663:
treasure, and also emphasises the feeling of security which all may enjoy who invest in the
Society. The Keys stand for house ownership. There are four of them together with the National Emblems of England, Scotland, Ireland, and Wales to show that the Society's activities cover those four countries. The Cockatrice is a combination of a Cock and a Dragon, the former representing the homestead, the latter being the guardian of the Treasure; the one provides the home which is represented by the other. The Escutcheon is taken from the Arms of the Borough of Holborn, to represent the Headquarters of the Society.
652:
256:
bombing that the
Society set up a War Damage Section to deal with all the administration and enquiries. The section dealt with the government on the members’ behalf to claim compensation for repairs. During the war the Society allowed members to reduce payments to interest only because of war damage and wherever possible survey fees for damaged properties were waived in hardship cases. From 1942 onwards the Society tried to influence the mortgage rate to ease the burden on homeowners, it cut its own rate by 0.5% to 5% in 1942 and cut again down to 4% in 1943.
712:
1522:
1533:
277:
207:
161:
306:
239:
176:, son of Thomas Webb, as secretary to replace Charles Cooper. Arthur’s arrival proved to be a turning point for the Society. In 1894 Arthur insisted on the removal of ‘Southern’ from the Society’s name. He had worked hard to build a national network of agents for the Society and thought the name should represent this enlarged coverage.
255:
The
Society prepared for the outbreak of war by purchasing Chiltern House, just outside High Wycombe in 1938 to move many head office functions out of London. (New Oxford House at that time supported the war effort as a clothing coupon centre) By early 1941, there were so many properties affected by
168:
Thomas Webb opened the first savings account for £10. Charles Copper opened the next savings account for £1. Savings account number 21 belonged to the first female saver, opened in March 1884 with 9 shillings. The account holder was Miss
Catherine Webb, the daughter of Thomas Webb. By the end of the
156:
Some of the
Society’s first mortgages went to local co-operative societies to buy their own buildings. Mortgage Number 3, granted in June 1884, was given to the Hampton Co-operative Society to buy land worth £100. Mortgage number 10, granted in April 1885, went to the Ardsley Co-operative Society to
152:
and
Charles Cooper, initially to provide a service to members of the co-operative movement, enabling them to own their own properties. The early rules of the Society show that each member of the Society had one vote on resolutions at the Annual General Meeting, and that a member of the Society could
288:
In 1950 the
Society reported great expansion with over 100 branches and double the amount of surplus profit compared to 1941 (1941 £1,360,253 – 1950 £2,934,748). The appointment of Herbert Ashworth as chief executive paved the way for more growth with his fresh energy, enthusiasm and vision to grow
259:
The
Society also kept a keen eye on the building society sector, and realising that some smaller societies were struggling to stay afloat they began a campaign of contacting these societies with suggestions for amalgamation This was a controversial tactic and not universally welcomed, with some of
246:
The growth of the economy improved throughout later 1930s, with an average of 350,000 new homes being built every year and the
Society continued to prosper in this housing boom. In the year before the Second World War, the Co-operative Permanent had increased its assets to over £30m and its branch
234:
After the war, with the need for new developments and homes the
Society increased its assets from under £500,000 to over £2m by 1924. The Society’s growth meant they needed to move out of 22 Red Lion Square. In 1925 the Society’s architect drew up plans for a new headquarters, New Oxford House, in
313:
In 1965 the Society agreed not to continue the arrangements Harry Score had put in place with representatives from Co-operative societies being on their board. It was thought that such a close association with the Co-operative Movement might be hindering their growth and narrowing their appeal to
214:
The Society also acted to encourage savings amongst its members. In 1904 they introduced savings boxes that were available to members for a small deposit and created the Home Savings Bank department to manage this new product. Interest was offered on the accounts at 3 and 1/3% or 1d for every 10
263:
In 1944 the Society’s then president, Harry Score, wanted to bring the society closer to the Co-operative movement, by giving representatives of the Co-operative Wholesale Societies seats on the Society’s board. The president had a vision that members would get a ‘total package’ with a mortgage
662:
The Shield is divided per chevron Azure and Or in allusion to the Pyramid which was the Emblem of the Society for many years. The Castle refers to the "Englishman's Home", and is built upon a rock, this being the security afforded by the society. The Dragon is, of course, the guardian of the
203:). Members of the board at the time also visited the site to inspect the work done, as they wanted to check on the quality of the housing being built. The Society also sponsored the ‘Cheap Cottage’ competition in 1905 to find the best quality cottage that could be built for £150 or less.
260:
the Society’s investors unhappy about the strategy. However, it did result in opportunities for growth and several smaller societies joined forces with the Society during these years - the peak came in 1944 when 10 societies transferred their engagements to the Co-operative Permanent.
272:
After the war, the Society supported ‘Self-Build’ groups, giving them the financial support, they needed to rebuild or build new homes. The Society’s ambitions for growth were thwarted at this time due to the emphasis by the post-war government on public sector housing.
227:
Between 1914 and 1918, the Society was inevitably affected by disruption in its workforce. Many of its agents joined the Forces and substitutions had to be found – sometimes these were the wives, sisters and daughters of the original agents.
297:
1962 saw the construction of a new head office in London – this time an 11-storey building in High Holborn. This was again called New Oxford House with the previous head office now being renamed Chesterfield House, it was opened by the
317:
In the late 1960s, the Society began a process of computerisation of its branch accounting. A central accounting system established at Chesterfield House, enabled branches to use computer-style account numbers for all new business.
284:
In 1948 the Society introduced the first edition of their staff magazine, ‘The Pyramid’. The Society created this magazine due to their branch network expansion and the need to maintain close co-ordination between staff.
1342:
1382:
1307:
1217:
1472:
1432:
1157:
1462:
1252:
1107:
1082:
1497:
1407:
1257:
231:
At the early stages in the war, the Society moved to seek insurance through Lloyds to protect all mortgage properties against loss or damage caused by aircraft or bombardment.
1487:
1327:
40:
289:
the branch network. The Society also benefitted from a new government which was enthusiastic about encouraging home ownership and supported a large house building programme.
1397:
1357:
1352:
1242:
1477:
1417:
1282:
1197:
1442:
687:
On either side a Cockatrice Argent combed wattled and armed Gules each gorged with a Collar or pendent therefrom an Escutcheon barry wavy of ten, also Argent and Azure.
215:
shillings per quarter. This kind of account especially appealed to children, and the first child recorded as opening such an account was Thomas John Mansbridge, son of
1402:
1387:
1262:
1112:
1102:
219:. Mansbridge himself had joined the Society in 1901 as a cashier, before joining the board and then becoming a director, serving 5 years as president in 1942 - 1947.
1492:
1127:
855:
1563:
1558:
1526:
1452:
1032:
1578:
899:
157:
buy a shop and bake house for £350. The first domestic mortgage was to Alfred Idle for a house in Morrison Street, Battersea – the mortgage was for £120.
1583:
184:
In 1903 the Society moved headquarters to much bigger premises at 22 Red Lion Square. This was to remain its head office for the next twenty-five years.
1593:
1588:
776:
681:
Per chevron Azure and Or in chief on a Rock proper a triple towered Castle Gold and in base a Dragon couchant wings elevated and addorsed Gules.
675:
Four Keys wards upwards and outwards in saltire Or enfiled by A Chaplet of Daffodils proper, Roses Gules and Thistles and Shamrock also proper.
1077:
1025:
1377:
1362:
892:
321:
In 1970 after a period of internal research and debate, the Society agreed to leave the Co-operative Union and change its name to
1202:
1573:
1018:
1447:
885:
859:
1227:
1147:
1137:
730:
1568:
1117:
600:
1367:
1292:
842:
1502:
1337:
1302:
1247:
1332:
1287:
1212:
1437:
1312:
1207:
1054:
1059:
725:
148:
The Southern Co-operative Permanent Building Society was formed in 1884 by a group of Co-operators including
24:
1427:
1412:
1317:
1237:
999:
983:
299:
1467:
1347:
1232:
978:
908:
322:
132:
89:
761:
1482:
1267:
1177:
210:
The Prize Cottage, which the Co-operative Permanent owned and turned into an office for the local agent
773:
1422:
1272:
1192:
1187:
1162:
1097:
973:
735:
173:
149:
1392:
1322:
1182:
1172:
1167:
1152:
968:
935:
1010:
1457:
1297:
1092:
1087:
963:
940:
187:
The Society agreed on 29 July 1904 to lend £2200 for builders to create the first garden city in
153:
be either a man or a woman. (At this time women were unable to vote in parliamentary elections)
1132:
20:
1122:
196:
651:
8:
113:
54:
169:
first year in business, there were 217 savings accounts, ranging from £150 to sixpence.
922:
264:
through the Society and household fittings/ furniture through the Wholesale Societies.
1532:
1142:
838:
216:
1042:
116:
50:
780:
192:
164:
The first mortgage ledger of the Southern Co-operative Permanent Building Society
124:
292:
16:
Mutual building society, providing mortgages and savings accounts to its members
1537:
1277:
1072:
927:
250:
877:
1552:
1372:
200:
309:
New Oxford House in High Holborn, opened by the Duke of Hamilton and Brandon
1507:
717:
120:
325:. This decision was confirmed by a vote of members on 16 September 1970.
267:
188:
172:
In 1892 the Southern Co-operative Permanent Building Society enlisted
305:
238:
764:(No. 141B) Financial Services Authority (retrieved 17 November 2009)
1040:
783:(p.130) Building Societies Association (retrieved 17 November 2009)
742:
Brick upon Brick Co-operative Permanent Building Society 1884-1934
222:
127:
to its members. Its head office was located at New Oxford House in
276:
206:
39:
160:
128:
99:
293:
Leaving the Co-operative Union and change of name 1960 – 1970
251:
World War 2 and links with Co-operative movement 1939 – 1945
496:
Western Equitable Permanent Mutual Benefit Building Society
645:
Coat of arms of Co-operative Permanent Building Society
587:
Merthyr & Dowlais Permanent Benefit Building Society
268:
Post-war support and branch network growth 1946 – 1959
707:
179:
1550:
774:Extract from Building Societies Yearbook 2009/10
392:The Institute Permanent Benefit Building Society
353:Bournemouth, Hants & Dorset Building Society
223:World War 1 and the Society’s growth 1914 – 1938
1564:Companies based in the London Borough of Camden
1559:Former building societies of the United Kingdom
907:
379:Southampton & South Hants Building Society
1026:
893:
483:Lombardian Permanent Benefit Building Society
444:Kensington Permanent Benefit Building Society
1579:Financial services companies based in London
835:Inside Nationwide: 100 Years of Co-operation
856:"'Co-operative Permanent Building Society'"
837:London: Nationwide Building Society, 1984 (
328:
1584:Former co-operatives of the United Kingdom
1033:
1019:
900:
886:
829:
827:
825:
823:
821:
819:
817:
815:
813:
811:
809:
650:
535:Rock (Llanelly) Permanent Building Society
470:Bournemouth Working Men's Building Society
38:
1594:1884 establishments in the United Kingdom
807:
805:
803:
801:
799:
797:
795:
793:
791:
789:
304:
275:
237:
205:
159:
1589:History of the London Borough of Camden
959:Co-operative Permanent Building Society
110:Co-operative Permanent Building Society
33:Co-operative Permanent Building Society
1551:
786:
143:
1014:
881:
615:British Co-operative Building Society
522:Picadilly Permanent Building Society
731:History of the cooperative movement
13:
601:Scottish Amicable Building Society
14:
1605:
457:Great Torrington Building Society
1531:
1521:
1520:
710:
280:"Self-Build" group in Birmingham
574:Exeter Benefit Building Society
561:Empire Benefit Building Society
509:Thames Estuary Building Society
242:New Oxford House in London 1929
180:Housing and savings 1901 – 1913
1055:Building Societies Association
848:
767:
755:
131:. In 1970, it was renamed the
1:
1343:Louth, Mablethorpe and Sutton
1060:Banking in the United Kingdom
748:
726:British co-operative movement
235:London which opened in 1926.
25:The Co-operative Credit Union
1574:Banks disestablished in 1970
1000:Nationwide Group Staff Union
984:Dunfermline Building Society
300:Duke of Hamilton and Brandon
7:
979:Derbyshire Building Society
909:Nationwide Building Society
703:
431:Wandsworth Building Society
418:Nineteenth Building Society
323:Nationwide Building Society
133:Nationwide Building Society
90:Nationwide Building Society
10:
1610:
628:Coleraine Building Society
548:Middlesex Building Society
366:Whitehall Building Society
138:
18:
1569:Banks established in 1884
1516:
1363:National & Provincial
1178:Cheltenham and Gloucester
1078:Aberavon Mutual Permanent
1068:
1050:
992:
974:Cheshire Building Society
951:
915:
779:November 9, 2013, at the
736:Arthur Webb (co-operator)
405:Finsbury Building Society
95:
85:
77:
69:
61:
46:
37:
1378:Norwich and Peterborough
969:Portman Building Society
936:Nationwide International
329:Transfers of engagements
247:network to 32 branches.
19:Not to be confused with
1203:City & Metropolitan
964:Anglia Building Society
941:Nationwide UK (Ireland)
762:Mutuals Public Register
639:
1223:Co-operative Permanent
1088:Alliance and Leicester
310:
281:
243:
211:
165:
1045:of the United Kingdom
308:
279:
241:
209:
163:
21:The Co-operative Bank
1448:Stroud & Swindon
1133:Bradford and Bingley
1123:Birmingham Midshires
1383:Nottingham Imperial
740:Albert Mansbridge,
646:
314:potential members.
193:Sir Ebenezer Howard
144:Origins 1884 - 1900
34:
1308:Ilkeston Permanent
1228:Coventry Provident
1218:Clay Cross Benefit
1138:Bradford Equitable
1043:building societies
923:The Mortgage Works
644:
311:
282:
244:
212:
166:
32:
1546:
1545:
1118:Bingley Permanent
1008:
1007:
833:Cassell, Michael
701:
700:
669:27 September 1954
637:
636:
217:Albert Mansbridge
106:
105:
1601:
1535:
1524:
1523:
1473:Town and Country
1368:North of England
1293:Heart of England
1143:Bristol and West
1035:
1028:
1021:
1012:
1011:
902:
895:
888:
879:
878:
872:
871:
869:
867:
858:. Archived from
852:
846:
831:
784:
771:
765:
759:
720:
715:
714:
713:
654:
647:
643:
333:
332:
125:savings accounts
117:building society
102:, United Kingdom
51:Building Society
42:
35:
31:
1609:
1608:
1604:
1603:
1602:
1600:
1599:
1598:
1549:
1548:
1547:
1542:
1512:
1503:West of England
1338:Leeds Permanent
1303:Herts and Essex
1248:Essex Equitable
1158:Bury St Edmunds
1064:
1046:
1039:
1009:
1004:
988:
947:
911:
906:
876:
875:
865:
863:
862:on 24 July 2021
854:
853:
849:
832:
787:
781:Wayback Machine
772:
768:
760:
756:
751:
716:
711:
709:
706:
642:
331:
295:
270:
253:
225:
195:and planned by
182:
146:
141:
28:
17:
12:
11:
5:
1607:
1597:
1596:
1591:
1586:
1581:
1576:
1571:
1566:
1561:
1544:
1543:
1541:
1540:
1529:
1517:
1514:
1513:
1511:
1510:
1505:
1500:
1495:
1490:
1485:
1480:
1475:
1470:
1465:
1460:
1455:
1450:
1445:
1440:
1435:
1430:
1425:
1420:
1415:
1410:
1405:
1400:
1395:
1390:
1385:
1380:
1375:
1370:
1365:
1360:
1355:
1350:
1345:
1340:
1335:
1333:Leamington Spa
1330:
1325:
1320:
1315:
1310:
1305:
1300:
1295:
1290:
1288:Haywards Heath
1285:
1280:
1275:
1270:
1265:
1260:
1255:
1250:
1245:
1240:
1235:
1230:
1225:
1220:
1215:
1213:City of London
1210:
1205:
1200:
1195:
1190:
1185:
1180:
1175:
1170:
1165:
1160:
1155:
1150:
1145:
1140:
1135:
1130:
1125:
1120:
1115:
1110:
1105:
1100:
1095:
1090:
1085:
1080:
1075:
1073:Abbey National
1069:
1066:
1065:
1063:
1062:
1057:
1051:
1048:
1047:
1038:
1037:
1030:
1023:
1015:
1006:
1005:
1003:
1002:
996:
994:
990:
989:
987:
986:
981:
976:
971:
966:
961:
955:
953:
949:
948:
946:
945:
944:
943:
938:
930:
928:UCB Home Loans
925:
919:
917:
913:
912:
905:
904:
897:
890:
882:
874:
873:
847:
785:
766:
753:
752:
750:
747:
746:
745:
744:, 1934, London
738:
733:
728:
722:
721:
705:
702:
699:
698:
697:
696:
691:
688:
685:
682:
679:
676:
673:
670:
667:
664:
660:
655:
641:
638:
635:
634:
632:
629:
626:
622:
621:
619:
616:
613:
612:September 1963
609:
608:
606:
603:
598:
594:
593:
591:
588:
585:
584:September 1956
581:
580:
578:
575:
572:
568:
567:
565:
562:
559:
555:
554:
552:
549:
546:
542:
541:
539:
536:
533:
529:
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520:
516:
515:
513:
510:
507:
503:
502:
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497:
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489:
487:
484:
481:
477:
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471:
468:
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463:
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458:
455:
451:
450:
448:
445:
442:
438:
437:
435:
432:
429:
425:
424:
422:
419:
416:
412:
411:
409:
406:
403:
399:
398:
396:
393:
390:
386:
385:
383:
380:
377:
376:September 1942
373:
372:
370:
367:
364:
360:
359:
357:
354:
351:
347:
346:
343:
340:
337:
330:
327:
294:
291:
269:
266:
252:
249:
224:
221:
181:
178:
145:
142:
140:
137:
104:
103:
97:
93:
92:
87:
83:
82:
81:Change of name
79:
75:
74:
71:
67:
66:
63:
59:
58:
48:
44:
43:
15:
9:
6:
4:
3:
2:
1606:
1595:
1592:
1590:
1587:
1585:
1582:
1580:
1577:
1575:
1572:
1570:
1567:
1565:
1562:
1560:
1557:
1556:
1554:
1539:
1534:
1530:
1528:
1519:
1518:
1515:
1509:
1506:
1504:
1501:
1499:
1496:
1494:
1491:
1489:
1486:
1484:
1481:
1479:
1476:
1474:
1471:
1469:
1466:
1464:
1463:Sussex County
1461:
1459:
1456:
1454:
1451:
1449:
1446:
1444:
1441:
1439:
1438:Staffordshire
1436:
1434:
1431:
1429:
1426:
1424:
1421:
1419:
1416:
1414:
1411:
1409:
1406:
1404:
1401:
1399:
1396:
1394:
1391:
1389:
1386:
1384:
1381:
1379:
1376:
1374:
1373:Northern Rock
1371:
1369:
1366:
1364:
1361:
1359:
1356:
1354:
1351:
1349:
1346:
1344:
1341:
1339:
1336:
1334:
1331:
1329:
1326:
1324:
1321:
1319:
1316:
1314:
1313:Kent Reliance
1311:
1309:
1306:
1304:
1301:
1299:
1296:
1294:
1291:
1289:
1286:
1284:
1281:
1279:
1276:
1274:
1271:
1269:
1266:
1264:
1261:
1259:
1256:
1254:
1253:Frome Selwood
1251:
1249:
1246:
1244:
1241:
1239:
1236:
1234:
1231:
1229:
1226:
1224:
1221:
1219:
1216:
1214:
1211:
1209:
1208:City of Derry
1206:
1204:
1201:
1199:
1196:
1194:
1191:
1189:
1186:
1184:
1181:
1179:
1176:
1174:
1171:
1169:
1166:
1164:
1161:
1159:
1156:
1154:
1151:
1149:
1146:
1144:
1141:
1139:
1136:
1134:
1131:
1129:
1126:
1124:
1121:
1119:
1116:
1114:
1111:
1109:
1108:Bedford Crown
1106:
1104:
1101:
1099:
1096:
1094:
1091:
1089:
1086:
1084:
1083:Aid to Thrift
1081:
1079:
1076:
1074:
1071:
1070:
1067:
1061:
1058:
1056:
1053:
1052:
1049:
1044:
1036:
1031:
1029:
1024:
1022:
1017:
1016:
1013:
1001:
998:
997:
995:
991:
985:
982:
980:
977:
975:
972:
970:
967:
965:
962:
960:
957:
956:
954:
950:
942:
939:
937:
934:
933:
931:
929:
926:
924:
921:
920:
918:
914:
910:
903:
898:
896:
891:
889:
884:
883:
880:
861:
857:
851:
844:
843:9780950838205
840:
836:
830:
828:
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571:February 1956
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519:February 1945
518:
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480:November 1943
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454:February 1943
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441:February 1943
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428:February 1943
427:
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415:December 1942
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402:December 1942
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202:
201:Raymond Unwin
198:
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36:
30:
26:
22:
1498:West Cumbria
1433:St Stephen's
1408:Rowley Regis
1258:Gainsborough
1222:
958:
952:Constituents
864:. Retrieved
860:the original
850:
834:
769:
757:
741:
718:Banks portal
694:STEP BY STEP
693:
558:October 1951
389:October 1942
320:
316:
312:
296:
287:
283:
271:
262:
258:
254:
245:
233:
230:
226:
213:
197:Barry Parker
191:(Founded by
186:
183:
171:
167:
155:
147:
119:, providing
109:
107:
96:Headquarters
47:Company type
29:
1488:Walthamstow
1413:Scarborough
1328:Lancastrian
1238:Dunfermline
993:Trade union
605:£22,578,901
174:Arthur Webb
150:Thomas Webb
1553:Categories
1468:Temperance
1428:St Pancras
1398:Portsmouth
1358:Mornington
1353:Mid Sussex
1348:Mercantile
1243:Eastbourne
1233:Derbyshire
866:8 November
749:References
684:Supporters
678:Escutcheon
577:£3,624,142
545:April 1947
493:April 1944
189:Letchworth
1483:Universal
1478:Tynemouth
1418:Sheffield
1283:Hampshire
1268:Greenwich
1198:Chilterns
1148:Britannia
916:Divisions
625:June 1966
597:June 1958
532:July 1946
467:June 1943
363:June 1942
121:mortgages
86:Successor
1527:Category
1508:Woolwich
1443:Standard
1423:Shepshed
1318:Ketley's
1273:Guardian
1193:Cheshunt
1188:Cheshire
1163:Catholic
1098:Barnsley
932:Former:
777:Archived
704:See also
631:£301,539
512:£303,311
506:May 1944
460:£217,275
434:£334,603
421:£313,612
408:£430,029
395:£242,225
382:£130,566
369:£141,671
1403:Regency
1393:Portman
1388:Peckham
1323:Lambeth
1278:Halifax
1263:Gateway
1183:Chesham
1173:Chelsea
1168:Century
1153:Burnley
1113:Bexhill
1103:Bedford
1041:Former
666:Adopted
618:£21,046
590:£14,684
564:£93,999
551:£14,515
538:£33,795
525:£30,485
499:£20,540
486:£75,171
473:£66,236
447:£84,538
356:—
339:Society
139:History
70:Defunct
62:Founded
1538:Portal
1536:
1525:
1493:Wessex
1458:Surrey
1298:Hendon
1128:Bolton
1093:Anglia
841:
342:Assets
129:London
114:mutual
112:was a
100:London
55:Mutual
690:Motto
672:Crest
659:Notes
345:Ref.
868:2022
839:ISBN
640:Arms
350:1918
336:Date
199:and
123:and
108:The
78:Fate
73:1970
65:1884
1453:Sun
23:or
1555::
788:^
302:.
135:.
1034:e
1027:t
1020:v
901:e
894:t
887:v
870:.
845:)
57:)
53:(
27:.
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