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and
Development Authority (NYSERDA). Alternatively, a green bank can be a quasi-public instrumentality, such as a wholly-owned non-profit public corporation. The Connecticut Green Bank, for example, operates as a quasi-public entity with a board composed of government officials and independent directors. It can also take the form of an independent non-profit entity administered by the government, either through a contract or by purpose-building an entity to serve as a green bank. The Montgomery County Green Bank, for instance, is a non-profit organization created in compliance with legislation and designated as Montgomery County's green bank through a resolution by the County Council.
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Connecticut Clean Energy Fund, initially focused on granting clean energy investment, into a deployment financing entity. The CGB operates as a quasi-public institution, featuring a board of directors consisting of both government officials and independent directors. The CGB's funding is maintained through a systems benefit charge and revenue generated by
Connecticut's participation in the Regional Greenhouse Gas Initiative (RGGI) trading program. Moreover, the bank has the capability to issue its own bonds based on its balance sheet.
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solar lease financing. Given Hawaii's unique geographical circumstances, electricity costs are higher in Hawaii than in any other part of the United States. The introduction of solar leasing has provided an opportunity for many
Hawaiian homeowners to install solar panels, but the penetration of the solar market among low-credit households has remained limited. The positive cash flow generated by GEMS aims to enable low-to-moderate income Hawaiians to access a market that has historically been out of their reach.
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investors. SELF's commitment revolves around providing accessible and affordable capital for energy efficiency, resilience, and solar technologies, with a particular focus on serving low- and moderate-income (LMI) and underbanked communities. By July 2022, SELF had expanded its operations to encompass four states, including
Florida, Georgia, Alabama, and South Carolina. Additionally, SELF introduced new satellite programs in cities such as St. Petersburg, Tampa, Orlando, Miami, and Atlanta.
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financing energy efficiency projects and upgrades for municipalities, universities, schools, and hospitals. In contrast to the
Connecticut and New York Green Banks, the CLEEN Center exclusively focuses on facilitating commercial projects and upgrades. Interested parties propose their projects and apply for financial assistance through the CLEEN Center, with projects receiving funding ranging from $ 500,000 to $ 30 million.
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for the first two award initiatives on
October 12, 2023, and the latter initiative on September 26, 2023. On April 4, 2024, the Biden administration announced the eight recipients of the first $ 20 billion of the Greenhouse Gas Reduction Fund. For the $ 14 billion National Clean Investment Fund, the recipients are the consumer-focused Climate United Fund ($ 6.97 billion to a consortium of Calvert Impact,
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affordable and market-rate multifamily, commercial, industrial, and institutional. It's worth noting that a majority of the loans extended by NYCEEC are situated in, or contribute to, low-and-moderate-income (LMI) communities. Furthermore, NYCEEC holds the role of administrator for the NYC Commercial
Property Assessed Clean Energy (NYC C-PACE) Program, which was launched in 2021.
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will leverage $ 7 from the private sector for every dollar of public investment, and slash emissions by up to 40 million metric tons by 2032 through a very wide variety of projects. On April 22, the 60 recipients for the $ 7 billion Solar for All initiative were also announced, and were forecast to benefit 900,000 low-income households through $ 8 billion in energy bill savings.
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This institution plays a pivotal role as one of the founding members of the
American Green Bank Consortium, and it holds a unique status as a Community Development Financial Institution (CDFI) certified by the U.S. Treasury Department. Moreover, SELF is associated with the Opportunity Finance Network (OFN) and stands as one of the pioneering GREEN CDFIs in the nation.
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agreement, a green bank can subsequently sell them to utilities. This activity allows green banks to offer more favorable financing terms, while utilities can access RECs in substantial quantities, potentially at prices below the market rate. This reduces their compliance costs and enables them to pass on the savings to their ratepayers.
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them to use this information as a valuable sales tool, thereby increasing the scale and volume of the projects they undertake. Ensuring that contractors have a comprehensive understanding of green bank financing is a crucial way to convey this information to the end-users of the financing—building owners.
2935:(CEFC) was established in 2012 with the mission of mobilizing investments in renewable energy, energy efficiency, and low emissions technologies. As of the beginning of the fiscal year 2016, the CEFC had invested $ 1.4 billion of its own capital and attracted $ 2.2 billion in private sector investment.
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Green banks also function as intermediaries between lenders and borrowers. They provide a central clearinghouse for all online data related to energy resources, including information on rebates and financing options. Additionally, they offer technical assistance for investors and project coordination
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bills. Similar to PACE financing, on-bill repayment provides lenders with security in a developing market. Since electricity is a necessity, utility bills have a very high repayment rate nationwide. Including loan payments on a utility bill enhances the likelihood of repayment, making it appealing to
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clean energy loans significantly enhances the appeal of lending for private investors. Individual clean energy projects, which exhibit variations in credit quality, location, and technology, can pose a substantial underwriting cost for a bank and may not achieve the desired investment scale. Bundling
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Green banks prioritize commercially viable technologies rather than early-stage innovative technologies. This focus is due to the tested nature of these technologies, reduced associated "technology risk," and their ability to reliably generate revenue for project owners. Green banks typically operate
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The Hawaii Green
Infrastructure Authority was established in 2014 with the primary mission of financing clean energy development in Hawaii. Their initial program, the Green Energy Market Securitization (GEMS) program, was designed to address the needs of the low-to-moderate income market by offering
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Founded in 2010, SELF was the first local green bank in the United States and remains the sole nonprofit green bank within
Florida. SELF's inception was made possible through initial funding received from the U.S. Department of Energy's Energy Efficiency and Conservation Block Grant (EECGB) program.
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The GGRF allocates $ 6 billion to green banks in low-income and historically disadvantaged communities for similar investments and directs $ 7 billion to state and local energy funds for decentralized solar power projects in communities lacking alternative financing options. The EPA set the deadline
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Community development financial institutions (CDFIs) can play a pivotal role in co-investing or providing initial capital for green banks. Additionally, CDFIs can offer valuable technical expertise in specific areas related to green bank activities. As an example, they are the main recipients of the
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Green banks can also secure partial capitalization from revenues generated by various carbon pricing policies, such as carbon taxes, fees, and cap-and-trade systems. For instance, both the New York Green Bank (NYGB) and the Connecticut Green Bank (CGB) receive partial capitalization from the revenue
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Green banks can take various forms. They may be newly established entities or repurposed from existing ones. A green bank can be a direct part of the government, functioning as a division of an existing agency. For instance, the New York Green Bank is a division of the New York State Energy Research
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The final factor contributing to private underinvestment relates to human and organizational behavior. For a bank to enter a new market and begin lending, it must hire new staff, gain expertise in the risks and processes of the new market, and establish precise criteria for the types of projects and
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The Green Technology Financing Corporation of Malaysia was launched in 2010 as part of the government's National Green Technology Policy. Operating under the Green Technology Financing Scheme, the corporation provides companies with a 2% interest rate reduction and a 60% guaranteed financing option
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NYCEEC specializes in providing loans for various purposes, including energy efficiency, renewable energy, storage, and high-performance building projects in New York City and across the Northeast and Mid-Atlantic regions. The organization caters to a diverse range of real estate sectors, including
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A shortage of private financing exists for several reasons. One reason is the relatively short track record for clean energy financing, resulting in limited data for lenders to rely on. Without data and an observable pipeline of similar projects, banks face a high level of uncertainty regarding the
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In the UK in 2009, two reports were published advocating the creation of a state-backed infrastructure bank to provide financing for green projects. The first report, titled "Accelerating Green Infrastructure Financing: Outline Proposals for UK Green Bonds and Infrastructure Bank," was published in
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The United States Environmental Protection Agency (EPA) manages the Clean Water State Revolving Fund (CWSRF), a lending program that provides low-cost financing for various water and energy infrastructure projects. The EPA also operates the Greenhouse Gas Reduction Fund (GGRF), a competitive grant
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bonds offer the advantage of being tax-exempt, enabling governments and other public authorities to access capital at relatively low interest rates for bondholders. The bonding authority of a green bank provides debt investors with a secure stream of payments from an institution with a low risk of
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In its initial four years of existence, the CGB succeeded in stimulating $ 663.2 million in investments for clean energy projects, with three-fourths of these funds originating from the private sector. Notably, this increase in clean energy investment was concurrent with a significant decrease in
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Intermediaries (Opportunity Finance Network, Inclusiv, Native CDFI Network and Appalachian Community Capital) receiving a total of roughly $ 5.1 billion, and a coalition of community organizations called the Justice Climate Fund receiving $ 940 million. The Biden administration projects that they
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Green banks can organize training programs for contractors, providing local clean energy technology installers, contractors, and developers with insights into various green bank financing options. Contractor training equips contractors with the knowledge of green bank financing products, enabling
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The California Lending for Energy and Environmental Needs Center, operating as the state's green bank, is housed within the California Infrastructure and Economic Development Bank. One of the center's flagship initiatives, known as the Statewide Energy Efficiency Program (SWEEP), is dedicated to
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Green banks are typically initiated with public capital, and this capital can be derived from various sources. The green bank financing model efficiently manages limited supplies of public capital, allowing each dollar to be continually reinvested and utilized for multiple clean energy projects.
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mechanisms to leverage private investment. Loan loss reserves, overcollateralization, and subordinated debt can help alleviate concerns among private lenders interested in entering the market but apprehensive about the risks associated with developers, counterparties, or technologies with a less
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NYCEEC was established in 2010, marking one of the earliest green banks in the United States. Initially, NYCEEC came into existence through the efforts of the New York City government, with funding provided by the American Recovery and Reinvestment Act of 2009. In May 2011, NYCEEC commenced its
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As of the present, the NYGB has received over $ 1 billion in proposals and maintains an active project pipeline of approximately $ 500 million. The first series of NYGB investments were unveiled in the autumn of 2015. The NYGB utilized $ 49 million of public capital to leverage $ 178 million in
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In 2015, state legislators transformed the Rhode Island Clean Water Finance Agency (RICWFA) into the Rhode Island Infrastructure Bank (RIIB). The RIIB offers both residential and commercial PACE programs designed to reduce energy costs for consumers. The RIIB has also established the Efficient
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The United States Department of Agriculture (USDA), through its Rural Utilities Service (RUS) program, provides funding for infrastructure projects, including those related to energy, in rural communities. The RUS offers funding that can be harnessed by green banks to finance projects in rural
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Innovative approaches to renewable energy credit (REC) financing have also enabled green banks to lower energy costs for consumers. Green banks can agree to acquire and monetize the RECs generated by a particular clean energy project. Upon obtaining possession of the RECs through the financing
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The Connecticut Green Bank (CGB) was established in 2011 and holds the distinction of being the first green bank in the United States. It has emerged as the most advanced green bank in the nation in terms of deal volume. The transformation occurred when Connecticut's legislature converted the
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The United States Department of Energy (DOE) administers programs such as the Loan Program Office (LPO), which offers federal funding to innovative clean energy companies and project portfolios. Green banks can leverage DOE funding by constructing project portfolios designed to meet the LPO's
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A state or local government may impose a modest surcharge on energy bills within its jurisdiction and mandate that the funds raised through this charge be allocated to a green bank. Alternatively, the government may reallocate an existing surcharge and direct the revenue to a green bank. This
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private investors and facilitating affordable loans for consumers. Additionally, the on-bill structure allows renters to benefit from increased energy efficiency. Furthermore, the simplicity of on-bill financing is appealing—tenants pay for the goods they consume, which makes sense logically.
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from clean energy projects that exceeds the monthly payments for the cost of financing. Such a cash flow structure is only feasible with loan terms that match the expected lifetime of the project's savings and interest rates that align with the associated risks. Therefore, private capital, if
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In some instances, the mere availability of clean energy financing products is insufficient to stimulate the desired level of clean energy finance activity. Various non-financial market development activities become necessary. A green bank might plan and execute a range of market development
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In its pursuit of low-cost loan capital, SELF collaborates with an array of partners, including bank Community Reinvestment Act (CRA) investors, faith-based organizations, crowdfunding platforms such as KIVA.org and CNote, health organizations, Program-Related Investments (PRIs), and impact
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If a green bank requires additional capital, it can securitize loans it has extended (assets) and, through a secondary market, sell them to other investors in the form of bonds. For example, the Connecticut Green Bank sold $ 30 million in bonds backed by commercial efficiency loans to Clean
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There are various types and styles of institutions that finance clean energy and green infrastructure projects. However, several key elements distinguish green banks from other financing institutions: a focus on commercially viable technologies, a dedicated source of capital, an emphasis on
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and Rewiring America); collectively they have pledged 60 percent of funds would go to low-income and marginalized communities, well above the 40 percent required by Biden. For the $ 6 billion Clean Communities Investment Accelerator program to disburse money exclusively and deep into such
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in clean energy technologies that, despite their commercial viability, have struggled to establish a widespread presence in consumer markets. Green banks aim to reduce energy costs for ratepayers, stimulate private sector investment and economic activity, and expedite the transition to a
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Green banks fulfill an educational role, both internally and externally. They cultivate in-house expertise to accurately assess risks and standardize de-risking mechanisms. This knowledge is shared within the industry, aiding investors in risk assessment and assisting developers in
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Green banks often assume the risk of being the first to invest in innovative or novel projects. By doing so, they demonstrate that these projects can succeed, establishing a track record that encourages private investment in future similar projects, thereby fostering innovation.
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Green banks co-finance projects and build a reputation for expertise. When they choose to invest in a project, it serves as a signal of trustworthiness to other investors. This signaling role attracts additional funding from previously uninterested investors and may even lead to
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measures, such as overcollateralization or loan loss reserves, to reduce creditors' exposure to default risk and secure improved ratings from credit agencies. Securitization enhances market liquidity for clean energy project financing, ultimately leading to a decrease in the
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of them) disperses risk and creates scale, attracting a broader spectrum of private investors. A green bank can create and securitize loan portfolios, enabling investors to acquire a portion of the green bank's debt in the secondary market. Green banks can also incorporate
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for contractors and providing scale for investors. One effective method for a green bank to aggregate demand is by offering neighborhood-wide group-buying deals. The Connecticut Green Bank and SolarizeCT have successfully implemented this approach across Connecticut.
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In March 2016, the UK government announced its intention to transition the GIB to the private sector. The government plans to divest its shares in the GIB but will aim to retain a 'special share' to safeguard the ongoing commitment to the GIB's green objectives.
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Green banks' innovative financing techniques are more effective when they can operate through robust delivery mechanisms. These structures enhance the security of debt service payments and enable lenders to offer lower interest rates for clean energy financing.
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To address the barriers to clean energy market development, green banks assist consumers in securing long-term, low-interest loans. Green banks employ a diverse range of financing techniques, including credit enhancements, co-investment, and securitization.
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Foundations can offer grants to green banks for covering startup costs, or they can make program-related investments in green banks that align with their mission, potentially earning returns on their investments while supporting clean energy initiatives.
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As of June 2023, NYCEEC has mobilized over $ 430 million in capital for energy efficiency and clean energy projects, resulting in the enhancement of more than 430 buildings and the promotion of green practices in over 15,000 affordable housing units.
4337:"Green Investment Bank mobilises ÂŁ10 billion for projects - WWF praises success but flags concern over future of GIB's green mission - WWF UK - Green Investment Bank, green infrastructure projects, renewable energy, energy efficiency industries"
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inefficiencies and inherent challenges in financing clean energy that have resulted in insufficient investment by private lenders. While some private lenders do provide financing for clean energy projects, they typically impose relatively high
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holds the distinction of being the sole county in the United States to have established a local green bank. The Montgomery County Green Bank (MCGB) was capitalized with $ 20 million from the settlement that accompanied the merger of utilities
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among the parties involved. The heterogeneity of clean energy projects makes it more expensive for private lenders to underwrite them at scale, potentially rendering loans for clean energy projects uneconomical from the lender's perspective.
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risk associated with a loan and provides incentives for private investment. Due to the reduced risk, consumers can secure loans with lower interest rates. When the property is sold, the new owners assume responsibility for loan repayment.
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Green banks play a critical role in mitigating risks associated with low-carbon projects, rendering them more appealing to private investors. Different green banks employ various de-risking mechanisms, such as concessional finance or
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surcharge serves as a recurring source of capital for green banks, with funds replenished annually. The Connecticut Green Bank and New York Green Bank, for example, receive part of their capital from a systems benefit charge.
2283:. They assist in bridging investment gaps, particularly during economic downturns. This role is aligned with the concept that public financing can effectively address structural barriers associated with high capital expenses.
4005:"Biden-Harris Administration Launches $ 7 Billion Solar for All Grant Competition to Fund Residential Solar Programs that Lower Energy Costs for Families and Advance Environmental Justice Through Investing in America Agenda"
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For consumers, the high upfront costs often render clean energy technology unattractive to adopt, despite declines in the costs of clean energy technology. Historically, the clean energy sector has relied on taxpayer-funded
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have all established national banks dedicated to leveraging private investment in clean energy technologies. Collectively, green banks around the world have facilitated approximately $ 30 billion in clean energy investment.
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Pension funds can invest in deals or portfolios of deals originated by green banks, providing an opportunity for them to participate in green energy financing while potentially earning returns on their investments.
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loan, it is uncertain whether the bank will be able to sell that loan to another lender or if it will have to retain the loan on its balance sheet. Unlike mortgage and auto lenders, who benefit from highly liquid
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established the largest Green Bank in the nation, NY Green Bank (NYGB), and endowed it with capital sourced from re-purposed ratepayer surcharges and revenues generated by the issuance of emissions permits. The
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California Infrastructure and Economic Development Bank. "Criteria, Priorities, and Guidelines for the Selection of Projects for IBank Financing Under the California Lending for Energy and Environmental Needs
4109:"Biden-Harris Administration Announces $ 7 Billion Solar for All Grants to Deliver Residential Solar, Saving Low-Income Americans $ 350 Million Annually and Advancing Environmental Justice Across America"
2266:. Green banks also concentrate on utilizing their capital to facilitate private entry into the clean energy market, primarily by using limited public funds to leverage private investment in clean energy.
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meeting in Paris, with participation from state and national Green Banks in Connecticut, Australia, Malaysia, New York, Japan, and the United Kingdom, along with the non-profit organizations the
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activities to nurture the clean energy market. These activities may not directly involve lending, and a green bank may engage an external organization to design and carry out these initiatives.
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performance of various project types and borrower repayment patterns. This uncertainty leads to hesitancy to enter the market, increased due diligence costs, and/or unfavorable lending terms.
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Financing Solutions Working Group. "Accessing Secondary Markets As a Capital Source for Energy Efficiency Finance Programs: Program Design Considerations for Policymakers and Administrators"
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Ideally, private lenders would offer financing to building owners to cover the upfront costs of adopting clean energy technologies (beyond what is covered by rebates). However, there are
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4032:"Biden-Harris Administration Announces Historic $ 20 Billion in Awards to Expand Access to Clean Energy and Climate Solutions and Lower Energy Costs for Communities Across the Nation"
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for borrowers. The Connecticut Green Bank executed one of the initial securitization deals, selling 75% of its $ 40 million PACE portfolio to Clean Fund, a specialty finance company.
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established track record in their respective jurisdictions. Credit enhancements also serve to reduce the cost of capital for borrowers and improve debt ratings from credit agencies.
2793:(NYSERDA) devised a 5-year capitalization structure involving multiple infusions of capital amounting to $ 1 billion. The NYGB is now a fully staffed entity and functions as a
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services for contractors. By enhancing transparency and resource accessibility, green banks bridge the gap between the supply and demand for capital in clean energy projects.
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tenors. These terms make clean energy project financing unattractive from the end-user's perspective. To be appealing to end-users, financing terms should result in monthly
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At times, green banks directly invest in clean energy projects to facilitate additional private investment or enhance the financial terms established by private lenders.
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Capital for green banks can be generated by issuing other bonds backed by a dedicated cash stream, such as ratepayer fees or proceeds from emissions allowance auctions.
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In some cases, underused or dormant investment funds may be re-allocated to support a green bank, putting these funds to work in furthering clean energy initiatives.
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3979:"Biden-Harris Administration Launches Historic $ 20 Billion in Grant Competitions to Create National Clean Financing Network as Part of Investing in America Agenda"
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U.S. Department of Energy Loan Programs Office. "Federal Loan Guarantee Solicitation and Supplements for Renewable Energy Projects and Energy Efficiency Projects"*
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Organization for Economic Cooperation and Development. "Green Investment Banks: Scaling Up Private Investment in Low-Carbon, Climate Resilient Infrastructure
2919:, and onshore renewables. The UK's GIB has committed ÂŁ2.6 billion to 76 domestic infrastructure projects, mobilizing over ÂŁ10 billion in private investment.
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for home and car loans that help keep interest rates low, these types of secondary markets are only just beginning to develop for clean energy technologies.
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program for smaller green banks, which makes up to $ 14 billion available to select green banks nationwide for a wide range of decarbonization investments.
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U.S. Department of Energy. "Energy Investment Partnerships: How State and Local Governments Are Engaging Private Capital to Drive Clean Energy Investment"
2113:(sometimes referred to as a green investment bank, a state investment bank, a clean energy finance authority, or a clean energy finance corporation) is a
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When the 2009 cap and trade legislation ultimately failed to pass the Senate, green bank advocates in the US shifted their focus to the state level. The
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on the property, with the property owner repaying the financing through PACE assessments included on their property tax bill. This approach reduces the
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and Community Preservation Corporation), the Coalition for Green Capital ($ 5 billion), and Power Forward Communities ($ 2 billion to a consortium of
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Another reason for the financing gap is that many clean energy projects are small and distributed. Investments in building efficiency upgrades and
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Green banks can also tap into various federal sources within the United States to secure funding and support for their clean energy initiatives:
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NYSERDA. "Governor Cuomo Announces Three New York Green Bank Transactions to Improve Access to Clean Energy and Reduce Greenhouse Gas Emissions"
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taxpayer-funded clean energy grants. In essence, the CGB bolstered clean energy investment while alleviating the financial burden on taxpayers.
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State of Hawaii. "Status of the Green Infrastructure Authority's Activities: Report to the Governor and the Legislature of the State of Hawaii"
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The Green Bank Network is an international membership organization that focuses on clean energy finance solutions. It was launched at the 2015
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Buildings Fund, a program intended to provide low-cost financing for energy efficiency and renewable energy projects in public buildings.
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Ken Berlin, Reed Hundt, Marko Muro, and Devashree Saha. "State Clean Energy Banks: New Investment Facilities for Clean Energy Deployment"
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3256:"Commentary: This little-discussed provision in the Inflation Reduction Act just established the world's largest green lending program"
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Solar and Energy Loan Fund of St. Lucie County, Inc. (SELF) was the first local government green bank established in America in 2010.
2895:(GIB) to attract private funds for financing private sector environmental preservation and improvement investments. It operates as a
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lender. Instead of designing specific financing products and programs, the NYGB relies on the market to discern the financing needs.
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A third reason for the financing gap is the lack of liquidity and maturity in the capital market. When a commercial bank provides an
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as public-purpose entities with some form of government relationship and are usually capitalized with public funds. Similar to a
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available at unfavorable terms, undermines the economic viability of potential projects for customers or project developers.
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Thomas Heath and Aaron C. Davis. "DC Regulators green-light Pepco-Exelon Merger, creating the largest utility in the nation"
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Carol Browner, Danielle Baussan, Ben Bovarnick, Mari Hernandez, Matt Kasper. "Clean Energy Investment in the United States
3346:"The Multiple Roles of State Investment Banks in Low-Carbon Energy Finance: An Analysis of Australia, the UK, and Germany"
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3876:"Learn about the Clean Water State Revolving Fund (CWSRF) | Clean Water State Revolving Fund (CWSRF) | US EPA"
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Another approach is issuing project bonds secured by the revenue-generating potential of the projects they will support.
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in 2013. By the end of fiscal year 2015, the Connecticut Green Bank had supported $ 663 million in project investments.
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2190:, introduced in May 2009. A companion piece of federal green financing legislation was concurrently introduced in the
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2182:'s efforts to facilitate clean energy development. A similar concept was incorporated as an amendment to the federal
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3198:"Inflation Reduction Act Creates $ 27B 'Green Bank' Fund for Clean Energy Projects, but False Claims Risks Exist"
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Green banks or their partners can consolidate consumer demand for clean energy projects and financing, reducing
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3627:"Sustainable Real Estate Solutions » Connecticut's CEFIA Announces Industry-First C-PACE Portfolio Sale"
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generated by their respective states through initiatives like the Regional Greenhouse Gas Initiative (RGGI).
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Property Assessed Clean Energy (PACE) financing allows consumers to repay energy upgrade loans through their
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A government can allocate funds to a green bank as a part of its routine budget and appropriations process.
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and E3G. The second report, titled "Delivering a 21st Century Infrastructure for Britain," was published by
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3281:"Accelerating Green Infrastructure Financing: Outline Proposals for UK Green Bonds and Infrastructure Bank"
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Green banks can raise capital by issuing bonds backed by the state in which the green bank is established.
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default. In return, the green bank gains capital that can be promptly invested in clean energy projects.
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3020:"Green Investment Banks: Scaling up Private Investment in Low-carbon, Climate-resilient Infrastructure"
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Clean Energy States Alliance. "Developing an Effective State Clean Energy Program: Clean Energy Loans"
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For specific green bank activities, industrial revenue bonds and private activity bonds may be issued.
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Organization for Economic Cooperation and Development. "Green Investment Banks: Policy Perspectives"
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Reed Hundt. "Growing Clean Energy Markets Quickly with Green Bank Financing and Market Development"
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Connecticut Green Bank. "Bylaws: Pursuant to Section 16-245n of the Connecticut General Statutes"
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clean energy finance lender, distinguishing itself from Connecticut, which operates more as a
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Green banks play a crucial role in providing financial support for projects with substantial
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Smith, Graham. "Responsible Marketplace Lending: Indispensable for Commercial Solar's Growth
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Green banks may also capitalize themselves by issuing bonds backed by their own institution.
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1475:
1173:
954:
929:
807:
767:
762:
630:
419:
368:
298:
278:
8:
3448:"Beyond Market Failures: The Market-Creating and Shaping Roles of State Investment Banks"
3154:
2916:
2460:
1747:
1649:
1356:
1188:
1021:
847:
837:
787:
725:
434:
303:
248:
79:
Please help update this article to reflect recent events or newly available information.
3183:
McGowan, Elizabeth. "Clean Energy Investment Bank Has Bipartisan Support, But No Money"
2469:
2435:
2353:
2135:
2118:
1974:
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1391:
996:
971:
867:
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283:
188:
4306:
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3473:
3428:
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2503:
2183:
2117:, typically public or quasi-public, that employs innovative financing techniques and
1371:
1161:
1074:
909:
904:
745:
715:
650:
363:
3819:
Lombardi, Nick. "In a Watershed Deal, Securitization Comes to Commercial Efficiency"
120:
3598:
Griffin, Alfred. "NY Green Bank: Introduction to Standardization and Collaboration"
3541:
3504:
3463:
3455:
3418:
3408:
3396:
3367:
3357:
2911:. The GIB is involved in various technologies, including energy efficiency, waste,
2410:
2397:
2396:
projects are inherently small and geographically dispersed, with varying levels of
2323:
2206:
2126:
1979:
1949:
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1604:
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964:
944:
919:
782:
772:
680:
598:
3413:
3760:"Green Bank | Department of Environmental Protection, Montgomery County, MD"
3749:
Connecticut Green Bank. "Comprehensive Annual Financial Report: Fiscal Year 2015"
3174:
Climate Progress. "What is the Clean Energy Bank and Why Is It In Waxman-Markey?”
2990:
2819:
2753:
2474:
2464:
2255:
2225:
2145:, green banks have been established at the federal, state, and local levels. The
2024:
1892:
1787:
1777:
1707:
1505:
1445:
1349:
1303:
1262:
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827:
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670:
645:
620:
534:
424:
414:
263:
238:
124:
44:
3362:
2515:
On-bill financing enables consumers to repay energy upgrade loans through their
2417:
credit ratings they are willing to support. This process can be time-consuming.
556:
16:
Financial institution providing funding exclusively for decarbonization projects
4446:
4264:
3372:
3196:
Avery, W. Barron A.; McCarthy, Ryan A.; Lorenzo, Sarah-Jane (August 16, 2022).
2516:
2455:
2368:
2146:
2122:
2019:
1959:
1939:
1867:
1614:
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1530:
1330:
1320:
1298:
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959:
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409:
374:
358:
343:
258:
203:
4440:
3555:
3533:
3516:
3477:
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3381:
2888:
2605:
2373:
2349:
2306:
2263:
2233:
2142:
1954:
1812:
1542:
1403:
1252:
1036:
1016:
939:
894:
665:
655:
635:
512:
323:
313:
293:
228:
218:
3546:
3397:"Investing in Low-Carbon Transitions: Energy Finance as an Adaptive Market"
2985:
2785:
2495:
2280:
1877:
1762:
1722:
1712:
1525:
1435:
1398:
1144:
822:
625:
490:
429:
386:
348:
333:
253:
233:
4151:
Enerknol. "NY Green Bank Highlights Role of Innovation in Solar Financing"
3492:
3447:
3133:
3721:
3508:
3459:
2229:
2202:
2174:
In the United States, the green bank concept was originally developed by
2158:
1842:
1727:
1717:
1235:
1168:
981:
872:
842:
453:
338:
273:
223:
4416:
3792:
Coalition for Green Capital. "Growing the Maryland Clean Energy Economy"
3468:
3113:
3711:
Coalition for Green Capital. "Green Bank Product and Activity Overview"
2808:
2729:
2681:
2357:
2175:
2130:
1944:
1567:
1547:
1520:
1480:
1418:
458:
4326:
Green Investment Bank. "Summary of Transactions: Transactions to Date"
4201:
4058:"EPA's new $ 20B 'green bank' will benefit disadvantaged communities…"
4023:
2912:
2904:
2794:
2381:
2293:
2250:
leveraging private investment, and a connection with the government.
2150:
1671:
1230:
571:
393:
177:
This article is about the financial institution. For other uses, see
4160:
NYSERDA. "Clean Energy Fund Information Supplement: Case 14-M-0094"
3902:"Green Capital Feuds With Local Lenders Over National Climate Bank"
3325:
Kennan, Hallie. "Working Paper: State Green Banks for Clean Energy"
2907:, where it is also registered, and maintains a secondary office in
2310:
2162:
1732:
1557:
1470:
1465:
1245:
615:
448:
2687:$ 6 billion Clean Communities Investment Accelerator (see below).
2604:
Green banks can also raise capital through the issuance of bonds.
4362:"UK Green Investment Bank plc Annual Report and Accounts 2015–16"
2361:
1220:
934:
705:
308:
3344:
Geddes, Anna; Schmidt, Tobias S.; Steffen, Bjarne (2018-04-01).
4101:
4084:"How the EPA will spend $ 27 billion in carbon-reduction funds"
3227:"Three Ways the Inflation Reduction Act Advances Green Banking"
2908:
2867:
2798:
2129:
technologies. Green banks use public funds to leverage private
2009:
485:
4265:"Application Process | Green Technology Financing Scheme"
2805:
private capital, achieving a leverage ratio greater than 3:1.
2754:
Solar and Energy Loan Fund of St. Lucie County, FL Inc. (SELF)
3928:"New Climate Law Jumpstarts Clean Energy Financing - Article"
3534:"Public Financial Institutions and the Low-Carbon Transition"
3395:
Hall, Stephen; Foxon, Timothy J; Bolton, Ronan (2015-10-29).
3220:
3218:
2863:
2274:
2154:
1609:
1225:
593:
544:
3810:
Schub, Jeff. "Bond Structures Typically Used By Green Banks"
2205:
established the first state green bank in 2011, followed by
4406:
Clean Energy Finance Corporation. "Annual Report 2014-2015"
2499:
2377:
2259:
802:
640:
566:
195:
3215:
2572:
4221:
Devashree Saha and Mark Muro. "Green Banking Goes Local"
3688:
2835:
2791:
New York State Energy Research and Development Authority
2489:
2239:
4289:"UK to base Green Investment Bank in Edinburgh, London"
2814:
operations as a 501(c)(3) not-for-profit organization.
2309:, thereby making projects more attractive to potential
3309:"Delivering a 21st Century Infrastructure for Britain"
3827:
3825:
3674:
3672:
3343:
3195:
3191:
3189:
2809:
New York City Energy Efficiency Corporation (NYCEEC)
2682:
Community Development Financial Institutions (CDFIs)
4049:
3997:
3971:
3576:
3574:
3822:
3806:
3804:
3802:
3800:
3798:
3669:
3060:
2655:
3842:"Electric Programs | USDA Rural Development"
3424:20.500.11820/6829ed41-acc7-40d1-bd8b-d61f19d5ecf1
3186:
3058:
3056:
3054:
3052:
3050:
3048:
3046:
3044:
3042:
3040:
4438:
3571:
2523:
4379:"What we do - Clean Energy Finance Corporation"
4029:
3795:
3394:
3945:
3925:
3446:Mazzucato, Mariana; Penna, Caetano CR (2015).
3445:
3249:
3247:
3037:
2901:Department for Business, Innovation and Skills
2647:
2638:
2333:
2194:, where it received broad bipartisan support.
4452:Market-based environmental policy instruments
3957:United States Environmental Protection Agency
3145:
3143:
3090:
3088:
3086:
3068:. Coalition for Green Capital. Archived from
2090:
1098:
109:The examples and perspective in this article
4075:
3926:Yañez-Barnuevo, Miguel (12 September 2022).
3788:
3786:
3784:
3745:
3743:
3741:
3493:"Low-Carbon Investment Risks and De-Risking"
3225:Penny, William; Snow, Ed (August 19, 2022).
2690:
4241:"Green Financing | GreenTech Malaysia"
3893:
3244:
53:Learn how and when to remove these messages
3140:
3083:
2826:
2275:Provision of capital for green investments
2262:, necessitating the presence of their own
2097:
2083:
2064:
2052:
1105:
1091:
4196:
4194:
3953:"About the Greenhouse Gas Reduction Fund"
3919:
3781:
3738:
3545:
3467:
3422:
3412:
3371:
3361:
3224:
2766:
1184:Effects of climate change on human health
435:Transaction (checking / current)
165:Learn how and when to remove this message
147:Learn how and when to remove this message
4055:
2853:
2563:
4305:. Green Investment Bank. Archived from
4081:
3490:
2480:
2420:
4439:
4191:
4142:NYSERDA. "NY Green Bank Business Plan"
3899:
3253:
2779:
2748:
2590:
2573:Organizational structure and placement
2545:
2258:, green banks provide capital and own
2228:in September 2009 and was authored by
2188:American Clean Energy and Security Act
1915:Scientific consensus on climate change
1451:Corporate environmental responsibility
3528:
3526:
3339:
3337:
3335:
3333:
3331:
2959:
2836:Hawaii Green Infrastructure Authority
2726:Local Initiatives Support Corporation
2581:
2532:
2490:Property Assessed Clean Energy (PACE)
2429:
2244:
2240:Essential elements and main functions
4417:"About the GBN – Green Bank Network"
2510:
1783:List of climate change controversies
1064:
95:
59:
18:
2903:(BIS). The GIB is headquartered in
2299:
2178:and Ken Berlin as part of the 2008
1803:Psychology of climate change denial
13:
3523:
3328:
3254:Cherny, Andrei (August 22, 2022).
2498:. This process involves placing a
2342:
14:
4473:
4030:The White House (April 4, 2024).
3491:Schmidt, Tobias S. (2014-03-26).
2970:Natural Resources Defense Council
2882:
2612:
2450:
2316:
2286:
2269:
1456:Corporate sociopolitical activism
34:This article has multiple issues.
4082:Roberts, David (April 5, 2024).
4056:St. John, Jeff (April 4, 2024).
3900:Harris, Lee (January 19, 2023).
3656:"Property-Assessed Clean Energy"
3311:. September 2009. Archived from
2952:, a subsidiary of Belgian-based
2933:Clean Energy Finance Corporation
2663:
2599:
2554:
2442:
2121:tools in collaboration with the
2063:
2051:
2039:
1073:
1063:
1054:
1053:
202:
100:
64:
23:
4409:
4400:
4371:
4354:
4329:
4320:
4295:
4281:
4257:
4233:
4224:
4215:
4182:
4172:
4163:
4154:
4145:
4136:
4127:
3868:
3859:
3834:
3813:
3752:
3714:
3705:
3681:
3648:
3619:
3610:
3601:
3592:
3583:
3562:
3538:OECD Environment Working Papers
3484:
3439:
3388:
3319:
3301:
3273:
2879:for green technology projects.
2844:
2656:Re-allocation of existing funds
1294:List of environmental conflicts
42:or discuss these issues on the
3177:
3168:
3126:
3114:"Members – Green Bank Network"
3106:
3097:
3012:
2672:
2434:Green banks frequently employ
2125:to expedite the deployment of
853:Strategic financial management
1:
4383:Cleanenergyfinancecorp.com.au
3689:"Home - Solarize Connecticut"
3414:10.1080/14693062.2015.1094731
3134:"Impact – Green Bank Network"
3006:
2722:Enterprise Community Partners
2524:Market development activities
2364:to drive market development.
2212:In 2022, Congress passed the
1362:Bright green environmentalism
1007:Sustainable development goals
3633:. 2014-05-19. Archived from
2926:
7:
4303:"Our investments | UK"
3363:10.1016/j.enpol.2018.01.009
3001:Coalition for Green Capital
2979:
2974:Coalition for Green Capital
2873:
2859:Montgomery County, Maryland
2737:communities, they are four
2648:Direct budget appropriation
2639:Revenue from carbon pricing
2334:First (or Early Mover) role
2180:Obama-Biden Transition Team
179:Green bank (disambiguation)
123:, discuss the issue on the
10:
4478:
4462:Public–private partnership
2539:customer acquisition costs
2330:of the green bank itself.
2169:
1995:Global warming controversy
1377:Carbon offsets and credits
758:Fractional-reserve banking
686:Enterprise risk management
176:
2938:
2691:Federal sources in the US
1573:Extreme event attribution
1152:Climate change mitigation
661:Diversification (finance)
73:This article needs to be
4204:. RI Infrastructure Bank
4202:"RI Infrastructure Bank"
3066:"Green Bank White Paper"
2996:Market-based instruments
2893:UK Green Investment Bank
1461:Corporate sustainability
1387:Greenhouse gas inventory
1382:Global warming potential
611:Automated teller machine
3547:10.1787/5jxt3rhpgn9t-en
3452:SSRN Electronic Journal
2827:California CLEEN Center
2718:Self-Help Ventures Fund
2214:Inflation Reduction Act
1823:Social ecology (ethics)
1536:Green building and wood
1441:Climate change scenario
1414:Carbon fee and dividend
1409:Carbon emission trading
858:Stress test (financial)
3764:Montgomerycountymd.gov
2897:public limited company
2767:Connecticut Green Bank
2222:Climate Change Capital
1833:Stewardship (theology)
1808:Public interest design
1793:Mitigation co-benefits
1753:Fossil fuel divestment
1316:Small island countries
1209:Impacts of agriculture
3906:The American Prospect
3497:Nature Climate Change
3231:Burr & Forman LLP
2854:Montgomery County, MD
2564:Central clearinghouse
2463:and selling them (or
2232:, James Wardlaw, and
2115:financial institution
1838:Urban forest inequity
1828:Social responsibility
1682:Zero heating building
1496:Environmental finance
1424:Social cost of carbon
1032:Too connected to fail
793:Investment management
691:Environmental finance
550:Correspondent account
244:Community development
4421:Greenbanknetwork.org
4245:Greentechmalaysia.my
3509:10.1038/nclimate2112
3460:10.2139/ssrn.2559873
2899:and is owned by the
2734:Habitat for Humanity
2481:Financing structures
2421:Financing activities
1905:Psychology of denial
1738:Environmental racism
1677:Zero-energy building
1600:Mitigation economics
1491:Environmental design
1476:Ecological economics
1174:Ecological footprint
930:Exchange traded fund
808:Mathematical finance
768:Fundamental analysis
763:Full-reserve banking
369:Bank holding company
279:Export credit agency
187:Part of a series on
129:create a new article
121:improve this article
111:may not represent a
3373:20.500.11850/256154
2780:New York Green Bank
2749:Current Green Banks
2591:Ratepayer surcharge
2546:Contractor training
2186:bill, known as the
1985:Conspiracy theories
1748:Ethical consumerism
1357:Autonomous building
1278:Infectious diseases
1204:Effects of aviation
1022:Time value of money
848:Statistical finance
838:Sustainable finance
788:Investment advisory
430:Time deposit (Bond)
4457:Sustainable energy
2960:Green Bank Network
2582:Sources of capital
2533:Demand aggregation
2470:credit enhancement
2436:credit enhancement
2430:Credit enhancement
2245:Essential elements
2136:low-carbon economy
2119:market development
2005:Individual actions
1975:Climate governance
1773:Indigenous peoples
1640:Consumer behaviour
1595:Low-carbon economy
1392:Net zero emissions
1130:Climate change and
997:Security (finance)
972:History of banking
868:Structured product
863:Structured finance
676:Economic expansion
189:financial services
2511:On-bill financing
2459:these loans into
2411:secondary markets
2406:energy efficiency
2107:
2106:
1970:Political economy
1372:Carbon accounting
1241:Tropical cyclones
1162:Urban heat island
1115:
1114:
910:Corporate finance
905:Capital structure
880:
879:
651:Corporate finance
471:
470:
175:
174:
167:
157:
156:
149:
131:, as appropriate.
94:
93:
57:
4469:
4432:
4431:
4429:
4428:
4413:
4407:
4404:
4398:
4397:
4395:
4394:
4385:. Archived from
4375:
4369:
4368:
4366:
4358:
4352:
4351:
4349:
4348:
4333:
4327:
4324:
4318:
4317:
4315:
4314:
4299:
4293:
4292:
4285:
4279:
4278:
4276:
4275:
4261:
4255:
4254:
4252:
4251:
4237:
4231:
4228:
4222:
4219:
4213:
4212:
4210:
4209:
4198:
4189:
4186:
4180:
4176:
4170:
4167:
4161:
4158:
4152:
4149:
4143:
4140:
4134:
4131:
4125:
4124:
4122:
4120:
4115:. April 22, 2024
4105:
4099:
4098:
4096:
4094:
4079:
4073:
4072:
4070:
4068:
4053:
4047:
4046:
4044:
4042:
4027:
4021:
4020:
4018:
4016:
4001:
3995:
3994:
3992:
3990:
3975:
3969:
3968:
3966:
3964:
3949:
3943:
3942:
3940:
3938:
3923:
3917:
3916:
3914:
3912:
3897:
3891:
3890:
3888:
3887:
3872:
3866:
3863:
3857:
3856:
3854:
3853:
3838:
3832:
3829:
3820:
3817:
3811:
3808:
3793:
3790:
3779:
3778:
3776:
3775:
3766:. Archived from
3756:
3750:
3747:
3736:
3735:
3733:
3732:
3726:Greenbank.ny.gov
3718:
3712:
3709:
3703:
3702:
3700:
3699:
3685:
3679:
3676:
3667:
3666:
3664:
3663:
3652:
3646:
3645:
3643:
3642:
3623:
3617:
3614:
3608:
3605:
3599:
3596:
3590:
3587:
3581:
3578:
3569:
3566:
3560:
3559:
3549:
3530:
3521:
3520:
3488:
3482:
3481:
3471:
3443:
3437:
3436:
3426:
3416:
3392:
3386:
3385:
3375:
3365:
3341:
3326:
3323:
3317:
3316:
3305:
3299:
3298:
3296:
3295:
3285:
3277:
3271:
3270:
3268:
3266:
3251:
3242:
3241:
3239:
3237:
3222:
3213:
3212:
3210:
3208:
3193:
3184:
3181:
3175:
3172:
3166:
3165:
3163:
3162:
3153:. Archived from
3147:
3138:
3137:
3130:
3124:
3123:
3121:
3120:
3110:
3104:
3101:
3095:
3092:
3081:
3080:
3078:
3077:
3062:
3035:
3034:
3032:
3031:
3016:
2891:established the
2398:creditworthiness
2376:and offer short
2324:oversubscription
2300:Educational role
2099:
2092:
2085:
2067:
2066:
2055:
2054:
2048:
2044:
2043:
2042:
1980:Climate movement
1950:Green liberalism
1935:Climate movement
1743:Environmentalism
1694:Social issues ·
1605:Natural building
1511:Green accounting
1486:Energy economics
1431:Circular economy
1367:Carbon footprint
1309:Coastal flooding
1179:Ecological grief
1117:
1116:
1107:
1100:
1093:
1077:
1067:
1066:
1057:
1056:
987:Personal finance
920:Equity (finance)
783:Impact investing
773:Growth investing
681:Enterprise value
588:
587:
399:
398:
354:Savings and loan
206:
184:
183:
170:
163:
152:
145:
141:
138:
132:
104:
103:
96:
89:
86:
80:
68:
67:
60:
49:
27:
26:
19:
4477:
4476:
4472:
4471:
4470:
4468:
4467:
4466:
4437:
4436:
4435:
4426:
4424:
4415:
4414:
4410:
4405:
4401:
4392:
4390:
4377:
4376:
4372:
4364:
4360:
4359:
4355:
4346:
4344:
4335:
4334:
4330:
4325:
4321:
4312:
4310:
4301:
4300:
4296:
4287:
4286:
4282:
4273:
4271:
4263:
4262:
4258:
4249:
4247:
4239:
4238:
4234:
4229:
4225:
4220:
4216:
4207:
4205:
4200:
4199:
4192:
4187:
4183:
4177:
4173:
4168:
4164:
4159:
4155:
4150:
4146:
4141:
4137:
4132:
4128:
4118:
4116:
4107:
4106:
4102:
4092:
4090:
4080:
4076:
4066:
4064:
4054:
4050:
4040:
4038:
4036:The White House
4028:
4024:
4014:
4012:
4011:. June 28, 2023
4003:
4002:
3998:
3988:
3986:
3985:. July 14, 2023
3977:
3976:
3972:
3962:
3960:
3951:
3950:
3946:
3936:
3934:
3924:
3920:
3910:
3908:
3898:
3894:
3885:
3883:
3874:
3873:
3869:
3864:
3860:
3851:
3849:
3848:. 16 March 2015
3840:
3839:
3835:
3830:
3823:
3818:
3814:
3809:
3796:
3791:
3782:
3773:
3771:
3758:
3757:
3753:
3748:
3739:
3730:
3728:
3720:
3719:
3715:
3710:
3706:
3697:
3695:
3687:
3686:
3682:
3677:
3670:
3661:
3659:
3654:
3653:
3649:
3640:
3638:
3625:
3624:
3620:
3615:
3611:
3606:
3602:
3597:
3593:
3588:
3584:
3579:
3572:
3567:
3563:
3532:
3531:
3524:
3489:
3485:
3444:
3440:
3393:
3389:
3342:
3329:
3324:
3320:
3307:
3306:
3302:
3293:
3291:
3283:
3279:
3278:
3274:
3264:
3262:
3252:
3245:
3235:
3233:
3223:
3216:
3206:
3204:
3194:
3187:
3182:
3178:
3173:
3169:
3160:
3158:
3149:
3148:
3141:
3132:
3131:
3127:
3118:
3116:
3112:
3111:
3107:
3102:
3098:
3093:
3084:
3075:
3073:
3064:
3063:
3038:
3029:
3027:
3018:
3017:
3013:
3009:
2991:Ethical banking
2982:
2972:(NRDC) and the
2962:
2941:
2929:
2885:
2876:
2856:
2847:
2838:
2829:
2811:
2782:
2769:
2756:
2751:
2693:
2684:
2675:
2666:
2658:
2650:
2641:
2615:
2602:
2593:
2584:
2575:
2566:
2557:
2548:
2535:
2526:
2513:
2492:
2483:
2475:cost of capital
2453:
2445:
2432:
2423:
2345:
2343:Market barriers
2336:
2319:
2302:
2289:
2277:
2272:
2256:commercial bank
2247:
2242:
2226:Policy Exchange
2172:
2103:
2040:
2038:
2037:
2030:
2029:
2025:Paris Agreement
1930:
1920:
1919:
1888:Popular culture
1863:
1853:
1852:
1778:Just transition
1708:Climate justice
1698:
1687:
1686:
1583:Risk management
1506:Ethical banking
1446:Climate finance
1352:
1338:
1337:
1304:Coastal erosion
1263:Desertification
1216:Extreme weather
1147:
1131:
1111:
1046:
1045:
1027:Too big to fail
1012:Systematic risk
925:Ethical banking
915:Cost of capital
890:
882:
881:
828:Private banking
798:Islamic banking
778:Hedge (finance)
701:Ethical banking
671:Economic bubble
646:Climate finance
621:Bank regulation
585:
577:
576:
535:Instant payment
481:
473:
472:
396:
379:
378:
214:
182:
171:
160:
159:
158:
153:
142:
136:
133:
118:
105:
101:
90:
84:
81:
78:
69:
65:
28:
24:
17:
12:
11:
5:
4475:
4465:
4464:
4459:
4454:
4449:
4434:
4433:
4408:
4399:
4370:
4353:
4328:
4319:
4294:
4280:
4256:
4232:
4223:
4214:
4190:
4181:
4171:
4162:
4153:
4144:
4135:
4126:
4100:
4074:
4048:
4022:
3996:
3970:
3959:. June 5, 2023
3944:
3918:
3892:
3867:
3858:
3833:
3821:
3812:
3794:
3780:
3751:
3737:
3713:
3704:
3693:Solarizect.com
3680:
3668:
3647:
3631:Srmnetwork.com
3618:
3609:
3600:
3591:
3582:
3570:
3561:
3540:. 2014-11-06.
3522:
3503:(4): 237–239.
3483:
3438:
3407:(3): 280–298.
3401:Climate Policy
3387:
3327:
3318:
3315:on 2012-05-26.
3300:
3272:
3243:
3214:
3185:
3176:
3167:
3139:
3125:
3105:
3096:
3082:
3036:
3010:
3008:
3005:
3004:
3003:
2998:
2993:
2988:
2981:
2978:
2961:
2958:
2957:
2956:
2947:
2940:
2937:
2928:
2925:
2884:
2883:United Kingdom
2881:
2875:
2872:
2855:
2852:
2846:
2843:
2837:
2834:
2828:
2825:
2810:
2807:
2781:
2778:
2768:
2765:
2755:
2752:
2750:
2747:
2746:
2745:
2744:
2743:
2708:
2707:
2702:
2701:
2692:
2689:
2683:
2680:
2674:
2671:
2665:
2662:
2657:
2654:
2649:
2646:
2640:
2637:
2636:
2635:
2632:
2628:
2625:
2622:
2619:
2614:
2613:Types of bonds
2611:
2601:
2598:
2592:
2589:
2583:
2580:
2574:
2571:
2565:
2562:
2556:
2553:
2547:
2544:
2534:
2531:
2525:
2522:
2512:
2509:
2496:property taxes
2491:
2488:
2482:
2479:
2452:
2451:Securitization
2449:
2444:
2441:
2431:
2428:
2422:
2419:
2374:interest rates
2369:capital market
2344:
2341:
2335:
2332:
2318:
2317:Signaling role
2315:
2301:
2298:
2288:
2287:Risk reduction
2285:
2276:
2273:
2271:
2270:Main functions
2268:
2246:
2243:
2241:
2238:
2220:March 2009 by
2171:
2168:
2147:United Kingdom
2123:private sector
2105:
2104:
2102:
2101:
2094:
2087:
2079:
2076:
2075:
2074:
2073:
2061:
2049:
2032:
2031:
2028:
2027:
2022:
2020:Kyoto Protocol
2017:
2015:UN conferences
2012:
2007:
2002:
1997:
1992:
1987:
1982:
1977:
1972:
1967:
1962:
1960:Green politics
1957:
1952:
1947:
1942:
1940:Eco-capitalism
1937:
1931:
1926:
1925:
1922:
1921:
1918:
1917:
1912:
1910:Public opinion
1907:
1902:
1901:
1900:
1895:
1885:
1883:Media coverage
1880:
1875:
1870:
1868:Climate crisis
1864:
1859:
1858:
1855:
1854:
1851:
1850:
1845:
1840:
1835:
1830:
1825:
1820:
1815:
1810:
1805:
1800:
1795:
1790:
1785:
1780:
1775:
1770:
1765:
1760:
1755:
1750:
1745:
1740:
1735:
1730:
1725:
1720:
1715:
1710:
1705:
1699:
1693:
1692:
1689:
1688:
1685:
1684:
1679:
1674:
1669:
1668:
1667:
1662:
1657:
1652:
1647:
1642:
1637:
1632:
1627:
1622:
1612:
1607:
1602:
1597:
1592:
1591:
1590:
1585:
1580:
1575:
1570:
1560:
1555:
1553:Green recovery
1550:
1545:
1540:
1539:
1538:
1531:Green building
1528:
1523:
1518:
1513:
1508:
1503:
1498:
1493:
1488:
1483:
1478:
1473:
1468:
1463:
1458:
1453:
1448:
1443:
1438:
1433:
1428:
1427:
1426:
1421:
1416:
1411:
1406:
1396:
1395:
1394:
1389:
1384:
1379:
1374:
1364:
1359:
1353:
1344:
1343:
1340:
1339:
1336:
1335:
1334:
1333:
1331:Water scarcity
1328:
1321:Water security
1318:
1313:
1312:
1311:
1306:
1299:Sea level rise
1296:
1291:
1290:
1289:
1280:
1275:
1270:
1265:
1260:
1250:
1249:
1248:
1243:
1238:
1233:
1228:
1223:
1213:
1212:
1211:
1206:
1201:
1196:
1186:
1181:
1176:
1171:
1166:
1165:
1164:
1154:
1148:
1139:
1138:
1135:
1134:
1126:
1125:
1113:
1112:
1110:
1109:
1102:
1095:
1087:
1084:
1083:
1082:
1081:
1071:
1061:
1048:
1047:
1044:
1043:
1040:
1039:
1034:
1029:
1024:
1019:
1014:
1009:
1004:
999:
994:
992:Public finance
989:
984:
979:
974:
969:
968:
967:
962:
957:
952:
947:
937:
932:
927:
922:
917:
912:
907:
902:
900:Bond (finance)
897:
891:
889:Related topics
888:
887:
884:
883:
878:
877:
876:
875:
870:
865:
860:
855:
850:
845:
840:
835:
833:Sustainability
830:
825:
820:
818:Money creation
815:
813:Mobile banking
810:
805:
800:
795:
790:
785:
780:
775:
770:
765:
760:
755:
754:
753:
748:
743:
738:
733:
728:
723:
718:
713:
703:
698:
693:
688:
683:
678:
673:
668:
663:
658:
653:
648:
643:
638:
633:
628:
623:
618:
613:
608:
607:
606:
601:
586:
583:
582:
579:
578:
575:
574:
569:
564:
559:
554:
553:
552:
542:
537:
532:
527:
526:
525:
520:
510:
509:
508:
503:
493:
488:
482:
480:Funds transfer
479:
478:
475:
474:
469:
468:
467:
466:
461:
456:
451:
443:
442:
438:
437:
433:
432:
427:
422:
417:
412:
410:Christmas club
404:
403:
397:
385:
384:
381:
380:
375:Lists of banks
372:
371:
366:
361:
356:
351:
346:
341:
336:
331:
329:Postal savings
326:
321:
316:
311:
306:
304:Mutual savings
301:
296:
291:
286:
281:
276:
271:
266:
261:
256:
251:
246:
241:
236:
231:
226:
221:
215:
213:Types of banks
212:
211:
208:
207:
199:
198:
192:
191:
173:
172:
155:
154:
115:of the subject
113:worldwide view
108:
106:
99:
92:
91:
72:
70:
63:
58:
32:
31:
29:
22:
15:
9:
6:
4:
3:
2:
4474:
4463:
4460:
4458:
4455:
4453:
4450:
4448:
4445:
4444:
4442:
4422:
4418:
4412:
4403:
4389:on 2017-03-19
4388:
4384:
4380:
4374:
4363:
4357:
4342:
4338:
4332:
4323:
4309:on 2017-08-12
4308:
4304:
4298:
4291:. March 2012.
4290:
4284:
4270:
4266:
4260:
4246:
4242:
4236:
4227:
4218:
4203:
4197:
4195:
4185:
4175:
4166:
4157:
4148:
4139:
4130:
4114:
4110:
4104:
4089:
4085:
4078:
4063:
4059:
4052:
4037:
4033:
4026:
4010:
4006:
4000:
3984:
3980:
3974:
3958:
3954:
3948:
3933:
3929:
3922:
3907:
3903:
3896:
3881:
3877:
3871:
3862:
3847:
3843:
3837:
3828:
3826:
3816:
3807:
3805:
3803:
3801:
3799:
3789:
3787:
3785:
3770:on 2016-08-25
3769:
3765:
3761:
3755:
3746:
3744:
3742:
3727:
3723:
3717:
3708:
3694:
3690:
3684:
3675:
3673:
3657:
3651:
3637:on 2016-09-10
3636:
3632:
3628:
3622:
3613:
3604:
3595:
3586:
3577:
3575:
3565:
3557:
3553:
3548:
3543:
3539:
3535:
3529:
3527:
3518:
3514:
3510:
3506:
3502:
3498:
3494:
3487:
3479:
3475:
3470:
3465:
3461:
3457:
3453:
3449:
3442:
3434:
3430:
3425:
3420:
3415:
3410:
3406:
3402:
3398:
3391:
3383:
3379:
3374:
3369:
3364:
3359:
3355:
3351:
3350:Energy Policy
3347:
3340:
3338:
3336:
3334:
3332:
3322:
3314:
3310:
3304:
3289:
3282:
3276:
3261:
3257:
3250:
3248:
3232:
3228:
3221:
3219:
3203:
3199:
3192:
3190:
3180:
3171:
3157:on 2016-04-07
3156:
3152:
3146:
3144:
3135:
3129:
3115:
3109:
3100:
3091:
3089:
3087:
3072:on 2019-04-04
3071:
3067:
3061:
3059:
3057:
3055:
3053:
3051:
3049:
3047:
3045:
3043:
3041:
3025:
3021:
3015:
3011:
3002:
2999:
2997:
2994:
2992:
2989:
2987:
2984:
2983:
2977:
2975:
2971:
2967:
2955:
2951:
2948:
2946:
2943:
2942:
2936:
2934:
2924:
2920:
2918:
2917:offshore wind
2914:
2910:
2906:
2902:
2898:
2894:
2890:
2889:UK government
2887:In 2012, the
2880:
2871:
2869:
2865:
2860:
2851:
2842:
2833:
2824:
2821:
2815:
2806:
2802:
2800:
2796:
2792:
2787:
2777:
2773:
2764:
2760:
2740:
2735:
2731:
2727:
2723:
2719:
2714:
2713:
2710:
2709:
2704:
2703:
2698:
2697:
2696:
2688:
2679:
2670:
2664:Pension funds
2661:
2653:
2645:
2633:
2629:
2626:
2623:
2620:
2617:
2616:
2610:
2607:
2606:Public sector
2600:Bond issuance
2597:
2588:
2579:
2570:
2561:
2555:REC financing
2552:
2543:
2540:
2530:
2521:
2518:
2508:
2505:
2501:
2497:
2487:
2478:
2476:
2471:
2466:
2462:
2457:
2448:
2443:Co-investment
2440:
2437:
2427:
2418:
2414:
2412:
2407:
2402:
2399:
2395:
2394:rooftop solar
2390:
2386:
2383:
2379:
2375:
2370:
2365:
2363:
2359:
2355:
2351:
2340:
2331:
2329:
2325:
2314:
2312:
2308:
2307:due diligence
2297:
2295:
2284:
2282:
2281:upfront costs
2267:
2265:
2264:balance sheet
2261:
2257:
2251:
2237:
2235:
2234:Ben Caldecott
2231:
2227:
2223:
2217:
2215:
2210:
2208:
2204:
2200:
2195:
2193:
2189:
2185:
2184:cap and trade
2181:
2177:
2167:
2164:
2160:
2156:
2152:
2148:
2144:
2143:United States
2139:
2137:
2132:
2128:
2124:
2120:
2116:
2112:
2100:
2095:
2093:
2088:
2086:
2081:
2080:
2078:
2077:
2072:
2071:
2062:
2060:
2059:
2050:
2047:
2036:
2035:
2034:
2033:
2026:
2023:
2021:
2018:
2016:
2013:
2011:
2008:
2006:
2003:
2001:
1998:
1996:
1993:
1991:
1988:
1986:
1983:
1981:
1978:
1976:
1973:
1971:
1968:
1966:
1963:
1961:
1958:
1956:
1955:Eco-socialism
1953:
1951:
1948:
1946:
1943:
1941:
1938:
1936:
1933:
1932:
1929:
1924:
1923:
1916:
1913:
1911:
1908:
1906:
1903:
1899:
1896:
1894:
1891:
1890:
1889:
1886:
1884:
1881:
1879:
1876:
1874:
1871:
1869:
1866:
1865:
1862:
1861:Communication
1857:
1856:
1849:
1846:
1844:
1841:
1839:
1836:
1834:
1831:
1829:
1826:
1824:
1821:
1819:
1816:
1814:
1813:Queer ecology
1811:
1809:
1806:
1804:
1801:
1799:
1796:
1794:
1791:
1789:
1786:
1784:
1781:
1779:
1776:
1774:
1771:
1769:
1766:
1764:
1761:
1759:
1756:
1754:
1751:
1749:
1746:
1744:
1741:
1739:
1736:
1734:
1731:
1729:
1726:
1724:
1721:
1719:
1716:
1714:
1711:
1709:
1706:
1704:
1701:
1700:
1697:
1691:
1690:
1683:
1680:
1678:
1675:
1673:
1670:
1666:
1663:
1661:
1658:
1656:
1653:
1651:
1648:
1646:
1643:
1641:
1638:
1636:
1633:
1631:
1628:
1626:
1623:
1621:
1618:
1617:
1616:
1613:
1611:
1608:
1606:
1603:
1601:
1598:
1596:
1593:
1589:
1588:Vulnerability
1586:
1584:
1581:
1579:
1576:
1574:
1571:
1569:
1566:
1565:
1564:
1561:
1559:
1556:
1554:
1551:
1549:
1546:
1544:
1543:Green economy
1541:
1537:
1534:
1533:
1532:
1529:
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4425:. Retrieved
4423:. 2014-06-20
4420:
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4402:
4391:. Retrieved
4387:the original
4382:
4373:
4367:. July 2016.
4356:
4345:. Retrieved
4343:. 2015-11-24
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4311:. Retrieved
4307:the original
4297:
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4062:Canary Media
4061:
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3884:. Retrieved
3882:. 2016-04-04
3879:
3870:
3861:
3850:. Retrieved
3845:
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3772:. Retrieved
3768:the original
3763:
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3729:. Retrieved
3725:
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3692:
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3660:. Retrieved
3650:
3639:. Retrieved
3635:the original
3630:
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3469:10419/109991
3451:
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3321:
3313:the original
3303:
3292:. Retrieved
3290:. March 2009
3287:
3275:
3263:. Retrieved
3259:
3234:. Retrieved
3230:
3205:. Retrieved
3202:Morgan Lewis
3201:
3179:
3170:
3159:. Retrieved
3155:the original
3128:
3117:. Retrieved
3108:
3099:
3074:. Retrieved
3070:the original
3028:. Retrieved
3023:
3014:
2986:Climate bond
2963:
2953:
2949:
2944:
2931:Australia's
2930:
2921:
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2845:Rhode Island
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2786:Andrew Cuomo
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2456:Securitizing
2454:
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2360:, and other
2346:
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2328:crowding-out
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2127:clean energy
2110:
2108:
2068:
2056:
1878:Greenwashing
1768:Human rights
1763:Greenwashing
1723:Deep ecology
1625:Architecture
1526:Green bubble
1515:
1436:Clean growth
1399:Carbon price
950:participants
823:Pension fund
631:Asset growth
626:Bank secrecy
501:Bill payment
420:Money-market
390:
373:
254:Credit union
161:
143:
137:October 2022
134:
110:
85:October 2022
82:
74:
50:
43:
37:
36:Please help
33:
3911:January 20,
3846:Rd.usda.gov
3356:: 158–170.
3265:October 22,
3236:October 22,
3207:October 22,
3151:"About CGC"
2673:Foundations
2358:tax credits
2230:Dieter Helm
2203:Connecticut
2159:New Zealand
1843:Walkability
1728:Dirty hands
1718:Cyclability
1620:Agriculture
1615:Sustainable
1326:Water cycle
1258:Agriculture
1236:Storm surge
1199:Degradation
1169:Eco-anxiety
982:Market risk
873:Toxic asset
843:Speculation
731:engineering
269:Development
249:Cooperative
4441:Categories
4427:2016-07-21
4393:2016-07-21
4347:2016-07-21
4341:Wwf.org.uk
4313:2016-07-21
4274:2016-07-21
4250:2016-07-21
4208:2016-07-21
4015:August 14,
3989:August 14,
3937:7 November
3886:2016-07-21
3852:2016-07-21
3774:2016-07-21
3731:2016-07-21
3722:"Overview"
3698:2016-07-21
3662:2016-07-21
3641:2016-07-21
3294:2016-07-21
3161:2016-07-14
3119:2020-12-17
3076:2016-07-21
3030:2016-07-21
3026:. May 2016
3007:References
2730:United Way
2461:portfolios
2294:guarantees
2176:Reed Hundt
2131:investment
2111:green bank
2000:Litigation
1945:Green left
1660:Livelihood
1655:Industries
1630:Capitalism
1578:Resilience
1568:Act of God
1548:Green home
1521:Green bond
1516:Green bank
1481:Ecovillage
1419:Carbon tax
1287:Psychology
955:regulation
604:management
599:allocation
496:Electronic
289:Industrial
284:Investment
264:Depository
239:Commercial
39:improve it
4119:April 22,
3556:1997-0900
3517:1758-678X
3478:1556-5068
3433:1469-3062
3382:0301-4215
2954:PPS EU SA
2950:Green Got
2927:Australia
2913:bioenergy
2905:Edinburgh
2795:wholesale
2784:Governor
2706:criteria.
2382:cash flow
2362:subsidies
2311:investors
2199:nonprofit
2151:Australia
1873:Education
1788:Migration
1672:Used good
1563:Insurance
1346:Economics
1273:Livestock
1268:Fisheries
1231:Heat wave
935:Financial
726:economics
706:Financial
572:BRICS PAY
364:Wholesale
359:Universal
259:Custodian
125:talk page
45:talk page
4093:April 5,
4067:April 5,
4041:April 5,
3963:June 13,
3024:Oecd.org
2980:See also
2874:Malaysia
2207:New York
2163:Malaysia
2058:Glossary
1928:Politics
1818:Security
1733:Ecosophy
1703:Children
1665:Sourcing
1558:Greening
1471:Eco-city
1466:Degrowth
1246:Wildfire
1194:Conflict
1122:a series
1120:Part of
1059:Category
751:services
736:forecast
711:analysis
616:Bad debt
402:Accounts
387:Accounts
324:Payments
314:Offshore
294:Merchant
219:Advising
119:You may
4269:Gtfs.my
3880:Epa.gov
3288:E3g.org
3260:Fortune
2976:(CGC).
2517:utility
2504:default
2354:rebates
2170:History
2141:In the
1965:History
1893:fiction
1798:Poverty
1650:Finance
1350:Finance
1221:Drought
1141:Effects
1132:society
1069:Commons
746:planner
716:analyst
464:Prepaid
425:Savings
415:Deposit
349:Savings
334:Private
309:Neobank
234:Central
196:Banking
75:updated
4179:Center
4113:US EPA
4009:US EPA
3983:US EPA
3658:. SEIA
3554:
3515:
3476:
3431:
3380:
2945:Helios
2939:France
2909:London
2868:Exelon
2799:retail
2700:areas.
2465:shares
2350:grants
2192:Senate
2161:, and
2046:Portal
2010:UNFCCC
1990:Denial
1758:Gender
1696:Ethics
1157:Cities
1079:Portal
1002:Shares
965:system
945:market
506:Mobile
486:Cheque
454:Credit
389:
344:Retail
339:Public
274:Direct
4447:Banks
4365:(PDF)
4088:Volts
3284:(PDF)
2966:COP21
2864:Pepco
2631:Fund.
2155:Japan
2070:Index
1848:Women
1610:Reuse
1226:Flood
721:asset
594:Asset
584:Terms
545:SWIFT
459:Debit
441:Cards
394:Cards
127:, or
4121:2024
4095:2024
4069:2024
4043:2024
4017:2023
3991:2023
3965:2023
3939:2022
3932:EESI
3913:2023
3552:ISSN
3513:ISSN
3474:ISSN
3429:ISSN
3378:ISSN
3267:2022
3238:2022
3209:2022
2866:and
2739:CDFI
2500:lien
2378:loan
2326:and
2260:debt
1713:Debt
1645:Diet
1635:City
1145:Risk
960:risk
803:Loan
741:plan
641:Cash
567:SPFS
562:CIPS
540:Giro
518:RTGS
513:Wire
491:Card
224:Banq
3542:doi
3505:doi
3464:hdl
3456:doi
3419:hdl
3409:doi
3368:hdl
3358:doi
3354:115
1898:art
1501:ESG
940:law
696:ESG
557:CLS
530:ACH
449:ATM
4443::
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