Knowledge

Global ATM Alliance

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Scotiabank customers can find a partner ATM, avoid surcharges and save on access fees. The Scotiabank website includes a list of countries and partner institutions where the fee will be waived. Also, the Scotiabank Mobile Banking app has an ATM locator to help customers find the nearest partner ATM,
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Additionally, Bank of America also has a special partnership with China Construction Bank to provide the same ATM fee waivers to Bank of America account holders using China Construction Bank ATMs in mainland China (excluding Hong Kong). I.e., account holders using their Bank of America ATM card or
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A holder of a Westpac Australia "everyday bank account" or "savings account" may incur a foreign transaction fee equal to 3 percent of the Australian dollars transaction amount when making a debit or credit card withdrawal at an ATM outside Australia. This fee is composed of the 2 percent Westpac
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Tangerine will waive the international ABM access fee and Global ATM Alliance members will waive any terminal convenience or usage fees for any withdrawal transactions performed at Global ATM Alliance machines with a Tangerine client card. "Free access" does not apply to Scotiabank ABMs in Costa
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The participating banks are as follows. Some of the listed banks, however, may honor ATM reciprocity only in one country for certain allied banks, e.g., fees may not be charged for Barclays branches in the United Kingdom, but fees may be charged for branches of Barclays in other countries.
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A holder of a Westpac Australia "everyday bank account" or "savings account" may incur a A$ 5 fee when making a successful cash withdrawal at an ATM outside Australia. This fee does not apply to two types of savings accounts: "eSaver" and "Bump Savings". The fee is waived when using a
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debit card at a China Construction Bank ATM in mainland China can avoid the "non-Bank of America usage fee" and "ATM operator access fee" for each withdrawal, transfer, or balance inquiry. The 3 percent "international transaction fee" for converting currencies will still apply.
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The list of countries covered by the Global ATM Alliance fee waiver differs for Westpac NZ clients from that for Westpac Australia clients. Singapore, Hong Kong, Malaysia, Indonesia, Taiwan and China are not listed as included in the scheme on the Westpac NZ website.
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For Westpac's New Zealand account holders, using a Global ATM Alliance ATM means Westpac will waive its NZ$ 3 international transaction fee that would be charged at other overseas ATMs. All other fees apply, including a 1.95% foreign currency conversion fee.
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at another bank within the alliance with no international ATM access fees. Other fees, such as an international transaction or foreign currency fee, may still apply for some account holders. Participating banks are located around the globe.
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A customer can withdraw cash from a Barclays account from a cash machine in the Global Alliance without transaction charges. If the customer uses a cash machine that isn't in the Global Alliance or use a Barclaycard, additional charges
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The "non-Bank of America usage fee" for each withdrawal, transfer, or balance inquiry at non-Bank of America ATMs outside the United States. This fee is waived under the Global ATM Alliance within the following coverage
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Caribbean - Antigua & Barbuda, Bahamas, Barbados, Cayman Islands, Jamaica, Trinidad & Tobago, Turks & Caicos and the US Virgin Islands.
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Canada, Mexico, Chile, Peru, and the Caribbean, including Anguilla, Antigua & Barbuda, the Bahamas, Barbados, the British Virgin Islands, the
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There are three separate fees that may apply to Bank of America account holders when using their ATM or debit cards outside the United States:
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processing fee and the 1 percent Westpac on-charged scheme fee. This fee is not waived when using an ATM of the Global ATM Alliance.
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The 3 percent "international transaction fee" for converting currencies. This fee is not waived under the Global ATM Alliance.
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The "ATM operator access fee". This fee is waived under the Global ATM Alliance within the following coverage areas.
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Westpac Bank (Australia, New Zealand, Fiji, Cook Islands, Papua New-Guinea, Samoa, Tonga, Vanuatu, Solomon Islands)
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is a joint venture of several major international banks that allows customers of their banks to use their
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Consorsbank (Germany) customers are eligible for free cash withdrawals from ATMs operated by:
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Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Channel Islands)
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Westpac Terms and Conditions - Deposit Accounts for Personal Customers - 1 June 2009
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ATM of a participant in the Global ATM Alliance in the following countries:
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and its affiliate banks (France, Italy, Ukraine, Turkey, Poland, Morocco,
245: 52: 950:"BNP Paribas: an international bank serving local clients - BNP Paribas" 323: 281: 263: 96: 76: 72: 68: 28: 1064: 60: 419: 104: 429: 229: 177: 46: 233: 110: 1130:"Global ATM Alliance | International & Migrant - Westpac NZ" 920:"Global ATM Alliance - International & Migrant - Westpac NZ" 173: 100: 64: 1103:. Westpac Banking Corporation. 8 April 2017. pp. 36, 38. 1039:"FAQs: ATMs and ATM Fees - What is the Global ATM Alliance?" 757:
Bank of America Schedule of Fees - California - June 5, 2009
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United Kingdom: England, Northern Ireland, Scotland, Wales,
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Great Britain, Ghana, Kenya, Mauritius, Tanzania, Zimbabwe
439: 352: 114: 311: 467: 136: 1092: 1090: 1007: 1005: 141: 1241: 628: 130:Westpac Pacific Banking (Fiji, Papua New Guinea) 1087: 1002: 745:Bank of America Schedule of Fees - June 5, 2009 733:Bank of America ATM and Banking Center Locator 591: 316: 93:(Germany, Belgium, India, Spain, and Portugal) 705: 1065:"Bank of America Financial Centers and ATMs" 714: 366:France, Poland, Italy (under the BNL Brand) 480: 798:Westpac Media Release: Global ATM Alliance 774:Westpac - Accessing your accounts overseas 827:French bank joins new Global ATM Alliance 459:Westpac Australia foreign transaction fee 127:Westpac New Zealand Limited (New Zealand) 822:Five big banks form Global ATM Alliance 312:Westpac Bank Australian account holders 124:Westpac Banking Corporation (Australia) 1242: 609:BNL Banca Nazionale Del Lavoro (Italy) 1224:from the original on 11 November 2020 1110:from the original on 29 December 2009 1075:from the original on 19 December 2018 1019:from the original on 23 December 2012 960:from the original on 22 December 2015 930:from the original on 22 December 2015 900:from the original on 19 December 2018 834:BNP Paribas joins global ATM alliance 618:Scotiabank (Canada and the Caribbean) 615:Deutsche Bank (including in Portugal) 301:None specified (as of February 2022) 1140:from the original on 29 January 2018 888: 886: 884: 882: 880: 446:Canada, Chile, Guyana, Mexico, Peru 16:Joint venture of international banks 1208:"Tangerine Bank Fair Fees Schedule" 468:Westpac New Zealand account holders 137:Bank-specific rules and information 13: 1188:from the original on 2 August 2016 980:"Global ATM Alliance | Scotiabank" 633:For Deutsche Bank account holders: 250:Saint Vincent & the Grenadines 14: 1266: 990:from the original on 23 July 2018 877: 723: 808:Scotiabank - Global ATM Alliance 720:Rica, Haiti, Panama or Uruguay. 1200: 1170: 1152: 1045:from the original on 4 May 2017 1015:. Westpac Banking Corporation. 846:UkrSibbank- Global ATM alliance 142:Bank of America account holders 1122: 1057: 1031: 972: 942: 912: 488:For Barclays account holders: 339:MasterCard/Cirrus ATM network 99:(Canada, Mexico, Chile, Peru, 1: 1178:"Tangerine Bank: ABM Locator" 870: 629:Deutsche Bank account holders 426:Hong Kong, Singapore, Taiwan 606:BGL BNP Paribas (Luxembourg) 603:BNP Paribas (France, Poland) 7: 636: 592:BNP Paribas account holders 490: 332: 317:Westpac cash withdrawal fee 160: 10: 1271: 706:Scotiabank account holders 270:Australia and New Zealand 258:Turks & Caicos Islands 232:, the Dominican Republic, 83:Banca Nazionale del Lavoro 1250:Automated teller machines 858:BNL d'Italia Bank Locator 839:28 September 2007 at the 791:16 September 2009 at the 715:Tangerine account holders 711:only for national ATMs. 582:Great Britain, Worldwide 338: 335: 167:Global ATM Alliance Bank 166: 163: 113:(Australia, New Zealand, 779:24 December 2007 at the 481:Barclays account holders 361:Westpac Pacific Banking 25:automated teller machine 696:Australia, New Zealand 242:Saint Kitts & Nevis 863:30 August 2011 at the 648:Germany and worldwide 1255:Banking organizations 1160:"Global ATM Alliance" 1013:"Using ATMs overseas" 738:7 August 2008 at the 600:Bank of America (USA) 851:5 March 2011 at the 813:23 July 2018 at the 624:Ukrsibbank (Ukraine) 436:Indonesia, Malaysia 1041:. Bank of America. 762:7 July 2011 at the 750:7 July 2011 at the 254:Trinidad and Tobago 21:Global ATM Alliance 1164:www.scotiabank.com 984:www.scotiaback.com 954:www.bnpparibas.com 336:Country/Territory 1134:www.westpac.co.nz 924:www.westpac.co.nz 703: 702: 589: 588: 456: 455: 390:UK and Gibraltar 305: 304: 49:(United Kingdom) 1262: 1234: 1233: 1231: 1229: 1223: 1212: 1204: 1198: 1197: 1195: 1193: 1174: 1168: 1167: 1156: 1150: 1149: 1147: 1145: 1126: 1120: 1119: 1117: 1115: 1109: 1102: 1094: 1085: 1084: 1082: 1080: 1061: 1055: 1054: 1052: 1050: 1035: 1029: 1028: 1026: 1024: 1009: 1000: 999: 997: 995: 976: 970: 969: 967: 965: 946: 940: 939: 937: 935: 916: 910: 909: 907: 905: 890: 729:Bank of America 675:BGL BNP Paribas 659:Bank of America 637: 577:Bank of America 558:Pacific Islands 491: 401:Bank of America 357:Papua New Guinea 333: 211:BGL BNP Paribas 161: 119:Papua New Guinea 1270: 1269: 1265: 1264: 1263: 1261: 1260: 1259: 1240: 1239: 1238: 1237: 1227: 1225: 1221: 1210: 1206: 1205: 1201: 1191: 1189: 1176: 1175: 1171: 1158: 1157: 1153: 1143: 1141: 1128: 1127: 1123: 1113: 1111: 1107: 1100: 1096: 1095: 1088: 1078: 1076: 1069:Bank of America 1063: 1062: 1058: 1048: 1046: 1037: 1036: 1032: 1022: 1020: 1011: 1010: 1003: 993: 991: 978: 977: 973: 963: 961: 948: 947: 943: 933: 931: 918: 917: 913: 903: 901: 892: 891: 878: 873: 865:Wayback Machine 853:Wayback Machine 841:Wayback Machine 815:Wayback Machine 793:Wayback Machine 781:Wayback Machine 764:Wayback Machine 752:Wayback Machine 740:Wayback Machine 726: 717: 708: 634: 631: 594: 487: 483: 470: 461: 410:Bank of Nanjing 382:Germany, Spain 319: 314: 216:Germany, Spain 182:Channel Islands 144: 139: 43:(United States) 41:Bank of America 17: 12: 11: 5: 1268: 1258: 1257: 1252: 1236: 1235: 1199: 1169: 1151: 1121: 1086: 1056: 1030: 1001: 971: 941: 911: 875: 874: 872: 869: 868: 867: 855: 843: 831: 830: 829: 819: 818: 817: 802: 801: 800: 795: 783: 768: 767: 766: 754: 742: 725: 724:External links 722: 716: 713: 707: 704: 701: 700: 697: 693: 692: 689: 688:Canada, Chile 685: 684: 681: 677: 676: 673: 669: 668: 665: 661: 660: 657: 656:United States 653: 652: 651:Deutsche Bank 649: 645: 644: 641: 640:Coverage Area 630: 627: 626: 625: 622: 619: 616: 613: 610: 607: 604: 601: 593: 590: 587: 586: 583: 579: 578: 575: 574:United States 571: 570: 567: 563: 562: 559: 555: 554: 551: 547: 546: 543: 539: 538: 535: 531: 530: 529:Deutsche Bank 527: 523: 522: 519: 515: 514: 511: 507: 506: 503: 499: 498: 495: 494:Coverage Area 482: 479: 469: 466: 460: 457: 454: 453: 450: 443: 442: 437: 433: 432: 427: 423: 422: 417: 413: 412: 407: 403: 402: 399: 395: 394: 393:Barclays Bank 391: 387: 386: 385:Deutsche Bank 383: 379: 378: 375: 371: 370: 367: 363: 362: 359: 349: 348: 345: 341: 340: 337: 318: 315: 313: 310: 303: 302: 299: 295: 294: 289: 285: 284: 279: 275: 274: 271: 267: 266: 261: 226:Cayman Islands 221: 220: 219:Deutsche Bank 217: 213: 212: 209: 205: 204: 201: 197: 196: 193: 189: 188: 185: 169: 168: 165: 164:Coverage Area 159: 158: 155: 151: 143: 140: 138: 135: 134: 133: 132: 131: 128: 125: 108: 94: 88: 87: 86: 50: 44: 27:(ATM) card or 15: 9: 6: 4: 3: 2: 1267: 1256: 1253: 1251: 1248: 1247: 1245: 1220: 1216: 1209: 1203: 1187: 1183: 1179: 1173: 1165: 1161: 1155: 1139: 1135: 1131: 1125: 1106: 1099: 1093: 1091: 1074: 1070: 1066: 1060: 1044: 1040: 1034: 1018: 1014: 1008: 1006: 989: 985: 981: 975: 959: 955: 951: 945: 929: 925: 921: 915: 899: 895: 889: 887: 885: 883: 881: 876: 866: 862: 859: 856: 854: 850: 847: 844: 842: 838: 835: 832: 828: 825: 824: 823: 820: 816: 812: 809: 806: 805: 803: 799: 796: 794: 790: 787: 784: 782: 778: 775: 772: 771: 769: 765: 761: 758: 755: 753: 749: 746: 743: 741: 737: 734: 731: 730: 728: 727: 721: 712: 699:Westpac Bank 698: 695: 694: 690: 687: 686: 682: 679: 678: 674: 671: 670: 666: 663: 662: 658: 655: 654: 650: 647: 646: 642: 639: 638: 635: 623: 620: 617: 614: 611: 608: 605: 602: 599: 598: 597: 584: 581: 580: 576: 573: 572: 568: 565: 564: 561:Westpac Bank 560: 557: 556: 553:Westpac Bank 552: 549: 548: 544: 541: 540: 536: 533: 532: 528: 525: 524: 520: 517: 516: 512: 509: 508: 505:Westpac Bank 504: 501: 500: 496: 493: 492: 489: 478: 474: 465: 451: 449: 445: 444: 441: 438: 435: 434: 431: 428: 425: 424: 421: 418: 415: 414: 411: 408: 405: 404: 400: 397: 396: 392: 389: 388: 384: 381: 380: 376: 373: 372: 368: 365: 364: 360: 358: 354: 351: 350: 346: 343: 342: 334: 331: 329: 325: 309: 300: 298:South Africa 297: 296: 293: 290: 287: 286: 283: 280: 277: 276: 272: 269: 268: 265: 262: 259: 255: 251: 247: 243: 239: 238:Saint Maarten 235: 231: 227: 223: 222: 218: 215: 214: 210: 207: 206: 203:BNL d'Italia 202: 199: 198: 194: 191: 190: 186: 183: 179: 175: 171: 170: 162: 156: 152: 149: 148: 147: 129: 126: 123: 122: 120: 116: 112: 109: 106: 102: 98: 95: 92: 91:Deutsche Bank 89: 84: 81: 80: 78: 74: 70: 66: 62: 58: 57:New Caledonia 54: 51: 48: 45: 42: 39: 38: 37: 33: 30: 26: 22: 1226:. 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Retrieved 718: 709: 683:BNP Paribas 632: 595: 550:New Zealand 521:BNP Paribas 484: 475: 471: 462: 447: 369:BNP Paribas 344:New Zealand 320: 306: 195:BNP Paribas 145: 34: 20: 18: 1079:19 December 964:19 December 934:19 December 804:Scotiabank 691:Scotiabank 672:Luxembourg 569:Ukrsibbank 545:Scotiabank 537:Scotiabank 513:Scotiabank 452:Scotiabank 377:Ukrsibbank 347:Westpac NZ 246:Saint Lucia 236:, Jamaica, 208:Luxembourg 53:BNP Paribas 1244:Categories 904:3 February 871:References 643:Bank Name 534:Guatemala 502:Australia 497:Bank Name 416:Singapore 324:Mastercard 282:Ukrsibbank 264:Scotiabank 256:, and the 180:, and the 103:, and the 97:Scotiabank 77:Luxembourg 73:Martinique 69:Guadeloupe 29:debit card 1228:3 October 667:Barclays 585:Barclays 187:Barclays 105:Caribbean 1219:Archived 1186:Archived 1144:26 April 1138:Archived 1105:Archived 1073:Archived 1043:Archived 1017:Archived 988:Archived 958:Archived 928:Archived 898:Archived 861:Archived 849:Archived 837:Archived 811:Archived 789:Archived 777:Archived 770:Westpac 760:Archived 748:Archived 736:Archived 566:Ukraine 526:Germany 374:Ukraine 278:Ukraine 273:Westpac 230:Dominica 178:Guernsey 47:Barclays 1192:9 March 994:22 July 680:France 542:Mexico 518:France 510:Canada 288:Turkey 234:Grenada 192:France 111:Westpac 85:(Italy) 61:Réunion 486:apply. 406:China 328:Cirrus 200:Italy 174:Jersey 154:areas. 117:, and 101:Guyana 75:, and 65:Guyane 1222:(PDF) 1211:(PDF) 1114:7 May 1108:(PDF) 1101:(PDF) 1049:5 May 1023:7 May 1230:2019 1194:2017 1146:2018 1116:2017 1081:2018 1051:2017 1025:2017 996:2018 966:2015 936:2015 906:2022 440:CIMB 420:POSB 398:USA 353:Fiji 115:Fiji 19:The 430:DBS 292:TEB 1246:: 1217:. 1213:. 1184:. 1180:. 1162:. 1136:. 1132:. 1089:^ 1071:. 1067:. 1004:^ 986:. 982:. 956:. 952:. 926:. 922:. 896:. 879:^ 355:, 260:. 252:, 248:, 244:, 240:, 228:, 184:. 176:, 121:) 79:) 71:, 67:, 63:, 59:, 1232:. 1196:. 1166:. 1148:. 1118:. 1083:. 1053:. 1027:. 998:. 968:. 938:. 908:. 326:/ 107:)

Index

automated teller machine
debit card
Bank of America
Barclays
BNP Paribas
New Caledonia
Réunion
Guyane
Guadeloupe
Martinique
Luxembourg
Banca Nazionale del Lavoro
Deutsche Bank
Scotiabank
Guyana
Caribbean
Westpac
Fiji
Papua New Guinea
Jersey
Guernsey
Channel Islands
Cayman Islands
Dominica
Grenada
Saint Maarten
Saint Kitts & Nevis
Saint Lucia
Saint Vincent & the Grenadines
Trinidad and Tobago

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