Knowledge

Cashless Welfare Card

Source πŸ“

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Cashless Welfare Card is a success also neglects to mention an actual increase in crime when year to year averages are considered. There is also very little mention of negative outcomes such as an increase in suicides which has been directly linked to the implementation of the Cashless Welfare Card trial, which was raised in the 2017 inquiry. A Parliamentary Joint Committee on Human Rights report from 2017 has found that the CDC negatively impacts rights to social security, privacy, family, equality and non-discrimination, furthermore finding that there has been no compelling rationale for the scale of the CDC.
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been mention of "about 700 people have come off the card", but this appears to be "because they found work or they were suspended from welfare payments for breaching the rules", rather than due to exiting the trial. Participants in the trial have waited for a year to find out if their application to withdraw from the CDC trial has been approved. As of June 2020, only a fifth of applications to withdraw from the trial have been approved. A report from the ANAO said that as of February 2022, 591 participants have exited the CDC trial.
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card only be used in areas where most households were receiving welfare, with the goal of ending intergenerational poverty. The Forrest Review did not review the impact of the BasicsCard or other income management schemes when recommending the Healthy Welfare Card. While Forrest initially envisaged a fully cashless card, Tudge altered it to be mostly cashless. Marcia Langton has since withdrawn her support for the scheme citing it as "brutal" and abuse of the poor.
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Senate, certain users of the Cashless Debit Card were allowed to leave the program before it ended on 6 March 2023. Cashless Debit Card users in the Northern Territory were to be transitioned back onto the BasicsCard, a Howard-era income management scheme, but a new "smart card" has been set up from 6 March 2023 for people who had compulsory income management in the Northern Territory or Cape York. This card has been criticised for its lack of a
247: 443:, as well as at least fourteen related groups representing each of the regions the program is being trialled or being proposed. These online groups collate all the various perceived or actual failings of the Cashless Welfare Card, ranging from the perception of it being a breach of a person's right to financial autonomy, to instances where the CDC has failed at an EFTPOS terminal, yet other cards have worked. 287:. This was a major shift for Labor, which had supported all previous income management processes. The third trial location had not been decided as of December 2017. The legislation to decide on the third trial site would also make it possible for the government to roll the card out more widely without parliamentary approval. This legislation was not passed through the senate, following opposition by 219: 233: 205: 191: 320:. In 2020, a brief pause was put on adding new participants to the Cashless Debit Card due to the COVID-19 pandemic. In 2020, a bill was put before the Senate to make the cards permanent. The trial was extended until 2022. As of February 2022, there were 16,685 CDC participants across the five sites of the trial. Eventually, the Senate opposed making the trials permanent. 371:
commented on the site's potential to test the card's scalability to wider use within the population. Participants in Kalgoorlie report that they cannot make bank loan repayments as they are not allowed to be paid for using the quarantined money. The trial in Kalgoorlie has been expanded. 48% of the people in the trial in the Goldfields are Indigenous.
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elder Sue Haseldine stated that community consultation had been limited to service providers, rather than including people who would be put on the card. Mimi Smart, a Yalata elder, argued that the consultations had indicated that the CDC would be targeted at "people that hang out in Ceduna drinking
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The Labor Party promised to end the Cashless Debit Card and make the Basics Card voluntary if it won the 2022 election. In the lead up to the election, Labor claimed that the Coalition government planned to expand the card's use to aged pensioners. As of June 2022, briefings had begun to wind down
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In September 2019 the media reported a 10% reduction in youth unemployment within the Bundaberg and Hervey Bay areas since the Cashless Welfare Card was introduced which is double the national reduction level of 5% but this was shown later to be a Wide Bay regional figure misrepresented in media by
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This response is in stark contrast with one of the four community leaders who supported the Cashless Welfare Card being trialled in his area withdrawing support due to feeling "used" to drum up support and the failure to provide adequate support services as was promised. Commentary stating that the
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from 2016 onwards, which quarantines income for people on certain income support payments to "encourage socially responsible behaviour" by not allowing the owner to purchase alcohol, gamble or withdraw cash. The cards are attached to a separate account managed by Indue into which 80% of the income
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Legislation to end the Cashless Debit Card was passed by the House of Representatives, and was considered by the Senate in September 2022. As many card users linked theirs to "buy now, pay later" services, it may be difficult to transition away from the cards. Following legislation passing in the
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Following the rape of an Aboriginal toddler in February 2018, it was proposed to trial the cashless welfare card in Tennant Creek with the indigenous community. As part of the 2019-20 Federal Budget, the Government announced a further extension and expansion of the Cashless Welfare Card to 30 June
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should fully utilise all available data to measure performance, instead of the limited data set used in the evaluation commissioned by the department. It was widely reported that there were fundamental flaws in the Cashless Welfare Card evaluation and justification for continued operation, but the
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Those who oppose the card commonly call it the "white card", as it has been imposed by white people, to the point where Indue, the company that administers the card, refuses to give service to people who call it the "white card". A number of groups have expressed their opposition to the Cashless
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were made available. In addition to these, it was also stated that an assessment will be undertaken and that there will be a phone interview. It is unclear to date how many people were successfully exited from the trial either before or after the changes introduced on 12 September 2019. There has
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attempted to halt the trials. The card has faced criticism for targeting Indigenous people, and for its compulsory use by recipients of social security payments, even when they do not engage in behaviours like using illegal drugs. In August 2017, a delegation of community and Indigenous leaders
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was also on the review committee. The review was delivered on 1 August 2014, with 27 recommendations. Forrest recommended that the Healthy Welfare Card be mandatory for unemployed people, carers, people with disabilities and single parents. According to Langton, the review recommended that the
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The then-prime minister Malcolm Turnbull announced that the Goldfields, including Kalgoorlie, would be a trial site for the cashless card in September 2017. This trial site would include 3,800 participants. In a statement to the senate inquiry on the suitability of Kalgoorlie, the government
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On 5 April 2019, legislation was passed which allowed for an individual who had been placed on the Cashless Welfare Card to apply to exit the trial after 1 July 2019. On 12 August 2019, the assessment criteria were broadened to also consider personal circumstances, in addition to financial
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found that the trial results and outcomes were inadequately monitored, and therefore it was difficult to evaluate whether the trial had been successful in reducing social harms and delivering a cheaper welfare quarantining system. Despite this, trials were extended on multiple occasions.
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so that they fall outside the cashless welfare card trial area in an attempt to avoid being placed onto the card. As of February 2018, the trial in the Kimberlies has been extended for another year. 82% of the people in the East Kimberleys trial are Indigenous.
451:, the representative for the neighbouring Wide Bay electorate that similar reductions in welfare dependency had been recorded in his electorate in the same period, though again, no data has been found to support this statement in the national employment record. 435:. The ACOSS has particularly expressed its opposition to the extension of the trials, and has called for the card to be voluntary. There are also numerous grassroots groups which oppose and criticise the Cashless Welfare Card, including (but not limited to) 333:
and causing trouble". The community panels that cardholders can apply to get more of their payments as cash are anonymous. As of February 2018, the trial in Ceduna has been extended for another year. 75% of people in the Ceduna trial are Indigenous.
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A review of the end of the card in 2024 found that since the card had been abolished, stigmatisation had decreased, and a minority of CDC stakeholders were concerned about increased "poor decision making" and financial coercion.
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video footage of their town, describing them as "war zones", asking for the card to be implemented in their towns. In December 2017, Labor and the Greens announced that they would not support further trials in the Goldfields or
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Marston, Greg; Cowling, Sally; Bielefeld, Shelley (December 2016). "Tensions and contradictions in Australian social policy reform: compulsory Income Management and the National Disability Insurance Scheme".
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Smith, Kristen. The cashless debit card trial: A public health, rights-based approach to better health and social outcomes . Indigenous Law Bulletin, Vol. 8, No. 29, Apr/Jun 2017: 22-27. Availability: <
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senators. A drug testing regime for young people receiving Centrelink payments may also use the cashless welfare card as a consequence of testing positive. 5,000 people are expected to be involved in the
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to roll out the card, and the first trial area to not consist of mainly Indigenous people, as 18% of trial participants in Hinkler are Indigenous. The Queensland trial has been passed by the vote of
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payments. It cannot stop users from buying restricted goods at shops that sell both restricted and approved goods, such as supermarkets that sell alcohol. Bill payments are set up by
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2021. This includes the transition of approximately 22,500 Income Management participants in the Northern Territory and Cape York to the Cashless Welfare Card from April 2020.
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have released statistics saying that violence and intimidating behaviour has increased in the area since the card's introduction. Some people have changed their address with
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which resulted in a number of flaws in the trial being identified, and a series of recommendations made including that a cost-benefit analysis be conducted, and that the
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has been announced as the next region to roll out the card in 2018, with approximately 6,700 people expected to be placed on the card. This would make it the first
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support payment is paid. In addition, the cashless welfare card only allows users of the card to buy products at approved sellers, that support electronic
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has promised to consult with the trial communities, and CDC users in the Northern Territory will transition onto the BasicsCard income management scheme.
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Humpage, Louise (22 June 2016). "Income management in New Zealand and Australia: Differently framed but similarly problematic for Indigenous peoples".
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indicated that the trials would continue, stating that "The cashless debit card is making a real difference in the communities where it operates".
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was chosen by Tony Abbott, to lead a review into Indigenous employment and training programs, which was to report to the Australian government.
1838: 1508: 2085: 1027: 668: 492: 1641: 2004: 1896: 2273: 1947: 2294: 1175: 1153: 1408: 2486: 2350: 1978: 866: 801: 750: 1441: 1128: 1103: 1078: 699: 148: 2442: 1667: 1469:"Top-down Paternalism Versus Bottom-up Community Development: A Case Study of Compulsory Income Management Programmes in Australia" 153: 2539: 1857: 1616: 428: 183: 1309: 2468: 2112: 961: 903: 432: 1296: 143:
An independent review of the implementation and performance of the Cashless Welfare Card trial was performed by the
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to automatically be paid by the card. An earlier income management card, the BasicsCard, was trialled in the
2681: 2676: 391:, who has modified the trial there to ensure that an independent inquiry consults with trial participants. 342: 313: 1064: 17: 2142:"John Howard's former chief of staff apologises for calling Labor's female MPs 'dregs' – as it happened" 2671: 2632: 871: 346: 2487:"Cashless debit card to be abolished, but a new income-management system will take its place for some" 1357: 1881: 751:"Election scare alert: Does the Coalition plan to expand the cashless debit card to age pensioners?" 140:
Senate inquiries were conducted into the card in 2015, 2017, and 2018. two in 2019 and one in 2020.
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LNP federal member Keith Pitt and not specific to Hinkler electorate. It was highlighted by MP
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Klein, Elise (March 2020). "Settler colonialism in Australia and the cashless debit card".
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Laurie, Victoria; Baxendale, Rachel (10 August 2017). "Welfare card key in 'war zone'".
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Please help update this article to reflect recent events or newly available information.
2604:"Abolished cashless debit card still divides, two years after Labor ordered its demise" 2443:"Income management up in the air as federal government looks to scrap cashless welfare" 1697: 1490: 1278: 1129:"Social Services Legislation Amendment (Cashless Debit Card Trial Expansion) Bill 2018" 1002: 673: 631: 595:"Cashless Debit Card – Overview | Department of Social Services, Australian Government" 573: 288: 100: 2321:"What's wrong with the cashless debit card? - St Vincent de Paul Society - Good Works" 1205:"Aboriginal leader withdraws support for cashless welfare card and says he feels used" 1812: 1494: 1305: 1282: 635: 577: 526: 477: 301: 270: 2086:"'Welfare quarantine on the cards for thousands of Queenslanders in Wide Bay region" 2031:"Cashless welfare card trial causing 'horrible' financial stress, participants say" 1480: 1268: 1006: 998: 623: 563: 555: 279: 1209: 482: 448: 317: 1592:"Remember the Government's Plan To Drug Test Unemployed Young People? It's Back" 2566:"'Less than optimal': Centrelink call wait times blow out amid staff shortages" 926: 862: 837: 274: 128: 120: 1327:"Cashless welfare card trials extended despite 'no evidence' they reduce harm" 2665: 2117: 1816: 1724:"Implementation and Performance of the Cashless Debit Card Trial β€” Follow-on" 1485: 1468: 1273: 1254: 627: 461: 436: 2168:"Turnbull reveals Tennant Creek 'deal' as cashless welfare card considered" 523:
http://search.informit.com.au/documentSummary;dn=040892129947211;res=IELIND
1055:"'It's brutal': Marcia Langton says cashless welfare cards are a failure" 966: 2246:"Social Security (Administration) Amendment (Cashless Welfare) Act 2019" 1668:"Decision looms on plan to extend 'racist' cashless welfare card scheme" 1011: 568: 2058:"Labor and Greens fail to stop cashless welfare trial in WA Goldfields" 1409:"As costs mount, the government should abandon the Cashless Debit Card" 1104:"Social Services Legislation Amendment (Cashless Debit Card) Bill 2017" 867:"The Cashless Debit Card Trial is working and it is vital – here's why" 559: 440: 388: 384: 358: 309: 305: 124: 96: 88: 79: 2351:"Mandatory cashless debit must cease following damning report – ACOSS" 1769:"On the ground in Ceduna on day one of the Healthy Welfare Card trial" 1233:"ParlInfo - Community Affairs Legislation Committee : 12/10/2017" 1154:"The Implementation and Performance of the Cashless Debit Card Trial" 293: 284: 157: 92: 1799:"Cashless welfare cards: Controlling spending patterns to what end?" 1079:"Social Security Legislation Amendment (Debit Card Trial) Bill 2015" 700:"Why the 'cashless welfare card' trial will leave us none the wiser" 2469:"Buy now, pay later services complicate end of cashless debit card" 1298:
The Implementation and Performance of the Cashless Debit Card Trial
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began in April 2016. Around 1,200 people are part of the trial in
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Australian Government issued debit card for welfare recipients
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The International Journal of Community and Social Development
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Remeikis, Amy; Henriques-Gomes, Luke (11 September 2018).
1536:"Acoss urges Senate to dump cashless welfare card program" 669:"'Ration days again': cashless welfare card ignites shame" 1353:"Long-awaited Cashless Debit Card evaluation made public" 2005:"National cashless card could be trialled in Kalgoorlie" 601:. Australian Government - Department of Social Services. 403: 2139: 987: 1839:"Cashless welfare card panel 'akin to a star chamber'" 1858:"The Cashless Debit Card trial in the East Kimberley" 2274:"Cashless trial sees lowering of youth unemployment" 1380:"Greens reattempt derailment of cashless debit card" 394: 931:"Healthy Welfare Card begins here ... where next?" 2372:"Statement on Cashless Debit legislation – ACOSS" 1253:Bielefeld, Shelley; Beaupert, Fleur (June 2019). 1252: 2663: 1730:. Australian National Audit Office. 24 June 2021 365: 264:Existing trial sites (red) and proposed (yellow) 2582: 2563: 1748: 1560: 1558: 1556: 1425: 1324: 493:Northern Territory National Emergency Response 1792: 1790: 1553: 899:Department of the Prime Minister and Cabinet 433:Australian Council of Social Service (ACOSS) 167:A 2018 review of the trial programme by the 127:was to work with Forrest on the review, and 924: 2564:Henriques-Gomes, Luke (15 February 2023). 1325:Henriques-Gomes, Luke (14 December 2018). 857: 855: 650:"Cashless Debit Card - automatic blocking" 323: 1855: 1796: 1787: 1533: 1484: 1272: 1025: 1010: 567: 1973: 1971: 1969: 1718: 1716: 337:Kununurra and Wyndham, Western Australia 107:the Cashless Welfare Card, although the 1565:Knaus, Christopher (13 February 2018). 1350: 1199: 1197: 959: 861: 852: 611: 541: 539: 2664: 2601: 1797:Bielefeld, Shelley (April–June 2017). 1466: 374: 2583:Henriques-Gomes, Luke (15 May 2023). 2268: 2266: 2055: 1966: 1920: 1894: 1836: 1749:Henriques-Gomes, Luke (2 June 2022). 1713: 1564: 1351:Knowles, Rachael (19 February 2021). 894:"Indigenous Jobs and Training Review" 830: 666: 545: 404:Exiting cashless welfare arrangements 246: 2165: 2083: 1534:Wahlquist, Calla (7 December 2017). 1194: 941:from the original on 7 December 2015 589: 587: 536: 515: 429:St Vincent De Paul Society (Vinnies) 269:The trials began in March 2016. The 25: 2084:Horn, Allyson (21 September 2017). 991:Australian Journal of Social Issues 694: 427:Welfare Card trials, including the 13: 2418:"Failure of CDC at ALDI Bundaberg" 2263: 1430:. p. 8 – via EBSCOhost. 1003:10.1002/j.1839-4655.2016.tb01240.x 548:Social Policy & Administration 454: 218: 14: 2698: 2625: 2537: 1406: 1026:Henderson, Anna (24 March 2015). 833:"Review aims to find 'real' jobs" 667:Davey, Melissa (8 January 2017). 584: 409:management. On 12 September, an 232: 204: 1921:Barry, Hannah (18 August 2017). 395:Northern Territory and Cape York 245: 231: 217: 203: 189: 182: 169:Australian National Audit Office 145:Australian National Audit Office 30: 2654:Federal Register of Legislation 2595: 2576: 2557: 2531: 2505: 2479: 2461: 2435: 2410: 2385: 2364: 2343: 2313: 2287: 2243: 2237: 2217: 2211: 2185: 2159: 2133: 2105: 2077: 2049: 2023: 1997: 1940: 1914: 1888: 1849: 1837:Davey, Melissa (3 March 2017). 1830: 1761: 1742: 1685: 1660: 1634: 1609: 1584: 1527: 1501: 1460: 1434: 1419: 1400: 1372: 1344: 1318: 1289: 1246: 1225: 1168: 1146: 1121: 1096: 1071: 1047: 1019: 981: 953: 918: 902:. 23 March 2016. Archived from 886: 824: 794: 769: 273:senator for Western Australia, 2056:Young, Emma (22 August 2018). 1895:Parke, Erin (24 August 2017). 960:Langton, Marcia (1 May 2015). 743: 717: 688: 660: 642: 605: 190: 1: 2197:Department of Social Services 1467:Mendes, Philip (March 2019). 831:Maher, Sid (7 October 2013). 508: 421: 366:Kalgoorlie, Western Australia 2602:Butler, Josh (5 July 2024). 154:Minister for Social Services 149:Department of Social Service 7: 2166:Karp, Paul (23 July 2018). 471: 18:electronic benefit transfer 10: 2703: 1856:Klein, E; Razi, S (2017). 437:No Cashless Card Australia 135: 15: 1358:National Indigenous Times 175: 114: 39:This article needs to be 1486:10.1177/2516602618816485 1274:10.1177/1037969X19831768 628:10.1177/0261018316638459 16:Not to be confused with 2199:. Australian Government 1804:Indigenous Law Bulletin 1260:Alternative Law Journal 324:Ceduna, South Australia 2250:www.legislation.gov.au 2224:www.legislation.gov.au 1876:Cite journal requires 615:Critical Social Policy 328:When the trial began, 2643:on 11 September 2017. 2513:"Cashless Debit Card" 2193:"Cashless Debit Card" 351:Kununurra and Wyndham 84:Australian Government 64:Cashless Welfare Card 1067:. 26 September 2019. 962:"Health and welfare" 929:(15 November 2015). 314:Canterbury-Bankstown 261:class=notpageimage| 72:Healthy Welfare Card 66:, also known as the 2682:Morrison government 2677:Turnbull government 2493:. 27 September 2022 2121:. 21 September 2018 2009:The West Australian 1385:The West Australian 1304:. 2018. p. 8. 698:(22 October 2015). 503:Morrison government 498:Turnbull government 381:Division of Hinkler 375:Hinkler, Queensland 109:Albanese government 78:, is an Australian 76:Cashless Debit Card 2633:"Debit Card Trial" 2517:Services Australia 2393:"The Say NO Seven" 2325:www.vinnies.org.au 1755:Guardian Australia 1698:Guardian Australia 906:on 1 November 2017 674:Guardian Australia 560:10.1111/spol.12576 289:Nick Xenophon Team 101:Northern Territory 82:, trialled by the 2672:Abbott government 1985:. 9 December 2020 1954:. 16 January 2017 1701:. 9 December 2020 1515:. 7 December 2017 1448:. 5 December 2017 1311:978-1-76033-374-4 478:Abbott government 415:information sheet 302:Western Australia 60: 59: 2694: 2658: 2644: 2639:. 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Index

electronic benefit transfer
debit card
Australian Government
Mastercard
Visa
Centrelink
Northern Territory
Albanese government
Andrew Forrest
Alan Tudge
Marcia Langton
Australian National Audit Office
Department of Social Service
Minister for Social Services
Dan Tehan
Australian National Audit Office
Cashless Welfare Card is located in Australia
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Greens
Rachel Siewert
Malcolm Turnbull
Bundaberg
Nick Xenophon Team
drug testing
Mandurah
Western Australia
Logan
Queensland
Canterbury-Bankstown
New South Wales

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