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which are banks chartered under federal law by the Office of the
Comptroller of the Currency. Although the differences between federal thrifts and national banks have diminished as the authorized activities of federal thrifts have expanded to include virtually all traditional banking activities,
552:, a U.S. federal statute. Although the activities of federal thrifts were once confined primarily to taking deposits from consumers and making residential mortgage loans, federal thrifts are now authorized to offer a wide range of financial products and services.
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after the agencies merged. Institutions chartered by the OTS are still regulated according to the rules and regulations of
Federal Savings Banks. Mortgages issued by Federal Savings Banks are pursuant to the provisions of the
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they are still distinct institutions subject to different regulatory schemes and supervised by different regulators. They are not
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Credit by Banks and
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539:(also called "federal thrifts" or "federal Savings Banks"), in the United States, are institutions chartered by the
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Please help update this article to reflect recent events or newly available information.
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Availability of Funds and
Collection of Checks (Reg CC)
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Extensions of Credit by
Federal Reserve Banks (Reg A)
126:. Unsourced material may be challenged and removed.
651:Federal Financial Institutions Examination Council
884:Privacy of Consumer Financial Information (Reg P)
75:may be compromised due to out-of-date information
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912:Unfair or Deceptive Acts or Practices (Reg AA)
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872:Limitations on Interbank Liabilities (Reg F)
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555:Federal thrifts should not be confused with
50:Learn how and when to remove these messages
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810:Fair and Accurate Credit Transactions Act
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186:Learn how and when to remove this message
875:International Banking Operations (Reg K)
781:Competitive Equality Banking Act of 1987
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39:or discuss these issues on the
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543:which is now administered by
135:"Federal savings association"
1222:Banking in the United States
1175:. You can help Knowledge by
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752:Home Mortgage Disclosure Act
541:Office of Thrift Supervision
537:Federal savings associations
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375:Federal Deposit Insurance
907:Truth in Lending (Reg Z)
878:Consumer Leasing (Reg M)
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1075:Thrift Financial Report
1171:-related article is a
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1177:expanding it
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1144:Banks portal
1084:Other topics
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118:Please help
113:verification
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176:July 2007
42:talk page
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568:See also
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415:clearing
345:Checking
224:a series
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