel Banks
Jay Cooke and Company
Henry D. Cooke
Jay Cooke
Blanche Bruce
Panic of 1873
Frederick Douglass
Walter Lynwood Fleming
the Church of Jesus Christ of Latter-day Saints
Freedman's Bank Building
Freedmen's Bureau
"United States, Freedman's Bank Records, 1865-1874 — FamilySearch.org"

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